 Good morning to you. There's a hashtag going in the morning and I'm Brian Sanko by the way There's a clip I was watching on YouTube before we come on air that shows you should smile before they Run you into the shot. So I got it right and happy new year. Once again I also argued with a friend like at what point do you stop telling people happy new year? You can also tell me what I could scare happy new year week again in January, but I feel like for the better part of This month also Merry Christmas. I'm told Merry Christmas doesn't end in December It continues till end of Jan. I don't know if you agree with me on that one But for me in Asia, please you see some a Merry Christmas. Emma to happy new year if possible I got to good morning back here because at this point Did you also see the meme in your corner? Some are just stories a happy new year new year Chevrolet tonneza make Pessa in 2024 We are done. Okay, and that's how we begin our 2020 for itself right here This is MCM and as always we've asked you a question on our socials and we are asking you We shall be ready in January To go to a D. Moiseshe and also for those that are really paid like till February Show us your ways, please. That's the only thing you need to do on that Harsha Guchizawa in the morning and at Brian's a corner on a try to for for channel underscore Pala ex Facebook No, Instagram pick a kind of underscore the rest is just right to for for channel including Facebook and at threads and Joining us at live in studio. This are not new faces on your screen They've been here before and they'll continue being here. Hopefully. That's a prayer to meet to them next to me is Bobby sure Rue and then a Byron or Tiano curry bonisana and first of all, happy new year Yeah, so I'm gonna start over the person who's telling me I'm a travel. Love Jana. How are you feeling? How was how was the holidays for you? My holiday started right on 25th. I was here on 24th Yeah, we did a show on 24th and then I traveled on 25th. So the whole day I was traveling on 25th They're not so bad. Mm-hmm. How odd Yeah, but not much feel like handful. Yeah Yeah, so then I got rest I can say the week plus it was good. Yeah, so so if you got home 26th Yeah, all right So you celebrated did you and is is it Christmas in your little pita? I'm a money. How many boxing day will you celebrate? I think I celebrated the boxing day Because Christmas you will go engaged in between like traveling. Yeah. All right. Caribou back to Kenya I mean welcome back to Nairobi. That's what I meant Bobby, how is your Christmas experience? I Think I spent Christmas alone. You spent it alone. Yeah So it was it was more of me myself and I it was quite interesting. It was an interesting Experience it was more like I'm a solid it It reaches a point as a man in life you must is it one of those moments that you decided today Christmas in the Mimi Nani Mimi Christmas. Nime come to Kubo. All right Yeah, I see Don't hesitate to give us an update. Are you loving your dog life or you wish your children? I'm still children Okay, other life is tricky. It's a tricky. It's a tricky part. You're not sure to love it You're not sure about hating it. You hate it Then in an instant you are actually loving it then when you're loving it the next moment. You're actually hitting it But it was a nice Christmas though, and maybe thanks that you did for that day Yeah on Christmas. I just spent most of my time in the kitchen. I had some guests come up later in the day So yeah, no, it was nothing much Who will spend time in the kitchen? We'll if it can house the situation by the because it's usually surprising Or met up and it's so exhausting I come and travel the whole night time of the whole day and then when I pick a home They are expecting you to be all bubbly and all up in this space But you're tired. You want to sleep because also transitioning from Nairobi. I feel like Nairobi is like another country on its own There's a certain there's a certain mental change that you feel when you exit Nairobi to go to maybe a different place including cost I've been to cost a lot If you go collect the vibe is different. I couldn't a rush. Yeah, come on Nairobi Everybody's heading to work or coming to work or somebody's being robbed. I'm like you're just being careful Even walking on the street as compared to it when you're in cost I'm in Nakuru or any other city also mentally it first different. Did you guys get that a five a sense of life? Out of the city finally and it feels differently Yeah, actually that was the thing when I traveled I didn't go home per se. I went to the coast You went to close to the cost. Oh, okay So the change it was good It was good Maybe the nitty gritties because right now Please also tell us how was your Christmas day because I remember here we had a we had a yeah We had somebody performing Did you enjoy it? Please also let us know because I did because I was the one hosting And it's just the new year. So we are starting on a new page But they collected to Rafaña is new even the words we are using all of them are new We are learning like you're starting the one of broadcasting So took it make a mistake. Tell us up or Sakuya. Yeah, imagine Sakuya being ready to be corrected. Have you ever seen me in that mode? I'm special and it was How was it? So for my Christmas day, there's not much to tell And I could say I woke up very early in the morning to catch my purse And that's all sitting in the bus all the way to Tito and then from there to Mombasa Pretty much when I was in Mombasa. It was around 6 Already I was too exhausted to do anything by then Just to enter in shower and cut some sleep There was a boxing day that was on 25th So the boxing day I went to the beach. I could say Relax a little bit. That was nice And the change of climate and air they heat or something away from the cold of Nairobi. That was nice for my Christmas It was just good. Yeah But but also when you're doing these holidays, there's usually They're usually short most holidays There's