 No. What part of all property is theft do you not understand? In all seriousness, there are many reasons why you shouldn't buy a single-family house. But in the interest of dialectics, we at the CMPF are going to explain why you may want to buy a house. After all, if you're white, middle-class, and your parents can give you the 20% down payment, buying a house can be mildly beneficial. The day you buy a house is the day you finally get to say, Finally, you are the non-binary monarch of your metaphorical castle. You're finally free to decorate the front lawn with your collection of hentai water fountains, gusso jimbawale in Rapid City, South Dakota. More importantly, when you own a home, you're no longer paying your landlord's mortgage. You're paying your own mortgage. Of course, depending on where you got your mortgage, you may be giving money to a large bank that may or may not be sponsoring state-approved terrorism. So, like everyone living under Western liberal democracies, you'll have to choose between the lesser of two evils. Number two, inflation, inflation, inflation. The other significant benefit of home ownership is that it protects you from inflation. For those of you who've been exiled to Siberia for the past year, inflation is the rising cost of goods and services over time. When you're a tenant, your landlord has the power to raise your rent. If you live in a hot real estate market with no rent controls, they can raise your rent as much as they want. How does home ownership protect you from ever-increasing rent? Well, comrades, I give you the sweetest phrase in all of housing. Fixed Rate Mortgage We will cover mortgages in another episode, but for now, know that when you get a Fixed Rate Mortgage Your housing payments stay the same for however long it takes you to pay off your mortgage. And eventually, hopefully, you will pay off your mortgage and not have to worry about paying anything for your housing. There are other advantages to home ownership. But for now, know that it gets rid of your landlord, protects you from inflation, and at some point will save you from having to pay for housing altogether. But what about HLAs and property taxes? Oh fuck. If you magnificent bastards enjoyed this video, subscribe to our YouTube channel. There, you can watch our full-length episodes, like our program on how to battle debt. Fuck off.