 Live here on the independent investor channel live stream and take this opportunity and welcome first and foremost subscribers to the independent investor channel your your devote's subscribership and Really being an ambassador and an advocate for the message here doing your part as a as an independent Investor is part of this community your success In in no small part is really the success of what we're trying to advocate for here a little bit different approach This is the fastest 60 minutes on YouTube for me. No doubt about it I just want to thank you from the bottom of my heart for allowing me the opportunity to come on and talk to you kind folks About the investing opportunity how it's an evolved over the last five years. I've been doing YouTube now It seems like a shot in the bucket man. The time has gone by so fast The investing portfolio has done its thing, you know I go back just five years and I look at where we were financially in the accounts less than six figures total net worth and now Well over the half a million dollar mark. We've digressed a bit over the last couple weeks. That's totally fine I've been somewhat off the grid to be honest with you Looking to turn over a new leaf. I think in my application I've admitted a few times and for you guys that are with me a little bit you you'll know Straight up. I do wear my heart on my sleeve. I am a human being first and foremost I don't come on to YouTube to profess to have any of the answers or be anything special Other than the fact that I do acknowledge that you know good on me for want to come on and Share a testimonial that of which would not be possible without the power of social media number one. I get it to offer candid and robust talk about Holding people's view of money in check and and holding people accountable To not always buy in to what people tell you What you need to think about money? Okay, I've said this many many times The more independent you can be with your thought your application investing How you assess risk? How you deliberate on on taking certain positions? How you look to justify the investing opportunity as a whole is Going to really define your degree of separation between group think and your ability to be independent. Let's just be real, okay? So the robust and candid discussion Make it under some people skin. It's totally fine. I don't apologize That's I retain creative control on the independent investor channel. That's what people enjoy about it Because at the end of the day people really want to look in the mirror and retain some level of creative control over Not only they're investing application But they're spending discipline and they want to feel like they've got some level of control make no mistake about it these are the avenues that we teach upon right to Coach you up if you get a little light on your application to provide a little bit of motivation and Some some some feel good Right an opportunity to come in for a few minutes and I know for a lot of people 60 minutes is a huge deal I used to do this live stream for two hours Some of the devote folks that have been supporting of the message for a long long time understand my angle looking at my approach And what I what I'm trying to do Know that I could come on and talk six hours about personal finance because I think The topic is infinite. Yes, but I think at the end of the day a lot of people need to understand a lot more about Money they need to understand a lot more about the forms of money Okay, what does it mean when you see that number in your savings account or your checking account or your other established buckets of invested capital Do you have invested buckets of capital? Are you scared of starting in the stock market Ryan stock markets like gambling? Right It's gambling in so far as you can't justify putting $50 to work in an investment Profile for yourself remember when I started this independent investor channel journey Some five years ago the landscape was extremely different than it is now You can invest for free So all barriers have been absolutely destroyed with regard to your entrance to the market multiple buckets that you can participate in To satisfy even the most conservative investor profile and strategy out there And of course those opportunities which do take on more risk with more of a reward type of profile as well Profiles out there to conserve wealth right later on in life Whether or not you want to enter into some of those diamonds of the stock market that we all know and love You know when was the last time you thought of Costco as a phenomenal investment opportunity, you know One of my favorite stores to even go into I'm like a kid and it's Home Depot I love going into Home Depot and walking around when was the last time you thought about that as an investment profile I own the full suite of the Google Facebook. I just think the internet of things is quite frankly a very intriguing Area to be in the stock market Amazon had a very nice week this week We will get into and and walk through the portfolio reviews as I always do I do also want to take this opportunity to welcome there Maybe a few guests in here that are as a result of me frequent ding Somewhat of a of a gossip thread. I guess through YouTube There's some sources of phenomenal information in there and that's quite frankly what I gravitate to There's some entertaining material. Obviously it is open for them and it's free of charge to enter So you never really know who you're gonna get in there. Hey, no no problem man at the end of the day Even the people who go in there and troll some of those threads man. Sometimes I feel like those people might have the You know need the greatest amount to tutelage in their in their life their application. Maybe they just need help I'm not really sure Maybe they know exactly what they're doing on the on an online forum. You really can't tell From next to another but I I do typically I know verge Drop some questions in there wanted me to engage a little bit on the highly on discussion I haven't dropped the video through the independent investor channel for a while Albeit maybe five six weeks anyway since I've uploaded one There's a reason for that. I was coming out with them pretty frequently because that you know $7 and 68 cents I felt like it was laughably oversold. I believe here in the low tens. It's also laughably oversold But it doesn't have the potential to return back to those laughable laughable levels certainly and I don't want people to Misassociate their own risk stumble into the independent investor channel opportunity Misconstru what it is that I'm saying not understand the totality of my risk evaluation of a highly on for example And how I'm probably more apt to buffer those Those volatile swings from day to day in the stock Which quite frankly I made a post the other day