never unless you're one of those people who go for like six months off I think maybe there's a certain level to eat I'm a maybe me me to see if you're level you're going to like a six-month holiday Nearly like it's a thousand percent holiday. No work. No phone calls. I'm a no emails anything work No, it's usually short especially the Christmas one So as you're celebrating your also mark timing for John which this is the second week of it and It's also back to school So there's a rush to get back to the city or get back to where you school get back to where you work and just get In-shape as well. Also, there's a There's also a certain move that comes with just January. I remember last year to Kotnosema Be careful. January could be having 45 days to some people and I was prophesying Prophet Sakuha here said for him Sakuha for him. It's going to be 15 days Like it's it's going to be a very short month. So, I don't know why why continue to just be like any other month December do you will come to share it to make you general. It's a new year. So you just take it easy Bonilla Nina story in a rent the couple are pressure stories are Cook your landlord from the size of most landlords are just monitoring especially place in your corner tokens Come on People have not paid their bills apparently some of them will even come back mid-month Maybe is it because Christmas or the holidays consume a lot of Our resources especially when you begin the new year Bobby I'd say I'd say from the holidays. Okay, it's or we like expect We are more over expected to spend to spend a lot on the holidays and sometimes we go overboard on our spending So such duty holiday the Christmas There's a next month coming it's a next year because that's a money next year In a few days your back to January Everything now comes just don'ts upon you that you have bills to pay you have you have a lot You have a lot on your plates to handle. So you will just be rushing from here and there yet there And because it's a long month for for some of us for some people Wow, well, I mean short what you're trying to say is that it's going to be a tough week The next couple coming two weeks are going to be tough for some people people are trying to know to like come back Come back they tend to get back to the system. I'd say yeah But that detoxing and that this disconnect is really It's divine like it's a good feeling just detaching from the city. It's a good and just going to a different place It mentally just it's refreshing and say, I don't know if you be did you experience that refreshing? Yes, sure Now that I'm back. I think I'm good for a start though. I'm still exhausted Good to go, right? I'm also looking at, you know, the dieting part There's a meme that I saw online yesterday in your Kononyasha What people ate during December and now what they're eating in January like cabbage is going to be normalized Back to cabbage. Yeah, but is it because you spent everything in December and also for people that usually do fine Financial I know in the entrepreneurship segment room will have someone who will talk about storing the finances Why is it also so hard to just budget financially for the following year? especially for people that have families and all that There's even a report in the daily today that you know the money that was disbusted is not even figured in the accounts of the People that are supposed to have that money. So there's a cash crunch even publicly see a tattoo story like individually even Yes, so is it because a lot of people don't lack that plan financially future plans for finances and how to use them. I think I'd say this People need to normalize Doing like having a having a budget We need to normalize having a budget. We don't just work with the money because you have money in the pocket You feel like you can do anything and everything You need to have a budget. You need to have a plan or not. You're going to do You know, just you don't just wake up because you have money then you just go and do something Now if Kiri cash, oh tomorrow is coming. I remember I remember my dad used to tell me If you want something just come tell me not so if I want maybe if I wanted to travel just to see my friends I'll tell him in maybe a week or two weeks prior So that when that time comes he has already budgeted for it. He used to tell me money does not grow on trees or anywhere I have to buy that he used to tell me I have to budget for each and every other day for this family Yeah, we spend this much so that tomorrow. He may have a little motive to do to work with So we don't just we I think we need as Kenyans. We need to normalize having budgets We need to learn how to work within our means Yeah, but also there's someone who talked about bulk shopping I don't know if you've ever tried it in like design like you shopped for December but that shopping is going to carry over to the following year or the following month By the way, we are trying We are trying like I said everything to not funny. It's we are we are back to journalism one-on-one introduction to So bulk shopping does it really help? Do you think it can be a good thing especially for those that did heavy shopping for the holidays? Maybe it's time to just who school is on now see you spend after Mingi who see pick and ask curry Mingi and sure in fact at some point fast kiddo go and and and and shout out to or to a church There's some churches that have introduced 21 days of praying fasting that can help save food in the house Don't you think so guys? Don't you think 21 days of praying fast? Imagine you're only eating breakfast and then eat supper or you eat breakfast First you eat lunch and then you'll not take supper or dinner depending on your level of life Yeah, either don't you think I think that is a good way Yeah, maneuvering January in as much as we say January is difficult. I think times are changing I always love to see times are changing because indeed there see their Wait with which we took Christmas and the festive season some days