 The Republican-controlled Minnesota House is taking another step to stabilize the state's insurance market after years of massive premium hikes. Today, the House voted to create a reinsurance program using nearly $400 million every two years to help insurers cover expensive claims that have driven up premiums. Republican leaders say their plan could reduce insurance rates for the roughly 190,000 who buy insurance on their own, either on the state's exchange or directly from the companies by 17 to 18 percent. It passed on a 78 to 53 vote over nearly unanimous Democratic objections that the cost was too steep and offered no guarantee of reduced costs. If you've enjoyed this segment of Lakeland News, please consider making a tax-deductible contribution to Lakeland Public Television.