 Now the exception to that is like the home, like when you buy a house, and this is probably because for political reasons they wanted to put this in place because it looks good politically. Also the people that are lobbyists for housing benefit from this as well in that the mortgage interest is typically deductible. So when you take a loan out in order to purchase a home, the interest on the loan could be deductible on a schedule A. That being a little bit different because it's an itemized deduction as opposed to this adjustment to income or above the line deduction, it too probably subsidized the housing industry which results in higher housing prices, which is basically the end result from an economic standpoint. So the same thing is happening here to we're gonna take the loans out and then when you pay back the loan.