about the stock and I made the point of investing in the company and not not the stock All right, I think a lot of people look at the price action day to day and they you know Allow their emotion to get kind of kind of caught up in those day to day price Fluctuations and really don't acknowledge look if there's nothing going on with the company, then there's nothing going on Okay, but they're not going to revolutionize trucking overnight and and they've come out and they've echoed the same sentiment and I Think it really does take or provide an opportunity for you to sit back and say What what is the real play here in this opportunity? Do I have unrealistic expectations of of a specific stock in my overlevered? Have I have I stepped outside of my risk tolerance and and stepped into a position where I was only looking at one outcome as being the outcome that was going to satisfy What it was that I was looking to get out of entering into the position right and now it's done the opposite That of which it does a lot of the times in stock market investing a stock will Inevitably do something that is Unpredictable to do I always say that there's either one of two outcomes either it goes up or it goes down And a stock that has a weird way of doing sometimes neither one of those two things But it's stock market investing there's no doubt about it and to understand the risk reward profile Is an interesting one and I'll give you kind of an example. I've owned Exxon mobile for over five years, okay? Society would say Ryan you're good. You're in that. It's a Dow component, right? I think it's actually just moved out of the Dow I might be right on that But Dow component for a long long time. There's always an old saying. Hey, you'd never lose money with Exxon mobile Well crude fell on its ear. You guys remember a price of crude I believe dipped almost near 20 if not below 20 a barrel all major oil suffered, right? Started the discussion really at that time of looking at alternatives now 10 years ago in the alternative fuel craze and the solar craze Came out it caught fire and then it died out. Okay. I think the Electric vehicle market right now is is here to stay I do I think that there are trends that are emerging that are mega trends and multi-year trends that are going to be around forever Do I think fossil fuels are going away? No, I don't I actually think there's going to be a place for for Bev I think there's going to be a place for short medium term applications in the commercial space for Hauling our goods. I think people are really going to look at it From a solution standpoint and look to pick the solution that is number one available and number two economically feasible because The grounds well that people don't really acknowledge a lot is that big institutions out there that have built companies on the precedents of efficiency efficiency efficiency Getting goods from point A to point B as quickly as possible Have have now been almost forced into a corner to acknowledge look maybe maybe there's maybe there's a smarter way to go about said business plan of moving goods from point A to point B some of our goods need to be moved long distances and Those moves require a lot of horsepower to get them those longer distances, right? In other words, they need to be able to power those longer routes. Okay, so in certain capacities There are certain solutions out there that might work Hydrogen fuel cell right is the other solution out there and then and then of course some of your solutions that highly on is actually really the the industry stand alone on With regard to the compressed natural gas and the renewable natural gas element, right? So it's exciting time I think we're slightly premature a little bit in just jumping in with both both feet especially especially if we can't stomach the volatility from now until inevitably when these opportunities tend to work out so Some robust and candid discussion I would invite invite your comments to drop into the thread here This is 60 minutes that I open up here over the airwaves to engage in a Q&A with you Fine folks, I would not want to spend my time which is absolutely invaluable Like yours is in any other place other than with you kind folks on the independent investor channel live stream So welcome to the show Friday 9 o'clock. It's gonna be robust Of this opportunity and what it can mean for individual investors certainly and I've got Valencia Andres, thank you, you know it could the stocks do that they go up and they go down Right. There's no surprise here and I think you guys are gonna be extremely encouraged by my demeanor I've been investing a long long time and What I was gonna say about the comparison between how An investment like Exxon is somehow socially acceptable It's within my wheelhouse is a real retail investor if I wanted to dabble in the single stock arena To go ahead and enter into shares of Exxon Which five years ago I did it entered into a pretty large position and over the last five years I've taken it into some extremely deep water Here I am sitting on the precipice of coming back into the black for the very first time in other words I've held the stock for five years haven't made it dime haven't made it dime in the eyes of society That's somehow socially acceptable, right? But when you look at a higher risk higher reward type of scenario like a high highly on which is not for the faint of heart, okay? If you want to call it speculative you can do that, okay? If that's what makes you feel good to put highly on in somewhat of a box here I put it into just a unique category of a company that I have shares in early Iran In the evolution of a story that is really the first inning of its story Okay, now when I say that I say that tongue-in-cheek because as a shareholder in the company and a rather large one at that I'm actually extremely satisfied at The timetable that's been kept. Yes, but some of the pleasant surprises that seemingly are breezed over now I'm not going to argue the fact that the stock has been Disappointing to say the least okay, whatever that means now My assessment or the fun opinion that I dub on the stock You shouldn't really have anything to do at all with your investing thesis on the company Okay, if you think the company is going out of business then therefore the stock will cease to exist etc etc And and you'll be either right or wrong on your application. I totally get that okay but I think it's important really to understand that Stock market investing needs to be understood from a multifaceted strategy in application In other words, do you do passive investing right? Do you do dividend growth investing? Okay, do you invest at all is highly on your only holding right? Somebody said if I invest in this stock I could get rich right so where's the riches I've been investing in the company for