 Hi, good afternoon everybody time steward here. I'm with Liz Trotter. Hey, Liz. Hey y'all and Adam Liz neck of the wood is what? Friday fan day Friday fan day. Yep. So and our mastermind groups that everybody's wearing their fan gear today So and I just haven't changed out of mine. That was early this morning, but Yeah, still wearing and this actually this is crazy. It's just Seattle Seahawks But I'm not really a Seattle Seahawks fan. It's just my only thing here. I'm a soccer down I love doctor, and I was sharing with Liz I mean, I was running around the house this afternoon wearing a grateful dead t-shirt and I had a New York Yankees baseball jersey over it and if I'd have worn that then we'd really be rocking it is Friday fan day But y'all never would have believed that we didn't plan that so right So It worked out it worked out for the best I guess. Yeah, exactly. Ah So are we looking forward to the weekend? I Know I am I am seriously looking forward to the weekend. You too. I'm ready. Yeah, I did eat So glad to have a weekend it's really sad that I'm looking to the weekend to get caught up Can't wait But what you're gonna be working on Well, I have this power point finishing, but I'm doing that today I'm not going to sleep until this power point that I'm working out right now. It was done So tomorrow I might be catching up on sleep depending on how long it takes me But I have some stuff at American aid that I have to do so I have a meeting tomorrow with a leadership team there You know, we'll be doing that stuff kind of fun Yes, it was a short week, but it doesn't feel like it when you get to the end of the week to me. Ah I'm with you Linda. It does. Yeah Karen I've been that way all week Did anybody feel like me even though it was a short week yesterday. I kind of felt like it was Friday It was Yeah, your time gets thrown off and you know like Tuesday feels like Monday And by the time you get to work see it feels like Friday in here with Friday and I'm excited that the week's over And I'm feeling guilty because it was only four days Yeah Yeah, but that actually helps me a little bit. It's like, okay, Liz. It was only four days That's why you're feeling like this. All right. Good. I cut myself a little little slack there. Get myself a break All right, let's see. I gotta You got a few things that gonna pull up for us today, so I'm trying to pull up our Facebook This pull up the Facebook live so I can comment. What are sugar magnolias? Trains of sugar magnolia are audible in the background. Is that you Tom? I have nothing in my background Nothing I know of I mean what is sugar magnolia. It's a great I Don't know where that would be coming from though. Let's just wishful thinking wishful thinking time. Maybe Maybe yeah, oh You know what you do have there is a weird little, you know the teacher the Linus and the Charlie Brown teacher Just a little bit today So I'm wondering if that's maybe what she's hearing But I can definitely The dead in the background if that's what we want. I Don't I don't know anything about the dead. I'm not even sure if I know any of their music sure It's habit for me Given the whole context, it's probably one of the police bothersome habit-forming things about never mind I Got I got I got something here in an email. I want to share which is kind of cool. We've talked about this before that ISSA is Which is you know, RxC is a part of Division of ISSA the residential cleaning division of ISSA is RxC and you guys all know what RxC is Well, anybody who's a member of RxC Their dues part of their dues goes towards lobbying Trying to get legislators to shape laws that are to the benefit of the cleaning industry And here's an example of a bill that was introduced to the house yesterday It's called the clean start back to work tax credit act And if anybody really wants to nerd out on that I have a copy of it here somewhere At least I did I swear I did I Can get it for you They all take on yeah anyway the gist of it is that They're giving businesses up to $25,000 worth of tax credits per location capped out a quarter of a million For business entity to help the business to fray the unforeseen and increased cleaning costs associated with fighting the corona virus This can include things like PPE Cleaning supplies cleaning contractors. I mean gets into a lot of a lot of the detail here but The way this tax credit thing works is it's an incentive for businesses to hire cleaning contractors to Clean their business to help, you know fight corona virus and the money that Businesses would be paying us as cleaning contractors would be tax deductible. So it really isn't costing them anything if they're paying I mean Under under under most circumstances They get that money back at the end of the year when they're there they're filing their their corporate taxes Which I think is is pretty awesome. It's pretty cool If you guys are doing any office cleaning any any small business cleaning Anything like that or even a larger commercial work. This could be a real opportunity But it's just that introduced to the house. So there's a lot of things that happen, you know The health has to actually take it up to a vote. They have to vote on it. They have to pass it It has to go to the planet Have to vote on it. They have to pass it Set it in the house usually or oftentimes makes changes and they have to go back and forth And then it has to go to the White House and the president has to sign it. So You know, what was it schoolhouse