 I think the really exciting thing about ICT, IoT, wearables, all of those technology things is the fact that they can not only change the factors that affect people's health and well-being, whether it be their behaviors or these of access to care. It also actually reduces the underlying costs of providing those services. I think as with any difficult problem it's all about partnerships. No one company, no one country, no one organisation can solve the problems. a's not only partnerships within the healthcare providers. I think it's also between healthcare, banking, social media. You need to bring all those things together to actually transform people's lives. I was really excited by the people who actually said whatever you do it's not really about the technology, it's how you get engagement and ownership whether it's from the healthcare professionals or from the end customers to actually drive through change. Because I think people otherwise don't come together, don't meet, don't find their social, form those social bonds felly mae'n cael ei wneud o'r problemau.