 Well, today, there's so much interest in the sharing economy. It really captured people's imagination about six, seven years ago. Think back to the time of the recession, and there was so much concern about where the growth was going to be, and what was the next big advantage or industry. And out of that came this idea of sharing. And some of it was so simple, the idea of a power drill. We all own power drills in our homes. In the US, we maybe spend $30, $40 for a power drill. And over the lifetime of that power drill, I probably would use it about 12 to 15 minutes. Do I really need to own a power drill for a few holes over the lifetime of that drill? And so the idea of the sharing economy was creating a compelling way for people in neighborhoods, in communities, to be able to share a lawn mower, a power drill, a vacuum cleaner, a pressure washer, and not have to own that. And that was the original idea. So you roll forward to 2016, and many now are disappointed with how the sharing economy has actually evolved. Many, many of the startups that came out in 2009, 10, 11, around this idea of sharing consumer goods and consumer assets have disappeared. They've failed. What has come in their place are another set of companies that we often refer to as sharing economy, Uber, Lyft, Airbnb. They're slightly different, and they look much more like big business than maybe this utopian idea of sharing a power drill in your neighborhood. But they have, in fact, unlocked a whole new industry around the world. Sometimes people call it the gig economy, the idea that I work for short periods of time on little jobs. I'm still using my assets, a car, a house, an apartment. But I'm doing that enabled through a sophisticated app that allows me to join a very dynamic marketplace. So many of us that watch the space called the sharing economy now think that the business applications may be much bigger than the consumer applications. That is, businesses often have the same problem that you and I have with that power drill. That is, they own expensive assets. In the supply chain, those are warehouses, their trucks, all kinds of transport equipment. And for many companies, they may not really get high utilization out of that warehouse. And so is there a way for them to be able to share that and share that in a way that they profit from owning it, but others can buy space, for example, in the warehouse, literally by the drink, we call it. That is, simply for a short period of time, a short use, very much like you might do with a ride on Lyft. But there are many other interesting applications now evolving. For example, in health care, which is an area of my own research, we now see this idea coming of sharing medical equipment between hospitals. And for example, in the US, there is a startup company called Kohilo, which really makes a business by creating a market for equipment that hospitals can share. So not every hospital needs that special surgical device, or x-ray, or imaging device. Maybe we have one of those in our city, and it is shared in a way that we all benefit from that. But there's a market that's made, and the owner of that asset is able to monetize the value of that. So over time, we really could imagine that many asset-intensive industries could benefit by some form of the sharing economy, this ability to share expensive assets. And we see this is particularly true in smaller cities, more rural areas, smaller countries, where the assets are very expensive and maybe not highly utilized. So if they can be shared across multiple players in that particular industry, suddenly they become economically viable and useful. So the exciting thing for a country like New Zealand in the sharing economy is this ability to create services and products that might not otherwise be viable in that marketplace. So at one level, of course, New Zealand benefits from many of the same kinds of phenomenons that any Western country is facing right now with the Ubers and Airbnbs and Lyfts. We see city hop here in Auckland to be able to rent cars. Those kinds of things are happening everywhere. But at the business to business level, you can imagine the ability of a much smaller company to gain access to equipment or infrastructure that they wouldn't normally have. So for example, if you're a small company in Auckland that is building a supply chain rather than having to make long-term leases on a warehouse, which would be expensive and risky. If I could buy little bits of space through the sharing economy in a warehouse, it allows me to much more quickly come to market with products that I might not otherwise be able to do. So the exciting thing for New Zealand is we have a very dynamic economy here of small and medium businesses. And the sharing economy, what we might call a sharing economy, really allows those businesses to tap into infrastructure, grow much more quickly, enter new markets. It really is, in many ways, perfectly suited for those SMEs to be able to jump in quickly and gain traction in a market.