 everybody back to the Independent Investor Channel. We're going to jump in and look at a hybrid portfolio. It's the Vanguard Specialty ETF portfolio. It's one that I comprised. It's been going about three years now and the progress has just been fabulous. I love sharing that with the Independent Investor audience. For those investors out there that are looking for more of a passive approach, M1 Finance is only appropriate for those passive investors that want to set it and forget it. This is cool to jump in and show some progress reports on. See how the portfolio is growing. Talk about the makeup. If it's your first time, tune it into one of these videos. You're going to get to see a real portfolio in action. You're going to get to see the performance of a Vanguard ETF in action. It will really help you validate sitting back and kind of answering some questions for yourself as to whether or not you want to take on this investing type of opportunity for yourself. I provide examples like this and many others on a lot of different strategies that you can deploy. The reason why we do that is there's no one investor that's the same as the next. Each and every person out there has their own individual tolerance to market fluctuations. The idea is to pick that strategy that's going to be the best for you and allow you to hold true through volatile times up and down over the long term. With that, guys, let's jump into the Vanguard Sector Specialty ETF portfolio and take a look at the progress. When I chronicle these M1 Finance accounts here, I want everybody to understand what investing strategy I'm deploying here. These are not the get rich overnight accounts. I know that's what a lot of people want to hear on YouTube, but I can't blame them. I guess if I knew the route to become wealthy overnight, I would pursue those means with all ferocity. The issue is, although they do exist out there to become wealthy overnight, they are few and far and few between and very few people end up on those opportunities. Conversely, you look at investing and you look at all of the different ways to succeed and fail in investing. I think you just need to ask yourself what type of investor you want to be. Do you want to be that investor that seeks out those riches overnight only to see your portfolio really suffer, be subject to enormous downturns? Or is it one of those things to where you understand the power of long-term investing and you don't want to subject your money to a whole lot of risk? Insofar as you are subject to making rash decisions about your portfolio being subject to said volatility and giving up on your program. I think that's something that a lot of investors really need to buy into is the fact that it may make sense right now and getting rich overnight makes sense for a few hours or a few days. You may be even get involved in a high-risk, high-flying stock and you may actually make some money on the onset, but the question you need to ask yourself is whether or not you're going to be able to sustain that program over the long term. I think if you're honest with yourself, I think you would have to admit just like most that a long-term passive program that you add to every month allows you to just sit on it and forget it. It allows you to forget it. It allows you to enjoy the fruits of the stock market. It allows you to remain invested in good times and bad. A portfolio may adjust down, but those only present buying opportunities. You're not trying to manufacture wealth in the stock market where it just doesn't have that wealth to render over the short term. This is the Vanguard sector specialty ETF portfolio. Basically, this is comprised of all 11 of the sectors of the S&P 500. I'll cruise down and I'll show you those here in just a second, but by using M1 Finance, I've got the ability to control and allocate funds the way I deem necessary in the portfolio. This is one that I share openly through the channel. This is a cool way of investing. For those of you who don't just want to own the S&P 500, this is a cool way of splitting the sectors up and owning them individually. Really cool. Most of these sector ETFs have returned about 10% rate of return in each of them since 2002. So long, long history of these products being offered by Vanguard, and I love them. I think they're great. It allows me to piece up the S&P into 11 separate slices and then rank those slices in the order of precedence. In other words, I get to invest in the sectors the way I want. If I want technology to be number one, which it is in my portfolio, then I can put it there. I can put utilities and telecom toward the end because I don't want a huge weighting toward those safe play sectors. But this portfolio has been in play now since March 5th of 2019. Really, really cool stuff. So we're going on three years in this portfolio. Really just cannot complain. I've never switched this since I've established it on March 5th of 2019. So it just kind of goes to show how this passive program, it absolutely works. Now, I can't promise that this chart is going to continue slowly going up and to the right, but isn't this why we invest in the first place? I think a lot of people, they shoot for the moon and because they can't achieve the moon, they quit. And they don't have the patience enough to really see this value accumulate over time. And this is expected. There's nothing special about what I've done. It doesn't make me an incredible investor. There is some unique elements to this portfolio. Yes, it is a slight hybrid version of investing in the S&P 500 directly through the VOO. I do acknowledge that. And it's cool. And I've liked the way this is performed. And I'll explain that in a little bit when I get to the low end. But 13,500 of inflows here were up over 6,000 in gains in the portfolio and just flirting with $500 in dividends here in the portfolio over time. So we'll cruise down