 والله من الشيطان الرجيم بسم الله الرحمن الرحيم السلات والسلام على أشرف الأنبياء وسيد المرسلين حبيبنا وشفيع نفوسنا أبل قاسم محمد المصطفى صلى الله عليه وآله وسلم وعلى آله الطيبين الطاهرين الغر الميامين والعنط الله على أعدائهم أجمعين السلام عليكم ورحمة الله وبركاته مرحبا أخوات أمياء أمياء ومخلوق كنت تشاهدنا على إمام حسين تي بي تي توك وخلق أنا أخواتك علي برجي ومجددا نحن مرحبا سيد شبير كرماني السلام عليكم ورحمة الله وبركاته قبل أن نبدأ أخواتنا وعين صورة أصبحنا الحق القرار بشكل مجموعة شبار؟ شبار؟ وهاتف؟ أخوات وعين أصبحنا أخواتنا ومجموعة شبار؟ أو أخواتنا ومجموعة؟ أن أخواتنا ومجموعة؟ باستخدام إاثبار أعوام خضر إأه character ومكتب و how crucial it was for Islam especially during the early days where رسول الله صلى الله عليه و آله was establishing this magnanimous religion of الله سبحانه وتعالى and insha'Allah today we'll continue with regards to wealth and is wealth the best aid for faith insha'Allah also prior to starting we'd like to remind you that during the second half of the show we'll open our lines for any of you who would like to join us in whether ask a question or would like to contribute to our discussion and also what's up messaging will be available and the number will be visible on the bottom of your screens insha'Allah now sayedنا we would like to start with regards to wealth now as we said there's no other than أهل البيت عليم سلام when it comes to referring for guidance now what has أهل البيت عليم سلام taught us about wealth and work بسم الله so wonderful question now you said very correctly that our ultimate role models are the أهل البيت عليم السلام they are who we take our guidance from and they are the divine representatives of this complete religion of الله سبحانه وتعالى that is Islam and so when we say all of these things somebody who may not be following the path of Islam may come forward and ask the question that you know this is a pretty big claim like first of all you're saying that these are the representatives in the role models that you look at for every aspect of your life number one and number two you're saying that your religion or your faith is the ultimate religion so we need to substantiate this and it would be quite you know it would not be complete in terms of an analysis it would be lacking if Islam did not give us a way of for example establishing ourselves economically or making our subsistence and making our sustenance available to us you know that's one of the most important parts of anyone's life you know today you go to London in London you go to America you go to New York you go to LA you see people working all day every day in fact to the point that people don't have much time for much else these days it seems like that's true and so Islam doesn't necessarily say that's the best way to go about it it maybe it may say something more balanced however Islam does not neglect that because Islam understands and that will be a comment on this numerous times that in order to live in this world we must abide by the laws of this world and one of the universal principles of this world is that you need to work hard for your sustenance it's not just going to come to you while you're seated on a prayer mat by itself although prayer is extremely important there's no doubt about that so coming forward to trying to answer your question more specifically we have traditions from the Ahlul Bayt like the ones that we alluded to last week for example or in previous episodes where we talked about this notion that the Ahlul Bayt علي مسلام and told us there are ten parts of risk or ten parts of sustenance nine of those ten are in تجارة or business or trading for example there are other traditions that tell us for example that the best aid to faith the best aid or assistance or help to the deen is wealth نعم العود على طاعت الله the best aid, the best assistance is wealth because it's a tool which we can use to support Islam absolutely this is the crux of this notion sometimes in this modern world when people think of wealth they make it synonymous with materialism materialism can be a big problem I don't deny that whatsoever and you would find the Ahlul Bayt علي مسلام in their writings and their teaching they also cautioned and gave hazards against materialism هل تكون هناك حديث from the Ahlul Bayt علي مسلام with regards to how can you balance this for example if you're a hard worker and you want to earn your حلال رزق your sustenance and you're earning masha'Allah some a lot some less but how can I balance myself so I don't slip to the other side and start being materialistic well we all know that Islam does not encourage materialism although you're allowed to enjoy certain things in the world subject to them being حلال lawful but how can I balance it so I may not slip so I don't get fooled by shaitan this is a beautiful question that you asked here and it's important for a number of reasons in our modern world we start to ask people questions and start gauging things in a very material way what I mean by that is there's some philosophers modern philosophers in the contemporary era who have actually highlighted this question that it's called the question of the 20th century and now this question is bled over into the 21st century now as well and that question is as soon as you meet somebody in this world who you don't know a new acquaintance for example a new person someone walking down the street someone at the mall somewhere you ask them the question what do you do what do you do and we're kind of trying to ask like you know are you a doctor are you a lawyer or a businessman what are you and based on their answer we judge every aspect of their life this is a very new phenomenon this wasn't necessarily true in the past every job has