 Like to welcome everybody to the Friday live stream here independent investor channel My name is Ryan fast to 60 minutes on YouTube been rolling out the product a few years now Kind of hitting our groove love doing the product were fairly consistent every Friday because the topic is that important it's Way more important to put a lot more emphasis on this specific topic and I think in In in in a general sense, there's a lot of people out there that You know don't put any thought at all They don't put any emphasis on it And it's times like these certainly where you know folks that maybe are not involved in the market are saying see I told you so and those that are involved in the market are like holy shit what I give myself into here It's really times like this where I shine You know stock market investing is not like going out and doing a job And your work for said number of hours and you get paid for that job, right? There's a guaranteed return that you're gonna earn X number of dollars per hour stock market investing is not not like that sometimes the the very Work that you put into the stock market Is is extremely unnatural in so far as it's something that you've probably never ever deployed In way of a strategy to actually make sense stock market investing and there are times in the market These are the times I alluded to that are Completely humbling I'm going through kind of a double humbling right now. I've got Elements the portfolio certainly that are that are working being overshadowed by by some other elements within the portfolio specifically I'm gonna talk holistically tonight about you know what it means to be a retail investor I got some guys hitting me up. They're like Jesus. I've got you know 75% of my life savings in one stock, and I'm just getting crushed some really unfortunate Reactions to the stock market when it comes up and bites people in the ass the way this is It cannot be that way It can't We've said many many times when we talk about The fundamentals of wealth building never invest which you can't afford to lose If that rationale held true 100% of the time Nobody would invest in the stock market Right the flip side of that coin is anybody who's been involved in the in the stock market in the history of the S&P 500 back to the 1920s 99% because we cannot say with a hundred percent certainty that all participants in stock market investing from then until now just over a hundred years of Market activity have in fact succeeded so the contrast between those two Facts are just absolutely staggering to me in that the odds really are Stacked in your favor if you are willing to buy into the long-term philosophy in the market So when you do truly buy into it and you look at the the volatility in the short term a week or two months I you know I feel like I've been projecting to you guys over the last couple months give you a pulse of the portfolio that it's been a Bit of a drag for me. It's a bit of a drag doing this a long long time been through it in and out Etc. I can comment on it in the short term I can comment about individual stocks that I might be you know getting kicked in the nuts in over and over and highly on Right. I was having a good banter here with verge, you know prior to coming live. I love that stuff I love the banter going back and forth. I think sometimes getting a real pulse of where I'm coming from with my my actual Feeling if that exists, right? There's no emotion in stock market investing No, I choose to I chose to take the position in the stock and could I have foreseen That we'd be reaching all-time lows Every single day. No, no, I know I couldn't could I have forecasted that the company would have gone silent on the line? Of course not. Of course not. There's just as many catalysts That have transpired with regard to that specific holding that I also could not have forecasted that were positive Right the 75 of all bev for the hyper truck ERX the battery management system and charging eight minutes some of that stuff's gone away the the 40 hyper truck ERX order from Monet Things of that nature that I thought you know through all the due diligence that you do And just here as of late three new deliveries to a company that I had never heard of and I cover highly on I do Just like I haven't some nice banter With one of the patrons here in the group. I think it was Alexa was as well came in fairly early I was having a good back-and-forth about the chip space. That was pretty cool actually but you know Nonetheless There is a staunch difference. Yeah, it was Alexa who was covering some really good activity in the the chip space right now, but You know, I think sometimes social media does a really good job of portraying Something that is is not true with regard to the the actual The actual application My application runs really really deep and I might say something on Twitter that I use in the capacity of Twitter But as far as my holistic opinion on what I'm putting into, you know A few hundred characters on it on a Twitter feed Does not speak to my total Disposition on an opinion at the time of making that right and Twitter is a great place for that I don't make money on Twitter. I don't I don't give two shits to be honest with you. I go in there and fire away People disagree with me. I'm like, yeah, that's awesome. I agree with you. You can disagree with me All you want is no problem is social media, man If you actually sat with me on a one-on-one meeting you would understand a lot more holistically about where my focus lies case in point the group here. That's why I'm so aggressive every Friday on coming on Sharing my insights on stock market the pulse of the markets pulse of the market sentiment at least for me has been driving Down pretty good. I'm a little concerned with the broader markets Holding up here in in a fairly decent state. I will tell you some of the moves That I've made here. I did fund one of the Roth IRAs a Strategic fund up that I usually try to do. I usually can't hold off on making those strategic funds So if you guys are out there and you've come into the 2021 excuse me the 2022 2023 eligibility You can do that that eligibility has just opened up as of January 1 of 2022 if you still have Contributions to make for 2021 Feel free to do that. You are eligible to do that up until the tax deadline of this year Which is around April 15th and give or take a few days, okay? So keep in mind that those strategic applications are there Added a little bit to the VIG, which is my vanguards dividend appreciation fund So I was glad to do that. It was a strategic initiative of mine To allocate a little bit more to the passive strategy in my portfolio and become a little bit less dependent upon Having such higher positions in dividend-paying stocks There is pockets of value right now that's working in the portfolio Some of which has been mentioned here in the group, but I will double down a little bit Caterpillar was on fire from the low twos Lockheed Martin Just seemed like last week was in the low 300s at 325 maybe three high 320s and now it's jumped $50 in in a week It seems like it's done quite well I bought the position fairly high and I bought a position right out that 320 330 mark And so I've got a cost basis that has put me right it around Even money where it's trading out right now, but Lockheed at 16 times. That's pretty good JP Morgan today on the dip. I got lucky. I I sold the entire position yesterday And and and then I bought back today. So I avoided a $10 swoon I looked at it had no intention of buying back into it, but at 9.5 Forward earnings there, which is indicative of a lot of financial stocks right now City group is one of them that's trading it and a very anemic eight times Forward earnings and they're the international book of business is fabulous It's one of the top banks that I'm bullish on and then then of course I own in a lot smaller capacity some