rock? You remember that? I'm only a bill It's kind of He's only a bill, but one day he might become a law. So let's let's root for that With that Should we be doing anything? I feel like Could be so helpful for us that if we could do something we probably should That's a really good idea And I thought I was sharing my screen and I wasn't I apologize for that Didn't miss much no pictures or anything you got the the gist of it my storytelling, I guess pretty much carry it, right? What can we do? We've talked about grassroots legislation before the changes to the PPP Ah, you know where you know, they're extending the window from eight weeks to I guess the house bill that passed 24 weeks the Senate might want to bump it down to 16 But nevertheless all those changes that was kind of a grassroots thing if you remember we had Joe Walsh on here a few weeks ago talking about that and Both senators from the state of Maine where he is were really active in changing it and he and fellow business owners were beating on them Getting them to change so it does matter. So what could you do? We could send an email to your to your Representative I guess in the house in this case and say hey, I understand that there's a bill that's being put forth Well the clean start back to work credit act and you think that it's really an awesome piece of legislation and would very much appreciate their serious consideration and passing out It wouldn't surprise me I thought it wasn't in the press release if I went to ISSA But they probably somewhere here even have a template that That that we could drop you never do wash gave us a template. It's actually in the in the Clean business today slash corona virus dash downloads page on How to send a letter to your congressman or your senator on changes to PPP? We could probably just repurpose that you think I don't see why not But I bet you're right I bet ISSA does have something already waiting for us ready to go. You just got to fill in Your representatives information and if you if you sent your email out. Oh I say sent Leslie something she signed for this. Okay, awesome. I'm not sure if I did I think I did too less. That was a while back. I've forgotten about it. Maybe a month ago Gosh a month is a long time these days, right? Yeah, Marcia says they had that out a few weeks ago, okay If anybody wants to share that with us you can send either Liz or me They want an email. We'll take it and put it in with the resources. I SSA has a bunch of stuff on their website. They're not making it easy for me It's been a long week, I don't know how to have the energy to look anymore It's been a short week that has felt really long It actually has not been a long week at all Okay, yeah, if you guys have if you sent something On top of whatever You signed for ISSA send that over to us and let's get it up on the resource page But I didn't see a template either. I looked for one. We should probably tell Actually, actually I could send an email to Aaron that if we had a template we could all jump on that Yeah, we are Let's do that and we'll have let's see if we can have a template next week. Yeah All right, I'm writing myself a little note here. I got it. I see I see Ernie I made a comment here that Disney is bringing back schoolhouse rock. I know I can't wait It's catchy. I can't wait my I know my granddaughter will love it. I'm picturing her dancing Any questions Just a lot of people are happy it's Friday, I think You guys might have noticed that we started on time today Did it confuse you all like right on time now? We're we're always like a minute late Although you you got to give us props for being within two minutes of starting We've been doing really well since we said we're going to do that But the reason today Because people weren't here and they weren't ready Some of the regulars were here of course But the reason I'm bringing it up is we started on time today, and we're gonna be stopping on time I have another appointment today at 3 o'clock Pacific 6 o'clock Eastern So I have to drop off like one minute early and so if you have so we're not gonna go long like we tend to do And it's Friday. So we want to get out of here. So if you guys have any questions Make sure you hit us up with the questions now. You guys know the kind of stuff that we talk about Early because you've got that meeting and I got a bunch of minnows and a couple of beers on ice and And it feels like a long week, right? Yeah, it does Don't worry about it Bridget. You hardly missed the thing you can go back and watch the beginning 14 minutes if you want. All right, Debbie's got a question. Thanks Debbie One of my house cleaners is eight months pregnant and unable to come back to work right now Wondering if I can count her in my head count if she plans to return Well, she's still an employee I don't see why you wouldn't be able to the only thing that's gonna cause you a little bit of grief Maybe is that 75% number, right Tom? Yeah She qualifies offering this quickly benefits any of the paid I don't know FML the paid FMLA. I forget what the acronym is or the other Part where there was the paid sick leave The the pregnancy isn't gonna impact the FFC rA, but why not the FMLA just the normal And how does that affect the PPP head count? I forget that was such a such a long time ago well the You know my my memories are too floaty nothing that I want to Yeah Plain and come back to work really helped you a lot because she's not getting hours. She's not getting paid. So