 Multiple projects, whether it's the last couple of months, last couple of weeks, last couple of years in this wonderful world in the crypto universe, as well as in the defy space. I wanted to present to you guys tonight. Just in a private community, a lot of you guys are in a couple of things that both conscious and I are doing. There's, I don't know, roughly 200 people amongst the both of us that are doing some different projects and we've all been in. Multiple things right in the crypto space, the defy space, it's a non regulated. It's a non rules. It's a non, you know, whatever you want to call it. And we all understand that and those of us that have been in it for long enough also understand that there are some really, really legitimate place. Right. And how do you vet those place? Well, unfortunately, because there are no rules. There's no laws and there's no regulation. You have to vet those plays based on the experience of others who have been have been in this space longer than all of us. Right. And I actually came across this platform about about 2 months ago. It was early December we're now mid January. And they had only been around for about 2 or 3 weeks at that point give or take. I think it was like 1st or 2nd week of November that they launched and I just wasn't paying attention. I knew who the developer was who the co founder was. I had seen him across the spectrum over the last maybe 2 years and I just wasn't paying attention. And a couple weeks ago, I was tapped on the shoulder as many of us kind of kind of push off a little bit when someone says, Hey, I got this great new thing. And we've all been in some project that was the best, greatest, newest, whatever you want to call it. And a month from now, 6 months from now a year from now, either liquidity, liquidity dries up. The platform was not sustainable because how they were actually recruiting new people and it was all sustainable based on new funds paying out the early people, which I think. All of us have been a part of so I jumped in it a couple weeks ago. I think this is actually my 2nd week. And I only did it because I saw who the co founder was and I knew who this person was and for the last 2 years. I don't mean, I'll tell you straight up. I don't, I don't know Danny. Oh, at all. I don't know him. He and I are talking tonight in person on video for the 1st time. We've sent texts and chats back and forth, right? But I understood who he was and and I'll touch on that and we'll get started for my standpoint. And this is just me taking for what it's worth. You can trust me or not. Danny has always been fully doxed. He has always been involved. He's always answered questions from the community, no matter whether this platform, which he's a part of. Or other platforms that he promoted because he got in early, he knew the developers on those platforms, whatever it may be. He's, he's never doubt. He's never hidden and, you know, he speaks it like it is. So, guys, real quick, I want to introduce my friend, my new friend, Danny, oh. And this platform stable swap, which we can now actually share the name because I have not shared that with anyone and either one myself or cautious as community a stable swap. Is the platform that we're going to talk about tonight and we're going to do this as quick and as efficient as possible before we get started. I'll ask all of you that are joining us if you have questions, put them in the chat. I don't want to make this video too long. I want this video to be informative for not only yourself to go back and rewatch, but for also people that you're going to potentially share this opportunity with. And let's go ahead and get started. Danny, my friend, how are you doing? Fantastic. You know, doing fantastic as as good as I can be with the amount of sleep that I'm getting or lack there because we've been so busy with stable swap. Good day to everyone out there. And Chris, thanks. Thanks for inviting me on and reaching out and yeah, I'm here to answer the questions that you know you guys have. Yeah, awesome. So real quick, Danny. Just give me give me like a one or two minute background. Like, who are you? Where are you from? Where are you? And what have you done in this space? Okay. Well, to start with I'm Australian, which you can probably hear from my accent. Okay, I'm an Aussie born and bred. Excuse me. And now currently living in the Philippines. My wife is from here. And yes, if you look at me, I've got a little bit of Filipino blood in me so I'm one false Filipino but that's one of the reasons I've ended up over here. My journey into into crypto started a long, long time ago, whereas I was introduced to Bitcoin when it was $17, $17. Okay, I actually didn't jump on the train back then. But I all, you know, over time I dabbled in it a little bit here and there. And then, you know, fast forward. Well, okay, a little bit of a background on that. I'm from the IT industry. Since I was about 18, 19 years old. And I was one of those what they call dot com people where I was a pioneer in web positioning, which is now called SEO. But that was just something I did independently. And then over time did few different industries and then ended up where I am now. Mainline was web development. But anyway, getting into crypto, obviously, you know, we all went through the pandemic and things like that. And, you know, we were going through some struggle times at that point. And a very good friend of mine who's also my partner in this business. Crypto lucky he called me up one day and he said, bro, we need to get into DeFi. And I'm like, wow, man, at that time I like my laptop was almost dead. My phone was almost dead. I was struggling to scrape things together because obviously going through the pandemic I shut down my other businesses and things like that during that time. And it was a real struggle. But after sitting down and thinking about it, you know what, let's just do it. So I scraped together $40, $40 and got into DeFi on December 9, 2020. Okay, I mean, I doubled in crypto before that, but just to get into DeFi was December 9, 2020. And going from $40 a year and a half later, I was able to retire. Okay, just