three weeks Ryan I hold on to cheers what gives you asshole like where it show me the money. Let's go And I think some of that like these aren't bad people that are coming up with these right you can say what you want like if you're unhappy with the performance of this company because You had a bullish thesis like I did and you're disappointed in the stock performance Lovely at the end of the day all this back and forth and all this deliberation comes down to one very very simple Simple question that you'll have to answer for yourself. Do you invest in the company or do you not? Very very simple. Okay highly on for me and the opportunity that it presents here at $10 and 36 cents 39 cents today at the close Represents an upside potential that I cannot dub to let's say an Exxon mobile. Okay furthermore Highly on presents an interesting risk reward proposal in that if you're going to Realize those big profits those big potential moves You're gonna have to get into the company while there's a few X factors going on In other words highly on is not gonna put a neon green bow on top of it and give you an Invitation card VIP to go ahead and tell you the exact number of shares to buy at the exact price that you'll need to buy it at Nor is it gonna come with a neon green Crystal ball which tells you exactly when said stock is gonna go up to X on a target price Okay, that's just not realistic at all the greater the amount of risk that an investor is Willing to take is going to render the maximum amount of profits mark my word If the stock doubles from 1039 and goes to 20, okay, which could very very easily happen There's gonna be more people excited at investing in the company Over $20 then they are excited about investing in the company here at 1039 if you can explain that to me Okay, you're probably better than me, but this is just the game that we exist in okay a lot of inexperience across the retail Arena getting in way too over their head really not understanding what it's going to take to turn a company like a Highly on into a positive positive investment and It was all the way back in the inception of early 2020 when the SPAC rolled out the investor presentation Detailed their forecast out to around 2024 2025 It was one of those very very first elements of deliberation that I looked at and I said look if I'm gonna invest in this stock It could go up fast it could go down fast none of that really should be a criteria to enter the stock now Unless I'm bullish on the company and willing to keep the stock For as much as five years now this was in 2020 so You need to be very very careful with that application Sometimes when you look at that you think okay well five years down the line I'm gonna hold the stock it can sometimes be an excuse to enter into a stock that You may be missing some due diligence on okay now there are no perfect Applicators out there okay in other words this investment could like any investment turn on its ear Okay is ExxonMobil gonna be around 50 years down the line Are they on the front of the leading technology or the back end? Okay, you could give a nice bull bear thesis on where you think fossil fuels will end up 10 20 30 40 50 years down the line Some estimates say that a Petro is going to be fueling our trucks indefinitely in some capacity going forward Right, it's just gonna be that sweet spot on where this supplemental on the green initiative comes into place to Start to allow these companies to not take such a black eye all the time for Leaving such a negative footprint on the environment and I think the the bottom line is gonna have to to stay okay as long as companies are not being Forced and their hand is not being forced to do that transition at all costs Then they're gonna keep the status quo. It's just very very simple. It's a very very simple Decision for companies to say look this is what's working. This is what's reliable This is what's currently efficient. Yes, but the reliability element is is the key and You know, if you don't have that catalyst and you don't have that ability to really transition and leverage into Something that's much more efficient for these companies out there Then the status quo will remain the same and Hylian's looking to challenge the status quo in a way to provide the solution Anybody who's done due diligence on the company knows exactly what I'm talking about And I'm not my job is not to come on here and and sell you on a specific company. That's not my job I'm open and honest with my position. I'm not trying to influence the stock in any way I have conviction on the stock to know that it's gonna be at X Price target somewhere down the line Talking about it now so premature in the game is somewhat feudal Right if in fact my conviction on the stock had me looking at the prospects out into 23-24 and 25 and we're looking seven weeks away here from the hyper truck ERX rollout We're talking about a hyper truck innovation council representing a hundred thousand a fleet owners guys I I just the writing is too heavy on the wall and and yes My dollars are at risk right now in the company But my definition of a risk and and the reward profile that exists therein Hopefully you can take a little bit of an element of insight because I yeah No, I haven't done highly on video for about six weeks or so But I was pumping those out when the stock was at 730 745 eight dollars a share I was loading up on put contracts and I was making a small fortune doing so I was also buying common shares in the stock I bought 400 today just because it was fun and and I can God bless America, baby investing as an opportunity guys and If you ever lose track of that and you start to look at investing as a detriment Take a step back Re-evaluate your program and really really be honest with your capability I tell you what a lot of the substantiation justification that I can Muster to enter into a stock like this right now and and and do so in a strategic manner I'm throwing hundred share bullets at this thing basically today was a 400 bullet fire away. It was totally fine The way I substantiate that is because I have multiple buckets of wealth guys built up from zero Over time a lot of swing trading profits, right? Established in not only tax protected accounts But I don't disclose and I don't I haven't come out this year with my swing trading profit But in the brokerage account alone, I'm already supplementing my Day job, which I do have for you guys that don't know $14,000 just in the brokerage to swing trading profit, right? So that helps kind of Buffer if it makes you feel better Me I could give two shits either way that doesn't matter to me what the day-to-day fluctuation is here. We are middle 2021 my conviction was out 2024 What do you what are you bitching about? Are you bitching to bitch or is it just one of those things that you know? You're