You're not even really spending money on There's no PPP To be forgiven in her case But I think she would count as the head count The number and the reason I'm thinking that is because she is still an employee So that that's where they're getting that from the only problem is but if her pay has been diminished by more than 75 That's the sticking point for me. Oh and actually The question would be is she being paid for maternity leave and if so then well maybe but That's a good question Debbie really good question on the other piece of that is I I'm actually going back on what I said originally that I thought she would be included in the FTE count And the reason I'm going back on that is what would she be Liz? Would she be counted as one person or half a person and neither one of those really Seems to make sense. So it seems like maybe she wouldn't be included Right 40 hours. She's a full person anything less is a half But she's still a half and she didn't work at all All right, so I see Tom with his phone. He's googling something I'm not sure Okay, well We've got two home worker assignments One need to get the ISSA letter for I got the template. You're in charge of the pregnant Work the PPP pregnant worker All right, let's see Martha says I talked to the SBA today about the idol They are going to open again as soon as the funds are available. She said to apply again since the application was denied due to no funds Crossing my fingers. Okay. I'm crossing my fingers for you to yay Yeah, just I love that you actually got a hold of somebody and talk to them They told you to reapply so everybody that didn't get you money Especially if you were denied for lack of funds go ahead and reapply sounds like that's the new wisdom Okay, let's see. Greg says the idol change in the way it calculates And I'm not sure if that's Greg or Rosemary either one of you guys you're kind of like I'm gonna have to call you like Rosemary or something Because they use each other's Names right all right the idol change in the way it calculates interest in the latest contract Which I just signed really changed how much I'm going to use and what I will pay back immediately very disappointing. Yeah That that that's probably the only thing that I've heard in the last few weeks That was kind of a bummer is that they changed it so that the interest accrues Immediately You know, I kept saying that nothing bad is happening. Everything's great. It's all coming up roses Everything's better. But yeah, this this one thing is not better, but you never know if they're gonna change it again, too so and If it helps money You can think of that interest is kind of like playing an insurance premium. I mean You pay money for insurance and other things like that with with the hope that You never use that but you just do it just in the safety net You might want to think of that idol loan as the safety net not knowing Next year and it's the turn of the direction where you'd really be happy you had it Oh And there's a part of this too that you just might want to think about When we first got the PPP loans, we thought the rules were one thing Then they changed several times and they're in the midst of changing again You There's a My imagination leads me to believe there's a possibility that they might change how that interest is calculated That's what I'm thinking too. They could change back or they could change it to something Different altogether. Yeah You don't know but I Don't I'm holding on to my and I'm gladly paying the interest and I mean if Actually best-case scenarios like the business is going great and I never needed it. I just look at that as as an insurance premium Which is Helps a little bit on the taxes. I mean, it's not a complete throwaway anyway Yay, Tom You know what? I really appreciate being partners with you because you do bring it like another perspective and I I love that That's exactly how I'm gonna think about it. I appreciate that. Thank you that just makes it kind of easy for me Otherwise, I'm like Irritating but it's really not irritating that amount of money is not irritating in the least for me because I don't know where Things are going yet. I don't feel confident that I know where things are gonna be in a year And I'm happy to have this insurance It's easier to sleep at night knowing that you've got that money there Absolutely, I agree You know, I think You know, I have all the confidence of the world though, you know, my business is going to be successful in the long run I just don't know what's going to be happening over the next six months or a year So that money could be the difference between Seeing the light of day in the long run or not Yeah, absolutely And I know businesses that have said things along the lines of I don't need it though I don't need it. So I'm going to give it back and it's not a for me. It's not a neat thing. It's a Again, the golden parachutes Idea, right? I just I want it for the comfort and the safety of it. All right, so let's see We got a couple of questions here So we are accepting at Beatrice, but we do know people that are not as well I Also know some people that are accepting it for a month and giving themselves a chance to acclimate and then if they decide to return it They still can with very very minimal payment on that Karen is saying come I don't know the answer to this question What is the hazard pay that SBA requires you put in place for the idol? Where there was one Yeah, I don't I don't know what that means