with certain strategies in certain place. So but, you know, that retirement. Yes, it's great. But, you know, you look at the market and you think you're going to be up there for the whole time. But then you see all that volatility and you think you're writing something that's really high, but then it starts to go down. And so I've experienced that as well, did very well in drip and a few other things. But also, you know, I wouldn't say lost, but didn't achieve as much as I wanted to achieve with my plans. And I saw that because of the volatility and because of lack of education from people, you know, people getting into these things because other people are making money. They think I'm going to get into it because they're making money, but they fail to educate themselves on those systems. So what happens is something that they're not expecting and they go into phases of like panic sales and things like that. The reality with crypto is you don't you don't lose unless you sell or unless you get rubbed. Okay, so hence stable swap is is a project, which obviously we'll go into, but it's it's a project that we decided to push through with after having code for probably about four years. We already had code. We'd had our experiences in DeFi and other projects and it was just perfect timing to combine the code with our knowledge with our other knowledge and put it together. So basically stable swap was was born and it's been going fantastic ever since so awesome. So for our guests that are joining us on this call women, when did stable swap launch. It launched on the 9th of November over here in the Philippines 9th of November in the Philippines 8th of November in the US where most of you guys are. Yeah. Yeah. So we're we are basically at 60 days, give or take a day or two from launch of this project. Yep. Yes. And it's been running flawlessly. Awesome. So I know you touched on a little bit, but real quick, where did the idea come from? Where did you generate the concept from? Basically, look, well, it's not just the idea, I guess it's the purpose of why we did it. And you know, the purpose is is based on the fact that we're sick of sick of one losing money or two earning because somebody else is losing. Okay. And that's something that I really I don't like. Yeah. Okay. I made money in drip, but the intention with drip and the initial intention with drip was that there was going to be external revenue. And that's why I rode that wave. Okay. Which never really came in. Okay. And so trying to look out for the community and you know, seeing seeing community members where, you know, they were thanking me for bringing them into it. And then other ones that were like crying because they never achieved what they wanted to achieve, you know, so there was a happy tears and there were sad tears and that to me is just too too larger contrast. You know, there needs to be something that's built to, you know, to be able to have everybody happy and everybody earning I mean to their particular levels that they want to do whatever their risk tolerance is or things like that and making it a comfortable transition. Now with stable swap being in stable coins. I mean, you're not having to watch the charts every day. You don't have to watch this thing every single day just automatically pays you out every day. And it is stable coins. You don't have the volatility. So. Yeah, certainly, certainly. So let's let's get started with what actually stable swap does the industry is what actually sparked that sparked my interest. Right. Yes. I'm a business owner. I'm located in the States. I would typically look for product services or even equipment, whatever it may be around the world globally. I'm looking for the better product at a cheaper price. And these Asian companies, or German, whatever it may be, they don't communicate with US financial institutions with US banks, and they would ask to go to a Western Union, and literally go to Western Union with cash, right, pay a fee, and send that send that fiat currency abroad, wherever it was around the world. Right. Yes. You said that you're in the Philippines. And I've heard in a couple interviews that you've already done that, as we all know, the global market relies on the immigrant population, no matter where you are in this world, you're in Europe, you're in Asia, you're in the United States, North America, South America, wherever it may be. Yes. You can always find, I don't want to say better, you can find reasonable labor that's willing to work at a cost that makes sense for you in your own financial community, and many of those people, what do they do? They come, they work in your community, and they convert those currencies to their local currency at the Western Unions, and send it back home to Ma, Pa, the grandkids, or whoever it may be. So explain how stable swap works in that same type of structure. Okay, yeah. So if you're looking at it on the basis of remittance, it's what we call it. I mean, the Philippines right now, their biggest export is their people. Okay. And I think on the last count, it was about $32 billion a year in remittance, okay, which is absolutely massive. And that's usually done through things, yes, like Western Union or remittally or things like that. And, you know, when you consider the fees that are involved in that, and you look at the cost of living, like for example, over here in the Philippines, you know, the fees, the fees that can be associated with those transactions can be, can be quite high. To the point that even, you know, I'll break it down. You know, sometimes the fees that you pay just for that is enough to buy like a 50 kilo sack of rice over here, and a 50 kilo sack of rice can literally feed a family for a month. So when you're looking at that, the reality of that and the savings that you can do with that, the savings that you would make by using an alternative system to your normal remittance avenues. Well, it's it can be quite substantial. All right. So what we've done with with stable swap is we've already had, we call it's an OTC, which is over the counter. Okay. So you go from Fiat to crypto. We've already had that business