back. It's not the same way that we take it with Nowadays I like I told I was traveling on the 25th and in as much as there were few people On the streets The businesses were running mostly as usual People are now working You see there was an attitude towards the festive season towards December Where people approach December visa very resigned attitude. Yeah, we're getting to the end of the year I've been saving up for this period and that is Whatever they were looking forward to just spending whatever they've been saving up During this period, but now times are changing People are changing too I could say nowadays people have a better plan for January than it used to be and look at it with the previous css of education whatever they did to the parents and the education system Where we had the examination results being released prior to the celebrations These helps the parents it brought a new perspective a change of perspective like people would see Now there is also here. Now the truth would dawn. My child is about to go to high school This person is about to approach another level of education. I need the school fees I need this and this So the times have changed years I could say but we're still not there generally we generally always It always will be generally also you've made you've made really an interesting point What do you think a lot of people struggle in January? It is about that. There's a what you said a settled attitude because you're going to the holy dam We don't care about The next month it is so it's there's even somebody who said don't worry about tomorrow tomorrow will sort itself out But for me, I think worry about tomorrow because tomorrow is coming to eat you So I think it's all about how long the year has been And now I need some rest Before approaching new year So it's about what we do for this rest in as much as people may try to save. I think just traveling from the city Going back may become one in the home. We should go That is costly in a way because plus you have to carry some things You have to go there when you they're together as a family. It's not light even eating it as much as food is available At Okunyubani, but still the economy is economizing us too. Yeah So it is not as cheap as we could say To feed the entire family if a family of 50 is brought together These people need a lot of money to feed these people need a lot of money to do a lot of things here So that by the time that the contribution Let's say the family is doing all this together and in our family There is a strong person financially and there's always that person that is weak there I could say there's a parasite and then there is the host In every family And the parasites are majorly on Kungawengi Okay So this person is drained Let's say in a Let's use this analogy To more generally not talking the city. This is a working person. So Sakwa, you're working. You're from Nairobi. I'm not working No, that's right. I'm on vacation. I say this is an analogy No, I'm just playing. I'm playing. I'm playing. I'm playing with you. Yeah so And then there are other 25 members of the family who have farms These people grow crops and they have everything back there at home. But now you're brought together You people you see the expectation from you Is quite high than these people these people have maize. They are wasted maize from the farms They have beans. They have this and this They have food stuff But then a lot is expected from you financially So when you're from home when you're coming back to for the new year you're drained If you didn't have an alternative plan That is a very good plan to say because you cannot just let everyone down When you're at home So you're drained financially if you didn't have this plan and then you're coming back to the city for a start Then it becomes quite difficult to pay your bills Settle your rent and everything So that is why mostly you find January and as much as people complaining it is the people in the cities That are lamenting so much about January Because the transition from the cities to home is draining financially every year When the transition back as well is is is draining sure So this is why you find is a lot of complaints about January because like people are not financially stable They are not financially ready in as much as I rested for the year the last year now Coming back for a new year. I'm not financially fresh To kick off the new year. I like that part financially fresh. Are you financially fresh? Are you financially fresh? Raise your hand Once again for the last time. Are you fine? I don't know. Do you also think uh, people get lost or get carried into you know, January is hard A January not going to go more like but it becomes a thing and to it not exactly I know people who are boiling right now. They're they're pick in their life right now. They're not struggling But because everybody is singing the same song you get carried along and get lost into it You you you Why can't you say Because you're afraid that I come urgently So Yeah Somebody who says January could be 45 days and not 30 or 31, but they must in Asia or just young the water calendar 2024 31 days So those are 31 days of praying fasting For those that are fasting for For for the nation and also for yourself But also when you look at the people that are having fun, you wonder where they're getting the money Out when you're not post okay have sure hey January in fact As of yesterday, so I don't want to mention the names, but they're really having a good time In fact, you know, I may check in to sasa co-vocation yakisasa. I'm a check-in jam At a very expensive place outside Kenya Where are they getting the money? Yes, okay I think the secret to being rich is actually finding out where that money comes from And you're able to sustain Your well to have that money Like If you're able to cut As easy as you can Then I think We should be able to plan out yourself So as much as that Go Black tax black tax black tax Does it depend with the parents like She's