respected the status for example but now I can agree with you that unfortunately we may label people or belittle them maybe sometimes unconsciously think little of someone for example a doctor and a shopkeeper they may both be earning their halal income providing for the families you may have a very successful shopkeeper who becomes sometimes you know he may expand and become richer than a doctor but still sometimes the status of the doctor will be higher than the shopkeeper should that really matter or should it matter that the man is working hard to provide a halal income for his family and obviously how does he as we mentioned back with regards to the community how you give back to your community and help strengthen your community shouldn't that be more important rather than the title of the job it's a very good point that you bring up you know in the past even in America for example maybe a few decades ago even someone who was for example a barber who cut hair for example people would look at that and say you know that's a person who's seen the world he's spoken to so many people he's provided a service he's worked honest and hard his whole life that's a respectable person unfortunately there have been some trends and changes in our world today unfortunately some for the negative that this notion that wealth by any means necessary is still respectable that if someone has obtained them by so we need to be very cautious of that what we're saying here is wealth based on the prerequisite that you've attained it in the proper way now if you attained it in the proper way after that then we have a discussion about how is that used for example I remember for example our Imam's أهل البيت علي مسلام were very very vocal about this I remember it was Imam Imam الحدي علي سلام I believe it was a moment in time where one of his companions was speaking to him and he said that يبنى رسول الله when you sit amongst this the dignitaries you know because the أهل البيت علي مسلام even the people who are oppressing against them or taking their right they still understood that the أهل البيت علي مسلام had a tremendous power and that power was they had the love their love existed in the hearts of the people this is something that you can't buy money can't buy this kind of love this is real like this is something you can fear people until listening to what you say they may hate you they may despise you but true loving someone and existing having them in your heart that's something that أهل البيت علي مسلام it's only earned never sold exactly exactly so this companion says to the Imam علي مسلام he says to يبنى رسول الله you sit amongst dignitaries because they call you to the court you sit with them you sit with intellectuals you sit with the brightest minds of this generation and you speak very articulately you speak very courageously you speak very eloquently you speak very intellectually there's nothing wrong with what you say you speak better than anyone else there now imagine someone for example is going into the united nations for example and speaking or someone's going into one of these really dignified places in the modern world as the people see it you know and so he was in these gatherings he said but يبنى رسول الله can I tell you one thing he says yes of course the Imam علي مسلام is true to have said he said that there's one problem if I can advise you he said yes sure he said the clothes you wear they're very simple compared to the clothes that other people wear there in that court you know people wear the finest luxury clothes there and sometimes your clothes they seem very worn and torn and sometimes they may even have patches on them for example the same way أمير المؤمنين used to patches shoes and his clothes and his cloak to extend where there wasn't any more space to patch again there was no more space سبحانه وتعالى these are the house of Ali مسلام now there were other circumstances for example Imam حسن علي السلام or Imam رضا maybe we'll shed light on that as well where they wore good clothes perhaps that was to give us another lesson as well but we'll come to that in a moment so with respect to this this companion he says يبنى رسول الله one thing that I could advise you please just wear some better clothes it's like someone saying that for example to someone down here I don't know in America we have for example like stores like Walmart for example many teens would tell me that they'd get harassed or they didn't wear the nicest clothes sometimes in schools people are the most they're vicious and I hope nobody does that bullying is a real problem it all starts from ignorance it starts from ignorance I agree with you so anyways this man was saying the same thing to the Imam you're sitting what you're saying is perfect but the way you look your substance is great but your looks are not matching up with who you're sitting with Imam Ali Musalaam gives him is attributed to have given a beautiful response I'm being very careful with my words because we're fasting of course as you know and attributing something to أهل البيت عالم السلام you have to be very careful in any event Imam Ali Musalaam is attributed to have said you're absolutely right if and he gives a very important if here he says what you say is correct if my value depended on the clothes I wear huge statement huge a statement that is a resounding answer to so many questions which we need to analyze a profound one you know he's saying you're absolutely right if my value depended on my clothes he's saying that don't get fooled these people could be wearing the best of clothes they could even be wearing silk when Islam they should not be if they're a male they could be wearing gold when Islam for example they