model for quite a while through partnership with top one tech. And having that it's allowed us to have the the EMI, which is electronic money issuance and VASP licenses, which are issued by central bank bank or central over here with the central bank, which is the government bank. So we are fully licensed to to be custodians and also management of of virtual assets as well as Fiat currency. Okay. So what we've done is we've, we've, you know, we've had the OTC for quite a while. And, you know, to provide to fulfill orders, we have had to use liquidity providers at some, you know, along the way. So obviously there's fees associated with that. And so we came up with the idea, okay, right, we're already in the space, we already have the OTC, which is also crypto and Fiat. Now, how can we, how can we blend this with something that we can help the people with. All right. And that's where stable swap was born. So basically, stable swap is liquidity by the people for the people. In essence, what you're doing is you're providing liquidity to the stable swap platform, which is then used to fill orders on an OTC on our OTC as well as numerous OTCs that are that are powered through top one tech. Okay. And so that is being chained over every single day. And obviously it's earning money from the spread. So between the buys and sells of crypto, also earning money on. You guys, you guys still hear Danny. I think he froze. No, he froze up. All right, let's give him a second. Okay. Danny, I don't know if you want to jump. John ball for try to jump back on, but you definitely froze. So basically what Danny is explaining he and I've talked about it. If you think about it. Just look, I mean, not even in the Fiat world where we're talking about the remittance industry. But just in, in transaction fees, bank fees, ATM fees. So basically the way Danny as the co-founder and his partner has set this up is they're using our funds, right? Our currency, cryptocurrency, whatever we're going to use either USDT or USDC. They're only allowing those two stable coins currently, which makes a lot of sense to me that they're only doing that because they are stable coins. They're using us as the liquidity to be able to do the transaction to show that they, they have funds on hands to do the transaction to charge the fees. And they're in return. They're, they're paying us a percentage of those fees. So our cryptocurrency goes into a pool of funds. And we're going to show when Danny jumps back on how this actually works is because. Yes, they're going to charge a fee. They're going to make their money. But our funds are in there as a stable coin. They're not in there making the returns on some stable swap token, whatever the day and he dreamt up. It's dollar for dollar, you know, it's USDT to USDT. It's USDC to USDC. So, you know, that's the best way I can kind of try to explain it is if you ever bought a stock. And there's a bid price for it. That means the person that want to buy it and there's a ask price. Right. The person that want to sell it. There's a spread. So if you want to buy Apple stock and the stock cost $101. Right. Somebody is trying to sell it for that, but someone wants to buy it. I'm sorry, what somebody wants to sell it 105101 is the spread. The broker, who the stock is, it's transacting on wherever you track transacting from that broker is the one that's making that money between that 101 and that 105 they're making that $4 which is that spread in between. So we are the liquidity that's providing that spread that piece and we're making a little piece off of those that transaction. Yep. Awesomely explained but yes that that is exactly what it is. Yeah, and for me, I mean as I mentioned when we started this call. It took me a minute to get my mind around it, you know, it's not that I didn't understand it. It was the fact that oh wow, they're not like my money's not going to be tied up in this pool per se, even though they do have a lock in period. And I see Danny just jumped back on so I'll finish what I'm saying. But the awesome point for me understanding how they how they created this a couple years ago, and then just launched it two months ago is that we're earning on. We're earning on those fees that are being charged. Right. And we're going to earn a percentage with them. So we're not really guys. Yeah, Danny. No, no problem. I know I had a power failure was like crazy. Well cautious and I sitting here in the middle of a snowstorm so we're fine. My apologies for that. Well, lots of people in here. Yeah, sorry. Of course, we were just go we were going over explaining how they're how the liquidity that the people that want to get involved, how the equity is used. And cautious was just explaining how it's, it's part of the spread on the buy in the cell. So if you want to reiterate kind of more on that. Okay, so yes, you have you have the spread between the buys and the sells but obviously, you also have all the transaction fees that that are associated with that. Okay, so you have your transaction fees you have P to P fees. You have, you know, international and local local remittance fees as well. So, you know that the liquidity is actually being turned over multiple multiple times in a day so it's not just sitting there and doing it once so you know how it generates a revenue obviously through all those things. But you know, if you're if you're working out on an average of a full 4% of on every transaction, you really only have to roll over that liquidity once a day to be able to meet the liabilities of the system. The biggest daily APR is, you know, daily is based on 0.53%. That was on the early bird. Okay, so when you consider 0.53% and then we can generate and you know we can turn over, you know, the the liquidity there multiple times in a day that allows it to be very very sustainable. All the all the rewards that are paid out, all from external revenue, it has nothing to do with people coming in and providing more liquidity and we're using that liquidity to pay out rewards doesn't work that way. It's not dependent at all on mass adoption or mass, you know, mass liquidity provisions. I mean, again, it could