 All right guys that take this opportunity and welcome everybody to the independent investor channel live stream Friday night It is the fastest 60 minutes on YouTube There is no doubt about that it will fly by and it'll seem like a couple minutes from now I'll be securing down the live stream and wish you guys Farewell and have a great weekend, and we'll see you next Friday But hope everybody's just doing absolutely fantastic got some interesting stuff on the agenda for this evening It will just be me running the live stream and I had to make an executive decision on the channel to run the Livestream for 60 minutes. I would love to evolve in that, but the timing is just not Indicative to that type of activity. I really get punished through the YouTube channel For doing anything over 60 minutes my average view duration I've got a lot of very very Devote wealth builders in here and and they understand the niche of this message is that we we typically put individuals on pedestals Not the channel creator. Honestly. I'm just the guy at the barbecue. That's it man If you would whatever you want on your hamburger, just let me know man. I'll cook it up. It's all good I've got my own drink this evening. I've got some green tea, which I usually do which helps keeps me a little bit calm It's nice and then I've got a little bit of nitroglycerin as well here So I'd like to cheer you guys on absolutely It is bourbon with a twist that would be a vanilla twist absolutely I highly encourage you to give it a whirl. It's like it's like the nectar of the gods pretty much It's fantastic. It's like liquid candy. Yeah, so just one of those finer things in life because we are indeed All just should be very thankful to be alive No doubt about that Got some quick shot out certainly some folks feeling a little bit under the weather this evening You guys know who you are and my heart goes out to you absolutely first and foremost Let's be real. This is a community of real people And it's kind of cool to come into a message like mine and hear somewhat of a motivational type of Message from somebody who's a nobody Yeah, I Like Joe Rogan. I think he does some phenomenal motivational Speaks, but I'm like, hey, man. Why didn't you say that? You know that would have drove a little bit deeper Hey, why don't you tell people to like kick their own ass a few times in life a little bit and Test yourself, you know do something that you don't think that you can do All right, because I'm one of those fellas that believe that personal power mint It absolutely resides there in it's up to the individual to dig deep and try to find that potential for yourself in all reality All right, so we do talk about personal finance we do talk about an extremely empowering message and I'm gonna roll out a Quick shot for anybody that's making their way to the live stream this evening an opportunity over the next 72 hours To enter into my private Facebook group, okay Once that link hits There are only 25 slots that I'll offer once they fill up. They're done and then we'll roll out the 50% that's the only sale that I do coming into the summer I will periodically do this during the live stream because I want to provide people ample opportunity to find their way To either the Viper group monthly membership or the yearly membership and or the M1 finance experience I do it now daily Get to do what I love and I'm kind of one of those weird fellas that really really enjoy investing. I really do it's it's incredible. So I Want to welcome everybody there. So I want you guys to keep your eyes open for that I'm gonna actually jump in here and kind of show you a little bit about what we've got going on I stand by just a sec I want to jump over there and kind of show you because I haven't done a real hard rollout on the channel for a while I really haven't and this project. I've been very very proud of we've got it kind of streamed out lined a little bit But this is the front page and if you scroll down, these are the products that are going to be featured on tonight's live stream So the M1 finance experience at 50% off guys, it's going to be a 25 measly dollars You're gonna pay more than that for a tank of gas for your car Okay, I cannot promise a return on investment on that fuel other than the fact that you can roll your ass down the highway Okay, this can be life-changing. Okay, and these products here At just less than five dollars for the monthly membership here at 50% off as well as put this down to 59.95 for the Exclusive VIP it's it's honestly just a pledge to your future and to be honest with you I will drop that into the comments now So you guys have it toward the top of the live stream. There it is that will be the only time that I drop it in there and so if you're tuning in I have Folks in there in the Viper group from all over the world It's not just from the United States But I'm proud of that because there are certain folks out there that come to my message And they want a little bit of extra coaching a little bit of extra tutelage a little bit of extra assistance and help in In in me helping and I've kind of treached through the the rainforest on on M1 finance I was just helping a good friend of mine tonight a colleague of mine Friend first and a colleague second certainly But it helps it helps if you want to get on this wealth building path and you might be thinking well You know what where where should I start? What type of brokerage should I use? You know M1 finance is a good option But there are other options out there a lot of wealth builders in the community use any one of the major brokers Obviously, I just I want you guys to do your own homework and choose the aesthetic platform That's going to be good for you, but over don't overblow this thing. Okay. I've been with Merrill for over 20 years I really enjoy them. They're quite good. I can own my vanguard products through Merrill I can own my vanguard products through M1 finance as well so You guys are going to get to see the portfolio examples. We're up across the board and all the buckets Up about a $20,000 bill this this week. No big deal. It is what it is it's part of a well-laid strategy that I put in place quite Quite some number of years ago But if I just go back and I look at three years ago the accounts have tripled since three years ago and that's just really by nature of my insistence on the discipline of Contributing to that program over time and not really getting