ill prepared to understand You don't have confidence in the due diligence, right? Sorry for the robust and candid discussion there, but sometimes people really need to recalibrate Recheck what it is. They think they understand about the stock market. The bottom line for me Obviously is I'm an investor in the company, okay? I think at $10 and 39 cents for a lot of retail investors This will be that opportunity to get in on the ground floor of a company and put yourself in a position To look back and say I did it and not look back and say I should have done it Right. You ever done that before sure if you've ever been involved with stock market investing You'll know that opportunities will come and go and you'll be that investor and any more I win a lot of the time with my investments. I lose a few and pick a few lemons Here and there it happens, right? But I have a very very short memory about the stock market investing But if you're not paying attention to say good grief, where was I when Apple was at X price or where was I when? Microsoft I remember looking at the ticker tape when I started investing when I was a young boy and it was at $20 a share, you know Apple In those low amounts remember Amazon at $7 a share when it first started and it's like man What was I thinking? Well, it's easier now to say that stuff and in retrospect and Typically, you're not provided a whole lot of validation when companies and especially stock are in those positions and In all fairness to any stock investor out there going through a deliberation That in fact from a risk reward profile is the very toughest time to pull the trigger and Establish the position for the long-term in a company I just so happen to have that established right now in highly on and and I'm happy to share the journey with you guys It's totally fine win and And and how it ends up getting to my price target I think you guys are going to be pleasantly surprised to know that I won't change my demeanor one bit You guys that have been with me a while know I don't change my approach for anybody and good on me for being open and candid with my position It's right there at the top of the thread if you're wanting to understand like where my conviction lies, but You know, it's to each his own on the stock and I only provide my my tutorial on the stock Just aimed to help people because you know 100 shares in the company here at a thousand dollar investment if it gets to my price target That's a ten thousand dollar bill for you Who couldn't take that accelerated start intent at a ten thousand dollar bill, you know for for risking a thousand dollars? Look guys, I'm gonna be kind of real with you a little bit here If you invested and bought a thousand shares in the company right now, you'd be you'd be investing ten thousand Okay, if the stock went down a dollar, you'd be so pissed off at me It wouldn't even be funny But how come the vast majority of society goes out there now you can't find a car for ten thousand dollars? But if you could drive half a car down the road, that's the justification that society is Absolutely, exceptive of you In your deliberation on a purchase that's one hundred percent justified When in reality five to ten years down the line that automobile is gonna turn into dust and it's gonna be worth nothing in Five to ten years, where could ten thousand dollars of highly on be worth? I'll leave that rhetorical question to you only to strike a little bit of perspective at this deal Because society is not gonna help you out. Okay now one of my most respected youtubers came out made a pretty controversial statement about financial security and wealth being the all The the the all-encompassing reason to put the middle finger up to society and say if you you know I made it I did this and that that to me constitutes a little bit of insecurity and quite frankly some anger issues I won't I'm not gonna change a bit. I'm doing this really for The sake of the the the investment, right? That's where I get off as an investor is is in the strategy the application The ability to take everything in my god-given power, right in Expertise in reading doing due diligence understanding themes and trends Understanding what industry demands, right? Is there a need for the product, right? Those types of things where the leadership lies What type of internal team exists on the leadership team? All those things are right there at your disposal To either discredit or you know put in the positive category the negative category, whatever it may be I see blood phantom in the group here if you guys haven't subscribed to blunt phantom 81 did a really good tutorial and highly on actually just this week and So one of the few guys Alex's runs are fantastic channel. Please go over just subscribe I know he's a lot like me and that he's like if you like me great if not get the hell away I'm good And he's one of those a few channels that actually I very vocal with the fact that I don't watch YouTube, but Alex is one of those guys that I really respect and does a great great job a very very Diplomatic in his approach kind of gives you somewhat of the real talk, you know kind of admits sometimes that maybe he's wrong Which is what I do which is in line with the way a lot of investors actually should approach this gig Okay, you're not going to be right all the time But I just think he did a good job and he Delivers the video from a technical perspective, which I appreciated So you'll get a little mix of my fundamental application I I think some of the technicians right now trying to do technicals which which Alex did a good job walking through the Technicals on the video. I think it's is really difficult on a company like that that doesn't have Historic precedents. It's got a mountain at 58 and it's got a base here over the last six months at $10 Let's be real and and it really hasn't provided the technicians any type of Historical ranges to work off of and I think sometimes that can skew the averages in such a tight amount of time frame But that's going to become more predictable right once the revenues start to flow Once the orders start to flow in the stock is going to start to react to some of those Injects whereas right now it doesn't have any it doesn't have any there's nothing really holding the stock up I mean if it comes out with a positive Article the stock pops 50 cents if nothing comes out the following day it falls 50 cents, you know There's really nothing it's kind of being traded right now in a vacuum and and I think that's You know, that's indicative of a company like this that's in the first innings Really of rolling out and looking to revolutionize the commercial vehicle space class 8 so Very very exciting stuff, but I wanted to give a plug plug to blood phantom. He's one of my favorites One of those that I if you've won my respect You're