 Hi guys, welcome back to the independent investor channel. We're gonna jump in and we're gonna take a look at the Vanguard sector specialty ETF portfolio. This is comprised of the 11 sectors, the S&P 500. I seek that exposure using the Vanguard product. Most of the major brokers offer this type of product I opt for Vanguard. It's fun to jump in and chronicle the performance of the portfolio. This is a great way of passive investing. A lot of people come to me all the time and they say they don't have time. They don't have time. Well, if you had a few minutes to just sit and enjoy a tutorial like mine, you can understand perhaps maybe what investing could mean for you. You'll identify that with me, the requirements to become a successful investor isn't that you have to become an expert at investing. Anybody can invest. It's identifying what type of investor you want to be that is the key. Guys, stick around. We'll conduct the review. So this is the portfolio that kind of started it all for me with M1 Finance. This is the one that I eased into the M1 experience. I wasn't really sure what it had to offer. I really wanted to get used to it and it's really just pleasantly surprised me. I'm proud to roll this product out once every couple of weeks to the subscriber base. These portfolio reviews are awesome. Instead of me just coming on and saying, hey, here's three ETFs that you can invest in and do well with. I take a little different angle to it and I share with you guys how I invest in the ETFs that I invest in. I think you can really sit back and say, hey, this is pretty cool. This might be something for me. This might not be something for me, but at least we're setting that seed of understanding the power of a platform like M1 Finance and the opportunity within ETF investing. The second goal of this portfolio when I started was to reach $10,000. I really wanted to prove it's something that I hold very, very dear to myself as a strategic goal of the channel to empower an investor at a time. That is to understand that getting to that first threshold of $10,000 is probably the most difficult threshold to meet. Other thresholds will come after that, 25, 50, 100, and so on down the line. There's no more impactful threshold than I've ever met in my personal life than the $10,000 mark for the sheer reason that I did not think that it was possible. I just never envisioned myself being able to get to that $10,000 mark and I was able to overcome that barrier. I think if we can share that mental approach to investing, I think so many people would really validate investing for themselves. So we're approaching that 25,000 mark which is the next medium term goal in this. I'm not sure how long it'll take. Obviously the market's been fairly conducive to passive investing. This plays a very, very important strategic angle in my portfolio. It's a rather small layer of the portfolio, but a very important one because this helps supplement the full passive aspect of my approach to investing. I do active investing. I do single stock investing. I do some swing trading. I do some speculation because it all at times can be very, very lucrative and at other times they can suffer and they suffer in different degrees. In other words, if this portfolio suffers a little bit because the market starts to correct on us, then I'll just increase my contributions. Very, very simple. So you're always looking to make strong moves in the market. But here are 15,860, just shy of 16,000 here. Total inflows into the portfolio at $11,414. We're going on just over two years here owning this portfolio. So not too long. Investing for a lifetime is super important, but you can make a real, real impact if you're serious about it. And you really want to become an investor and start wealth building in the manner that I do or use part of what I do or none of what I do to get yourself started. The whole idea here is not that you invest like me. That is not the idea on the independent investor. The idea is that you seek out what style of investing is going to work for you. But up $47,37, nothing to shake a stick out a nice $5,000 bill with just shy of 300 and divs. I think we're due to be paid these, which is kind of cool because all 11 of them pay at the same time. So it's like winning the lottery once a quarter when these pay out. And I do actually see this being a nice little bonus portfolio once it gets to be a little more sizable in nature. And that way, when those dividends roll in, they can roll in on a very consistent basis. Perhaps maybe someday I shut the spigot off and realize those divs is cash. But for right now, I don't need them. So they just roll back into the portfolio. Obviously here, the value over time on the chart is doing quite well. And the market has been conducive to gains from a passive and an active perspective. It really just has not disappointed. It's been a great time to be an investor. What else can I say? So this is how it shakes out. These are the holdings. There are no slices. There are no elements of the portfolio within each of the sectors. What you see are the actual holdings. There's a reason for that. When I built this portfolio, I really didn't have the knowledge necessary to name this slice technology. And then to click into that slice and find the technology. This is how I built it. And this is just how I kept it. But it is more aesthetic anyway, because this is what I wanted. These 11 holdings can absolutely take up the entire portfolio. There's nothing else outside of these 11 holdings. But if we cruise down here, just a quick explanation on some things that could be customizable by you. You don't have to have technology on the top end like I do. If you like what I've done, it makes sense to me. It really does. But here in the second place, health care is what I've got as well as financials and then consumer discretionary and down the line. So these can be ordered in the manner that you choose. They don't have to fall in the manner that I have. But this is what I wanted in my allocation. 14% here, 13%, 12%, 9, 9, and down the line. This can be changed to suit your needs as an investor. That's the cool part about this M1 Finance is that this can be tailored to your needs, how you want to invest, and it can be adjusted in that manner. And you don't have to invest in the sectors either. You can invest with M1 Finance using the VTI, which is the Total Stock Market Index. You could do VOO. You could do some small caps. You could even do some international exposure, some emerging markets, or some developed markets. Whatever you wanted to do, M1 Finance makes it possible here. So just understand that this is just an example of how I seek out exposure to the market. And here the total returns are not to be denied. We're up in every single holding. So absolutely impressed with the way that this is performed over time. And I couldn't have asked for better performance. But what's really surprised me in this portfolio is how well this is funded, how well it's performed with very little effort. And I think for a lot of people out there that don't have the time necessary to devote to active investing, this is passive money 101. This is how you make money when you're off doing other things. This is making money while I sleep. This is very, very easy to do. Anybody out there can do it. All you have to have is the desire to get started and use the tutorials that I pushed through on the independent investor to give you those examples, the strategy, and more importantly, the inspiration to start. So with that, we'll kick you back and we'll conclude the video. All right, guys. So we've come out of the Vanguard Specialty ETF portfolio. This has been a cool project to really chronicle over the last couple of years. I've owned the account anyway. It's been a cool way of wealth building infinite number of ways to make money in the stock market. This is just one. I roll it out for transparency on the channel. So you guys can understand just one element of my total strategic plan. This fits kind of a passive niche for me. I'm able to dollar cost average this up. And I don't, I don't mess with it. I let it go. This account is making money while I'm doing other things. And for a lot of people, the prospects of wealth building while we're running our busy lives. It really can be attractive to a lot of people out there who just don't think that they have time to invest and more importantly, win at stock market investing as if you appreciate the message. You want to make sure and subscribe, leave your comments at the bottom of the video and share the message with friends, family out there. Bring them on to the channel. And if you think they can relate with my style of independent taking control of your own wealth and money. Bring them on. Introduce them to the channel. We'd be glad to have them as your success is really the backbone of the channel's success as well as thank you so much for tuning in the message and good luck in your investment future.