caught up in the day-to-day activity in the stock market Okay, so I think you guys are going to really want to stay tuned It's going to be just me tonight and I'm usually interested to see what this guy has to say Because I'm not just a nobody. I don't I don't operate that way I come on to share my story as a testimonial looking to empower Individual investors to find their own personal best in the investing arena So with that guys, I want you to stay but stand by and we'll jump into the portfolio shortly. All right So if there's any wonder on who has the real diamond hands on YouTube You're looking at him. It's me. Okay. I render a lot of success through my independent investing Application and my wealth-building strategy by not making it more difficult than it needs to be and I would only Encourage you to do the same I've never bought on margin. I don't mean to title my video to Irritate people that that's not necessarily true. I just find it ironic how rogues of people tens of thousands of people Will tune into that information only to have a few challenge what's being said and I want to give a shot out to my boy And give a shot out to my boy Kyle Livingston with passive income investor Because he did just that he deserves a shot out for me just a quick acknowledgement no big deal But I thought he was he was he was taken a little easy on him That's fine. Look, I think these larger YouTube channels need to be held accountable for what they say and I find it Ironic how the other channel creator was sitting there with a dumb look on his face while this individual was explaining How 50% of his portfolio was on margin? Mind you, this is a multi-millionaire and While I do tip my hat to the success that has been generated Through social media and not necessarily through investing. There's no way I would ever dub that Remember, I just told you who the real diamond hands are on YouTube. All right and because I am the great separator of Potential to overachieving. Okay, and I am pretty good at breaking that down for people who don't think that they can do it so Very very important for you to find your way to the message here. I always say congratulations because I know where I'm going but kind of hail to those people like myself who come on and I Enjoy this. I really do. I enjoy it to an extent. I enjoy it as long as it's done my way Right You guys can cross-check me I've got all kinds of people who tune into the message that may not deploy the strategy like me That's totally fine But I'll be the first to admit that I come on to YouTube and I'll say I'm not perfect Nobody is I'm here to just drop some truth bombs on you guys and I a lot of the a lot of the audience That I'm looking to tailor my message towards are those folks that are a little bit more scrutinizing On the information that they can consume and I'm not saying don't be entertained I'm saying do whatever you can do to not waste your effing time all the time Okay, because your time is valuable. It's it is it's super valuable And I just think that more people need to spend the majority of their time Focusing in on themselves not others very very important Okay, so with that guys after we do the portfolio reviews I've got Terry from and just she's just an example of someone that's tuning in from From from across the world Incredible out in New Zealand and I just I'm tickled when I see this because I do have a few members in my group There's a lot of reps from UK to the independent investor channel. I don't know if they just resonate with my message I don't know But I think it's great and I think as an ambassador and a steward of the American dream Which I am I don't come from riches at all. I was given no financial benefit whatsoever in this life So if you're one of those out there that I got your attention, it's very true and And Furthermore when you come on to a social media type of opportunity, I want people from other countries to look at at us and say well Maybe maybe Americans aren't so spoiled Maybe they don't spend like assholes or at least all of them don't right at least this guy has a little bit of respect for Life and and the opportunity that exists therein I think this guy does just demonstrate a little bit of humble Attitude and because if I was from another country and I saw somebody on YouTube or social media flapping off at the mouth that how awesome they are Because 50% of their portfolio is on margin I'd be like man. What an asshole Because you are That that's just the way it is. All right and like I said I'm slightly entitled to my opinion because I do have my opinion on margin and it's something that you should just never do Okay, it's a very very simple very very clean And I know there's some people in the community here that do utilize and leverage margin on occasion But to that capacity I would ask in one word a rhetorical question of why Why what are you trying to prove? All right Wealth building doesn't need to be more than what it is especially for individuals that cannot resonate with anything like that It's very very simple. All right. I'm more interested in those into individual investors that can Download the YouTube app for close to free find their way onto my message and and find something really really tangible that they can get Started in the stock market on a wealth building strategy just like I did I mean I you people tune into my videos and they see my portfolios and I think a lot of the Misconception is such that Those those portfolios just happened overnight And that couldn't be further from the truth I started In hawk when I started my investing career And I think there's a lot of people out there that that are not starting from a perfect place in life And if they can come on and get a little inspiration I'm I'm glad to render it. I really am and I'll be the first to say that you can absolutely do it What's often surprising to me? I guess is how the financial topic and the lack of financial motivation in people's young lives Whether it be 20 30 40 into the 50s escapes a lot of people and I don't I don't buy into a lot of norms I don't if you're 50 and you've never thought about investing if you're 60 and you come to me And you're like man, I never really thought about this. Can I do it 100% that I don't I don't play into what? Society thinks is right for you. I'm really more of an advocate for and a foot stomper on what is identified as being right for you Okay, very very simple. Okay. Stop