should not be as a male be wearing gold for example however he said that just because they're dressed well doesn't necessarily mean that they're good people that they're intelligent that they're eloquent and they're righteous that doesn't mean anything and just because I'm not wearing the most fancy clothes I'm not wearing the Gucci the Prada the Louis Vuitton and those clothes although we can argue that's not Haram I'm not saying that at all but I'm not wearing those fancy that Imam Ali Musalaam is saying but always remember my value doesn't lie in the clothing that I'm wearing my value truly lies in what I do for the world you know the Imam Ali Musalaam it is because of his Faiz and Baraka that the universe exists we benefit from this Imam and he's giving us a very important message there so therefore in terms of balance and to go back to your question in terms of that materialism is a problem that we need to be very mindful of we want to encourage people to strive after excellence in life no matter what that is excellence to the highest caliber and when we strive towards excellence one may be very wealthy but they'll know that my value doesn't depend on my clothes maybe it's better if I take that extra wealth that Allah has given me and I help somebody else out you know 6 million children this becomes very real materialism becomes very real when we think about 6 million people children die every year of preventable causes preventable causes and they would have survived if they had gotten $200 per child they would have survived that's so sad $200 what's $200 to save a life some of our you know our clothing our belts our suits our cars you know that's a portion of a payment of a month they call for some people you know and what I'm saying is I'm saying two things that people may think they're contradictory but I'm arguing they're not contradictory they may think that obtaining wealth means materialism I'm saying no that's not how the Ahl al-Bayt they were telling and encouraging people to be very wealthy but to encourage them also to do good with their wealth if I may say it another way the Ahl al-Bayt many of whom were very affluent through their lives they were very wealthy but as they got wealthier they raised their standard of giving not their standard of living for themselves this is a very important point to note can you give us an example of the Ahl al-Bayt working for sustenance and how they would contribute back to society or with that sustenance they would inquire for themselves absolutely so tying in the balance notion that you asked with this question I'll try to combine the two there's a tradition that we've been told attribute to the Ahl al-Bayt attribute to Imam Sadr where he has said that it is found in numerous traditions that a Muslim should be found in certain states in certain states only and this has also been highlighted for example in the book of Wisdom of Ali Dawood of the family of Dawood and the notion is that a Muslim should not be in any state except for three state number one they should be in a state of seeking Halal livelihood Halal sustenance the righteous legal sustenance as per Islam they should be seeking that out and working in hard to strive for itself number two they should be in a state of trying to get provisions for the hereafter working for the next life whether that's through salah through some through different ways through prayer through fasting they should be trying to strive for the next world state number two state number three they should be trying to to indulge themselves in the Halal pleasures that Allah has allowed therefore the tradition continues and it says that you should spend an hour at least an extra hour for the Halal sustenance an extra hour for worship and an extra hour extra sa'ar extra time for Halal pleasures of this world and it continues to say that the last one the Halal pleasures they give you the energy to perform the first two SubhanAllah can you get more balance than this that Islam is it telling you to encouraging you to go after the Halal pleasure what are the Halal pleasures for example you going out and going taking a stroll in the park for example going down for example you have Mashallah beautiful parks in London for example and go check those out Hyde Park for example nice place to check out maybe with the family or with some friends for example Mashallah you know a very big football match that's going on this weekend maybe that's a good thing to watch with some friends gather together and watch sports you know sports can be a beautiful thing a blessing in disguise if you will to help keep our youth away from some some not some of the best activities to keep them away from those bad activities sports helps them on that front these are all things that Islam is encouraged and these the tradition says that when you do this when you do this this will help you get the energy to seek a Halal sustenance and also give you the energy to worship Allah so don't neglect that someone may say that okay the Halal pleasures I don't need them let me just focus on one and two someone may say that Islam who understands human psychology better than the creator of human psychology Allah Subhanu Wa Ta'ala and his divine representatives they know this I wanted to ask you with regards to balancing things if someone said that you know what I don't want to work hard to earn a lot I just want to earn what I need to survive and is a pious man down to earth not interested in materialistic things is that how is that seen according to your opinion what knowledge we may have from how is that seen in the eyes metaphorically in the eyes of Allah Subhanu Wa Ta'ala Subhanu Wa Ta'ala beautiful beautiful