be one person in the system or a million people in the system it's still going to be doing the same thing it's providing rewards based on external revenue through the OTC. Yep. Yeah, awesome. So folks that you got those of you that just joined us. We're asking everyone if you if you want to please put a question in the chat. And we're going to address those real quick and I'm actually I'll address the very first one that just popped up and said is there any way that this this whole system could be manipulated. And what they're saying is that there's a lot of platforms and new opportunities where people come in. They find a way to manipulate the system and then the funds disappear. Absolutely not. And I know that everyone would say that but the reality is, you know, the way we've had to do the code and because we are regulated and we have compliance to meet. We're regulated by central bank, you know, the the other requirements for that are super stringent. And so, you know, security is the utmost number one thing even in regards to you withdrawals and things like that. That goes through a series of hot wallets where there's no way that anyone can get in and access all of it all at once. Right. So the security is put into place to mitigate those kind of things. So, you know, I'm not saying that that it's impossible. But obviously we put in all the all the, you know, the steps that we can, you know, to try to mitigate that. And, you know, if anything, if there was any kind of a breach or something like that, well, they're only limited to what they can actually get. Yeah. And we've got many reserves in place anyway. So if you want to say it's a food. Because, yeah, we've got lots of contingency plans in place for that. Okay, cool. We're going to go on in one quick second, but I want to address a quick question that we touched on. Danny, can you just reiterate what OTC is and how that works on your side? OTC is over the counter and that can be seen in a few ways. But in this context, the OTC is literally over the counter, but it's an online over the counter. So we don't have like a physical, well, we have physical offices which you guys can visit. I'll give you guys address and things like that. But those offices are not there for you to come and put your feet over and then we'll exchange it into, you know, into digital currency for you. The OTC is a way that certain parts of the world at the moment is not available everywhere right now. We are in the Philippines right now. Our payment gateway for India is actually being set up finalised this week. Then we've got United Arab Emirates coming along. We've got Turkey, we've got Vietnam and a host of other countries that are coming on board. So, yeah, so basically what you do and what they do is you can use your local currency through your banks or through your other payment institutions and go straight from there via our OTC. And then into and use it to purchase crypto. Okay. At this point, which is like we're basing it on stablecoins at the moment, we are adding to it on the roadmap. You'll see that on the website. You'll see where we are adding different things onto it. But yeah, that's basically what an OTC is. It's going from Fiat to crypto and crypto to Fiat. Yeah. So if I were an immigrant worker from the Philippines working in Connecticut in the United States, I could use the OTC online platform to be able to earn my US dollars, convert those to the Philippian is a peso. Yeah, pesos. Yeah, pesos. So as an as an OFW, what we call overseas Filipino workers, you would still have your IDs and things like that, which means that you could actually do KYC because the OTC you have to do KYC, which is know your customer as with any any exchange or anything that you do nowadays, you have to do KYC. But for using the stable swap platform itself just for liquidity provisions, you don't have to you don't have to do KYC. Now the OFW overseas Filipino workers, for example, they would have, you know, their normal IDs and things and they can do their KYC doesn't matter where in the world that they are. Okay. But that is from Pesso right now this from Pesso to USDT or USDC. But anywhere in the world what they can actually do is they can still use other exchanges to buy their USDT and then send it via stable swap by internal transfers or you know if they have family members or they have family members or whatever on on stable swap. And then once it's on stable swap, their family members here can directly sell that crypto and take it straight to their bank accounts here or what we use over here is things like GCash, which GCash I guess you could you could be similar to like cash app or Venmo or that kind of thing where you can you can do US dollar to US dollar. Yeah. Yeah, we have those facilities here which is GCash pay my and there's a few other ones like that so it's very common for people to use that so they can literally just get the crypto and sell it for 20 pesos that the cash transaction is only 20 pesos, which is, I don't even know what that is. It's not even 50 cents. So, you know, and I think a key point of what you just mentioned, globally, there are all these local, whether it be a cash app, whatever it may be. All of us are paying these fees and none of us are benefiting from the fees of all these transactions. And that's where stable swap steps in stable swap comes up international platform as they grow globally to be able to charge the fees that all of us do cash app transactions with PayPal transactions with all these Venmo's and Zells and all this other stuff. Yeah, stable. The other thing that we are the other thing that we are implementing and is a little bit, I guess you could call it Alfred so it's ahead of time is the thing we are introducing also this first quarter which we're a little bit behind on it but it should be out within the next two to three weeks is just for using the actual OTC here in the Philippines by going from Peso to Peso, there's fees there and that's also being used to help support the stable swap platform for liquidity provisions and why would they do it is because here people on the ground here using it just for