comparing yourselves to others Start really identifying What it is is going to work for you over the long term and start to make those those small steps If it just so happens to be eliminating a Specific spending habit that you have that you freaking know in your mind is setting you back You know, it sets you back, you know, go through a little bit of self-deliberation I mean, do you have to go to the mall and buy everything you see? I'll tell you a page out of my playbook I go to the mall and I'm baffled that people even buy all that crap. I really am it's amazing I and I don't know if I'm just a funny fickle freaking weird guy I don't know. It just doesn't make sense to me all the crap that's hanging on the I guess people buy it I guess I'm not sure but Exercise a little bit of financial discipline And it can really improve a lot of what it is that you deploy in your spending habits as well So they kind of go hand in hand and and and anybody can really start this I just want to really emphasize for people who are truly wanting to deploy a wealth-building strategy for themselves It's not going to happen overnight That's why buying on margin is stupid It's stupid Because if your mind really is in the right place you can truly separate from your money Put harder and dollars on a on a path to wealth over long term and be perfectly fine with that It seems to me that there's probably some deficiencies in other areas if in fact that that's what you're looking to justify Or in fact, you're really just kind of unintelligent on the topic Because true wealth building is not made in that manner. It's not it's not And I I think unfortunately through the social media opportunity A lot of those get drastically Misconstrued as to the truth And the truth is I'm more interested in those people that don't have a lot of money That are looking to put a few dollars away every month and to watch that wealth grow Put 25 dollars away every month until it gets to that first 500 dollars And then a thousand and then 2500 Okay, and then we're looking to get to that elusive $10,000 mark that escapes a lot of people So i'll take this opportunity as a segue to jump you into what I always do It's becoming kind of a flagship session on the independent investor channel live stream Where I actually roll out the weekly progress and the portfolio. This is a little bit different on the live stream It's got a little bit different twists to it And I think the the guests to the live stream really do appreciate the The update so i'm going to jump into The taxable brokerage first Okay The sparkline or graph at the end shows if it's up week over week or down week over week So obviously the stock market was extremely conducive and rewarding to shareholders I was pleased I I did make a few strategic moves I did lighten up on some industrials exposure. I took some really nice profit in In bowing. I think we could continue to be long bowing. It's fine It was more of a portfolio positioning move on my part And um, and we'll look to monitor the stock and if it can get back down to that 210 level again I may enter the stock again. Otherwise i'm going to be happy with the fat ass profit that i'm sitting in. That's fine Um, I did go ahead and liquidate bank of america. I have felt fair market value at 32 um, I thought about entering into some cash secured puts on b of a And just re-entering the stock at, uh 31 and a half. I think is what I actually did write the contracts now that i'm i'm remembering So we rendered the profits here In in an area that I feel like is somewhat overvalued For b of a it is in the tax of a brokerage So that's no problem there and um, and we'll we'll monitor the stock. I still like bank of america. I really do Um, but I think the most bullish position that I have is the one that nobody talks about right now in financials And that is wells fargo unfortunately wells fargo while Myself and a couple others met money. We're talking about it just a few months ago The stock is doubled Okay, so You know, it's it's one of those things. It's really difficult to be a contrarian buyer at times It's probably one of the most difficult things Because I find that people come to the channel all the time and they're like ryan Well, what do you think about energy? Well, jeez louise i'm kind of a tough opinion because energy for me is up 25 30 Because I've ridden those stocks into the base and and and allowed them to base and now coming out the other side I'm doing quite well. So do you buy them at these levels? You know, I don't I don't know. I don't I don't really approach investing that way I I don't I didn't add anything to exxon mobile on the dip I added a little bit to chevron and I I really like royal dutch shell But I didn't add anything to that either. All right But we're up fairly significant. Obviously with those liquidations puts me into a little bit of a cash rich situation at 80 percent And here's the remaining 20 percent in cash very satisfied with the trading activity in here The investing positions in legged and plat for example Altria group absolutely fantastic Large growth is is selling off. So amazon is suffering Along with the other fang ish names google Sold off today facebook in the face of what's been a really really violent rotation. I told you guys it happens That's why it benefits you to exercise a little phenomenon called diversification Anya portfolio for the lame it's don't put all your eggs in the same basket. All right, this is an age Old onus in investing that works and it just makes complete and perfect sense to me Not necessarily because it's a cliche thing to come on to youtube and say It's because I've validated over years and years of market fluctuation that it works Okay, so a new investor will look at it and say I don't want to spread my money out I don't want my money owning a bunch of crap. Well, sometimes that crap can out outperform right So you've got to got to be kind of careful about deploying What it is that you think you know about the stock market and perhaps maybe study up on those things if in fact You don't understand the phenomenon of diversification here the cues have sold off no big deal We're up week over week Roth IRA number one. I believe is what this is. Yeah Um back above 120 staring down 122. That's good Fairly cash lean In this this is pretty close to fully invested with about 10 percent in cash. No big deal But uh industrials here have done well I did