questions very important question that we need to highlight you know you may think it's good for you it's sufficient for yourself أهل البيت علي مسلام in terms of their traditions give us a different perspective you may think this is enough for me this is enough for my my immediate family but the أهل البيت علي مسلام take a very different approach they tell us to struggle and work hard we have traditions from the أهل البيت علي مسلام that tell us the person who goes out in search of Halal sustenance for themselves and their family it is greater than the person who goes out in the struggle in the way of Allah Subhanu Wa Ta'ala imagine someone is trying to put their life on the line someone is seeking Halal sustenance the person seeking Halal sustenance has a higher higher regard on that front so to answer this question this is very important to note furthermore with respect to a tradition comes to us that's a tribute to Imam Al Baqar علي السلام a man comes after the passing of his father Imam Sajed علي السلام a man comes towards and he wants to visit Imam Al Baqar he's in Madinah he sees Imam Al Baqar from a distance working in the field in a state where he has a servant or someone who's working with him on both sides younger men Imam is a bit older now he has one hand on one side and one hand on the other for support and the Imam علي السلام is sweating profusely he's sweating because the heat is so intense at that time and he is working hard in the field the man says that I wanted to I saw Imam Al Baqar in this state and I wanted to advise him that you're going after this dunya you're going after this world this material gains you're an Imam you're a leader of the Muslim world you're doing this and then and then I tell other people that they shouldn't go after the worldly desires so I approached him the man says I approached Imam Al Baqar علي السلام and he approached him at that moment in time he says you in this state working in the field trying to get money trying to get the worldly gains he said what would you say if Malakul Maud comes to you at this time the angel of death comes to you at this time what would you say if your life was taking from you in this time he's trying to get the Imam to think maybe the Imam is doing something embarrassing the Imam supported himself again he stood up with the help of his supporter he stood up and he looked the guy right in the eye and he says if the angel of death took me in this state at this time right now I would die in a state of Ibadah in a state of worship he said I would die in a state of worship the man says I wanted to advise the Imam the Imam advises me and that's the reality of the matter hard work and seeking risk for myself and my dependence is Ibadah we'll leave that on that key note that hard work is Ibadah Insha'Allah Dear brothers and sisters respective viewers we're going to just pause for a short break and meanwhile stay with us see you right back come back to the show Dear brothers and sisters respective viewers for any of you who just joined in you're watching us live on Imam Hossein TV and this is T3 Teach Talk and Thrive Insha'Allah now I would like to inform you that the lines are open for any of you who would like to join in and ask respect to say the question or contribute to our discussion and the phone number is 0203 515 019 and there's also the WhatsApp number available on the lower bottom of your screens for you if you'd like to text and Insha'Allah I'll be informed by the EAP now before we went to the break we've come to a beautiful conclusion that's through the teachings We learn that working hard is a form of worshipping الله سبحانه وتعالى and now I come to ask Sayyidina the question if I'm a person who earns my Halal living and what I earn is enough for me why do I have to work harder to earn more it's a really important question because people may talk about contentment and things like this and there's a distinction that should be drawn between contentment on a personal level versus contentment on the societal level because in Islam we are told that for example we as followers or Muslims in general if we are just concerned with ourselves you know just me my immediate family my you know household me me me and I'm not concerned about my neighbors for example my neighbor goes to sleep hungry although I am satiated and I've eaten that's a big problem Islamically and Islam the concept of neighbor is not just right left like in modern world for example Islam my neighbors are 40 houses right 40 houses left 40 houses in front and back east west north south all covered sometimes you wonder how am I going to do this you know but that's the responsibility you have but Islam is not just about it's about practical practice and implementing what you believe so if that person goes hungry I'm liable I'm responsible for that person so what that means is if there's a brother or sister of mine who's going to sleep hungry in my neighborhood in my vicinity furthermore if you take this locally take this to a higher level nationally no furtherness globally there are many of our brothers and sisters who are in other parts of the world who are suffering at a very high level we may be content for ourselves but are we content with their suffering that's a beautiful observation about us basically it's not selfish it's about others it's about your fellow human beings brothers whether your brothers in faith or equals in humanity so I like the way you brought it is that at the end of the day if I'm going to work harder to earn more it's not because I want to keep it in my pocket it's to contribute and help others and I think we can learn beautifully from Ahl al-Bait how they've put it in practice throughout