of the others Three major banks the Canadian banks or a real bright spot last year in 2021 from May Got about a 30% return in each of them and you know, just Absolutely fantastic there and then added some smaller positions as well in Goldman Sachs That that went off it traded like a penny stock for Christ's sake and and some smaller positions in Bank of America And Charles Schwab as well. So to round out those exposures. I've been off the upload schedule this week a little bit No problem. I digress from this. I have fun when I do it and it stays fresh for me You guys got to understand man I'm not one of those guys that looks at the YouTube opportunity and flips out Just like a lot of people flip out when they look at the stock market Oh, god, damn it. This is just not working out the way. I want it right now, you know, I Don't look at it. I look at my YouTube channel the same way I look at the stock market and I'm not really in any rush And I think there's probably a lot of people that would be like go for it Ryan drop the dagger drop the hammer I can't do that. I'm I'm always foot stomping where I see true value on the channel and you know by nature of us doing one-on-one Coachings which has been a fabulous opportunity Made possible through my Shopify website, which has just been a fabulous product And I could get one or two a year and be just as happy with that It's what spurs my viper group And I thank you to all the new vipers in the group that have renewed their subscription It helps keep that product afloat and it's it's not one of those things and I'm looking to get rich on If the product grows great, but I've got a fabulous core group in there right now Bob right. I think or you know and all good. I know they look at this as kind of being kind of a family group and It is a family feel I Want folks in there that feel like they have ownership over the product and if they don't they're free to leave Absolutely, they are free to leave I'm jamming my patreon with all ad-free content Exclusive content that I have not released anywhere step-by-step tutorials on Imagining that I'm a new investor sitting across from me and I just go on and I talk And those and those opportunities to join both my viper group and the patreon group are made available through independent investor group calm So while the market is doing what it is that the market is going to do do I fret? No, I don't I focus on strategic Elements of my life that are going on that are that are really working and and deserve my time To be honest with you the stock market at this particular juncture Really doesn't deserve my time in other words I've already done the work to put in the portfolio and and and do what it is that I've needed to do to Establish those positions in the capacity and with the scale that I want Okay, so it's working so it doesn't do me any good to just continue to double and triple and quadruple down on What I've already got established. I will say that the majority of my monitoring in the market right now Has very little to do with me sitting there drooling over what 3m is doing every day I spend a lot of my time covering highly on very hungry. I'm sharing in the frustration Across the investor community and and like I said, there would have been no way to forecast That highly on holdings would have thought it in their best interest to go silent on the line At the time where the shareholder value needs them the most I'm not sure what strategic angle. They're trying to play. I seemingly find Time in my busy schedule and it is busy. I hold down a full-time job Okay, this YouTube thing is it's a project for me. It's something that I just really enjoy doing and how is it? how is it and I'll ask this rhetorically that a billion-dollar company With a division within that company that is in charge of investor relations. I will say it again investor relations Finds it in their best interest to go silent on the line furthermore Irrespective of what investor relations to do. What about the top guy? You know, I mean, I'm the CEO of cornerstone capital solutions LLC independent investor channel all rights reserve 2022 and if I thought that something was going awry or somebody had a problem with the way I did business I would come out and face that and that's just how problems are dealt with nowadays but it perhaps maybe Thomas Healy's definition of of a challenge in his life or or Adversity in his life is perhaps maybe coming in at second place at a science Competition and maybe he's never been truly tested me I've been kicked in the face a thousand times in my life if you don't believe me look in my eye Look in my eyes and tell me I'm not serious about having my ass whipped so many times But it's molded me into be a fighter and I think more people need to absolutely do that I think you don't need to just sit back and be a whipping boy or girl for that Fight it doesn't mean that I'm overly emotional Doesn't mean that at all means I'm being critical and you know, I Hey, I'm gonna say what it is that I want to say because in this country I do my part trust me in supporting free speech and The second that I'm out of line in so far as not being able to exercise my right to free speech I'll leave I will leave this country No problem if we stop being the country that I believe that it is and that we get to express our Opinions freely as long as it's done with respect no problem and and and to each his own with regard to their respect and their disposition, but You know, it's interesting to me. Perhaps the lack of perspective that Folks have not only in their application highly on is a really bad example Because it's a speculative position at that But I think perspectives on stock market investing as a whole in other words You don't it doesn't require any emotion at all to do what I did today and by 25 shares of Vig In the morning when I saw the market a dip did I know we were gonna do kind of one of those rolling Reversals that that we kind of get in the market now when I see the market down three four hundred points That's a time where I look to kind of step in and do some strategic buying. I had the Roth contributions in there I knew I wanted to supplement by my Vig holding And my BUG holding and my VNQ which is utilities and real estate respectively There's really no other single positions in stock that I'm interested in Outside of just maybe putting X number of dollars to my dividend portfolio that holds 79 stocks in there I should round it up and just put that 80th in there, you know, but it has 79 right now So if I took a thousand or two thousand or five thousand dollar bill and just decided to invest in the market That's always a nice opportunity to buy the market on the dip as well as my sector portfolio That has done just absolutely fantastic and just going on a couple years I share those testimonials with you guys openly be quite honest with you guys I don't have to do that. Okay in the hands of lesser of an investor Trust me a lot of people would be looking at how they can scheme And and and manipulate and do everything under the Sun man to grow those portfolios Outside of their capacity. I have a perspective about this gig to know that the critical element to anybody's portfolio Is to apply that magic medicine of time and time is not how you define it Okay, time is how the market defines it over the long term not you looking at it from a day-to-day perspective and Saying that everything is going to hell in a hand basket just because the market has a sequence of down days That have put negative sentiment on the the horizon a little bit. That's just not how it works Okay, so to grab a little bit of perspective on this perhaps maybe by putting your focus elsewhere Really will help you Deal with these downturns Stay with us guys. We're gonna deal with portfolios. We're gonna track progress week over week Show you guys how we've absolutely driven the