 Hey everyone and welcome to or welcome back to Norris Cove. If you're new here I'm Yoshida. I am a self-employed hairstylist and I like to get my life together by planning my budget, planning my finances and planning minimally and functionally using a planner. So if that sounds like something that you would be interested in please feel free to hit that thumbs up button and subscribe. Leave me a comment in the comment section letting me know that you're new here so that we can welcome you to the code. Okay you guys let's hop in. It's time for our paycheck to paycheck weekly budget. I need to put down here. I need to fill in my two earned. These cards are free on my website. They are the 12 week inspired. I will do that later. You I think the last video you saw was me doing my $50 grocery budget. The video before that was my monthly budget. My monthly overview and we're going to be using that monthly overview today to pay things. I have my pen here and I'll be using possibly this pen as well. Both of these pens came in a subscription box. Let's get into it. And also we kind of need to close out last week. Let's first do that. Let's go through last week. I put on here I canceled CMP. Community will come out on Tuesday to 6. Paypal $57 was returned. I need to make sure that I have money for that so that needs to go on this week and pay day for products. I need to get some hair products. So I'm going to move that over here. I tell you I love a sticky note. I love a sticky note. And these also were in a budget box. Go daddy. I did pay those and I put the actual amount. Let's see what I hear income was. And I'm just going to cross out Norris Cove because we did not like basically take a profit from that. What we ended up making last week drum roll please. Actually I wrote it in my calendar so I can go back to it. I had to catch things up. My January income pretty much it wasn't as accurate because I forgot to fill in some weeks. That's just how I was feeling. So I did a few destinations but it came in low. So it could have been possibly higher. We ended up making 785. I'm going to use the green here. So we ended up making 785. We paid go daddy. We actually paid go daddy twice because we had our email and our yearly subscription which I need to write that in on my perpetual calendar. Booth rent got paid so there's a check mark right there. Amazon I'm not sure because Amazon a pool for any account that you use so I'm not for sure. I got to check my accounts. Community got paid but that is moving to this week. Walmart did I pay Walmart? Oh my god I forgot to pay Walmart and it was on my mind to do. Let me move this. Oh my god Walmart was due yesterday. I just realized the date. I've got to put that in my digital calendar as well. Zip paid we paid 48.25. I can't remember if I told you but we paid off some debt. So that is in my debt pay off which we'll go over in another video. We did $112 in cash envelopes. I'm trying to see sinking funds so I'm going to use this pen. I'm just going to put cash envelopes. I didn't have a budget but we're just going to put $112. Okay I didn't do the total so I do need to do that for close out. I'm going to make a whole separate close out insert so that I can keep account of this. Any extra money coming in not that I know of. So that is it and those things got paid. Gas came out. I checked that off products. I didn't get products so that saved us there because I have to pay for products this week. So we ended up paying $66.75 and these and I paid both right. So that's the majority of things that got paid. And then $112 went to cash envelopes. That is it for last week. Kind of closing that out. Total income was $7.85. Let's get into this week. This week we have it'll be the fifth through the 11th. I don't know why I wrote there. And for me it's if you want to fill this in check number means like is it your first paycheck, second paycheck, first week of budget and second week of paycheck. For me it's going to be the second of the month. I'm just going to put two here. I'm guesstimating looking at this week we could pull off $1,400. I'm going to try to stay I'm so scared to put that because the way these folks be canceling but it's looking pretty good. I'm going to go ahead and just put twill just to be on the safe side. I could do 13 because let me show you why I say that. This week right here was $1,478 almost $1,500. So that would be exactly two weeks from that day. As you can see a busy week but you see here two weeks before that was now $118 but things are picking up. We're out of January. January is always kind of slow for me. So I'm going to guesstimate. I know I got like today is a busy day. Saturday is busy. I'm going to go put $1,300. Now I'm paying myself from Norris Cove this week and this week it actually can go here because I've been a little nervous about it because I've never really paid myself for my business. I've only like paid myself back. If I bought something ahead of time I may pay myself back if I needed it. If I don't need it I generally just don't pay myself back. Like if I bought something and it cost $50 like I bought paper last week and I forgot about that. It was like $20, $22 something like that. I don't, I just you know say hey this is whatever but when we get into the big amount I may pay myself back. Anyway I said I was going to take a profit of $200. Also y'all I got some things to break down. It's early morning so I'm a little funky headed but work with me. I said I was going to pay myself here on payday. I thought I would be getting my money from sub boxes on the 6th. That money came today so this is a payday. Let me find my sticker book so it's actually a payday as well. Let me use one of these. I don't want to use that one. Let me see if I get it. Here we go. Okay so we're getting paid here as well. Another one will come in and I have mine set to daily. I never changed it. I had borrowed some money from my website so it was hard to go back and change it to weekly. Nonetheless I'll be getting a paycheck here and a paycheck here. This one is actually going to be a lower amount which will be $100 and then this one will be um I have to look back but this is the one that will take care pretty much all of this stuff. Well not all of this. Excuse me. Canva. Get together here. Canva and what I'm paying myself out of the one today. The $200 so I'm going to put $200. Now another disclaimer. I hope I'm not all over the place. I left my coffee upstairs so forgive me but I have to do I have some things some other things to get. Once I get all of those things if I don't have $200 left I'm not going to pay myself $200. So we're