their life absolutely beautiful point that you make here and this is really what it's all about we should all be well off we should all have the ability for example give one million dollars in charity a year we should do that and why would Allah Subhanahu Wa Ta'ala why would God not give us this if we're doing the right thing and we're helping and supporting cause in fact I would argue that if you give more Allah will give you more in your life there's no doubt about it I've seen it I'm a believer of that and the Quran tells us is the Ahl al-Bait Ali Muslim tells us this that when you start giving you will start noticing better in your life happiness and contentment in your life but to answer your question about who should you work for there was a man during the time when we were told who was a tailor by trade was a very good tailor and people would come to him and they'd pay to get their clothing tailored and things like this Imam Ali Muslim had heard that he had stopped doing his work he had stopped doing his craft his trade and he wasn't doing anymore so the Imam summoned him and he wanted to have a conversation he says I've heard that you were a very good tailor and you had a very good business but you stopped doing it can I ask why and you know a beautiful point Ahl al-Bait never jumped to conclusions they would always try to hear he says I have done really well in my business I've done very well economically I've made enough money I don't have any debt I don't have any loans that I need to pay off everything's paid off I'm fine on that front also the amount of money that I have left I believe it's enough to keep me till the end of my life maybe he thinks he has 5-10 years left in his life he says I have enough to keep me till the end of my life essentially he had retired that's the word we would use in the modern era he's where he had retired Imam Ali Muslim said I ask you to continue your work and continue striving in business and do not necessarily work for yourself rather work for those who are dependent on you and never become dependent on them so big statement Imam Ali Muslim is saying in essence he's saying that as long as your hands and feet are moving and your mind is working keep working someone may argue let's say this man he worked for pretty much most part of his life and as you said he got 5-10 years left is it wrong for him to want to retire maybe okay let's say in a scenario let's say his son could have taken over if he had a son for example or he could have given the business to someone else to continue or teach him at least the techniques to keep the quality doesn't that man have the right to say you know what I've worked my entire life I've done this I've established it now I just want to relax a bit and just okay continue my Ibadah to Allah سبحانه وتعالى but I don't want to work would that be wrong it's a very good question a very important one I remember I lectured on this notion somewhere some time ago that there's a study I mentioned the study in one of my lectures that has found that people who retire early and they do what's called a stagnant retirement a stagnant retirement is the one where you're just you know you're just hanging out pretty much stagnant retirement is different from an active retirement where for example I may retire from my job or whatever and then I begin a new business for example a new endeavor a new journey till the end of my life you know sometimes for example people because of the world that we live in and the structure of it you know we're modern industrial slaves if you will you know in some sense and so they have to work up to a certain point to get a pension for example or you know something like this and then after that they begin a project that's different that's good but sometimes people they just begin to relax totally and studies have found that people who do this type of retirement stagnant retirement they lose years off of their life they don't live as long Subhanallah I mentioned this in my lecture after that one of my friends came up to me and said you know I did no idea when I worked for a company called AARP which we have in the United States which is a pension company essentially and he said I would notice that when people retired early and they didn't do anything they sat at home watched TV didn't do anything they died sooner studies have found that people who retire for every year you retire early you shave one month off of your life when you have worked you have a structure in your life you have a goal in your life you have a mission in your life these are very important things to keep you working throughout your life and therefore the Imam Ali Muslim says keep working as long as you can the ability to work in itself is a blessing from Allah Subhanahu Wa Ta'ala a tremendous blessing it's an opportunity how many people don't have the ability to work and when you don't have the ability to work physically or mentally Islam is the first one to provide you with a pension the very famous story of Imam Ali Ibn Talib that when he was in Kufa and he saw that man the Christian man who had become blind who was not able to work anymore and he was begging in the street Ali Ibn Talib his justice couldn't take it he said what's going on here why is this man begging in the street they said he's not able to work anymore physically he's not able to Ali Ibn Talib says we used him that is we used his ability his physical ability his mind while he was able to work and now that he's not physically able to work we dash him we dash him we abandon him no way I will not move from here until he is given a pension from the bayt al mad this is how Islam operates total balance that's how it's supposed