Karen, maybe give us a little bit more detail About that. I'm not sure what that even means Marsha says Tom go to advocacy on the ISSA toolbar and then advocacy action center. Oh, I bet they have a template Really easy Marsha Liz you can just Completely take it easy this week. Oh, look at me marking that off. Wow. I'm already done with that. I rock. I'm feeling good right now Thanks for that Marsha All right Let me know about the maternity leave and how that affects PPP headcount if you would please Yeah, come on Marsha. We have to bring you on as a guest if you're gonna have all the answers. This will be awesome. Ah Okay Greg a great says he can be a lifeline if needed. Does that mean that you have extra money that you're willing to So go talking about all the money ahead in the bank and we were You know, I don't know who I'm calling Exactly. Ah Let's see. Um, I'll send a screenshot inside the group about hazard insurance All right, that sounds great Karen. That'd be awesome. I just dropped a link in the chat here with the letter that you can send to your House representative or your senator, I guess about this new piece of legislation for the cleaning tax credit Sounds good. Um Bridget says she didn't read anything about the hazard pay in her idle loan docs that she can recall Greg says you don't know the net So apparently he's not lending us any money Greg. Come on now I was hoping I could get it like 2% or something, you know Marsha says only if Tom dances to the dead while I'm on She'll be a she'll be a Guest as long as you dance to the dead while she's on Tom I'm not sure I can get on board with that Marsha. Are you really thinking you want to see Tom dance? I'm gonna have to rethink on that. Oh, hey, Julie. Oh And Maria I right now this never happens for me. It's popping up who's watching that really doesn't ever happen for me Okay, you had a couple of other things today Tom didn't you Oh I'm a wealth of information today Hey, Linda, I'm right. I mean I agree with you 2% would be nice. So Greg just in case you change your mind Linda and I would both be interested in your 2% loans. So just in case Oh Yeah That came up yesterday about the $450 a week stimulus Rob Portman, he's a Senator out of Ohio and Derek's hometown of Cincinnati actually and they're talking to the White House about this too and the gist of this is Once the $600 a week for unemployment goes away in lieu of doing more of that They want to give people $450 a week for getting a job and There's several variations of this There's another I guess Congressman who's suggesting that it's just a want to a one-time payment of $1,200 But the whole point of This piece of legislation is rather than creating this economically Irrational Situation where people can make money by not working. They're trying to make it economically rational by paying people more money job Nobody would ever work if they could have more wealth by not working then By working or very few people would anyway So they kind of goofed that up with the $600 and this is a way to still get money into the economy But getting more people to work, which is really the long-term objective anyway This is good article, but I can't I mean I can share it, but yeah, well, it's a wash and post art I can share that You know what my brain kind of is a little bit wonky when I think about that $450 a week stimulus that the $1,200 a one-time I kind of get that a little bit better, but $450 a week how how long are they going to pay that? Then well then what's happening is the people who have the money are getting more money That is not a popular Sentiment around here. Well, they don't go into a lot of detail as to how the $1,200 would work You know do I get that $1,200 day one? And if so do I quit this and I get the check? $1,200 now. Yeah Yeah, I don't know. That's kind of tricky. How many how many people out there are you thinking are going to love the idea? That the rich get richer, right? You already got a job So you have more money my $600 beautiful money has gone away But now you are lucky enough to have a job and the government's giving you more money Boy, I see that blowing up real hard. Well You have to be the way the $450 is being proposed is You're back in the workforce If you had a job the entire time say you are a healthcare provider The way this is written you don't get that $450 a week which is even Somewhat are you more in regions? because of you know dealing with this whole COVID thing and Some cities anyway, and for the people who've been Unemployed and then they go back and they're getting an extra 450. So there's a lot of A lot of points in the road that have to be worked out with that piece of legislation, but It's considered it hasn't gone to a vote yet. It's not nearly Going back to a school health rock again. It's not nearly. It's you know, it's far along in the process as the changes to the PPP Yeah, that that that makes sense I can see that it would need a little bit more work a little bit more massaging Something there's some stuff missing there Yeah still I like the I like the sentiment of Of rewarding positive behavior rather than What's going on right now and it's not not that what's happening right now is necessarily in my mind necessarily bad because people are out of work people need And our situation is in is bad in a lot of ways Just not sure that it was handled I guess I guess it was I mean really the the thing that always drives me crazy is Why didn't they just fill the gap fill the