 Welcome everybody back to the independent investor channel. This is really where the lion's share of the wealth has kept and These accounts were started with $1,500 some about 12 13 years ago or so and they've sizably grown up to a hundred thousand dollar accounts Looking at about 130 in this account I'm glad to profile the holdings for you guys take you in and and share with you guys what we've been able to build over time Certainly don't want you guys tune in into a message like this and saying you can build something like this overnight. This has not This has been built over a number of years some monitoring some work has gone into building this portfolio. I approach Investing that way I approach it as a wealth builder And if you're willing to kind of resonate with that idea that you don't need to be Trying to get rich overnight Approach it with some discipline and some scale You can render the same results as maybe maybe even better And that's the beauty of it is sharing a message that I know can impact The masses out there looking to get involved in investing for the first time very cool stuff So we'll drop you into the account and show you how we're progressing This is a pocket of wealth in one of my self-directed. I will say again self-directed Directed Roth IRA accounts the designation over the account is self-directed. So I don't get charged for any of the Buying and selling activity that happens within this portfolio. I don't get charged for any of the funding that goes on in this portfolio Finally, I do not get charged for any of the dividend reinvestment programs that goes on within this portfolio, which is super super important to me I basically invest for free in this in this account The only fees that I would incur on the very bottom line is the little bit of fee that I own The expense that I paid a vanguard, which is point zero three T on the vanguard's S&P 500 I also own the VBK, which is a small cap index. There's a small Expense that's associated with that. I believe it's point two six So That's it to own the single stock. There is no charge for that. I get my dividend reinvestment for free I've bought the stock for free. I can trade as I will in this and whatever profits are rendered are in fact Tax-protected profits. So we'll start with the passive element in this There's probably three or four elements within this portfolio to speak about from a from a pillar perspective What I mean by that is you don't necessarily have to look at the individual products and say, okay Well, Ryan owns Facebook now. I have to go buy it myself Facebook's a great company, but that's not the idea stay with me The idea is that you identify those elements or pillars within the portfolio or the account Specifically that I put to work and ask yourself. Can I put the same? Element or pillar to work for myself the answer is yes, okay Try to walk you guys through The thought process that's behind each of these and not just necessarily Come on to YouTube and say I own this you need to own it, too That's not constructive as a matter of fact. It can be deconstructive in a lot of different ways Okay, so the two passive elements within the portfolio. I'm not gonna get too crazy with this just shy of a $10,000 bill in the S&P 500 That's 25 shares. That's a nice position In this the vanguard small cap just behind it at 15 shares. That's about a $4,400 bill in small caps. That's it. You get the S&P 500 you got the small caps You got the entire domestic stock market From large and mega cap all the way down to the small cap Taking care of now it is small cap growth So it is a little bit tailored there if you just wanted to go ahead and buy the mix You could through VB That is a VB that's gonna have a mix of your growth and Value small caps so you can choose either way the vanguards value is VBR So those are the three products that cover the small cap market from a market cap perspective And you can seek out your exposure either way you can win on either with with any of the products to be honest with you That's just how I choose to go about seeking my exposure within this this account. It makes sense It makes sense. This is my wife's account It makes sense for me to put a little growth there Because I've got small cap value in my account, and I've also got some small cap exposure Within my thrift savings plan so it makes sense for me. That's it for the passive element the largest Position that I have in any of my portfolios across the spectrum is dividend growth This portfolio is reflective of that as a lion's share of the wealth is devoted to the dividend growth strategy For a lot of you guys that don't understand the dividend company is going to be one like a McDonald's, right? Where I've added in here 25 shares of McDonald's at $5,800 position a position like Microsoft $6,600 25 shares of Microsoft in here some big banks a JP Morgan falls under the dividend growth strategy Disney falls under the value investing Dividend growth strategy here at 30 shares so 5,300 in Disney Healthcare we've got Bristol Myers in the dividend growth old tech Cisco Nice 3% yield or which has done quite well just over 