portfolio. I've got some people that are very concerned with my portfolio In that I'm gonna lose everything I'm gonna show you the numbers how you can shake out and you can come to your own decision whether whether or not you think I'm Running the risk of losing everything in my stock market application Or that maybe it's not quite as worse as people would presume it to be I spend very little time Questioning the applications of others and I would just kindly suggest that perhaps maybe you take a page out of my playbook and apply that same level of scrutiny perhaps to how you look at others and how they apply With a filter to say hey, all right, man I see what this individual is doing it may make sense for them, but here's what kind of makes sense for me I like what Ryan's talking about with the passive application Maybe I've got a little place in my portfolio for a little bit of dividend stocks, you know I'm a big fan of Home Depot Ryan is Home Depot a good investment certainly, right? I like Costco. Can you tell me a little bit about the business model at Costco? What makes it a good investment? Well, it's a good investment because they don't make a dime on the groceries that they sell you okay They make all their money on their memberships, man It's a beautiful thing and membership businesses are our fabulous businesses to be involved with lots to talk about tonight guys Appreciate the gallery. There's 75 in here strong man Never ever been a better time to be a market investor never things are Rapidly changing it is a dynamic time We are hard-pressed to go through a day where the market is an up a few hundred or down a few hundred that is indicative of the volatility that we are incurring at this particular juncture as So many different catalysts are being priced into what's going on right now leaps and bounds progresses and technology Chips that are going into a number of different applications autonomy Driving mining cryptocurrency Everything that's going on right now is absolutely adding to this recipe that is a complex recipe at that But we always try to water it down a little bit make it a little bit more palatable for the beginning investor So you can kind of understand what to expect when you put your capital to risk in the stock market guys be back in the gym Talk about a multi-track application that's times like this where I kind of look at what I've been able to piece together in my life and The things that have nothing to do with the stock market at all That I kind of lean against during times like this. I want you guys to listen up here, okay? If you're spending too much time and it's tough coming from me because I'm a student to the market And I do monitor the market probably more than the average bear. Okay, I will admit to it I'm addicted Perhaps I should seek some therapy I just you know, I'm a lover of life The stock market is fascinating opportunity to Put capital to risk in a way that you deem appropriate for you fascinating I'm absolutely intrigued. I always happen Financial markets have always intrigued me and it's always been my question of society as to why we don't offer These topics in school and it doesn't have to be advanced, you know Valuing of stock or fundamental or technical and it doesn't have to be that it really just can be a very very simple Strategy of being a participant in the very system that we've built the capitalistic system that we've built in that The ease of convenience to run to a Walmart or a Target or Home Depot or to get your you know iPhone plugged into any one of the major five telecoms and to start asking yourself This is crazy, man You know, it's it's hard to walk into a T-Mobile and and and find an empty store because they're that busy How can I become a participant in that? You know, I walk through the mall and I'm like man, this is crazy people in there just buying shit hand over fist Man, it's amazing to me. The mall is one of those entertaining things for me with as somebody like Who's got a glint of minimalism in other words? I truly have been in that space On the boat when I lived on the ocean where food water Fuel And the air that I breathe Was was what I had and it was some of the happiest time I've ever had in my entire life Now since those days I've since complicated things and you know, I speak for an irresponsible for a family right Those things that you know kind of put a little bit more pressure on me to to perform. I'm a I would do anything for them. I'm a selfless person I don't do any of these projects For for for me. I do it for them if if they End up taking on an empire someday. So be it. I have no problem with that at all. I'll die a happy man I'm living life right now Make no mistake about it each and every single one of you guys and I wish I could talk to Every single one of you guys man that pop in here man because that's what living is all about man It really is it's not necessarily about that day-to-day shit that I talk about and oh my god You know highly on what the heck are they doing? You know, thomas ealy sucks I'm we need to fire him and all that stuff. Yeah, I don't I don't know man You know opinions are definitely far and few between and if you followed me on twitter You'd be like god dang ryan. Are you are you still invested in this company? Yeah, the disconnect between a twitter Is that what it's called? Tweet is that what it's called right? This is what happens when you give a microphone and a social media presence to an old 43 year old like myself and you're like god ryan really Out and you know, I think it speaks to my old school's perspective a little bit and I do hold the position. Um, I probably get put some shares today Unfortunately, my strike was passed at 550 which you know, it's just another kick in the nuts with with this company, but Uh, I was willing to buy the stock at 550 I'm certainly willing to have the shares put to me here with the recovery in the stock today Came off of that 509 508 base, right? For you guys that cover the company. Um, you know what I'm talking about 508 509 does it see a four in front of it? I don't know. Don't really care You know, it's absurd now that the stock price is going all the way down to Its value in cash I think debt is so much more glorified in the stock market. Look at at and t I don't know if at and t ever has a chance of ever like becoming even break even on their company But that's glorified, right? Um, they get valued at a specific multiple. They make killer money. They're an established company. They're fabulous, right? My point is a company like highly on this just started out Gets no credit for any of their proprietary anything Right now value at 9.18. So about 950 million, I guess is is kind of where they sat maybe even a little less than that Values them at 1.35 cash So, you know where you've got uh companies that are trading at 100 times multiples companies that have no business trading at up that high You've got a severe disconnect between these companies that As of late have really really rolled off. They really have rolled off so if I highly on All the evs really rolled off. I didn't look into The subpoena that hit hyzon. Some people were asking me ryan. You suck man. You're hyzon. I sold it after a day I took a nice 300 profit and paid for my trip to charlotte'sville, virginia So, um, I guess i'm the asshole. I don't know. It's amazing how there's so many people out there Who know exactly what i'm doing With with my agenda another page out of my playbook man. Take it Okay, you're your effing business is yours man. It is your business. Okay, it's not mine It's not my place to tell you how to do this and that so I think a lot of people like me Absolutely, um, they could do away with the whole like youtube thing like hey, you should check this guy out He's on youtube and people are like, oh What you can't you can't do that on youtube. You can't find good information from