gap, but they they weren't able to I mean really they that too much money was needed too fast Too many changes and they they didn't have the resources to do that. All right So they did As I understand a different state choose different computer systems different software to manage their unemployment and the technological challenges of calculating the difference between what the state was paying and the 600 dollars They'd still be talking about it right So better what they did And I I shared yesterday that that I I saw an interview with Moynihan the ceo of bank of america and like One out of every two households in the country have some banking relationship with with bank of america and Out of all of their bank accounts that have a balance of five thousand dollars or less Those bank accounts have an average of 40 percent more money in them today than they did prior to the covid 19 outbreak which means The stimulus money this extra unemployment all that's kind of flowing out there, which is is good I mean that's money that's going to be spent Well, if you go out and about in my city at least People are shopping if you go out to a store. It's like christmas It is crowded in the stores So and the and the lines are really long to get in and which is you know Kind of a a new thing that we're dealing with having to wait in line to get into a store but Putting markers down to spread people out the whole social distancing thing Oh, yeah, you got the little round circles stand here wait until your call to move forward I I know that you have to wait till you get called because I got yelled at about it Hey, you can't move yet Talking in circle, I know Yeah, anyway, uh I I see people spending the money and I don't know I don't know about you guys But I have seen a lot of really good things like one of my employees just bought a Jeep And she hasn't had a car that was reliable in three years. She's been working for me Constantly just this Her car is always breaking down and it was just a bad situation And I was in the shop on tuesday and she was like, let's look at my new car and I looked at It's it's a decent car y'all. I mean really it's a decent car So she spent her money on something nice. I'm so happy Uh, oh, okay. So what does Sarah say? They should take away the $600 and give a working bonus based on how many weeks they work so far Since COVID so employees that have been here the whole time would get x amount times eight weeks or so and would keep getting it And returning employees would start getting it. I'm not sure if I worded that right, but it makes sense to me I know what you mean. Yeah, that's basically saying that I think you worded up perfectly, Sarah Basically, you're saying the people that have been working, you know, healthcare workers and all those people would Benefit from some stimulus money, not just the people that haven't been working Um, which which I think makes sense. It's rational Yeah, rational. I mean it it it it incents people to behave the way that We want them to behave and reward good behavior Yeah, that's what government's supposed to do The the only problem with that is Not there aren't enough jobs So it's not a matter of Incenting people to behave the way that we want them to behave because even the people that want to get jobs Not all of them are going to be able to they're just done enough jobs But at this slice in time You know It seems to me that you know, there's people who are looking to hire that can I mean the housing The homes that are trying to be built because You know, I was reading a piece like especially in the northeast There's a lot of people looking to get out of the city and move to the suburbs and there's no homes and They can't hire enough people to build homes. You know, I can tell you Two of the three castle people's branches You know need people that we don't have right now And the six hundred dollars a week is making it tough Yeah, absolutely. Oh, I'm not I'm not arguing that I'm not arguing that the six hundred dollars is making it hard to hire that's for sure, but the The numbers still don't balance out even if people weren't getting the six hundred dollars a week There aren't there aren't enough jobs right now currently to go around for all the people that are on unemployment That's right now. They're jobs that are unfilled because People are making You know comparable money or more money on unemployment. That is the problem. Great. That's that's the problem Which is why We all wanted them to fill the gap instead of putting the extra six hundred dollars on top But I mean we can lament about how it's bad and it's not working and all that stuff I just want to make sure that lamenting is okay But I don't want us to jump from the frying pan into the fire Right. Let's let's not let's not make a bad situation worse No, it'll be here of itself here in another month or so Yeah, absolutely Well depends too, right because laws who knows, you know, yeah I'm I'm guessing that we're not going to see another six hundred dollars a week After, you know mid july late july I Have they're not doing this again They might be something else to get more money into to the economy this whole $450 a week thing has more chance of hunting or You know, they'll figure out something else, but the six hundred a week caused too many problems. Yeah Um, Ernie says that rational and government oxymoron You know It is but This is the first time in my lifetime that I actually felt like the government Truly is my friend. You