 Hello everyone, this is Amit Dhan of AmitDhan.com. Today I'll have another episode of unboxing and crate card review video And I'll be presenting the TD airplane visa platinum crate card, which I have it right here so I Have had the TD airplane visa infinite crate card for a few times and then I wanted to get the TD airplane visa platinum card because of the promotion going on and Due to the fact that I do not actually qualify for this crate card because I'm Overqualified so I applied for the TD airplane visa infinite crate card And then I called TD to switch it to the TD airplane visa platinum Which they did and then that's how I got this great card So today I'm going to talk about the parts and features of this crate card and whether you should have this great card or not If you're looking for honest non-affiliated and unbiased opinion or reviews of great cars You're not gonna find them because 99.99% of the reviews you see online They're affiliated and dishonest because they're working for the particular companies and They would like to make money off you by providing affiliated links and for that reason, you know, if you have come to the honest and Unbiased opinion and reviews then you have come to the right place So today I'll go through all of them one by one so the card came in a package just like this and I'm going to take out the whole Materials which are inside and I'm going to set this here So the crate card is in here in the first folder and I'll just you know move this away and then we have And information folders about the changes coming to this great card starting November 8 So the review I'm doing actually is going to be based on everything starting from November 8 So if you are looking at the review later on this is going to be updated review based on the November 8 changes So I'm going to just set this aside here Then we have a brochure which is a TD card holder agreement and benefit coverage So I'm going to cover the basics on my index card So I'll just you know set this aside here and then we have another Information folder which describes basically you know the annual fee and then like you know the grace period and Foreign currency fee I stopped like that So I'll just just set this aside and then they attached another brochure which is just you know giving you the outline of the changes which are coming to November 8. So I'll just you know set this aside here. So here We have the index card and I'm just going to you know go through one by one based on what's important So this card comes with $89 annual fee for the primary card holder and $35 annual fee for each additional card holder and Then the reward structure works this way You get one point or one airplane point which used to be called airplane mile But now airplane point for every $1 spent on Gas grocery and Air Canada purchases and again This is as of November 8 and then you get one point for everything else So you can see that you know the reward structure is not that great So Definitely like and you can get better credit cards by just paying a little bit more Starting at $120 annual fee. So I don't see any reason to you know have this card So let's move on to the next. What are the benefits of this card? So the insurances Are very basic so that card cover some basic insurances for example hotel motel Barglary for $2,500 each and then mobile device insurance $1,000 and then you have common carrier travel accident insurance half million delayed lost baggage Once you exceed six hours $1,000 maximum and then we have Purchase security and extended warranty if it's over one hour after them one year after the manufacturer's warranty And then you have flight and trip delay insurance. This is not a flight and trip cancellation It's just a delay which is has to exceed four hours And it's a $500 maximum and then you have the auto rental and collision loss damage insurance again for The details of the benefits consultees website because you know these things can change when you were looking at the review So these are the very basics now. Let's look at what the car doesn't cover so the first Major insurance the card doesn't cover is the no emergency medical travel insurance So I strongly recommend not to accept any card which doesn't provide you the medical emergency travel medical insurance which this card doesn't and then It doesn't have any zero foreign currency transaction fee So there's going to be a 2.5% charge whenever you're making Purchases on any currency other than Canadian. It doesn't provide any concierge services And it doesn't provide any free lounge access or lounge passes And it doesn't cover trip cancellation and trip interruption insurance, which is another insurance element which you should always take Whenever you are having a Travel credit card. So if you have a travel credit card, just look for trip cancellation interruption and no Emerging and emergency medical insurance These are a must for any travel credit cards And then except that the car doesn't provide many other parts and benefits But I'm not going to go into that in general most of the credit cards will not give you free lounge accesses or zero Foreign currency transaction fee airplane credit cards are not good at providing parts and features When it comes to even you know the visa infinite series credit cards So for this card due to the fact that the real structure is poor and then the parts are not that great My recommendation would be not to get this credit card Unless you absolutely want to because you can pay $120 and get a much better airplane Arming with more parts and benefits credit card out there So for that reason, you know, this is definitely not a credit card I can recommend or no one you shouldn't have this Given the fact that you have access to the visa infinite series or any other credit card which gives you more access and more airplane beards and Now the final part of the review. I'll show you the TD Airplan Visa Platinum credit card. So let's take this out of this Folder and here we have the TD Airplan visa breaking up credit card So that's the review of the TD Airplan visa Platinum credit card Thank you for watching this video. Forget about subscribing this channel. Forget about liking this video There'll be more videos coming up. So I'll see you shortly. Thank you