to be that's how our lives are supposed to be in light of Islam and until we get there we won't be satisfied we need to be we need to understand that rather than focusing on getting a really nice house and nice car and all those things although they're حلال I'm not saying they're haram at all but our focus should be developing us locally then nationally then globally and develop and help our brothers and sisters throughout the world now through أهر البيت علي أم السلام how can we extract the knowledge through them how can we extract the knowledge through them these holy personalities with regards to this economic development from both micro and micro beautiful point so how can we what examples do we have from the أهل البيت علي أم السلام on development I'll share one that's attributed to our سكتمام صادق علي أم السلام where we are told that إمام علي أم السلام gave a loan of 1,700 dinars to a man they ma'am said I want you to take this money I want you to take this wealth I want you to take this income and build a business with it tying this in what we talked about last week so it's like an investment basically he basically invested in him he said here's the capital you don't have the money okay here's the money I'm giving you the money establish a business start a business the man went and he started a business after some time Alhamdulillah his business became established the man himself he made a 100 dinar profit so he invested the Imam invested 1,700 dinar the man said on top of the 1,700 I've made 100 dinar of profit and he said he came to the Imam he said this is for you Imam علي أم السلام said no you take that you keep it and you invest it back into the business you take that invested back into the capital invested back in the business this is how you build a strong company by the way sometimes people get the profits and they start spending right away nice car nice house let me buy everything right away a smart prudent business person they take their profit they begin to invest it back in the business to grow the business this is what Jeff Bezos did for example with Amazon playing the long game to make sure that he kept investing back in anyways the Imam said that 100 the dinar no I don't want it I want you to put that back in the company and the Imam says a very important thing because when he gave the loan he said that my goal in giving you this money is not to profit not to make money although Imam علي أم السلام has attributed to have said although seeking profit is not a bad thing it's a good thing it starts from the intention at the end of the day it starts with the intention what you want that profit for what do you want that profit for if it's to support your family your friends in your neighbors and surroundings why not this is a very good thing at that time we were told where the lady of life was doing was praying was doing after a prayer and we were told that her son that Imam حسن علي اسلام heard the dua and of course these are all narrations and stories for us to understand of course for us to learn from like they were in need of it no of course they were not in need and they were fully aware but he says my mother I heard you praying for everyone but what about us you didn't pray for the house and not until the very end for example like she says جارثمدار that first the neighbors then the house a very important principle I may think I'm content for myself and my family but islam says hold on a second you jump straight away to yourself to look at it whether you're content individually you should have first started looking at your neighbors and those around you or is every one of their needs met first and then you it's very important to note because we may miss the big picture دهل البيت عليم سلام رسول الله himself says one who is not concerned with the أمور المسلمين the concern the affairs of the Muslim فليسبي مسلم that person is not a Muslim it's a very important statement if I'm not concerned about it's Muslims if I'm not and going back to the tradition that you alluded to of a male مؤمنين that either equal in faith brother in humanity brother in faith equal in humanity then that means that I must be concerned for Muslims and non-Muslims you know the tradition about my neighbors didn't say Muslim or non-Muslim of course there were Christians and Jews living during Islam during the Arabian Peninsula even an atheist at the end of the day he's your echo in humanity absolutely and we must look at it subject to him not being an open enemy of Allah's part and these are all very important things دهل البيت عليم سلام did the super going back to Imam Asadik Imam Asadik said I don't want profit from this although profit is a good thing إمام عليم سلام said invest that back in the company he invested it back in the company after some time the man died he passed away when he passed away we're told that Imam عليم سلام sent a message to his son he sent condolences to the young man and he said he sent the message that there was a loan of 1,700 دينار that was given to your father and a man by the name of a companion by the name of عمر بن يزيد knows about this he's aware of this make sure that that is given to them the young man says I went back to my father's desk and dresser and drawer and I saw his ledger if you will and it said there is an amount of 1,700 دينار that has been given by Imam Asadik 100 profit was made on it إمام عليم سلام said invest that back in and he said that these companions these two individuals know about this matter this this tells us something this tradition or this narration tells us some very important lessons number one أهل البيت عليم سلام were the most generous people there are numerous traditions that tell us that when the