know, I'm in You know, this is just crazy. What's happening here over the last last few months Uh, oh, yes, see what marcia says a lot of essential workers are ready to pick up pitchforks They're tired and angry. They don't have the extra cushion. It's it's true that And they don't have options, right? We don't care if you want to work. You must get out there. You must work We don't care if you're scared. We don't care if your life is literally in danger tough Yeah, so they are Then in a tricky situation A lot of us are doing something to help You see that all around the country, right? There are a lot of people doing a lot of things to To help the essential workers though. I'm seeing stuff all over the place So so that is good. I think that's helpful for sure. The the free masks that people are making the We're doing free cleaning. You see that a lot of the free cleaning going on and for our You know, there's lots of different things that people we're trying to do our part, which is helpful Yeah, maybe not enough, but you know All we can do is what we can do too What else did you have today tom? Didn't you have three different things? Oh We have a special guest lined up next Tuesday that I want to get out there now Just so everybody can mark their calendars and and be planning on this for Being chaining from moody's insurance is going to be joining us and you know moody's Visualizes in the cleaning industry. They they have some special programs for for cleaning companies and Laura's a friend of the industry. She's involved with rxc and some of you I suspect know her and she really knows She knows she knows the insurance industry and there's a lot of Things happening with with with with covid-19 that are changing the landscape of the insurance industry There are a handful of states that basically are telling insurance companies that they're having to pay business interruption insurance to uh the company Make this interruption payments to companies who have lost some revenue from the code Even though the policies are written in a way where The insurance companies aren't supposed to have to do them um It's going to be it's going to be any reference to see how all that shakes out and what that really is going to look like But you know, we need to understand those changes. They're there are other states that are making it really easy for ease to find Plain to get your employer if they contract A corona virus without any real proof how they contracted and this This is an unprecedented Good job. Tom in like 40 minutes, you know If somebody catches the flu or anything else traditionally even though they caught at the workplace It was not a work this kind of thing. Just you know, people get sick, right? And how do you prove where somebody caught something they could caught it? Anywhere they could have caught it because they weren't standing in the dot at cost go, you know I mean anything could happen um, but I think it was california. It was like not not even no questions asked you work for an employer and you've got corona virus You can get an important claim going against your employer With with basically just because you're sick That that was california. Why doesn't that shock me tom? I I'm sorry for all your california leslie. Yeah. Yeah, I was gonna say is leslie on here. Yeah. Yeah, she is You need to join us on tuesday leslie. This is uh news you you need to know Yeah, also just since leslie's up right now. I just have to tell you guys you see my lovely elephant here I don't know if you can tell that she's an elephant like on the little screen here But if if you see down here in the corner you see that signature That would be leslie fields That was awesome Right, it is awesome. Yeah Is it she she's beautiful. Um, you can see more detail when you don't have the the foggy haziness of it, but Yeah, I love her. She's one of my very favorite things. She's definitely my favorite piece of art Super. Yeah, that's awesome Anyway, um, yeah crazy california doesn't shock me At all. We do have a couple of comments up here. I don't want to let go by too quick here So marcia did a little bit of research for us currently and she's got it in quotes. I'm not sure where she's got this I'm sure she'll tell us currently there are no exceptions for an employee that is not on payroll being included or excluded from the fte calculation So let us know where you where you got that quote from marcia. That'd be super helpful um This was said about counting an employee on maternity leave an fp calculation And then linda has a ppp question I know employer share a federal payroll tax is not part of the possible forgivable portion But is the employee share forgivable is the gross pay for forgivable parts To forgivable. Well the employee share isn't really your Expense anyway, that's your employee paid that That was they did something that you didn't pay. It's it's tricky. It's tricky because well In in in essence, maybe you can say yeah because it was Gross pay that you gave them and a chunk of that gross pay got taken away to cover Their employee part you can't double dip on that though. Basically, that's just part of their gross pay Which would be forgiven? Yeah, you got their pet you got that money from them. You can't get it from them and then also from from the government I don't know You know, I give you give you props for for for for thinking about it. No I like your thinking there linda You and I yeah, that'd be awesome Ah, okay, I know you had something