anybody All the stigmas that we work against right it's quite amazing Um, but uh, I digress. I take advantage of this opportunity to reach as many people Not only here domestically in the us, but abroad as well because I think we're we're an effing disaster I think we spend too much. I think we run up too much debt And it's the mentality that we get on not to provide proper credence to those companies out there that are trying to be Fiscally responsible and at this particular particular juncture are really in kind of a darker period in the evolution of the company In in stepping into what they are forecasting to be The mass scale up I was talking and I offered my my statistics. Where does highly on need to break even on their sales? I think 10,000 a year I think 10,000 a year is where they need to be and I think they need to be chomping at the bit to build that backlog A lot of people are like higher ryan higher ryan. I've got six jobs guys I don't I don't need to I do enough for highly on free of charge and in this life Nothing is free of charge. What do I get for it? I don't even get a hey. Thanks a lot through twitter You know what I mean a lot of people are like, oh, they hear you ryan No, I don't believe they do man. I don't believe they do the significance of my channel has nothing to do With the 30,000 subscribers that I have on the channel. I think there's probably I don't know a few thousand Real subscribers the ones that I really care about to be honest with you I've thought about hiding that because I don't really care about it at all But then again people look at that and they're like, oh, this guy's got 30,000 He must really know what he's talking about they come on they catch one one message and they're out I don't understand man That you know, how's this guy showing me how to fall into my Lamborghini after him after a week This guy sucks. You suck. Everybody sucks life sucks. I suck, but I'm trying to find the easy way, right Yeah, that's some real talk for you man. It's really tough But always always trying to strike at that value proposition man for for real folks out there That are truly looking to organically build portfolios man for them and their families. It's just that simple That's what it comes down to man building building a little damn bit of wealth And the funny thing about it is some of the sources of the bitching. I find your people with $100 in the market $1,000 in the market and they just haven't gone through those learnings Of having capital exposed to wealth guys if I looked at my portfolio now and compared it to three months ago I'd be like damn. I'm down 30k 40k. Whatever it is. I don't know. I don't track that shit But I'm just giving you a good faith estimate and and people would look at that and be like you're effing nuts, Ryan You suck. You're a terrible investor Okay, I'm terrible. I go back five years and my portfolio was all of worth 75 thousand dollars Now I look at it at a half a million dollars and I'm like how in the holy hell did I get here Outside of just applying the strategies that I openly share with you guys all the time It's it's just it's not rocket science. What is going to be impossible for the untrained investor to do is to take these strategies and and Validate them from day to day from week to week. God dang it, Ryan I've been invested here for 12 days, man. And I've been down Every one of those days Ryan Ryan. I've been down Ryan. I'm down 12 12 f and days Ryan. I'm down Ryan, what gives what should I sell it all Ryan? Should I sell it all man? So I can buy it back at a cheaper price Ryan. What gives 12 days? They come back 18 days later and they're like it's it Ryan Ryan. It's still down. It's still down, baby What's what's going on here, man? What you I'm starting to sweat a little bit. I'm starting to lose sleep over this Ryan Man, I find myself looking at it all the time Ryan. I was down Ryan I was down a dollar 42 today This this is not this is not good All right I don't I don't do that to pick fun. I do that to strike at the very mentality that I think plagues our application as retail investors Can it be fought? Yes, it can but it takes time to evolve to be able to understand why it is you do what you do The validation that I just shared with you 75,000 five years ago Would I be in this position without investing now if I hadn't done it then There's where your thought needs to be Not oh my god, Ryan, you're crazy man like Jesus You should sell it all right now and just sit on your wad or you know the map posted in twitter I don't know if map money's in here, but he posted he said should I sell a quarter of my portfolio and go buy a lambo You know he does that to pick at the very mentality that I'm picking at Is because people do think that way. I want to be a millionaire. I want to have a Lamborghini I want to have this I I will I want I want this I want the I I if I could f and life owes me Get the hell out of my way, Ryan. If you can't show me somebody will Right life owes me The system owes me people owe me my friends my enemies everybody owes me get the hell out of my way Right, there's never any personal responsibility to look in the damn mirror and be like maybe I don't know Maybe I can just I don't know kick my own ass a few times and just help myself Right right Yeah, very very critical of the information that I have coming through I certainly do put a lot of value in the network of people man that make up this this fine community here We'll jump into the portfolios man really really quick and then I want to get to the gallery here all right Cannot expect to have something tomorrow without putting away something today Dark shadow man Yeah, and that's the whole idea look on what are you going to do? Are you going to live life a bitch? Make a choice Make a choice. I I'm not no man. I I'm a fighter Um, and I think people are too passive. I'm an introvert like most people I've I've admitted to this to you guys the irony in the whole thing is I run an independent investor channel That I'm very very proud of I come and I share my story blah blah blah But people for the most part piss me off They disappoint me Good people I I will I will go to my grave and I will defend and I will be your staunchest advocate Um as long as you show me a little bit of passion for your own equity right Show that the very value Uh of the weight that you carry around on your own two feet Is actually putting some sort of value out into the world man for others and yourself Do that and I'll show you all the respect in the world. Okay, do it not Especially and doing it not means that you expect to be given in this life. I have been given nothing I look back the 75 to 500 thousand that I'm about to declare to you now has been by nature of my own action It has been not by me expecting to be given it is not By my reliance on some other program that of which I either either believed in or didn't believe in But I blindly put it into play and here I am now Posing as if it was my program all from the beginning Look at me You should turn your tune into me because I'm I've built this wealth Based on my smarts and an absolute genius in the stock market Really? Jesus, I just admitted through the group man that I have probably just Hopefully a little less mistakes than successes in the stock market investing The difference between me and most people is I don't I don't sit there and manifest over the successes I'm hard on myself for the failures But I I let bygones be bygones I let successes and failures be water under the bridge because I've explained this to a lot of people man I spend a lot of my time forward thinking Thinking about the future thinking about the future now people are like That has nothing to do with that. I'm good. I'm in the future, man I I'm in the position Two or three years from now where I look back at this and I had one or two decisions Hold highly on at five