probably doing something right And I don't mean that to toot my own horn But I just don't have a lot of time to listen to a lot of people that blah blah blah and talk as if they're They're their discussion is the all-knowing everything On youtube because in stock market investing. I don't think there's a whole lot of place for that I think there's a lot of place for Deliberate conversation debate. Yes, absolutely Due diligence and reading the ability to assess and take risk where appropriate Be calculative and careful with your risk Nobody asks me about the majority of my highly unholding about 5,200 shares Under the tax protection of the Roth IRA for crying out loud if this company goes bananas Not only am I going to be sitting on some fat ass profits, but they're going to be tax protected to boot So I don't know call me crazy Could it happen? I don't know probably not. I've never been lucky in my life. I've worked for everything I've got It just so happens to be the timing is such that I'm rolling out the investment of a lifetime And living it with you kind folks. So we'll we'll continue to roll it out We'll continue to chronicle the hold guys So I'm going to jump in real quick and I'm going to cover the portfolios We were down just a touch again We're in summer. So I spend a lot more time Paying attention to other things other than the stock market. So not a lot of moves Amazon went bananas. That was a Really nice some really nice work on my end To pick back up on those five shares on that swoon low a couple weeks ago I talked about that a little bit But back in amazon with five shares So we're up handily in the stock now I was I was tempted to swing trade that is just the easiest thousand bucks That that you could make in a two-day swing on a company. It's just gone gangbusters But amazon is really a company where I want to be so We kept it in here It takes up a nice lion's share of the discretionary space in the in the total portfolio Which i'm satisfied with Vti we had a half the position there were 50 shares I did liquidate and put that money to cash. That's where that 7% cash comes from The highly on position I I bought 400 more shares today. Um Crazy Ryan. Yeah, what's new? I'm crazy I sleep well Um, I had the most fun today. I bought the highly on shares right at the end of the market A couple minutes to spare anyway Then I came home and threw the football around the pool with the kid for a little bit Yeah, I'm crazy But uh doing really really well otherwise no changes in this portfolio at all to speak of Nothing too crazy to note either Just the action in all of the fang stocks was Remarkable this week. There's just no doubt about it. These are just some powerful companies in uh facebook and google and amazon as well Apple and microsoft and they're they're heavily in the black as well for me And we've got some big positions there now moving on. This is the roth number one This is fully invested Not a whole lot of um of cash to speak of The the facebook position there is an awful big position. We're down marginally week over week. Nothing too crazy Um, I have a weird feeling about the stock market. Um, it doesn't it doesn't feel right with me I I think I think my hesitation on the stock market is the looming roll-off of forbearance and a a bubble Not a pocket bubble but a bubble across the us created by some Some specific price and demand issues with the supply chain lumber specifically and I I think it's um It's unfortunately pushing up some prices On housing to levels that it shouldn't be at And I think there's going to be some people who have taken advantage of forbearance if they're not careful, they're going to end up in trouble come this august And I think that could be a systemic shock to the stock market We will see uh, so right now i'm continuing to dollar cost average to the buckets I'm being aggressive in saving to cash I'm certainly not being aggressive on my stock market Application except for highly on because that's where I see the risk reward profile is like screaming at me Hit me on the head see for me. It is one of those neon bows. That's right above the stock and I'm like That's what I want to buy. That's what I want to buy. So that's what I did the rest of the positions are fine They're not going anywhere. So that's roth number one This is roth number two um Ali Baba very disappointed in the action there. I thought it was uh, it had run up off of its base It ran right back down through its 210 price where I thought support was Uh, it came back a little bit today, but but very disappointed there, but um google Very very nice action in exxon mobile today speak of the devil very very nice And then the other positions there you can you can see Um marginally up in the small portfolio that could this sucker just keeps on chugging along Make a little dab of profit hundred dollar here hundred dollar there Little dividends here little dividends there. Um, this is one of those portfolios that I spend zero time Uh stressing out about um, I don't end up in a in a yahoo thread Talking about my specialty etf portfolio. It's just busy making me a little dab of money every week Here and there a little dab of money man passive investing It's legit The guys that have been tuning in for me a long time know that i'm a staunch believer in passive investing and Hell the market was up 500 points today It might have come off a touch at the end of the market, but My passive investing my s and p 500 from vanguard is Jesus christ just to make um make a make a person wealthy It's really nice. I can't promise that that's going to Remain true over the next five years ten years, you know, what is the risk reward profile from You know a startup company on the wave of some really exciting technology like highly on Compared to the s and p 500 right from here going forward you'd say man It looks attractive looking back you would say you'd be crazy to do anything other than invest in the s and p Because the last 12 years has just been on absolute on an absolute tear um s and p has just Really made some crazy wealth and um, I'm an example of that to some extent Guys that know me and gals that have followed my channel for a long long time knows that I've been kind of cautiously optimistic on this market for many many years And uh, has it cost me? Probably Probably going against the old onus not to try to time the market Just spend your time in the market and more importantly maybe spend your time doing other things rather than Manifesting over the day-to-day moves in the stock market. I don't know That that that that's some candid and robust talk right there that if you can really adhere to in the majority Capacity within your uh stock portfolio. You'll probably be better off for it, right? I just not only adhere to diversification within the portfolio, but also strategy