of of course your parents your parent attack you overbearing over demanding She's still or he's still your dad and your mom always say mom so many children You know, but I think we should also normalize being honest. Hey, mom Anyway, I only have like this in this amount Niki pass it as and then she can throw in a bible versus and they'll hold the bible says take care of you You'll have a long life But uh, but also I feel it bends to the parent The parents who are even still supportive to their children who are working and as much as you're working you have a job But but he's still he or she's still Mexico and still sense that money goes And I could really hardly yes my son. How are you exactly? I think it also depends during a black tax But also maybe during the old age But also they are trying to say parents should normalize Saving so that was cool Me quapo could 70 but you are a big burden to your kids because you didn't work hard You didn't serve you don't have pension So I think it's a thing now like people are now open to even having conversation. Mom. Do you have savings? Dad, do you have pension, you know, and what do you think about the same even like right now? I don't know if your parents are super supportive like they make those phone calls to ask when you go quiet for weeks They'll be like hey So they could say asana, are you really okay? And you're like no mom's in a person and 10k ish I'm here. I don't know. I'm a this is a wish I'm in a prayer too I could say yeah, my parents personally are that supportive. Yeah, they check in with me. They ask they chip in where they can But then it is now over time the idea of Parents bringing up their children to be their investment for the future The old perspective is over do you? It should be written off completely It's about time that parents now start investing in their own futures and because they brought us into the world Not saying just saying it is right that they give us a future to But then my future should not be your future plan My future should not be your entire old age plan What do you have apart from me? Because we can't promise life too We can't say for sure. We hopeful. I say I'll do well. Maybe I'll get something in my hands and get some money But then what if I don't have it You're now 35 the parent is 70 and they don't want to look at you They don't want to see you they see you as an embarrassment. You're a failure. Why am I a failure? It's my life It's because you put your entire hope in me The good life that you wanted you expected it from me and I cannot even get the good life for myself And you're complaining more than I am So it's about time That's a really deep conversation because how many parents are also operating to hearing that Because I I know there's so many people that have gone through what you've just said Like the parent is 70 and he is looking at you as a failure because you're unable to provide some certain things for them Because also your life is not yet structured Because you're struggling through and especially now for men since this is mantuk You're expected to have settled you have some amount of money some some connections Actually building, you know have built something that's you know tangible and he's bringing Income they're not just one several sources of income, but I think people should snap out of starts Okay, my dad used to tell me I'm investing in your future, but I'm investing this for you not for me I'm taking you to school so that you can make a future for yourself I don't want you to buy a car so that you can come and Maybe take me to places and everything if you buy a car, that's your car Maybe if if you feel like if you feel like yes, my dad deserves a car then I'll buy it Yeah, but I think people should snap out of that that Okay, like let's invest let let let I'm investing in you because It's January don't worry I Think parents or normalize What I'm trying to say is It shouldn't be a demand. Yeah, it should it should not be a demand like Bobby you know what get a job get a job get a job Then when you get a job now your phone can't can't stop ringing He was a friend of mine It was it was it was quite catchy So But I think people should snap out of that To a check who was so dependent on Okay, so you can't I am an investment to to my family They've put a lot of resources to my education and everything into my well-being to the point But so I So everybody should get the thing together But also now like for a season like now, it's in January in fact ninja Right now For people that will not even be able to afford A meal Hopefully you'll be able to afford a meal. That's my prayer. Uh, where can they turn to or who can they run to? There's an Arabism that says who can I run to when I need love? But who can you run to when you need food? Who can they run to maybe? What do you think? Is there anyone who's ready to serve someone right now to semi to semi you need to have k I gently say easy Do you have someone you can call because it's already, you know, January is kicking and this is week two And think I feel like January is a good month for me I don't know but who do you run to when you need money for food? So if if you don't have money for food and you're under that you have no parent to run to Then I can for sure tell you that you have nowhere to run to You are your own your own hope I think you have someone to run to and that is good If you can you know that story of Elijah in the bible where he sent ravens to to feed him and he dropped bread and whatever Such miracles should start happening in this jam. You see such miracles. You see the lord works in mysterious ways for sure Amen But how mysterious how mysterious I think it's about time that But fellow people friends neighbors Trust the message that god is putting they had because most of the time you when your neighbor is suffering you are about to tell Yeah, you know as much as the people try to hide it and focus in their own lives If you just careful enough, you'll be able to tell and you know