not add anything to this portfolio if i'm reviewing it on a quick glance It was just a week. So give me a break I just sat back and watched the money recover because my spirited live stream from last week Obviously, you guys can tell I can't regurgitate that every single week I'd go I'd go bat shit crazy if I tried to do that I can't do that because I I sell out when that's going on I I read back through the comments and I was like, oh shoot man Jason wanted to come on the live stream I was in my zone And uh, I have to dig deep and allow that because to go Because people need to hear that stuff. They do they do If we can save those situations where they enter into a potential retirement Where they don't have enough financial wealth set aside for themselves And we could have maybe potentially motivated somebody to get started earlier That's the number one thing that I have people come back to me and provide as feedback Is that they wish they would have done more and they wish they would have done it earlier Very very simple So we can really take a page out of the people's playbook who are providing that insight to us from a lifetime of, you know, learning and living and and and Reflecting and understanding maybe what they could have done a little bit And in certain cases, I've talked to some people with some downright regret Right in that they reflect back over their life and say man, I I pissed a lot of money away It's quite, you know, and if if we can talk to young people And we can talk to people that are absolutely interested in this Hopefully that can kind of validate and get you accelerated to a wealth building program for you Here's Roth too This is mine. There was a change. This took a little drag today I've got some big growth in here, which is really not doing very well crowd strike Not doing very well Ali Baba Facebook CRM. So I had a little tailored little pocket in this portfolio that didn't do too well today We're almost fully invested in this here But I did add one ETF here again kind of along with my strategic Goal of going a little bit more passive I've been very very vocal about that and that's exactly what we're looking to do and and it's it's enabled me to digress a little bit on the active aspect on the portfolio and and enter into a passive because Um, I don't know if it was a couple years ago. I don't know if it was five or ten years ago Probably more so recent where I've become an absolute proponent of passive investing It absolutely works in whatever capacity now. You might come back to me and say you suck Ryan I'm not doing that. I'm not owning just ETFs. Well, okay If you don't want to own a hundred percent ETFs Consider owning 50 percent ETFs, right? You only have a hundred percent of the pie baby to work with All right, so don't come back to me and say I can't do a hundred percent. I just want to own all single stock By any traditional metrics that is a pretty aggressive way and a pretty arrogant way to be honest with you of approaching stock market investing, but Um, I can't I'm you know, I'm not your dad I'm just here to share different options and different thoughts In the way of breaking down money. Okay, so you're not a hundred percent proponent of passive investing But give it a little try if you want to introduce 25 percent to the portfolio in a passive program Monitor that 25 aspect of the portfolio and you'll look to make those validations for yourself. All right very cool And then the m1 finance portfolio. This is part of the 50 percent product that I rolled out You guys can sit with me on a zoom meeting For as long as you like I put 60 minutes on there. I think I don't really know I do these all the time. They're fantastic. They're a lot of fun People get to suit seek me out Think about what else you could spend on 25 dollars Take a shot if you want to take it to the casino and put it into a slot machine You're welcome to do so. I think you'd probably have a hell of a lot better luck Rolling the dice with the independent investor channel. We'll see where we can get you because I bottom line. I change lives It's that simple Yeah, ask the people I don't say that tongue-in-cheek. I would expect that each and every person that sat across from me Can say god dang that was an impasse for sure. I'm really thankful for that and I work pretty hard at providing Undevoted attention to somebody and what they need little motivation little cleanup little consolidation You know little inspiration whatever it may be Okay, I've got a lot of tools that we can pull out of the playbook and just kind of say Hey, have you thought about this and a lot of the times it's like wow I can do this and you can you absolutely can So this is the portfolio that I built to prove to investors that we could meet 10 000 bucks Um, I think you can probably all agree with me. This was updated as of today the close of market 14 464 Staring down 15 000 halfway to 20 the next threshold in this is 25 000 wealth building Okay Yes, if you want to dub me the diamond hands on youtube go ahead. I think it's corny as hell Okay, it's I don't even know what it means to be honest with you I just thought these were kind of cool and they would work as good props, but um, yeah, I I'm Yeah, I'm an investor that demands a little bit of respect based on results Not because I can come on and look really cute. I'm ugly as sin, right? So that doesn't help me I don't have very good charisma So my results better speak for themselves if people are going to sit across from me and say All right, I can get over the ugliness I can get over the fact that he comes on every single week barefoot which I do It's a tradition of mine The lead guitarist I believe the lead singer as well Lead singer for lennard schenard used to do that because he liked to feel the the heat from the stage when they played right I just do it to prove a point that you don't need a suit and tie to succeed in stock market investing Yeah, breaking down barriers, baby What you think you understand about financial planning and financial stewardship and what it takes to succeed in finances Why don't you do yourself a favor and empty it all out of your head? All right, and we'll look to fill some good stuff some stuff. That's actually useful. All right Get it out of your head, which you think you know about it, man. We'll refill it with what works. All right Here's another m1 finance brokerage account Um, this is this is doubled This is up