diversification Right, I deploy a pretty good element of different strategies And I i'm very very my conviction in each of the strategies is pretty strong Like I I love dividend growth investing for what it is Is my dividend growth portfolio going to give me the renderings or the profit potential That one holding and highly on can give me Yeah, probably not right, but it's going to continue that inflow of dividends for that bulk of wealth That I have devoted to that element or or that strategy within my portfolio The growth the growth element with amazon facebook google Some apple microsoft even though they pay dividends right can be put into that higher growth big tech category right so A lot of different facets of the portfolio and I think if there's a takeaway for you guys that are looking to get involved in investing It's relative. You don't have to start with you know Millions and millions of dollars. You don't have to start with hundreds of thousands of dollars You can start start with a few grand start with a few hundred bucks But again when you start to dabble in the stock market with a few hundred dollars I would question your devotion to the craft Yeah, yeah Yeah, it's it's only going to be profitable if you really do kind of buy into the element of the more that you have the more that you're going to make all right, so Here's the 71 just marginally down week over week This is a 71 stock portfolio that I have through m1. I think it's up to 72 now Actually, that's it's a fun way of investing. I put this in my dividend growth category It's an element. It's an angle of said strategy It complements some of my larger holdings in the larger portfolio proctor and gamble 3m Right, some of those large kimberley clark pepsi coca cola Those types of of elements of the portfolio, right? You notice how sometimes I don't even call them stock that they're elements of wealth building, right? You know or at least Historically have been proven that coca cola at least for the last 58 54 years has paid a dividend So it's Really, I'm pretty sure that it's going to pay next quarter, right? so Although I don't want to say that there's certain guarantees in the stock market if you collectively put the dividend growth strategy for example in a bucket You can kind of put some expected Rates of performance and also it kind of allows you the opportunity to use your imagination and not expect too much out of that strategy Right, like my expectations and my range for what to expect from a company like highly on Compared to my dividend growth completely different and that's the mature Advanced mindset that I would expect each and every one of you try to achieve in your stock market application in that You know my thrift savings plan that I've got I don't apply the same level of thought or monitoring strategy in that Okay, I don't Provide the same level of active monitoring within my three larger accounts Then I do in my m1 account this account, right? I dollar cost average this it's totally fine Okay, my american express my master card Eli lily Right, nike some of these companies that I don't really want to hold in a large amount. Amgen is in this 71 awesome portfolios I roll this out pretty frequently on the channel and I share the link openly with you guys on on how I kind of break this down across the The 10 sectors minus real estate and s and p 500. It's a fun way to invest. I enjoy it. It's it's cool If the sucker gets up to a hundred grand, which i'm one fifth of the way there. I'll be there eventually It's all about time And the about time value of this money as I dollar cost average it I've owned this account for two years Jesus guys like What is your expectation about the stock market if you don't tune into somebody like myself and be like He's small time. He sucks. He doesn't know what his his wealth doesn't his wealth actually goes down Two weeks in a row. He's a shitty investor right That's like I'm a realistic investor, man. Like this is real. I don't have all kinds of You know working come to flow in here and manufacture all these and pump them up and show myself as the greatest investor On the earth. I've been around the block a few times I'll just save you the time and effort and tell you that that doesn't exist It doesn't exist You want to adhere to a program? You want to be robust and get candid talk about stock market investing? Try dollar cost averaging to your buckets every month and live to fight another day Because that's what's going to work for you Okay, trying to aspire to wealth That ryan on the independent investor channel comes and just declares to you every week is going to be feudal Okay, I've got caught up in this a few times where it's been like and been like man Do I need to do I need to go this we got a second guess my program my program's kicking ass, right? But this the human can I do better can I do better? You know and people start answering it's like right is ryan really is is he really worth following? It's like no, man. You're missing the point. I advocate for how I roll this out I would expect that each and every one of you guys look at what's going to work for you And look to make sense of it for you. Okay Don't allow me to manufacture that motivation for you, man The stuff has to make sense to you and why you roll out. That's why it makes it easier If you have multiple strategies that way I'm passive ryan. I'm a passive and but I'm happy. Well, it's been easy to be a passive investor the last 10 years Okay, come and talk to me about vti and voo in a down market. You're going to be like this sucks ryan This is not what I signed up there. This is my markets down 30 40 percent my accounts getting crushed ryan. This sucks, man You've been talking about vti voo the last five years. God dang it. It was like It made you a fortune while it was making you a fortune. Okay, I've said many many times when these ETFs are down What do you do? Oh dang. I got pissed off at ryan. No, that's not what you do. You buy more It's really really simple. All right. How's it going to be candid get under your skin a little bit? It's okay. You most people need to hear this because Mark my word if we get a hiccup in this market I'm going to have people coming to me wanting to throw tomatoes at the independent investor channel to make themselves feel better Because they're vti that's whipped ass and has just absolutely gone gangbusters for the last 10 years made them A small fortune is now actually going down For a month or two You know have a little perspective with me guys. I don't mean to be so candid and forward, but Yeah, I kind of do All right Here's the tsp chugging right along very cool stuff The options contracts i'm running the risk of having some Five highly on contracts Put to me, which is fine. I'll buy them at 11. No big deal You see how much i'm concerned about him. I