 The one thing that we've definitely seen is coming to fruition on on the simplicity of what this card is see literally What you do is you get an FDIC insured bank account. No different than the bank that you get down the road All the same exact, you know regulations, but it's all digital, right? I do 99% of my banking on my phone. It's the same thing literally is taking the banking industry from traditional brick-and-mortar to digital to social