over a hundred percent a nice doubler. There's seventy five hundred dollars 7300 invested in this of hard dollars and the seventy seven hundred dollars of remaining surplus capital is Just um house money And this is performing really really well this little portfolio is really surprised to me And I you know, I want some of the savvy folks in the investing community some folks that I really really respect higher tier in spec Higher tier investors Matt money Kyle Jason Gen X Joe all those folks they do something similar to this I'm not saying that this is a very good beginning portfolio. It's a little bit exploratory as the last one is But man, it's killing it. It's doing really well This is a little different because this is on its third phase. This went from aggressive 12 Netflix amazon facebook google and it ran up nicely made a few thousand bucks there And then leveraged into our key tf's for a short amount of time And avoided jumping off the cliff with our key tfs Leveraged that profit into what you see here and what I declare on the portfolio rollout It's all right And the three f savings plan this is cool. This is pretty close to a $50,000 bill I rolled out that release Just this week for military members and government officials alike And as we finish up here guys The leaps and the puts those remain the same I don't know if highly on will see 11 17 again. I don't know Yeah We'll see It'll be I just want it to go to a hundred dollars. So you guys can see how I How I handle that Yeah, that's going to be the real key because in the hands of lesser of a youtuber I don't even know what that means You're going to be you're going to be very very Excited to see how I handle that and take it in stride because here's the thing Stock market investing doesn't make you any smarter. It can certainly Uncover a lot about your Lack of self-confidence It can certainly uncover and identify a lot of deficiencies in yourself It can really be consuming if you allow it to get away from you It can control you where if you're doing this game correctly you in fact control it Right to have to be very very careful with that And and I just think you know when people say that money is the root of all evil I think there really is some truth to that And again the title of this video Yeah, is meant to get under some skin. Absolutely And I know for fact, they would never ever watch this. So don't worry about it, right? They would never Come on my channel. They know I'd tear them up It has nothing to do with 25 000 subscribers because If I had 500 000 subscribers I would come on and do this live stream the exact same way that I do it right now Okay The the the only difference would be that my reception would be different because because there would be a false perception That I'm somehow smarter At 500 000 subscribers than I am at 26 000 and change subscribers I think both of them are futile and are irrelevant to To to speak in those terms and I think it's quite frankly unfair to Assess somebody and just follow with blind And also to lack criticism like I know that I'm going to have I'm going to catch guff for this I will People will come on and they'll be like man, Ryan, you know, you don't need to say that about another youtube channel. Yeah, I do Yeah, I do Margin is a waste of time It's a stupid way of investing in It into investing unless it's done under care and I know people who do it successfully Don't get me wrong. It's not dumb in all cases. I guess if you can make it work great But when I heard the justification For that shared by my friend kyle Because I won't directly go on to that. That's a waste of my time I will go on and support my friend kyle and his program. I will do that absolutely 100 percent I thought it was a great video great video but You know to point that out and say and he did it really good He did it with probably a lot more cooth than I'm providing But I don't have a lot of sympathy for coming on and talking to an audience of tens of thousands of people Because there's going to be thousands of those people who tune into that message and they catch the wrong Intent they do and they start thinking because it's okay Or somehow because hey it must be okay But because this person's a millionaire or has a million subscribers on youtube that it's somehow okay I'll take my little 480 that could I'm good I'm good. If you remember the week over week difference I think we plused up around 20. So we're a little less than the 19 Little more than 19 away here So it'll be fun. It'll be fun to see that and it's going to be really really Fulfilling for me when we catch that That incentive threshold But we do have a ton of comments in the gallery I I always review the comments after the live stream, but I'm going to try to get these to dump in here I'm going to start a start at the bottom here Here's francisco in the head neat kevin is going to get wrecked. Um, I hope not Man, I hope not Um, I I really like them. I I think I think there's a An air of sensitivity about him. That's really really quite good I've liked him ever since the beginning ever since he started making That first youtube content very very charismatic But what are you trying to do bra? Like really man like somebody needs to take him aside like where was jeremy? Is he a friend of his? Like he just sat there with a dumb look on his face like I want to tell you not to but I can't do that because you're the big bad youtuber I don't I don't get that. See that's the thing. I don't think me or you or anybody should put anybody on a pedestal If anybody called me and said hey ryan, I think maybe you're getting a little over tilt. I would listen I really would But uh to each his own Right to each his own. We all have to atone for the decisions that we make Absolutely. All right I'll cruise up to the top here. I want to give some shout outs here I've got a ton of people in the gallery for sure. Um, I'll still have game stop at least That's funny And I was explaining Game stop this week to a colleague of mine, and I was like they stink Game stops they stink all of them you walk into them and they've got this like aroma about them And I'll let you guys use your imagination on that one, but I I don't understand I don't understand. They're somewhat nostalgic. They're kind of cool. I do like game stops. They're fun, but I'll be damned if I'm going to go in and pay $59.95 for a used game When I can pay $49.95 off of amazon for a new one I don't