bought the stock out right today Because I I actually think it's going to be above 11 by the 16th And that's just my call. We'll see what happens. All right, but um What we live to fight another day those are my long contracts there The 10s at 10 and the 8s at 12 50s until 2023. I still hold the wish Puts at 750 and the highly on puts at 11 respectively. So that's that's the options action For all you options gurus out there And there's the portfolio marginally down a little bit again second week in a row here I'm fine I would expect that you do the same be fine. It's okay. I haven't changed my application No, it doesn't change the thing These are invested dollars that i've asked to behave like invested dollars and you want to know something I don't get surprised. I don't get excited. I don't get fired up I don't lose sleep when these invested dollars act like invested dollars. Okay That's just the perception that you've got to have Stop looking at your wealth and thinking that you can control everything. Okay The reason why people justify buying that half a car for $10,000 Let's say they opt to buy an entire entirely whole car for 25,000. It's completely Justified to enter into a transaction like that. You want to know why? Because it's predictable It's predictable Okay, the problem that people have with an investment like highly on Even though the risk reward profile is there is that they watch it go down one day and it's like they freak out Okay, because because it's not predictable. They don't know if they're gonna lose everything they have Right, right. You start to lose track if it goes down four out of five days in a week You start to lose track of that long-term vision. Yeah, dang it. Ryan talks about 2024 That's so freaking though. I might not even be here. God dang it, you know That that that $40 that I just blew on highly on this week, man I could have went out and bought a half a car. God dang it Ryan you ask all So much fun, man. We gotta have a good time on this gig man. Let's get to some questions I got 10 minutes left. I said it was the longest 10 minutes It was no doubt about it, man. Hey, man. All right. Got an og on the channel I'm sorry man. I've been kicked over on another screen man. Very cool What's your email? I would love to shoot you an idea fantastic Well, my email is ryan.independentinvestor at gmail.com that is ryan.independentinvestor at gmail.com So I'll get a bunch of spam. I have a thousand people pick me up and emails Ryan. You're you're awesome or Hey, you suck man, or hey, that live stream was awesome, man. You taught us how to buy half a car That'd be awesome So anyway, it's great great great to see you man. Great to see you've been staunch supporter of the message and you fall into that category of channels that I absolutely look to support and just a just a good person very sincere in the message I'm looking to advocate for retail investors and spread the word about how Yeah, lucrative this opportunity can be at times It's not going to be lucrative all the time But that's investing, baby And I think the more retail investors can buy into this idea to stop trying to apply What it is that you know about a stock market investing to this gig? because It's different Your mental aptitude your mental application, man. It's got to be Defined within the wheelhouse of investing and investing alone. Okay You're not going to be able to apply a motion to this gig That's the worst thing that you can do and that's what a lot of people opt to do Is they default to what they know? Okay instead of try to um try to put yourself in a position or a mental evolved state in In in a place where you don't know right And and this is a lot of what I find when they come back to the channel And I think a lot of people are looking for that Little bit of substantiation a little bit of support man a little bit of coaching a little bit of motivation No problem, man Then don't take this the wrong way man because Nobody out there nobody out these say the financial institutions man that they're the all knowing well, they're investing your money Okay, they're not investing their own money. We as independent investors are investing our own money That's why we have more stock. No pun intended in our independent investing program, right? That's why it it it hurts more. That's why it it feels really really good when it goes up. Okay Psychologically, we are much more in tune with losses than we are gains. Okay, so Uh pretty pretty interesting stuff. There's no doubt about it. So a palaster room is lucid So he's got a couple really good ones that he's covering here Jason's popped in here at the bottom of the gallery and I'm obviously not going to get to all of the Questions. I was obviously on a tangent tonight, which is pretty typical of the independent investor channel live stream and This is really a special treat for me to come on and roll this out, but Jason's on a few hot ones there for sure Um, we we need to we need to get some heat in my portfolio Jason. What do we do? What do we do? Do I cheer lead? No, man. I actually think that the element of success is going to be time And it's going to be time that that's just and I think he would agree with me on this as well So it's just made every bit of sense every stock every share that I've bought In these companies that I've got thus far and you guys can see the lack of change over in the portfolios from week to week Not a lot of changes at the portfolio set. I got it on autopilot right now. It's doing what it needs to do I'm good to go. I I'm fine Um, I'm really taking a nice nice break from youtube. Obviously the constant uploads to the channel Excuse me are easy enough to make Just because I enjoy those portfolio reviews But I can do them with with very little time commitment and it keeps the message fresh You guys can check back in with the message and um, quite frankly, that's what I want to do right now So that's what I that's what I do. I'm focused in on my work and um, just turned over a new leaf there, but we'll leave that alone for now and Hopefully keep our fingers crossed man. Things are Absolutely looking up man. You guys um, know I am absolutely a staunch believer in hard work Um, I believe at the end of the day hard work sometimes doesn't pay off But at the end of the day that that's really kind of the fuel that fires me In that, um, I need to have meaning In what I do I need to really enjoy what it is that I do and I just had a recent shake-up which is kind of Lit a fire in me and it's felt really good And uh, you know it it it feels really good because I was down there for a while You know as a bit down You know when you work that hard at something and it doesn't work out quite the way that you want it to work out And um, you're kind of like man alive. I can kind of do away with this feeling You know what I