 The system is set up to work against you when you don't have money. I was probably spending more on all kinds of like hidden things. And when I didn't have good credit, you know, I couldn't get a loan for a house. I couldn't get a mortgage. So I told myself that once I started making money, I would learn about how these systems work so that I can have it work in my favor. That's a fact. And those are things that you're not taught in school.