 When you think that salvation is dependent upon your works, it produces either pride or despair. Pride because you think you're actually living perfect, or despair because you don't think that you can ever be accepted by God because you can't be perfect. But when you recognize that you rely upon the righteousness of Christ, that that's what was imputed to you when you believe, then that produces a confidence that ultimately bears the fruit of righteousness and holiness. Yes, believers ought to live holy. But how are we to do that? We're to do that by wearing the righteousness of Christ and walking in repentance.