know mama never accused me of being dumb That's just me. All right Eric weber says same. I'm glad we agree Somebody come on a disagree. I don't know. I invited my hundredth troll to the channel onto the live stream and That that it's probably a smart move not to come on and sit with me if you want to be rude That's for sure. I want to disagree disagree. No problem. I have no problem with that, but um I um, I don't have a lot of I don't have a lot of time to sit there and entertain a bunch of bs on the channel You guys know my approach. I really I just don't care. I just don't care I'm more interested in in helping people that want to be helped That's it, you know Good on those leaders like myself, which I am one especially in investing But i'm a leader in life as well But good on those leaders that occasionally look back and and help people Speaking a long term of adding the blv share that it's an interesting long term bond bond vanguard Um, I believe that's what it is. Is it long term or medium term? I believe I've invested in blv before done quite good I don't know. I haven't looked at bonds for a while to take a look see and see what's what's shaking So bowing got it when it was way down. Absolutely. Yeah Bowings been very very lucrative for me. There's no doubt about that That was something that I rolled out and I don't know who heard me on that If they did they were probably better for it. Um bowing makes a lot of really really big airplanes Don't make investing out to be more difficult than what it needs to be. Okay Bowings even a buy at these levels. Okay, the fact that I own a significant amount in a fairly speculative technology industrial play That of which I refuse to give the name of it I will give the name of it on when it hits a hundred dollars. Okay I will give the name of it when I hit when it hits a hundred dollars Okay, and that right there is going to be a diamond Of a youtube video. There's no doubt about it It's going to be a diamond because you guys are going to see a perspective out of me That maybe you sensed is inside of me and it is it is And it'll come out at my my greatest moment. Okay, and if it doesn't no big deal, we'll wait We'll wait Stock market investing man. It doesn't make you a better person Doesn't make you a better father Doesn't make you a better husband doesn't make you a better Anything in life. It just is what it is. Okay. It's one of those things that you can control And if you do control it, you've got all kinds of time to spend doing things that really do matter in this life All right Very cool. The onion investors in the house. Yeah, me got it in 142. That's insane Yeah, I remember at those levels man, you know, I mean like I said, the stock market is interesting I had one video say that you don't this would be the last youtube video you ever need to watch It was pretty awesome. Actually I I commented on and it was pretty awesome The title caught my my attention and it was it was really good It was like watch my youtube video on investing. You won't have to watch another one And it was a lot of the same principles that I talk at really kind of Throw darts at some of the other Messages that are misleading But it was a good one But lots of opportunity and investing that's for sure. We want to keep our eyes open. Okay meant mobile net worth trapping Yep, absolutely that help on the budget side of the house Mm-hmm lots of cool stuff to help. It's all fun stuff. It's fun, right? Wealth building is fun. Yeah, it's a lot of fun The malls for playing space invaders. It used to be I remember arcades. Why the heck do you need an arcade anymore? Pretty awesome. It's great to see you randy. Welcome to the channel and welcome to the stream Hope all's well with you my friend and tennis is in the house Says hi all fantastic All goods laughing out loud. She's not laughing at me. That's for sure because I'm not that funny In texas is representing tonight. Holy moly. You got all good in the house and jared o'dell fantastic Mr. Weaver my grandfather was well in that world war two fantastic Mine as well the salvage diver. He's not with us anymore But um, yeah, he was one of the first salvage divers If you know the movie men of honor carl brashere, right? He was at the school before carl was my grandfather True story No need to fabricate my fishing stories Now that's it. That's true It sure is Yeah, fantastic talking with each other I always give matt a shot out. What good can I say about matt? Well, let me think of something Matt's awesome I I like the fact that I can talk to people. I think I could the problem with matt Here's a problem with matt. I don't get to talk to him enough Well, we're hoping to remedy that here shortly more to follow Now life is good, man. It's all about people. It's all about community It's all about coming around. This is a cool Topic centric topic, but you know, I I'd like to get to know people on a little bit more of a personal level because You know the personal finance, you know, I think we're all going to be successful every every last one of you guys in this community You can't hang around me and not Either get sick of talking about it Or or align yourself with it Right And and and I think there's people that I know that don't really like to talk about it that much me I can talk about it till the cows come home Matt's the same I he really emerges himself into this craft I was on the live stream last friday with gents and jay and that was a treat for me That's like I'm a kid in this candy store I just wanted to sit there and and chew with my mouth closed and you know Be well behaved, but it was awesome to talk to those guys and just Some really really great ambassadors of this message So pay attention guys and don't get into a rush Right. Don't don't be in a rush on this. I I'm not My channel can grow as slow as it wants. I I'm fine. It's totally fine. I'm with you I'll with I'll be with you next week I'll be with you next month and I'll be with you next year that I can guarantee you So those of you guys who have ever wondered about what this viper group is all about man take advantage I will not drop the 50 off In the thread it's in there. You got to search for it if it's disappeared Then your opportunity has come and gone. Maybe you've got to replay it. I don't know and check the comments I don't know how to do that. I don't know but um, it's only for 25 patrons Hopefully we can fill those subscriptions That would