here. And what I was talking about here with the 11 slices, they're denoted here. If technology is going to sell off and the market is going to incur what is considered a sector rotation, and that's where larger hedge funds, mutual fund managers, whatever it may be, will take profits from those sectors that have kind of run away from themselves and look to rotate those into some of the more underweight sectors in the S&P 500. It's called a sector rotation. And it happens all the time. And it happens in such a way that it would be impossible to track when and how those sector rotations would happen. They happen most of the time under the current of the market. And you would never know if they were happening. How do we capitalize on that? If I'm going to have a rotation at a sector technology, it would not be beneficial for me to just own technology. Now, if it were going up all the time, that would be great. I would benefit from that. But we all know that markets have a tendency to sell off, cool off, go into a period of, you know, consolidation. And then once they become a little bit more normalized, they'll be bought again. And that money flows into underweight sectors while that's going on. What my thesis is in this portfolio is while those rotations are going on, why not benefit from it? In other words, there's no place for those funds to go that I'm not going to capitalize on in this portfolio. So if technology funds sell off and they rotate into utilities, then I benefit. If healthcare sells off and it rotates down into the telecom sector, I benefit. If the financial sell off and they rotate into more of a safe play here, or perhaps maybe more of the cyclical play here in the industrials, I'll benefit from each and every one of those moves. So while this portfolio is always churning and I'm always funding the portfolio so my dollars go straight to those underweighted sectors or slices in this portfolio, I also get the benefit of catching those sectors while they're down and making sure that I'm continually remaining invested in the market to enjoy that appreciation when it happens. When it's going to happen, nobody knows, but this portfolio is designed to capture all of that sector rotation. Now, what I mentioned at the top here with the allocation, I'm a little bit overweight here in technology. Technology has just done quite well. The returns here are unmistakably good. There's nothing to shake a stick at. Obviously, out of the 11 sectors here, I'm up in all of them. So 11 for 11, I'm batting a thousand. For those that think that investing is gambling, I beg to differ. You're never going to have 100% win ratio if you go into the casino and gambling. Investing is just a strategic place and this is a great way of doing it because it diversifies you across the sectors and then adds multiple sectors into this one portfolio and relatively not a lot of money in here. This is a portfolio that I insist could handle 100, 250, $500,000 of capital with no problem spread across these 11 assets. There's no doubt in my mind. So although this is built here for a small portfolio in the short time, this strategically is I'm aiming this portfolio at 100 grand. If I can get this portfolio up to 100 grand, it will be one-tenth of a contributor to my goal to a million. If it goes higher than that, great. I've really solidified this as a very strategic element to my portfolio in the passive category. This works for me while I'm taking more aggressive stands in other places in the portfolio. This little portfolio here, the sector portfolio continues to work well. And so these allocations here, I've custom assigned to this and I've made them available to you guys in the description below if you're interested in looking at this as a benchmark or creating something similar for yourself. Hopefully you can find some of the benefit that I found over time here. Obviously historical looks are no indication that the future is going to render the same benefits. But in the laws of probability, do you foresee this falling off and going to zero? I don't. I actually would go with the most probable outcome. And that is that this trend line will continue up and to the right as we go forward in favorable markets and adjust in less than favorable markets, which will give me an opportunity to really aggressively fund this portfolio up over time. Guys, I hope you appreciated the video. Man, we'll kick you back and we'll conclude. So we've come out of the Vanguard's sector specialty ETF portfolio. I just want to remind all investors out there that the portfolio that's been covered in the making of this video is actually available to all investors in the description below. The independent investor channel is affiliated with M1 Finance, and we share these portfolios really as a benchmark for investors to use as a template to understand how others like myself are seeking my exposure to the market and what the levels of those exposures may mean if it's passive, if it's diversified. It's a great example of people to sit back and watch a couple of minute tutorial through YouTube and understand what the power of passive investing has to offer for all investors. If you do click on any of the links, the independent investor channel can receive a small compensation for providing videos like this, an in-depth tutorial on the aesthetics of M1 Finance, and showing how real dollars that are being put to work with the power of M1 Finance can perform over time. Guys, if it's your first time to the channel, I would invite you to subscribe, hit the notification bell, leave your comments at the bottom of the video, and share this message with anybody out there looking for an introductory account in one finance is a wonderful account for beginning investors out there looking to take a passive approach to the market. Guys, thank you so much for tuning into the message, and good luck in your investment future.