transferring pesos not even getting into the crypto world, we are rewarding them just for using the system. Even if they're not doing crypto just going Peso to Peso so we're giving them a percentage back. So if they're sending money to a family member on the other end of this island over here. Just the use of that they're getting a percentage that's being rewarded to them as well. So that's absolutely massive which will help us with the adoption of stable swap OTC over here in the Philippines and other parts of the world. Yeah, awesome. So, I wanted to touch on something real quick because a lot of people always want to know how much do I have to have. What's the minimum what's the maximum how come how much can I pull out. How long do I have to hold it. You and I spoke with there are there are three different ways that currently there's three different ways to earn from stable swap you want to touch on those just real quick. Yes, that's right. So, well, three different ways to earn one one being providing liquidity. Okay, one being to provide liquidity and and that alone has three different options. So you can provide liquidity for three different terms, you can do for 60 days, 120 days or 300 days and each of those have different APRs. Okay, obviously the longer term the higher the APR the main focus right now for most people is getting into the long term which is 300 days. Okay, at 300 days it's paying you 0.35% daily, which equates to 127.75% APR which is annual percentage rate that annual percentage rate is calculated over 365 days. Okay, but the term is 300 days so you would divide that 127.75% by 365 days which gives you 0.35% daily and you multiply that by the 300 days and that'll give you your true figure. Okay, so that that in itself that's one way of earning that's one way of earning with three options for that one way. The second way is through affiliate program which again is totally optional you do not need to get involved in affiliate program if you do not wish, which means again it's not a Ponzi system or it's not reliant on affiliates to to be able to receive rewards. But if you do want to venture on that road. As a maintenance thing which you have to have maintenance to keep things sustainable, you have to have a minimum of equivalent to $100 in either USDT or USDC in the liquidity provisions yourself to be able to receive rewards from your affiliates. Okay, so and that just keeps you know everything fair and above board so people are not just creating account and then just reaping rewards from you know from the system without being vested in it themselves. Now, the affiliate side of it, you have three tiers, three levels that you can do with the affiliate so let's say you know after this call you guys get on to Chris and you guys decide to join the system well Chris is number one there. Anyone that joins directly underneath Chris becomes his first level. Okay, anyone that joins underneath them is their second is Chris the second level anyone joins underneath that person would be Chris's third level. Now the there's a referral bonus there which again is paid out from advanced fee sharing which is from external revenue it doesn't come from that person that's joined it doesn't come from their, their liquidity or their money. So, anyone is directly under Chris would receive 5% that Chris would receive 5% from anyone in his direct so if someone does, let's say equivalent to 100 USDT liquidity provision, the system would calculate 5% of that and then give that to Chris so that would be equivalent to 5 USDT. Okay, anyone underneath that would be 2% anyone underneath that would be 1%. So, you know, if you're one of these people that want to grow your teams that can be very lucrative. And that's for every single liquidity provision that they do. Okay, which liquidity provision the minimum is for 60 days and 120 days is 50 USDT or USDC for 300 days it's a minimum of 25 USDT. Okay. So that's that one there. And then there's what we call the AFS bonus advanced fee sharing bonus of 10%, which comes from your direct level, which everything that your directs generate on a daily basis, the system will calculate out 10% of that and reward you for that daily as well. So if Chris has, you know, someone on his first level that is, you know, generating let's just just to keep it simple let's just say that they're generating 100 USDT a day. Chris would be receiving 10 equivalent to 10% of that so 10 USDT per day from that person. So that's an amazing part of the system but again that's there's no obligation to be involved in that the main focus here is like providing liquidity and generating passive income from the liquidity that you that you provide for the system. You know, a point 35% per day for the long term for stable coins where this thing's not going to be volatile. It's it's absolutely amazing. And at the end of that term so that's 300 days it's locked up, but your report real rewards on that are paid daily. Right. And at the end of that term, what you put in automatically gets given back to you. You don't have to claim it or anything like that it goes back to your wallet. So it really is, you know, stable swap. We have custodian license for those funds that you put in, and we have management licenses for that, but management abilities and custodian abilities again through partnership with top one tech. But in effect, what you put in is actually still yours. You're not giving it to us and we're exchanging it for some other LP token or some other crypto that that is exchanged for you on the same value and which can go down in price. No, this is stable coin. You're not exchanging it for anything. You are just using it to provide liquidity. Is that is that clear Chris? Did I explain that? Yeah, no, I think it is. And that was actually the next question I was going to ask you. It is for folks to understand that in a lot of platforms, the last how many every years, you put in, you convert your fiat wherever you are in the world into a cryptocurrency, whatever that platform accepts. And the way you earn it back is you earn it back based on the token that they create. Yes, you're going to, you're earning