أهل البيت عليم سلام would give and people would try to give them back sometimes what they give they said once we give we never take back and this is the absolute truth there is no doubt about it when the أهل البيت عليم سلام gave they would never take back so why did Imam Asadik say that this loan has been given I need you to ensure that this loan is given back perhaps to pass it on to other people to give loans to other people he's given a principle and this when you align this with محمد يونس for example what we were talking about in previous episodes about micro loans and micro financing and how people get on their own feet people don't want charity they want opportunity charity is a temporary bandage it's something that just covers the wound temporarily يهل البيت عليم سلام have a very important principle that they give us forward here when they come forward and they say that you need to look at the global picture so they said that give a loan but make sure you get it back so you can pass that loan on to someone else and develop more houses and develop more households and more businesses not just one you're able to develop multiple now how does I wanted to ask you the fact that you mentioned about loans it's quite crucial with regards to loans what's the conditions in order for a loan to be حلال when you give a loan what's the strains where it comes along with it is it permissible for me to give you a loan and expect an interest because someone can come and argue that interest is ربح you's erpy so what's the condition of a loan to be within the حلال principle like for example you give the example of the Imam I didn't hear from you saying that the Imam would ask interest on the terms very good and of course there was no expectation of interest absolutely right or ربح ربح as is translated would be exorbitant amounts of interest it's a very important point to make and to answer your question the proper way to do it in Islamic contract is the way the gentleman who took the loan from the Imam did it he wrote everything down in a ledger and made sure it was transparent and there was a record for it not like some people sometimes in the modern world so you give them a loan you have no expectation that they'll ever give it back to you it's a في أمان الله it's gone justice is on both sides the person who's taking that loan must be very honest and make sure that they give it back when they have the means to do so and as per condition because the one who's giving the loan have the right to demand an increase in terms of that the person who who is giving that loan at that point in time they are not too for example ask for any interest now in terms of interest what is interest this is something that the scholars and the jurists this is a fiqh issue that they debate on and discuss on but what was exorbitant amounts of interest now that means maybe 30-40% these numbers and this is what was going on in Mecca with loan sharks at that time they were taking ridiculous amounts and interest is really slavery in a sense because what it does is it cripples and it handcuffs and chains the person who is dealing with this because the amount ends up becoming compounded and it becomes a ridiculous amount that is unpayable but to give someone a gift maybe a different story in a different scenario we have many traditions someone's employed for example and you set an agreed wage right so for example I'm going to work for you you say that I'll give you 10 lbs an hour for example I work one hour for you if all of the Ahlulbayt always sticks to the terms of the agreement but true for all of the Ahlulbayt the Ahlulbayt themselves tell us give a little bit extra give something extra for example that person when they give you a loan there's a real cost that is incurred to them that cost is the opportunity cost of the money in the modern world they call this the time value of money the time value of money is this notion that what could I have done in that one years of time had I not given you the money I'd kept it myself further than this there's inflation if for example you give me a loan of 100 dollars today you give me a 100 dollars loan today I give you 100 dollars back in one year did I give you the same amount of money some would argue no I gave you maybe 96 97 95 maybe less than that the reason is because the prices have gone up yesterday last year bread was 50 pens or 50 cents now it's 60 prices go up so I didn't give you exactly the same so it may be a good idea to that person who gave you the loan maybe just maybe just take that that loan that they gave you if you do well Alhamdulillah make sure you try to give them a little bit of gift back thank you for this but that person should not ask for about our interest and say that no I want 20, 30, 40 percent for giving you this loan that's not acceptable at all in Islam that is not and so this is the concept of development in light of يهل البيت علي مصنع to work together develop one house then move it on to the next and help people and develop a community and develop a society to thrive at the highest level أحسنت Insha'Allah well said and said now unfortunately this is the end of our show إن شاء الله we will continue tomorrow hopefully upon the same topic with regards to wealth and we can expand even further I would like to thank you all my brothers sisters respect the viewers for being with us and I truly hope that this program has been as beneficial for you as it has been for us in the meanwhile stay tuned this should be a حقام SOS coming up and always please to remember us and pray for the reappearance the hastening of the reappearance of مرحجة جالله تعالى خرج الشريف from all of us thank you very much السلام عليكم ورحمة الله