going to guesstimate $200. I'm going to try to make this $200. If not that's fine because we still have um this payday over here um and that is just from regular products. So again that is $100. So I can use that and then put back. I hope that makes sense but anyway let's go ahead and put $1500. I'm supposed to be selling some stuff this week. I'm going to add miscellaneous. I just have to find the time to do that. Also you guys when I did my monthly overview budget I wrote down everything that was in the negative. I wrote uh bills that were due that were coming up so that I could fill out my monthly. So I'm going to use this as a guide as well along with my monthly. I'm going to fill this in and I'm going to come back because I don't want to hold it up. Okay you guys so I've written down everything that I owe and the red is everything that is behind. Now after I thought about it I was just originally going to pay myself $200 from the box and I need I think I need to add the hundred from just regular sales because again this week we actually have a profit and I'm just going to possibly use that hundred to pay down some of the debt because I think I'm well over $200 and the only reason I was paying myself $200 was because of the debt. I wanted to put that profit finally towards debt. Now I'm not going to add the hundred right now but if I need the hundred I'm going to use it to pay down debt but let's do some calculating. We have a total of $1,164.69. Let me write that in here but I'm going to round it to $1,165. Also I do need to include my state farm receipt. I know it's possible I'm not going to pay next week. I'm going to I need to make a note of that. Let me make a quick note. Do I have some little small stickies? I normally have small stickies. Okay I'm just putting here as a note. Well let me put it to the side of the stickiness. So we have a total of $1,165. Let's subtract that from $1,500. We have $335.31 so we're just going to make that $3.35. We have this meaning. Now we're going to go over here and add up our sinking funds which we're going to add to our cash envelopes and I have $120 down for grocery because I'm going to do around $50, $60 today. I'll be probably cashed off in that. Savings, future, PTO and ones and fives. Those are my important categories right now. If something else comes up then I'll add that or if there is extra. That comes to $235. If anything I will possibly bring groceries down because as y'all can see I can work the grocery budget. So that comes to $235. We're going to subtract that from $335. We have $100 left. We're going to subtract the $80. I know that's $20. Now I have gas written here because I do need to get gas. Gas usually runs me about $70 for my truck but if there is something left I may not use all of this on products. Again we may have extra money. I just went on the low end but this is typically a high week where I could possibly make more. We're going to stick with this though and that's $80 and remaining is $20. I'm going to leave this kind of like a buffer. That's something else. I want to start building a buffer. I'm going to add that envelope buffer and it looks like I have $20. So I've kind of zero based my budget so it should be zero. I've kind of zero based this off of just a prediction of what I will have coming in. Debt payment. If I look over here this is pretty much all debt. We don't need to fill this out because we're paying that out with the bills that are due. Now total income we have $1,500 that's the budget. Total bills is $1,165. Total expenses $80. Total sinking funds we have $235 but we added $20 so that's $255. $235 we're adding a $20 so that's $255. Total debt payment we're not doing that. So with the $1,165 plus the $255 expenses I mean excuse me sinking funds and the $80 expenses we have $1,500 that has zero based us out. This all comes to $1,500. I always keep saying it should be remaining zero remaining. I'm going to put remaining zero. There we go. I have zero based my budget on what is it inconsistent income. I hope you guys enjoyed today's video. Let's pop this back in. Oh I need to put state form on here so like if there's extra I can take care of them. I got a note over here. Oh okay. Where did I get this? Maybe I was going to pay myself $300 because yeah that extra hundred I was going to pay myself. I don't know. I don't know what this is. It's going to come to me. It'll come to me later like exactly what that's for like you know I just make notes and sticky notes so Kana community $141. That must be dead. Future I was going to give myself 40. Grocery 60. Savings 50 but I was going to turn around and do it again. Well we about to find out. So this is um this is our budget for the week. I'm going to I got to get this into my personal planner but I can also look and see what I've got to pay. I'm actually going to probably take a picture of it so I don't get sidetracked today when that money starts to flow in. I'm going to take care of all this in the red pretty much today. What else I'm going to do because I'll like I said my pay today is going to be pretty good. I'm going to take care of everything in the red credit one today. Klarna I forgot to add Walmart. Oh my god I got to add Walmart on here so my budget is off just a little bit. Let me put that over here. Walmart let me circle that. Walmart they're going to get paid too. Again I think I can fit Walmart in. Walmart is normally $40. I'm expecting like I said another check tomorrow so I'll just pay Walmart from that. Let me put them on the monthly while I'm thinking about it. No calendar sorry calendar. Oh boy I tell you. I'm going to put Walmart. Oh I'm estimating I got $420 written here. I'm estimating around $420 for pay today. It possibly could be more roughly around $500 but I just wanted to leave it on the low end of $420 and I did that so that I can kind of calculate what bills I could pay out of this. I hope that makes sense. Let me add my little sticky notes back in here in case I get a little confused. Matter of fact let me take these out and put them in here in my personal on my schedule so when someone asks me if she can I come? Yes you absolutely can because you'll she need to pay these bills so I'm going to stick those right here that way I see them and I won't be confused as where all this extra money is coming from. You guys that is it for today's video. Again we did our paycheck to paycheck. I really hope I was not all over the place. It is the morning. I don't know why I tried to film in the morning because I'm not clearheaded but we got it done and I'm so excited to share with you guys. I hope you enjoyed this video.