dollars a share or sell it Those are two decisions to have those are two decisions Right, where am I going to be two three five years from now? Be reflecting on this if I made a decision on the way I felt today when it hit five dollars and eight cents Well, maybe I would have felt better in the short term. I guess um, but um I've been through this way way too many times to understand that that only sets yourself up for regret And I've built a position that is buffered I don't have all my life savings and highly on I have a big position A lot of people man that they want to I had an invite if you guys are wondering what the ricardo invite was You follow me on my highly on videos and you know that there was just absolute rude comments I said come on my live stream then I'll give you all 60 minutes to Vent to a live audience as to why I've got it wrong and you're so right I don't think either scenario exists in this world. I don't think anybody myself included or anybody that I've ever met Celebrities or or anybody in power Deserves the right to be put on on a pedestal in on this earth I don't do that. You breathe the same damn air as me. You buy the same apple stock as me You're you're probably working maybe even harder than I am and maybe even deserve more respect than me Maybe you in the eyes of society does not garner the respect that you deserve teachers firefighters law enforcement tradesmen truck drivers Right, maybe you don't garner the attention and respect that you deserve right Okay, I'm kind of here to level that bullshit Because I just don't I don't do that I don't put people on a pedestal just by nature of their reputation held behind closed doors They could be the biggest piece of shit out there and you put them on a pedestal man and glorify them to the moon Nah, I'd rather give you more realistic of an application and tell you that there is no perfection out there Zero there is none. We're all just dirty smelly human freaking beings Trying to make some sense out of this deal while we're all attached to this rock for the short short life that we're all living Okay That's some reality for you. Let's jump into some portfolios man Give you the bad news for this week. I guess anyway Um brokerage account took a little bit of of retraction. I took $6,000 from this account and I funded my Roth IRA account I'll probably do a split funding in the other Roth to get the 12,000 max funding Into the Ross the takeaway for you guys Is to earmark what I've already explained to you for 2021 Contributions up to april 15th and for 2022 2023 Contributions eligible now as of january 1 all the way up until april 15th of 2023. Okay I'm rewinding I playback Anyway, that was the Roth contribution schedule, but no huge Changes here values whip and smash Lockheed martin probably the performer here Boeing has caught fire From the 190s. It's flirting with two and a quarter right now AT&T is coming back. There's big flow into value right now I don't think it's anything fundamental to be honest with you. I say that tongue in cheek I just think it's uh, it's a refuge to be honest. I don't necessarily think people are looking at AT&T and saying It's a phenomenal investment. Let me take a stake in AT&T right now Lockheed martin I do believe that is the case But there is a rotation out of some big Growth right now. I think the fame fang names outside of facebook, which had a nice date today Are taken a little bit on the chin google had a good day today amazon took a rotation out Salesforce.com on this list taken a rotation out So just to kind of give you an indication that I think there is certainly a flow of value Where those funds are coming from if it's a safe safe haven utilities have done quite well Materials have secretly done well and then energy continues to outperform Dexter drive mix game a shout out to dexter my good boy. He's a Great youtube channel drive mix game given that granular in the sand perspective. No pun intended He's down there in west texas But um doing a great job called maybe the potential for five dollar diesel Well, I do you think highly on is going to be attractive if diesel goes to five dollars? I don't know probably not probably go to a dollar a share who knows We'll see anyway It we're down week over week in this so the the reduction there is is What it was last week minus six thousand in cash that I had that's a roth one here 92 percent in the stocks chevron disney highly on JP morgan entered back into 25 So I saved a 250 dollar bill today just swing trading it And entering back into the stock jpm is trading at less than 10 times forward microsoft Very good one of those technology companies that you're going to have to pay up for O n l is the spinoff from realty income That's the office space Segment of of that business some bullish thesis around o n l. I've actually emboldened that position since it's spun off From realty income Pepsi the s and p 500 continues to do pretty well small caps Growth continues to get annihilated V and q which is the real estate Sector specialty et up from vanguard Sofi anything growthy Is just getting crushed cat global took a one day 30 percent increase For no apparent reason. I I couldn't find why it just shot up 30 percent in a day. That was nice to see But still down in all of the speculative growth in the portfolio. No problem We're we're good. We're sitting good on the the growth that I've got And it'll be fun to own these positions and watch how these positions transpire and continue along their Growth trajectory. I think the one that I'm the least The least Excited about with regard to its recent growth prospects Is highly on just because I don't know what progress they're making behind closed doors because they just don't share That information openly So We'll see how that goes. Here's mine alibaba's come back a little bit. That's nice to see I trimmed the position in exxon mobile For all you home gamers out there facebook came back nicely today IBM and kd kd being the spinoff ibm triple q's have really come off of course with the technology and rotation out of that sector J and jane health care is hanging in there nicely rdsa, which is royal dutch share Shell with oil is coming back nicely I was in the red for many many years on these positions and They're really coming back nicely Sofis in the gutter vig I upped that I now own 100 shares of vig So that's a nice nice staple in this portfolio Just a wonderful wonderful fun to own 10 clip dividend payer Stocks that have paid and appreciated their dividend over the years managed possibly by vanguard doesn't get much better than that I'll take it and live to find another day. This is this is one that takes no effort to own zero mind you And then vpu with the utilities there to round out my portfolio Just sitting on it The week up week over week don't pay much attention to that spark line Because that was uh The fund up really of the 6000 that of the inflows in here Down on the sector specialty portfolio dipped back below 20 it hit 20 there for a bit no problem I mean, this is just great as the dollar cost average funds flow into this We'll buy it cheaper prices and live to fight another day. I'm not going to spend all day on that Here's the 79 Dividend portfolio here Just flirting with that 30 grand mark. I want to hit that 50 grand in this That's the next strategic threshold in this strategic goal of this portfolio is a hundred thousand dollars We'll get there. My goodness. I've got to the 30 grand mark one third of my goal in around just over two years Just over two years december of 2019. We have this one's birthday So this one's existed for just over a couple years man. You see the power Of investing Here it is and here's the little bond portfolio. I I put a $50 bill in this every week That's it. It's it's been up week over week every week since I've started declaring it to you guys So there's that The tsp took it on the