 So in terms of how I save money for residency, one of the first things that I like to do is actually work backwards. So a lot of people work forwards where they count the money they're making and they say, oh, I'm going to spend X, Y, and Z. And then whatever's left is what I'm going to save. And some people actually have a savings goal as well. And then they spend whatever's left after that too. I like to take a different approach just because I like to increase my savings and maybe even surprise myself with more savings. And so my wife and I do something called reverse budgeting, which is basically when you have my total salary for a month, let's just say it's a grand because that makes math simple. We work backwards on things that are fixed. Fixed meaning that there is a monthly cost or a yearly cost, things like insurance that doesn't vary, things like electricity that doesn't really vary much, internet bill. Those are bills that we pay that we really can't control what the month to month bill is going to be. Obviously we can go out internet, but everything else is basically a variable expense. So things like food, gas, expenses that we do on ourselves, and as well as kind of emergency surprises, transportation, everything.