else Tom that you want to Talk about and I think I didn't lose Information about um What did we have more information on? No Rules in small business long. This is a more extensive article just, you know elaborating on The legislation that that passed the house yesterday One of the things they're talking about is being able to defer the employers the employers part of the the tax liability Not that you wouldn't have to pay Eventually, but you could defer it to some in the future Not clear exactly how all that works You know, I'm I'm not sure if I just wasn't paying attention or what were you saying? But then I was like I lost the thread You have to you have to pay your employer portion of of payroll tax Kind of the question we had earlier part of this legislation gives you more more latitude as to when you have to pay that You don't have to pay it as soon as you would have other lines I got you the when piece not the not the if piece. All right. I got you. But somehow I just missed that This was in reference of the ppp expense question Be able to take it out of your ppp funds But we'll help you out some we'll let you pay it sometime down the road if you don't have it now Yeah, okay. That's that's good There the doubles and the details in that and I don't know exactly You know what that means, but it's You know Like we said earlier, right? Same as everything else. Yeah, it sounds good Let's see if it's going to be good or not uh, but bottom line I I'm still of the mindset that The vast majority of everything that is happening has ended up working out really well for us for for most of us I don't know if that's just our industry and I'm still Mired in our industry that I'm not seeing what's going on in other industries, but It should seem like for the most part things are going well for us. So rosemary's on now On a different topic. Did you hear that launch 27 has pulled the plug on v2? So glad we are with made central What's v2? I don't know what v2 is. Do you know tom? Yeah, that's They were a version version And that came out a few months ago, I think Oh, gosh, that's a bummer. I hope that's is that kovid related because that's really a bummer if they're not able to Continue on I don't know if it catches viruses. I don't You need the whole platform I can't imagine how it would be kovid related Well, let's say if the um owners Had some financial difficulty related to kovid and they're not able to Continue with whatever they need to do I think they were acquired by a company that like a large credit card processing company Which may or may not really mean anything. I don't know. I have no idea Yeah, I don't know either but But rosemary we are glad we I too. I'm glad that you were on made central Yeah, I I'm glad you're on made central as well. Hopefully you're enjoying it Which reminds me, can I can I indulge just for a second and ask for a favor? Of course for you, you know if all you guys could go to youtube and search for made central And go to the made central youtube page I don't know if you can see this or not We've got 82 subscribers And 100 subscribers your url is a funky little number like this that no human being would ever be able to remember If I can get 18 more subscribers and get to 100 They'll let me change this to say youtube slash made central And it'll make it so much easier for everybody to find it. So if you need to I'm sorry. What do you have 82? I have 82 and I need 100. Okay, so we need 18 people I need 18 people. Who are you guys going to be? Who are the 18 people going to be? Who's not already on there? We got a call on some of our our Bridget, you got to do it. Linda, Leslie, Martha, Rosemary, Greg, all of the Normal people who are always on here. Oh Marsha. You got to get out there to Ernie. I'm assuming that you already have Linda, how about you? Karen, Audra Who else is on there that can help? Did I say oh Beatrice? Uh, let's see. You got 18 people How do I almost miss Debbie? I don't know how she's on every single day Thank you Beatrice. Beatrice number 83 And Karen too who was Beatrice was 83 So we're up to 83 A lot of you guys are already subscribed. Thank you. We'll we'll get to 100 It'll just make it easier moving forward because you Have to do anything in the search bar. You can just do forward slash made central and bang you're there So easy so easy Oh, let's see. I'm going one of that I'm scrolling back and I just see the Uh No, no, not again. So funny. Oh Beatrice. Yep 83. Yep. Thanks guys Blessing And see we're updating Bang we're up to 85 Whoo, that was fast y'all. Good job. Thank you It's surprising. I'll do it now. Have my manager do it. Oh, yeah, that's good You know, no, you don't get your log in sarah. This is youtube go to youtube Yeah, you don't have to log in to do that Uh, she's trying to log in to you have to have a youtube We basically at your google google account So you have to have a gmail account Thank you, linda. All right, so Any other questions today y'all? Is everybody looking to get off early to go? Let's start the weekend because you know, it was such a rough week with all four days of work Before for long for long days Days well Tuesday is always hard after a weekend after a long weekend because there is more work to do it seems like All right, Tara. Don't figure it out. I'm not shocked Not shocked it figured out We um I want to share cleaning business today Our obligatory and we're really We got help this summer We've been able to put out Derek has been been a machine