 Gavana Srisultan Hamenku Buwono Kesupulu, Minister Intrawatti Gavana Vardillo, GPFI co-chairs, ladies and gentlemen. It is a pleasure to join you virtually today. I am delighted that some of you can be in Jogta Carta to reconnect in person. Over the past 10 years, as UN Special Advocate, I have seen the remarkable difference that inclusive digital infrastructure and digital financial services can make people's lives, as well as to the fortunes of micro, small and media science enterprises. From Indonesia to East Africa, millions of small merchants are now paid and making payments with their phones in their own pockets, transforming their ability to invest and grow. During the COVID pandemic, governments from Brazil to Togo sent emergency digital payments directly to vulnerable households. Offering essential financial support at unprecedented speed. These and so many more achievements are made possible through digital infrastructure design to meet the needs of the poor and underserved segments of societies, such as women, youth and MSMEs. Greater connectivity and digital IDs allow access to financial services for millions previously left behind. Fair competition and interoperable payment systems help markets work better for even the smaller scale customers. Cyber security, consumer protection, data governance and digital literacy allow marginalized communities to navigate these services in ways that really work for them. And where MSMEs gain access to new digital opportunities, they can make their businesses more efficient, overcome labor shortages and open up new markets. New fintech services are helping small businesses across the global south to digitize their inventory management, marketing, payments, credit and sales. Companies like Shopup in Bangladesh, Omnibiz and Flutterwave in Nigeria, Udan and Mogulix in India and Bazaar in Pakistan have been able to help small businesses expand far beyond their brick-and-mortar origins and connect to a much wider world. However, many MSMEs are still missing out on these opportunities. This is a challenge for both advanced economies and developing economies. And one we must meet together by increasing access to digital public goods, finance and digital skills. MSMEs, especially startups and firms with large growth prospects, need a range of financial services like payments, equity, short and long-term debt, savings and insurance. Together, we need to improve the whole digital finance ecosystem such as credit reporting systems and insolvency regimes. The good news is that we see innovation around the world, as showcased in the GPFI's database, digital and innovative financial products for MSMEs. I warmly welcome the work of the GPFI this year in developing the implementation guide for the G20 high-level principles for digital financial inclusion. Renewing our commitment to support women, youth and MSMEs is essential for inclusive, equitable and sustainable growth. We can help them thrive by embracing digital uptake, investing in skills and improving the finance ecosystem. It is important to understand our small businesses and design and deliver to meet their needs. This includes the GPFI's work on creating a regulatory toolkit for MSMEs access to digital financial services and a focus on harmonizing MSMEs financing data. As the honorary patron of the G20 GPFI, I congratulate the Indonesian G20 presidency and the GPFI UNDISCO chairs for organizing these week's plenary sessions and for the high quality of your work. I hope governments, businesses and development champions will use these valuable resources, enabling entrepreneurs everywhere to grow their businesses more effectively and safely and to thrive in the future. Together, we can really drive action to help us recover and build a more inclusive, resilient and responsible digital financial system with expanded opportunities for all. Thank you very much for your commitment to this important work.