chin. I'm not really sure why I believe that This will be up next week. I'm calling it on the live stream when I declare it. So pay attention to this This is my passive So for a lot of you guys this be the equivalent to the 401k This is passive. I do not mess with this at all. I do not touch this This is sacred passive in other words I speak with people at work all the time who are like man, my tsp is kicking ass around should I Should I sell it all? I know the market's gonna go down and then I can buy back in I'm like Say what you just said slower because what you just said is it's impossible to do Just take it from me, man. It's impossible to do to time the market in that regard. It's just absolutely impossible So I invest a 75 15 10 in this and I don't touch it. I just leave it as is Here's the growth in robin hood. Of course growth and the fang names have rolled off So the vug is going to suffer no problem. If it suffers too much, I'll just double I'll double this I'll just double the account No problem, but I'll monitor it and this is more of a token position so I can actually become familiar with robin hood If I like it, I'll recommend it. It's easy kind of cartoonish to be honest with you I wouldn't have the bulk of my money with robin hood I would I would take an established broker like a charles schwaab or a bank of america is fine too You know, it's not going to give you a back massage, but it is an established institutions Be quite honest with you man. If I can level with you. I don't trust these bastards I don't trust them at all. What's going on behind the scenes m1 is about the most trusty discount broker But I don't put them in the same category as the major broker in so far as the audit scrutiny that they are subject to And that's where the bulk of my money lies, but these are fun accounts and they work for what they're what they're intended for Here's the mid caps. Mid caps are taking it on the chin. I'm down 7 in mid caps now No problem. We'll continue to monitor this standby Independent investor channels on the early onsets of engaging on some awareness with glowbacks Very cool company Very cool. We've featured elaine gi the ceo on the company and on the channel here in 2021 Awesome stuff and they're they're working on some great stuff Trying to fight on people's behalf. They've given given away the farm with regard to open source In our privacy and data that exists on the on the open cloud for amazon web services the microsoft cloud And you know how we transact even facebook whatsapp man every now and then again I'll have some, you know lady come in there and invite me to her personal room and it's like I don't know you That's that's right there an example of how our data is Really, it's plagiarized and it's sold Our our data is valuable glowbacks takes your data and safeguards it not here in the united states subject to the cloud act of 2019 Rather in switzerland, which is a company that I might just say has their shit together They do Beautiful country I might add too, but they they've got their shit together They don't do idiotic things like we do here in the united states Which we do a lot of good stuff and we do a lot of stupid stuff too crypto last three four days have been on a tear made Nice little chunk back in this be nice to see this rally continue in crypto You know bitcoin took a basing in the low 40s these Areas and pockets of the portfolio that perform when I don't think that they're performing right so I I will declare here just it dipped below the 500 This is a big threshold I talked about it on the route to seven figures and the steps that are necessary I declared to you guys that I'm on step 10 out of 11 Really kind of earmarking those Thresholds of money that you'll need to meet, you know the 500 a thousand 2,500 5,000 10,000 25,000 50,100 250 500 those are the steps to wealth that you need to think about and you think okay ryan come on You know to get to 10,000 basically you're saying you need to get to 10,000 Yeah, un-f your mind Okay, and start to think about money the way I do. Okay, you'll be better off for it Okay, unless you have a better way and you'd like to explain to me how it is that you're Uh earmarking your progress and you're in route to different strategic goals in your application I'll hear you out But I'm just giving you a framework and swim lanes to stay in because most people need that They don't have the first f and clue how they can get to their first 10 grand Okay, I'm telling you that it's easier to do than possible the first incentive threshold is $500 Most people can get there in a matter of three seconds The irony in the whole thing is most people are unwilling to do that because they think about everything that they're giving up To elect that 500 to something other than that will give them instant gratification God, that's an awful big tv right now. God dang right. Are you sure this? God dang remember the 12 days? God dang about $500 man. I'm down $2 and 76 cents man. You bastard, you know God everything they said about youtube was true man 12 days ryan 12 days man, and it's all your fault But we'll get back up above that 500 as part of my Strategic initiative at the end of last year on the independent investor channel. We didn't reincorporate The llc. We are still cornerstone capital solutions llc We have leveraged those opportunities under its own umbrella That was a strategic move that I had wanted to make for a while since I rolled out the initial llc in the company Those also add to that bottom line that I do not declare On this thread. I might start doing that. I have no problem with that. I think about money differently I'm not all secretive and you know My yeah, you know You've got to watch me, but you know, you can't be preppy to all my tricks on the train, you know Make no mistake about it. If you knew the truth about youtube, you wouldn't catch so much scrutiny Ryan you put out highly on videos because it's monetized. That was a comment that I got this week. That's funny like Really? All right the $28 that I make off of that 3000 view video if you honestly think that that's my motivation, man You are highly highly underestimating me highly underestimating me in understanding where my motives are You're trying to influence the stock Ryan really. I just told you I have 30 I'm an insignificant channel on youtube the significance of this channel exists within the 2 to 3000 people that Come in and they enjoy being around not only myself and the message but each other. It's that simple Okay, it's that simple if you think for a second that the independent investor channel is going to Move a stock and I'm talking any stock that I roll through on the channel. You are sorely sorely overestimating our reach on the channel I don't believe it for a second. I don't what it does do is it gives us a voice That's for sure. So when I get pissed off at the lack of transparency i e zero I get to come on and at least event my piece And a worker and a fighter like myself who doesn't mind coming on and fighting for a cause that I believe in Yeah, I believe where most people have to succumb to being quiet. I don't do that man I'll fight people are like you're bitching Ryan. No, I'm not. I'm doing what it is that I feel like I want to do in way of effort Okay, a lot of people just invest in a stock and they just expect that it's going to drive them to the moon Automatically while they're sleeping. Hell. I don't even want to be awake for the ride to hell with this man Just wake me up man when it's that x number of dollars, man. I'll be good to go Right. I don't even want to stay cognizant for this ride. You know People owe me Life owes me What gives man You owe me Ryan Send me a bill for that dollar and 76 cents. You're down in the stock market. I'll sell you the money All right, if you're that concerned about it get a little bit more cavalier Okay, stop being so tight