this back on only two things. USDT or USDC both stable points. Yeah. Right. That's a, to me, that was huge. You're not earning back points or tokens or anything else. Literally, you're providing liquidity for this to operate, but you're earning back exactly what you put into the platform, which is a stable point. Yes. So if you put in, let's say, you know, 1000 USDT at the end of the 300 days, if you're going in with the long term, you get that 1000 USDC or USDT back. Right. So it's not locked in forever. It's only for that term. We only have custody of it over it for that period of time. But then every day you're getting rewards on that and those rewards you can take out at any time. Well, they're automatically put into your wallet anyway. And, you know, as long as you have a minimum of accrued of 50 USDT or USDC in there, you can actually withdraw that out and convert it to fiat or whatever you want to do. Okay. A lot of strategies that people. Sorry. No. No, Danny, that's that's an awesome point. Let's let's talk touch on it because everyone wants to know. We just went over the minimums, you know, based on based on the three options that you have to provide liquidity. What is the minimum withdrawal and what is the minimum for them to be able to reinvest to start providing that compounding effect that we all know about. The minimum is 50 USDT or USDC. Okay. I can't say dollars. Right. I can't say dollars because we're not talking dollars here. It's peg to the dollar. Okay. So yeah, it's a minimum of stable point of 50 50 stable coin before you can actually withdraw it. Okay. Obviously, because you know there's fees that are involved and things like that like internal gas fees, etc. And it's kind of like it's really not worth doing it any less than that. Okay. So it's minimum to withdraw is 50. So once you're once your rewards accumulate to that amount, you can withdraw it out. But again, depending on how much you put in, I mean, you know, some people I know people out there that have put in and from day one they're already earning more than 50 per day. You know, so in which case you could take it out every day. Now for reinvestment, once that builds up into your stable swap wallet for reinvestment, if you're looking at the, you know, the 300 days, it's, it's really only 25. Once you reach 25 USDT or USDC, you can then, you know, create a whole new liquidity provision again, and then continue to earn on that. Yeah, I mean, I've, I've spoke to members in our community. Their entire goal is every single day for the next 300 days to either invest their USDT or USDC $10 25 a day, whatever they're doing. That's what their goal is because they understand at the end of that term. They're actually going to start earning double that going forward. Right after that period. Right. Yes. Yeah. There's a few people with that strategy right now where it seems like such it's, you know, it's just a small amount that they're doing every day. Well, for some people it's a small amount. Some people it's actually quite big, but you know, consistently doing that every single day for 300 days. At the end of that term, that's absolutely massive. And when you reach that 300 days, that first amount that you put in is also going to come back to you. Right. And it just becomes like a rinse and repeat kind of a cycle there. So. Exactly. Exactly. So let me let me touch on a quick question here. Yes. Is this opportunity available. Not only to the countries that you mentioned where is this opportunity and they're asking for example in Hong Kong or Singapore is this opportunity available to them. The liquidity provision opportunity is for everybody all over the world. Okay. As long as you have access, if your country allows you to do that, I don't know if you could do it in North Korea, for example. I don't know who knows. Yeah. But no, we have people from all over the world that are doing this now the liquidity provision side, the OTC side, it's all based on licenses and payment gateways. And at this point in time again, we've got the Philippines, which is 100% up and running right now. India is coming on board you got UAE you've got Vietnam, Turkey, other countries like that that are coming on board and we are working on and expanding these like again through partnerships and through payment gateways. So hopefully eventually we'll be all over the world I think a biggest challenge will be the US for the OTC. Right. At this point obviously with the you know, with the SEC issues and things that you have over there but we are working towards that. But yeah, you know, it's we're just growing it out there but for now, for now, you know the fact that we have the OTC running anyway. It's working. So those rewards are still paying you out doesn't matter where in the world you are. Yeah, no it makes perfect sense. And so you were mentioning mentioning in Philippines for example, the Peso to Peso option is that going to be a global option going forward in other countries. That that will depend on licensing and payment gateways across the board like you know once we once we reach those countries. I know for a fact in India it's going to be going through that way. Okay that they can use the rupees back and forth as well. Once we finalize that UAE is also going to be the same same so Arab Emirates Durham which which they use over here and also the lira in Turkey and the dong in Vietnam. That's the way that those things are going I can't at this point in time say that every country is going to be that way. Again, every country has their own, their own, you know, systems that we have to meet. So, for now, yes, it's definitely that way. Awesome. So I have one more question here. Are the daily rewards paid out daily to your to our wallets, or do we have to request those payouts. Are they paid daily directly to your wallets. Your stable swap wallet. Yeah, your stable swap wallet not you made a mask of your rabbi. Okay, they they they appear in your daily balance on your balance on stable swap. Right, which then you can do whatever you wish. You can do whatever you with do ever whatever you wish go back going back to what Danny just mentioned