be lovely and and get some new people into the group And really start to throw some churn in there because I know that the legacy viper group members I don't want to speak for them. I don't but me personally. It means a hell of a lot to me It's just a lot of fun. It's like having some it's like it's like having some power in your pocket It's pretty cool. I like it and I consider every each and every one of them friends I really do It's a lot of fun, man Very cool. Very cool. Very cool Come on, Lydia. You got to think of something more interesting than that. Hello She's usually got some awesome stock pick for the week or something Or she comes on and talks about how incredible she's doing and in roku I was wrong on that man. You were right. I was wrong. I know rub it in. It's all good It's all good. Hope all's well with you absolutely 20k in one account three weeks ago. So happy been living like a bum for a year You can take the sacrifice as deep as you want it Right. I think where people are unwilling to budge at all That that's where it can become problematic If you guys stayed the course with us on last week's live stream I gave Matt this compliment and that he saves An above average amount of monthly income and and I think it sets a real threshold of what's possible for people now for A lot of people it's not possible. The idea is that It is possible So pick your freaking number and let's get going right Living below your means. I think there was a time when I did that as well. I I was happy when I didn't have anything I I couldn't afford an apartment when I was in Los Angeles I couldn't afford it. So I lived on the boat And I don't know how many people out there in this in this world can say That they could have done what I did for me at the time It was no problem. I had no reservation whatsoever. I had food. I had water I had shelter and I had shower Um, and that was good enough that in in and of itself was what what people kind of need From a basic perspective And um, that's real talk guys. I think a lot of people layer on Way too much about what they think they need in this life and If you can just I don't know humbo yourself. I said at the top of the live stream I think everybody needs to whip their own ass a few times I'm talking about allowing life to whip their own ass for a little bit get outside your comfort zone a little bit You'd be glad you did me. I relish that anymore like I look for it Like I feel weird when I'm not seeking out opportunities, you know And um, this is just part of what keeps keeps my hunger fed Right That it cool Still cruise down. There's just a a ton of comments in here It tessels up 15 You got a big jump in that So that's really good. Jeremiah and 100 stock portfolio. Congrats on those renderings. My friend Very good. I tip my hat to success in the stock market. So Jeremiah, this is something that People can do and succeed at It was pretty pretty awesome. I I was trying to strike a balance by the youtube video that came out that said That they don't have to pay attention to anything on youtube because every effort is futile I thought that was taking it to slight extremes because I think there's a lot of good approaches to the stock market and and There's a lot of different approaches that can be tailored to the individual To align with what's going to make sense for you Okay, so um, I I again I I thought I came across the youtube channel that talked a little bit more about me But hey, there's nobody nobody like me and that's all right. It's all right. There's nobody like you either Mm-hmm. Mm-hmm Your ability in this gig might just happen to be way better than me And I reserve the right to to say congratulations if that's the case I I do the best I can I mean I when we wear our portfolios on our sleeve like we do when the market tumbles And we lose tens of thousands of dollars That's real Like I can attest to the fact that these folks in here that provide these testimonials like I do If the market ends up going down, I'll come on and share the portfolios openly. Okay I'm perfectly willing to take these portfolios into a downturn with the holdings that I have Right if you find gaps, let me know I've Got this thing dialed in pretty well. I'm happy Yeah, I sleep easy and deploying the program that I do Okay Very cool I want to cruise down here. There's some I'm really trying to scope in because I go through this every single time Francisco says dump city the thought crossed my mind today. I'm up huge Oh, Lydia Jesus Louise Remember what I said last week aggressive investor, Lydia I bless and protect this channel and everyone here. Amen Couldn't agree more a great community Absolutely It's good to be alive. I love it, man She says I need to diversify and now you wouldn't have to do that. See I have a tix tesla addiction I don't know if that's an emotion, Lydia, but yeah diversification diversification maybe could go It's just a tool Maybe you use it. Maybe you don't Right, it's not for everybody I think in some capacity for everybody, it's worth taking a look at that's for sure Then Dave's in the house I put some rotten eggs in the basket. That's usually what ends up happening is it doesn't take very many To ruin the basket. That's the problem Dave At the same time when you're working with a portfolio the size of years you you know, you can You can do you can deploy that it's a little more advanced of a strategy, right? All right Dave's a good friend. He's part of the family here. Dave's a good dude, man We got to get together with Dave, man I tell you what this this seems like the type of guy that I would just like to have a few beers with Yes, uh I'll meet him one day and he'll be like, I don't drink beer Ryan. I don't know what you're talking about I don't drink at all. I'll be like, hey Yeah, neither do I Oh man, I'm just kidding I'm sure he would go out on a limb and have his first beer with me Does high inflation benefit reeds? I don't know. That's a hell of a question I might think on that a bit Francisco I think I'm not a bit I'm just about them out Cruisin through the comments tonight guys Fantastic, I didn't have a whole hell of a big agenda After still decompressing off of last week's live stream, which That was the best live stream I've ever done Yeah, I was pretty proud of that product. I couldn't stop You know, I can't deliver those every I can't deliver those every every week Maybe I could if I was upset. I had I was upset. That's