with your money. Don't be a tightwad. Don't be a bitch Stop justifying idiotic purchases in your life. Okay Where somebody would justify a 75 000 jacked up truck dude, that's bad ass, bro You know how much scrutiny I get for taking a position on a stock to try to increase My net worth in this life. Like that's what I'm not trying to like do anything. I'm not trying to like piss people off I'm not trying to like lose my entire net worth I'm not trying to like lose sleep every night. I'm not trying to stress myself out I'm not trying to like drive my investments into the dirt. I'm not trying to like lead others into the dirt Okay, I'm trying to increase my position if you want to understand the truth of it. Okay Would I like to see the stock go up? Sure, that would be nice That would be nice but I understand the game in safara's understanding that sometimes the stock market it does something that You may not expect that it's going to do in the short term That you always have the ace up your sleeve an application with understanding the stock market investing requires A little bit more perspective on this deal And and and not be so much of a bitch Summed up. I got a couple minutes, man, and I don't want to go over 60 minutes tonight guys I have brody bell in the house You know, you guys have been with me for a long long time man a lot of a lot of kudos to you guys and and thanks so much Man, I really appreciate you guys Joining the message that kyle's my brother from canada. He's my knuck brother He's my knuck brother even though I do think that he would have a hell of a time here in the united states I'm pretty hard on the u.s. But I think kyle would actually fit in quite nicely here I don't know how you guys justify paying such high taxes up there kyle's like no ryan. You got it wrong, man His message will eternally echo through the ages. Well fantastic just like socrates, right ryan's right up there on that pedestal, right? And I just speak my mind tail, which is what a lot of people lack in these days, man They really do just speak your mind ryan got me started about five years ago. Yeah, he was original, man It was one of the first subscribers to the channel and I just really appreciate it these long-standing folks I hope over five years. I haven't just bored the hell out of you You know, I think I make my message in so far as people can come in consume a little content You know put a little few things in in in motion that I talk about step away from the channel No problem. I mean, I've got to feel every minute up with content Trust me and if I could go for two or three more hours, I would I enjoy the hell out of it I I pushed back to a 60 minute youtube because I felt like 60 minute live stream because I felt like it it was hurting the channel really bad Like youtube doesn't pay me for my time on a 60 minute live stream I think they should adjust their algorithm to Accommodate for that like everybody stays in here for the majority of the live stream. I think it's awesome But I you know 60 minutes is kind of right on that sweet spot for sure move mountains. You bet your ass man Bet your ass. Um, you want to get motivated? No, just try hanging out with me for a while. Um, I'll fire you up I'm motivated all the time. Baby. Life is good, man. How are you doing ryan fabulous doing great all the time Really? How was your weekend ryan every weekend? I have is fabulous. They're all good. I've never had a bad one Life is good. It's just absolutely fantastic, man the focus that I've got right now and on some of the focused initiatives that I have Are exciting and 2022 is going to be a lot of fun here as we roll some of these stuff out proper 19s laughing his ass off He's like, am I a bitch? You're not man. This is pretty funny. Uh, here we go. Cherie. I bought some highland at seven I think I just yeah, you bet you just hold it seven man for sure I've got lots of blocks up it closer to 20 All the way down here. I've got some stuff with a five in front of it, too It's no problem long term basing You know, it's it's just the time that we're in right now and your thesis has to be the potential Going long term. That's for sure. Eric weaver totally agree with robin hood like any tool though All depends on how you use it. Yeah. Yeah, m1 is my absolute choice And I there's not a close second to be honest with you Weeble, moo moo and robin hood I put all in the same category and they are a distant second To to m1 finances, which is far superior of a wealth building tool I mean you want to be entertained. I you want to have a cartoonish like bs thing on your iphone You can do that if you want to robin hood is very easy to use etc etc But yeah m1 finance is a wealth building machine. It's fabulous. It's just great I've got bobby in the house, man. I agree the market doesn't make sense Especially if you plan to hold for years. Thanks for the content. You bet we'll keep rolling that content out I know it pisses some people off, but uh, I appreciate it You know, like I watch my highly on videos back and I'm like, how can we improve? What did we miss? Did we miss anything? Could I've sharpened up on some stuff and that that's just my critical application On making sure that the message is coming through With some clarity and the intent of my message is coming through and I can tell you my intent has nothing to do with The few dollars that I make for putting a 3 000 view video out that I know There's a lot of people watching it. I watch all the highly on content that comes through youtube Bloodhound dividend investor. That's one that's putting out some content. I'm doing a good job He doesn't think that anybody else on youtube is doing highly on content I beg to differ so but Nonetheless, I appreciate those efforts and I stay for the totality of those videos because I'm interested in the content for sure So very good. I think all goods getting set up here really enjoyed the stream. Thank you so much You're the best. That's why we call you all good. That's because you're awesome and you make everybody's life that much more enjoyable That's what I need to be keep on trading That's what I need to do, but I keep trading Ah swing trading has its place man. Don't beat yourself up a lot of the profits man. I was able to generate in 2020 Really set me up for Putting a lot of that house money to work in highly unseen I think a lot of people Misconstru that I've put my life savings and highly on couldn't be further from the truth Couldn't be further from the truth. Um, I've I'm in a position to justify the chance that I'm taking on this position and I will wait as long as it needs irrespective of how scathing I am on twitter Calling out a ceo that uh, I think is in over seals man Like stand up to the plate and start taking some effin ownership man. Be a man. Be a man Well 28 you're not a man, but Be a man. I'm asking you like be a ceo. I don't care if you're a man or like you don't want to self identify I I don't know. I don't care be a ceo stand up and and and take some ownership of what's going on right now Um, the ship is sinking takes a ownership. I don't know go down and patch a few holes If you'd like ships on fire. It's sinking. What do you do? Uh talk about coffee mugs. I don't know if that's your solution Then that's your solution, but you seem to be a fairly smart intelligent guy I'm here to tell you that your sentiment what a little bit is left in the stock is is slowly dissipating And it's going to take that much more time if you just don't like head it off at the pass And start talking about the goings on the company If you put silence on the line people have to imply that there's nothing going on and the market interprets that negatively Every single time you betcha good stuff man It gelvin in the house great to see you my brother appreciate it going just a couple minutes over here To address some of the comments and and you bet. I appreciate