about the minimums the maximums. Yes, how you how you request those. So draw fees. withdrawal fees. Okay, it dependent which way which way you go in because we give you options on what you want to do. So USDT you have option of Tron chain, Ethereum chain and Binance smart chain. Okay. Obviously, we all know that Ethereum is pretty high in gas fees. All right, so yeah. And then USDC we give you the option of Ethereum and also Binance smart chain. So they're the options you have. Tron with Tron and with BSC. It's a flat equivalent to $2. Really is your fee your withdrawal fee equivalent to two bucks. Okay, with Ethereum. It's, it can fluctuate between 10 to $15 but the maximum will be $15. Okay, so yeah, that's that's your minimum that's your fees for withdrawal. Okay, so that $2 is regardless of how much the withdrawal is so it can be 1000 USDT or 50 USDT. Okay, exactly. Yeah. And that's what we're saying, you know, like a minimum of 50, you know, that two bucks is it's fine, you know, but if you if you have like five or $6 and then we allow you to take that out, you're going to lose $2. So it's kind of not not viable. It's pretty logical to wait until you got 50. But also we because when you go to deposit in as well, we don't charge you any gas fees. There's no fee for deposit. We cover that ourselves. So obviously we've got to take that into account when we're allowing people to withdraw. We've got to take into account that we've actually covered fees along the way. Right. Obviously this to run a system like this costs money. So, yeah. Yeah, no, it makes perfect sense. And it's realistic. Okay, so thank you. Yes. No, I mean, as Danny said, at the early part of this conversation is we're all tired of all this other stuff. This is why this whole concept came came to fruition. Right. It's not. Yeah, it started two months ago. But that the little hamster wheel daddy and his partner's heads were like, wait a minute, guys, if these things really do this, it'd be great. We'll get rich but at the cost of what how many other people don't win. So let's do something that just makes it sustainable. Right. Yeah, it's, you know, it's one of those things, man, you get you get to a point in your time in life where, you know, well, I'm 52 now. All right. So I've been around for a long time and I've seen all these things that have happened and, man, I'm just so sick of being seeing people get ripped off. Right. And, you know, I'm a family man, I've got six children. You know, I'm not going to be out here promoting something that's going to put them in harm's way, you know, by me doing something stupid. Absolutely no way. And I'm 100% Docs. You can see me out here every day. I'm on YouTube every day. I'm in the telegrams. You know, I'm not hiding. All right, this is me. You've got my office address. Well, I'll give you my office address. You can check in the telegrams. It's there. You can come and check in the office. You can see if we're legit. You know, you can verify all of our associations with top one tech. You can do that on government websites. You can see that we are there. Bank of Central of the Philippines. That's the Philippines government bank. You can see, and you can verify in there if we have the EMI licenses or if we have the VASB licenses through partnership with top one tech. That's 100% legit. You know, so this is something that, you know, talking about things like, you know, are we going to rug or we're going to do something shonky to you guys. You know what, what it cost us to have our licenses and our partnerships definitely outweighs what we're earning from from stable swap. We're not going to jeopardize all of that. You know, so I mean, there's a reality. I mean, you know, not financial advice obviously do your own diligence, but you know, if you have any questions, you can reach out to me. I mean, Chris knows this. We've never really met before. We've known of each other, but he could just message me directly on telegram and I answer. You know, yeah, I sent Danny a text on telegram. Hey, just confirming tomorrow. He gave me a thumbs up. He hit me about an hour ago and said, Hey, maybe I'll be there like 15 minutes late. I said, no big deal. We're going to start at 830. And yeah, it's, I mean, it's transparent. So yeah, I mean, you can go into the telegram group and stuff like that. And you'll see, I mean, I'm not putting tickets on myself or anything like that. Or you know, but I mean, it's, it's very rare that you can get into the telegram of a project and you can directly interact with the dev. Me being one of the devs, I'm co-founder. You can interact with me and also a couple of my partners in there on a daily basis. I can vouch for that guys. I can vouch for that. Definitely. They even have a tech sub chat. There is great. Yeah. So, you know, I'm there. I'm not hiding. We have a good, a great team behind us. We are by no means some little two bit company with two or three people behind computers. You know, I think we have something like 30 or 40 people on staff at the moment. Right. And these are in-house people. These are not subcontracted out or anything like that. So we've got them in there. So, yeah. So I'm going to ask one last question that I saw on the chat here and I'll let you answer it, but we kind of touched on it. So if someone invests a thousand USDT, they will earn approximately 35 USDT per day over that contract. Hang on. Let me just work that out. So the 300-day contract is 0.35%. 