on on on helping us get some content out I'm really proud of some of the stuff we've done here lately if you haven't subscribed do Your just your email address first last name and you'll get our newsletter Which is looking at you now I like the thing that article that I see on there right now, Tom top four payroll services for cleaning Companies that's awesome because I know that a lot of people right now And if you're not Are considering sorry I know that a lot of people right now are looking for a payroll service And if you're not make sure that you are Really taking good care of your money and So that you're able to get that those monies Um forgiven as much of them as possible So yeah, I know a lot of people that um are using gusto and quickbooks I mean not so much with adp or paychecks. Anybody's using adp or paychecks. Let us know one thing that I love about gusto is They have everything set up already So that it's really easy to Yeah, gusto is awesome. We love gusto so that it's really easy to report your PPP Monies they already have it set up. Oh, Linda couldn't find the subscribe button Tom for Made central Oh, well, we'll talk about base central that was in YouTube right over you go to You search for the made central YouTube page and once you're here You would click on this button over here on the right where it says it says subscribe to there But if you haven't subscribed it would say subscribe And if you don't see that button you haven't logged in you've got to go up here and use your gman to log in Before they let you do it Sounds like she's having some trouble with Her laptop like she's on a different computer or something so Okay, oh right now rosemary's using paychecks and she just keeps having errors. That's such a bummer, right? Don't you hate having errors around payroll? Oh worse errors ever Yeah, same with me about three years ago. Love gusto. I know I I haven't really heard anything bad about gusto Can I email the hazard insurance portion to one of you since I copy from my cell phone and can attach? Absolutely Oh, well, why don't you send it to tom because he's the one that's going to be posting at tom at castle dash keepers dot com Thank you Yeah, that's awesome. Thanks karen. I got feedback from Somebody recently about gusto and this particular company Still does some paper checks and they don't really do paper checks some of the other payroll companies as well Fed acts checks to people I don't know how many companies worry about Paper checks anymore, but it was a frustration to this particular cleaning business We can we have got still we can print the checks We have to we have to have the checks but we can print them well, this was This is a friend of ours whose name rhymes with crickets and Wonder who that might be And it was for it was like he was trying to do it himself and He wasn't real happy having to try to figure out my out. Anyway, sorry, mr. Crickets Oh, no molly today. Really? Why you're at home tom? No, she has actually she's over here sleeping Oh, don't wake her up for a little thing. Oh, yeah, she's getting really big though Oh Oh, wow. She really is getting big Oh We got her it'll be two weeks saturday and she was like six pounds in change We waited for the beginning of the week and she was like at 10 She's probably twice as big as when we got her Wow, no wonder Well, thanks for asking for that molly visit there leslie all right y'all so Go have a great weekend tom. Did you already share the clean business today pick you did? I did I didn't share anything about Phc for you guys who signed up for professional house cleaning Training the class number four went out today. You all should have gotten any email um Class number four is is a meaty of Coursework, if you will and physics of of cleaning Have a lot of fun Janice had a lot of fun pulling all that together um It's there. So I know that Class number five is is going to be coming out Next week and number six is already queued up ready to go where we're almost there Probably have both next week Um tom leslie wants to know if there's an update on the new platform I'm gonna don't don't hit me with a stick if if i'm wrong on this But we we we believe that we're going to be able to launch that on wednesday They okay, this is probably so you know, we've had over a thousand people as students within within the current platform and We don't have any idea within the platform itself what companies they work for so We're going having to go through those email And kind of reverse engineer with lists and stuff that we've gotten from companies And some companies would send us like a spreadsheet Others we get like an email every other day with add this person and add that person So we actually have a va that's helping us kind of sort this and build all this out and get it straight and I have all the confidence in the world that we're going to be able to get it like 92 right Yeah, I I'm gonna I'm gonna ask for forgiveness ahead of time because I just don't think we're going to be perfect on it, but You know, we're here and when it's not perfect. Let us know we'll we'll get it right We're going to give you plenty or one way to use the seats if you haven't had It's going to be a much better experience in the current platform I have to go. I have one minute. I have to go to my next meeting So y'all have a great weekend. Tom will tell you get some rest And come back next week and get ready for the new ppp info Thanks y'all later. See you monday at five. Bye. Bye