what I'm you know, I was telling the truth YouTube is my tv. Absolutely. I think it's great. I think it's great. Hopefully we're providing a little bit of a An entertainment venue as as well as a wholesome venue. I do All right, very cool. I'm total wisdoms to live by Yeah, I just I just hope that the curse words. I wish I could have a bleep thing for phenom one I feel bad every time I drop a little a little curse word. I'm sorry Forgive me All right I'm not perfect. I never said I was Neither are you Fantastic. All right cruising cruising 78 degrees. Yeah, it's perfect weather Virginia was like, I don't know man. This is some nice area I know there's not that many people on the live stream. There's a little over a hundred right now So I'll just say these these are some of the nicest areas that I've ever seen in my life Like people start complaining and they start saying, oh, it's freezing cold and it's like 62 And I'm like you guys are funny Like go to Detroit Okay, it's jelly. It's jelly. Jelly. Jelly willy Yeah What do you guys think about bug? I don't know. I'd have to that's a pretty cool screen name I I need to change my name to that give no shits. I like that. That's absolutely fabulous I love it. I love it. I love it Ryan giffin in the house Fantastic, he's giving the thumbs up to all It's so awesome But I'll be complaining and it's a hundred. Oh, come on. It's not that bad. Good grief, rebecca rebecca's like, no Fantastic, alex is in the house. I'm a shot out, baby Fantastic, sorry man. You had to come on to the live stream and get kind of a little bit more boring chilling interacting ryan tonight Last week again, I was in my element. So hope all's well alex. Thanks for making your way on Really appreciate it. Yeah, the sector portfolio is a little bit of a hybrid strategy He know it was kind of one of those things where I was looking at the individual performance year over year And those of them in place. I believe since early 2000s Their inception date not me investing in them But they've rolled about 10 9 to 10 percent Give or take just a few basis points every single year. They've done quite well So it just kind of goes to show Look passive investing I'm looking to go for the 8 to 10 percent rate of return on average Like honestly, I can say something controversial and say I don't really give a I don't care what's in Each of the diversified products because I'm going for the 8 to 10 the 8 to 10 We'll get it done on a compounding basis, right? All right So they give me diversified access and they pay a little stipend to div it in as well Which sometimes gets missed, but I think it's pretty close to 2 percent. So Alex is my boy. They just shout out man for sure Have a drink brother. I I don't know. I didn't make you famous. Nobody watches No, I've got a hundred to vote people that come in here every single week and I think it's just fantastic Yeah, so Ryan Ryan's with me too, man, but you can't eat. Look somebody's gonna have to take these from me All right, all right I Have no idea what diamond hands is either It's see if Dave were here. He would he would give the Dave perspective. He would be like it's stupid He's a lot like me. This is funny. It's stupid Shad app Just make money in shad app I Have a hundred stocks that beat the s and p 500. Well If only that were true No, I'm not saying I don't believe you but I'm saying I don't believe you We'll see lots of different ways to win in the stock market for sure I can do emojis working out from one here to the possum Man, Eric's like my boy the support. I got less than three minutes guys about try to finish out It looks like I'm at a time this well But I want each and every one of you guys to Feel like you're somewhat of a part of the live stream This was a little more low key tonight. Appreciate the latitude and allowing me to do that or really do I you know What the heck what changes in a week for me not too much man life is beautiful every second to every minute But this is my opportunity to focus on personal finance when I shut this down and say See you later and I'll catch you next week. Do you find people? I'll go back to hanging out with my family and and and chilling out for the evening better call sol That's what i'm into right now Yeah, it's cool. That's really cool. I'm enjoying the heck out of it man. It's really quite good It's really good man Sounds like a good portfolio to me It's okay Almost every week out of investing in M1 finance. I'm just cruising through here guys Teach a man how to fish and he'll eat for a lifetime. That is the whole idea That is the whole idea In so far as meeting your own personal fishing capability, okay Um, I wouldn't do youtube if I didn't have um an investing portfolio or an investing game Or I didn't feel like I had something unique to offer. I wouldn't do this it doesn't What means the most to me is hopefully what I sense it could potentially mean to you If in fact, I was on the receiving end of this message Okay In other words, I'm kind of giving you guys what I wish I would have had 20 years ago That's the god's honest truth of it Your show All right I love money is the root of all evil It could very well be margins will wreck your life. I just don't see it. I don't understand it But hey, what what what am I supposed to say man? That's just the way of it We're almost to the end. We've got a minute left. I will throttle back 50 discount now on all products here Um on the independence investor channels, um viper group if you've ever been curious about that Please make your way over there. It really helps support the channel And it gives you a vested start and maybe a little bit of inspiration toward getting to a better place We will be kicking over and supporting the gents here for just a little bit. I'm a head coach of soccer tomorrow My son's going to score a hat trick tomorrow. Hopefully so be rooting for him We will be back next friday on the nine o'clock live stream. We want to keep the string together Why do we do that? We do it because it's super super important to continue to beat this drum Revolve around and provide awareness on personal finance for individual investors, man You guys can do it and I know maybe it doesn't carry weight from coming from a nobody like me. Okay But I might be the only one on this earth that thinks I'm probably not a nobody It's just that the world doesn't quite know it yet. You guys take it easy. All right. We'll catch you next friday