0.35%. So you're actually earning $3.50. Okay. 3.5 per day. So at 3.5 per day, let's do that over 30 days. All right. So times 30 days. That's 105. That's 105 USDT per month on 1,000. Okay. So within 10 months, what would happen within, yeah, 10 months, roughly 10 months has 300 days. What you would then have is 1,050 in rewards plus your 1,000 back. So your 1,000 would become 2,050 in 300 days. Exactly. Virtually doubling your money. Hence the reason that I brought that point up. This is not 10% a day for 40 days, 5% a day for 15 days. This is not that. This is actually based on the fees that are being transacted on real crypto to fiat conversions. And that's how we're actually earning based on the liquidity that we provide. Yes. I think that's the simplest way to say it. Exactly. That liquidity is being used to fill orders in a multi-billion dollar industry. That's the reality. Exactly. It's hard for people to wrap their heads around it, Chris, I guess, because it's something that people are not used to. Yeah. Right? I mean, where can you get those kind of APRs on stable coins? You can't unless you have some kind of external revenue. And that's what we have. Yeah. I mean, I think it was Coinbase was offering 3% APY on holding you at DC. Yes. That's 3 divided by 12. Right? It's a big difference, right? Absolutely. Yeah. I think the top at the moment, like an APR, even through like true banks or something like that, someone did the research on it the other day and posted it. I think it's about 6.6% a year, right? 6.6% with your normal, like, you know, if you had money sitting in the bank, the best is 6.6% a year. Well, we're doing 10.5% a month and in a 100% legit way. Yeah. Yeah, definitely. So, yeah. So, Danny, last words, like we're right on rockstar time for doing this in a short window. Kind of just like closing remarks for the, let me just, I'll give you a broad response. The new investor, the new person here and the experienced person who's here because all these other things didn't work. What would you say to them based on what you've done, what you've experienced, what you've created here with your, you know, partners? Like, what's the difference for this? I think what it comes down to is being able to, one is you should educate yourself, first and foremost, educate yourself. Take the time to educate yourself and what you're getting into. Two, I've been in the space for a long time. I've seen the highs and lows and I've experienced the highs and lows. And I was just looking for something which would be a comfortable transition. That's what this provides. Okay. This is a comfortable transition for a new person and also a comfortable, I guess, haven for people that have been in the business for a long time. We've been in the space for a long time and have been burnt. Okay. That's really what this is. We're not promising you like super, super crazy APRs and things like that or get rich quick scheme or anything like that. This is not a get rich quick scheme, although it can be if you depending on how you strategize it, but this for most people is not. Don't ever use risk capital. Don't go selling your house to put into anything as much as you know, worth 1000% confidence in the security and the safety of stable swap. Anything can happen. Don't bet your house on anything. Anything at all. Right. And that's not just in crypto. That's on things outside. Always just use risk capital. That's my own opinion there. But do your own research, not financial advice. But, you know, if you want to consider stable swap, it really is one of the safer plays out there. Again, first and foremost, we are regulated. We have compliance to meet. And, you know, that's that's what it's about. We're not going to risk the licenses and, you know, all the hard work that we put into this. To rug pull. Come on, man. We're not again, we're not a two bit business. We've got a couple of guys in the back end trying to build code so they can make money from people and then and then rug. That's definitely not us, you know. So, you know, even just with the things for the compliance like with the EMI licenses and VASP licenses that compliance extends to the fact that you have to have X amount of people working within your organization, real live people for you to even get that. You couldn't do that on two people on a two person business. Impossible. Right. So even if you didn't need that many people. Due to compliance, you have to have that many people. So you can have people sitting there and you're paying them salaries every day. Even if they're not doing anything. So, you know, um, yeah, that's pretty much all I can really say there, Chris, you know, I, I'm not here to sell the concept. It's entirely up to you guys. There's no never any pressure. It's just really just sharing the blessings, you know, entirely up to you. That's why we're not spending money on marketing and all of that, like, you know, big advertisements. We don't need it. We don't need that slow and steady growth. We've been running for, you know, a couple of months now. And we've got currently 842 providers. And we've just gone 604,000 stablecoin. So equivalent to 604,000 USDT or USDC in liquidity. Now that may not seem a lot compared to other platforms. But you know what, that is stable. That's 605 almost 605,000 dollars sitting there that is still going to be worth that exact same 605 dollars at the end of the 300 days plus some. That's really what it comes down to that TVL is never going to drop. Yeah. Yeah, that's a 10,000 a day in the last two months in liquidity. Right. That's right. Yeah. So just basing it on that basing it basing it on that will be on a million by next month easily. And then it'll just keep snowballing from there. And without issues. It's fantastic. Yeah. Yeah. Danny, I honestly, man, I really appreciate your time. No problem at all. Glad to be here. Thank you. Yeah. If this is something that you're interested in, I'm not going to post my link cautious is not going to post her link. Danny's not going to post his link. Get it back in contact with the person who invited you here or in the group of wherever you came to this video. Help that person. Right. I don't, I don't need your help. Danny doesn't need your help. Danny could care less about affiliate commissions. And I hate the arrogant and say that I could care less about it. This is not about affiliate commissions that that structure is very small here. And that's why this is sustainable because they're not focused on commissions. So, with that being said, guys, I'm going to close out the call, get back in contact with the person that invited you. And I really appreciate everyone for, you know, donated in your time tonight. And guys, I'm going to sign off with that one. Have a great night. Thank you so much. Thank you so much, Danny. All right. No problem. Thank you.