that very cool Wait, what wait what? I said don't be a bitch I I don't know how to say it in any other language And that wasn't that wasn't aimed at you That was the general theme tonight for all retail investors out there that invest $100 and they're pissed off because now they've lost 20% They're down to 80. What does that really mean? Please explain your grievance to me. Please explain your grievance to me and I will either do one of two things I will tell you number one Don't be a bitch or I will agree with you and I will share in your sorrow for being down 20% in the stock market Medical good luck at the portfolio thoughts on amc garbage That's my highly on to bkkt. Is that a transition to bkkt or it's going in the ship bucket or Something I'm not sure what that means. It might be a ticker symbol to trade all highly on shares and enter into bkkt Rick says perseverance the word and it gets tested every town. Then yeah, that's right rick's a big bull in highly on absolutely Highly on 2022 price target My price target has to do with unforeseen catalysts And without those catalysts the stock will remain either static or will continue to digress 2022 is an entire year For the company to find catalysts in so far as solidifying the 75 miles of bev technology taking advantage of some of those credits That evidently nicola has been given credit for in the los angeles area 125,000 to be specific They need to leverage some of that stuff if some of those things materialize over the next 2022 my price target is $24. That's a token Price target because like I said targets for sales round out at about 10,000 units 10,000 units it very very simple puts them at about 300 million in revenue Bottom line earnings, right? That's at about a 35 percent margin assuming that they can sell X number of units if half of them are hybrids, which are a lot less profit They make about 5,000 per unit, but the hyper trucker x they make just over 90,000 per unit Which is pretty darn good And then 35 percent to the margins on their total overall revenue puts them at about 350 million 120 million to keep the lights on You know the couple hundred million in profit Puts the company up at about, you know, six eight billion And then we're talking about a stock that's not valued at $24 anymore We're starting to get up into the 50 to 75 dollar range And and upwards now once they start to turn out some of those numbers Then the metrics don't just go down, right once the fleet starts to enjoy It's kind of like a domino effect and we'll start to get some more predictable numbers As they start to meet the some of those milestones whether or not that happens this year next year three years from now I don't know what i'm really looking for in the short term is a little bit of reprieve In the sentiment around the stock and if it returns to the 10 to 15 dollar range I'll be super stoked if it starts to get up into the 18 19 dollar range I'll revise my price target up to the low 40s because I think that's the next Price target based on the catalyst that I have earmarked In so far as winning over further orders to the backlog Getting government intervention The price of diesel Lots of things can happen throughout 2022 to help me drive my price target But $24 is where I'm at no analyst Is is is ballsy enough to do that? No nobody and the chances of hitting $24 are are far far less applicable based on what we know now That price target is based on the catalyst that could transpire over this year with the continued win of orders the continued progress of hyper truck erx and ramping up to mass scale Not the innovation council stepping in and placing Some binding orders solidifying some of the old non binding orders into LOIs things like that But I think if they're doing the right thing, they'll do if not they'll continue to fall on their face And continue to say nothing I think this next earnings call is going to be of interest to me I'm going to be taking a look at the accounts receivable. Obviously they've sold some hybrid units. They're not giving them away for free I don't know. Maybe they are Maybe they are maybe they're just giving them away for free. I don't know, you know, it's amazing I sell products now through the through the independent investor channel. I make hella profit I was asked this week. What's your profit margin on the independent investor channel? I was like, what do you mean? It's a hundred percent. I don't have any overhead to run this, you know But highly on's burning through what 130 115 million I guess per per year. I guess I don't think it's called it's per year to keep the lights on pay the salary By the product to keep everything to a churn to march toward that 35 final margin Assuming that they're able to sell the volume. So we got a long way to go on this sucker There's no doubt about it, man. Whether or not they're going to make it I mean my hope has diminished a lot As it's transpired, you know, when we're talking about single orders 10 go to a fleet here and there You know, it makes me think are they going to be able to get to that 10 000? Addressable market and fleet size. Absolutely doable, right? If if this truck can do what it is that it says it can do have a hundred mile range And transport cargo in a non-diesel capacity from point A to point B with fueling infrastructure in place right now That's the pedigree right there that should be a no-brainer to sell the industry But who the hell's going to sell it to them highly on they've proven Zero in this category in their ability to sell that is horrible. I told him I would sell ship for him for free It's easy. I'm like jordan belfort. Bitch. Just kidding. Just kidding. He was awesome. Sell me this pen Guys will wrap it down. Really appreciate your uh, uh ownership of the community with a great live stream tonight, man Keep it up. I really appreciate it. Uh, it doesn't go unless I have a nice audience in here, man to enjoy It gets me fired up the more people in here I mean, I could imagine if I had a live stream of a thousand people. Hell, I'd be doing back flips Probably be falling on my head or or or something or I don't know man drinking maybe a lot more than I drink tonight I'm gonna finish this after I step off the line with you kind folks I've got a few promotional opportunities coming up here globe x being one Check that out. It's it's a really intriguing company, man. I talked a little bit about it tonight On the 20 the week of the 24th, I will have elements nutrition dropping That's another really interesting health and wellness company. I'm gonna try to find their product I'm gonna try to try it Those promotional videos, man. You got to give me some latitude on that guys I understand that it's a black eye for a lot of youtube channels. I will not accept that I will not um where some of my projects I do for free I expect latitude on those ones that are Fairly lucrative and they help me keep the ship afloat because unlike some other CEOs Okay, I am very aware of all the systems that make up this complex system Called the independent investor channel and to keep the ship afloat and to keep it progressing towards something special, man We've got to be able to keep the lights on because to actually realize The goal of the channel of empowering one investor at a time We've got to make sure that we're firing on all fronts And there's not a project that I do under the cornerstone capital solutions umbrella that i'm not proud of in Reaching deep and finding that one investor who needs a little bit of coaching on the side Needs a little bit of motivation needs a little bit of explanation as to how we make sense of this deal In in in an environment that is doling out a lot of volatility as of late guys Thank you so much really appreciate you. We'll be back next friday the independent investor channel livestream fastest 60 minutes on youtube Be well guys. We'll check you next friday You