mean? It's it's not cool, but it it brings you home Let's you realize that um If things were just great and hunky dory every day, maybe that would get boring Uh, I I think the feeling of when you come out of that you really realize that things are better than you think that they are You allow yourself to slip into that mental funk and you you find a way out of it That's a good thing. It's a good thing for sure and I appreciate the opportunity for you guys to Come in and share the opportunity with me as well, right? Sarah's in the group. Sarah loves stag stags a good play right here 30 37 38 dollars a share. You bet nice 4 yielder. You bet nice reet. I like it. I don't own it here, but uh It's it's a good one for sure jammin in a Roth IRA Wait, we No, I'm not all in I had a big position is the biggest position I've ever had I've held a couple 50 thousand dollar positions in stock before and I hated it like and I've I've held this for a long Long time double that for crying out loud. This is easy. This is easy to hold this company More we're good to go. I'd feel a little more comfortable. I think it's up to end of the you know high teens Which all the price targets have it as I'll have really a lot of pay dirt a lot of sleep easy I'll be sitting on profit and then the game won't be necessarily Um, you know my conviction in the company It'll be like from there making the decision Which will be the toughest to hold to my targets to hold to the decision point because I just think the the bulk of the profits with this company are going to be made later on down the line They're going to be made later and I I'm sorry if that comes across as a scapegoat, but that's just like There's nothing really that exciting going on from the production standpoint now To really sink your teeth into and I think the potential to make that happen is right around the corner It's going to happen and when it does I think the dynamic of the company changes immensely And I think the potential is gonna gonna I mean they're they're looking to go after domestic market What happens when they start to go after international? Which quite frankly the green initiative is more socially acceptable internationally, so That's where I think the sky is the limit and it's going to be encompassed upon me to make um, the the life and investing decision that's um indicative of what I should do Based on what the company's doing at the time of my Recheck and and due diligence when it reaches my first price target, but um, we're not there yet when we get there I will do it all chronicle the whole thing. I have no problem with being transparent about what I'm looking at Stock market is not scary. It's not it's not some mystical freaking place You know what I'm saying? So Says I'm here from at Ryan. You betcha man. Thank you. Jay. I hope you're enjoying your new house, man That's pretty awesome. Super stoked for you. Super stoked man. That's got a freaking feel good. Absolutely These two idiots are going back and forth. I'm here for Jason I love these guys man. They're my friends through social media. I've never met them in person too for sure, but um There is an intangible benefit to this project that we roll out here Yeah, we gain a few subscribers here and there we we're helping people which is a very noble message and I You get my best message every single friday I roll this out very consistently every friday and I've been kind of taking the reins here for the last few weeks Because I I think when I have more guests on the channel It kind of takes me out of my element and then I can't get in my zone Very good because I end up, you know balancing the conversation between a guest and I like doing it. I like doing it. I thank you guys for the For the opportunity to come on guys also join the highly on discord sure. So thank you rick I really appreciate that and um, there was a guest in the very very beginning the verge Who was asking me about the highly unholding wanted to know and that's where some of my retort Look, he was the first one in the live stream or she I don't know if it was a he or she I shouldn't do that through social media But um to give my response man that that was the question asked of me and I have no problem Given my insights to the best of my ability, but certainly There was some guests in the in the live stream tonight From the discord group the highly on investors discord So I know there's a lot of bulls here in the community that are interested in the company if you're interested in that Kick over and check that stuff out man. It's very very cool. I'm kind of scanning through man A little bit jay says he loves the highlight. This is a million. I make no doubt Jesus, where do I go with that in 30 seconds? I'll leave that one alone We will see I I don't know I don't know when but I would agree with Jason and saying that it's inevitable. I really do It's going to be fun to be an investor in this company and if you go get in the ground floor of a company right now Doing some exciting things at ten dollars. I ask yourself is it worth the shot? If you don't want to buy the stock outright buy the buy the buy the long calls, you know what i'm saying Don't obligate yourself to the shares obligate your shares Self to the shares at the price that you determine Buy some ten dollar calls the 2023 right at ten dollar strike Now what the heck lots opportunities man. We do the best we can to footstomp those opportunities I am with jason on this. I just want to be careful with the deliberation and If if if and when the stock does what I think it's going to do I will be there and It is what it is. It's totally fine And I'll give it all to my kids anyway It'll free me up to do what it is that I need to do maybe give a little validation to the project Allow me to hit the road and do my do what it is. I want to do and that's speak at venues That's what I want to do. I want to speak at venues and there's no better Resume opportunity than what I provide every single friday At nine o'clock eastern standard time on the independent investor channel, man I would invite you to be frequent on the channel If you're new to the channel to make certain subscribe to get notified the videos I put through on the channel, man This was a very enjoyable live stream. I want to thank all the guests certainly But most importantly, I want to thanks the subscribers to the message who in fact Own a piece of the channel right their successes Just helped me as an advocate to the message your message in Really proving one investor at a time that this stuff absolutely works and it's it's just an absolute honor for me To be an ambassador of the message bring people together for once a week every 60 minutes On the fastest 60 minutes on youtube guys. Take care. Have a great weekend. We'll catch you next friday the independent investor channel live stream