5,000 So cumulatively these companies add up to a pretty good dividend rendering within this portfolio Where I would say that dividend growth. Yes, is the lion's share of my portfolio. I would also stress the importance of recognizing that other elements have a real shot at adding to your bottom line and Emboldening this particular bucket and it can mean the same for you if you don't put all of your eggs in one basket in other words to derive a strategy that is all growth or All passive or all dividend growth if you have been with me a while You've known that I've been an advocate of doing it all the entire time I Don't I think at certain times you can say well, this is the best way and there is no other way and I think the market unfortunately gives that type of latitude to people to offer their opinion as ill-founded and and not fact-based as that is I think that's an unfortunate application in stock market investing in that all too often We pursue one specific strategy and we live and die by that strategy I say do it all if the bottom line is about money You're gonna have certain strategies that are making out like a bandit while others are suffering and vice versa The whole idea that over time your portfolio goes up and to the right. That's that's what it's all about So so Disney and you get Chevron in the energy category here and bold in that energy Holding up a little bit in the dividend growth category of mentioned JP Morgan Chase as well as Wells Fargo as a small step in position at 25 shares in the financials fintech with with visa is in fact the dividend growth company 25 shares there in that company Just kind of scanning through the list here. I've already mentioned McDonald's and Microsoft Realty income is the biggest real estate REIT Position that I hone quasi. I'm glad to own this within the Roth You could really start to build a position and realty income $680 is gonna buy you 10 shares of realty income. I think that's appropriate for any Roth out there. I Think it fits well. I think being that they're unqualified dividends really works well in a Roth I I highly enjoy owning the raw the REITs in the Roth's it works And help protect those unqualified dividends within the account. So good stuff Pepsi in the value category dividend growth. Absolutely and Nice dividend payer there fantastic investment at over 36 shares of that company healthcare Pfizer Some big Dow components really anchor this portfolio. I don't get screwy With my money nor do I expect you to do the same if you tune it into my channel to get the next AMC Or GameStop you're you're in the wrong place. I don't have a lot of attention to that I mentioned it really as a punchline really because I think that That way of speculating on the market is absurd and I know there's people out there that have made money and good on you I'm that that's awesome. You should sell it all and just copy what I do because what I do is good Investing that way speculating in that manner with your money. You can you can lose you can win either way But you need to ask yourself whether or not you win be a gambler or you want to be an investor, okay? I'll leave that answer up to you proctor and gamble there and the staples category the Dow component Works really really well United Health Group another Dow component at 10 shares And that really what rounds out the portfolio the final Dow components of Verizon and Walmart, right? Telecom and and Wal-Mart in the staples category as appropriate. So just a very very strong portfolio There's a couple elements of of hyper growth. There's large cap growth. I've gotten Facebook Which is the loan big compass a big position eighty five hundred dollars twenty five share position in Facebook and a couple positions that are speculative in nature Small and medium cap companies as appropriate so far being the one in the financials category down big I knew it would with the we're gonna just continue to hold that monitor it. It'll be fine long term We're just taking some short-term pain right now highly honest up on the upswing there 2200 shares of this Specific portfolio on highly on and that really rounds out the small cap growth within the portfolio So about a hundred and thirty thousand in this little dab of cash. That's really a Full review of this account the Roth IRA number one and You know, it's a lot of fun to roll these out and see how these accounts are progressing This is real money built up from an account that I started You know ten fifteen years ago or something, you know, it's amazing how fast life goes And it's amazing how fast your money will grow In in compliment to that time that's ever passing for each and every one of us So with that guys, I really appreciate your your time And if you like the message that we got coming through it and make sure and subscribe to the channel Leave your comments at the bottom of the video hit the notification bell the thumbs up on the video if you enjoyed the content Transparency where that we're putting through on the channel. Absolutely appreciate the support there Thank you so much for tuning into the message and good luck in your investment future