as much as people sometimes Do not want to receive help from somewhere in case into a costa and you approach in the right way these people will be grateful Yes, it's about time because the message of sharing and The the entire God is putting it into the heart of everybody The lord is telling me to share. He's telling Bobby to share. He's telling us how to share But how many people are sharing literally so now people have prayed to god for provision in january People have wished for provision in january. Now the lord is putting the message into the heart of every canyon Yeah, to share. Oh, that is the message. Yeah, that is your message. That is a message. Okay. Sure. But I think What actually makes us human Is it is it? That's a good question. Okay, when you do a mistake And you do it again, then you are seeking for forgiveness and you're like, you know what I'm only human I'm only human Human human humanist Like what what part of us like that makes us human like I was I was watching A compilation of videos yesterday and people were just helping each other And just don't upon me that Like how much does it take for just me to help someone Yeah, I saw this guy Giving his jacket to a homeless person. He just approaches him. He that guy is I'm a jiffy. I'm a paperbug In a very cold city. It's not Nairobi Nairobi is cold but not that cold He just gives you I give that guy the jacket then that guy And I and I wear jacket and I go to a shop and I do not care. He's so excited. He's so excited about it Yeah, yeah, like How are like, okay, that's a margin. You need to find out to quess so open to other people To as I could say Diana. That's a to a Kevin to sing in a condom. We are human No, okay, see me what we are very different from Other animals we are we're social beings I am one I think approach approach I mean to approach as I'm asking for help from you guys Determine come out and it's a deal. I'm a who to decide here nevertheless Nezako approach poor But it's up to you You make that decision for yourself. You say ah uh I'm a coulda many I'm here At a come out I can't be a no maybe tell me, you know what let me think about it Yeah, yeah, we can do same. I know now who come in to come by the finish up my laser stories are coming But they tell me let me think about it Yeah, I'm a son. I do away hopper kinezo man The there's a there's a video could have been on no, it was in one of the interviews. We are governor sakaja said Especially people in aerobie There's a ban. He called it a ban poverty But there's a word he used it in one of the interviews where he mentioned that you could be in this city But you're suffering because your next don't neighbor But I'm gonna kill a kid to know Anything and you'll sleep hungry But because your next don't neighbor you don't have a relationship with him or her He or she's boiling boiling meaning having a good time with all the resources I took a picture on a fridge image up Now quack or heart a magic haiko now make her to you and I still you'll sleep hungry and die There's that as well. Is it because maybe we don't have we've not like invested in friendships that can help you Especially during a hard time like, you know, I don't believe for me. January is not a hard time Maybe for those that are saying January is a hard time To you. Do you feel like you've not invested in the right circles of friendships and sometimes You're going through a difficult time, but you know someone Okay, Mongolasha Vizuri and as I said here for the better part of your entire life What do you think? Yeah, it's about and there was uh, I think it was our nine interview here. Somebody was talking about The importance of surrounding yourself with the right people It is not helpful to have a large group of friends Who do not help you? But I think it is just right to have that one friend that you can rely on when times get so hard To people that can help you when the times get hard. So like you said, I think people are not investing In the right circles of friendship, but then still How easy is it to tell? Or how easy is it to get that true friend in this society today? I can say that a humanity like you said humanity is complex Humanity is selfish The same humanity is selfless So how do we go about this? I think it's just about time that people learn to live in a different way There are different principles of life. They are christian principle of life They are a feast principles of life and they are traditional aspects of life But one thing that brings this together is that in all these perspectives and principles There is some act of selflessness that is appreciated That the virtues are appreciated In these societies all of them in the principles It's about time that we stop living there is a way of life here in Nairobi And part of it is what you said What for? Your worst day could be tomorrow or even after here and maybe that neighbor is your saving grace But I might have the interest you could do a dirani, but does the dirani have the interest of knowing me? Sometimes, you know, you know, there's some things that it's you to make the initiative not them When you're approaching a girl, do you expect her to say hi? I like you. Yes, it happens There's those that say hi. I like you but 90 percent of the time it's you doing the work Hey, I like you. Can we talk as a man? No. Oh, yes. So I feel like it applies here as well. Say hello to your neighbor Personally, I'm a great beneficiary of all my neighbors. Whatever I've stayed On my best and my worst days. They're like my fam. So I think your neighbor can help you to Navigate through this January if it's difficult for you like they're saying it's in january Lower thirds Yeah, so I think it's about people to to make the initiative, but I could say you suck Let the art of seduction be left for the whatever seduction should be really for I don't I don't have to seduce you as my neighbor So you just say hi. I'm saying here. Let's keep it. And as a corner for your child trafficking Say dm too, you know It's where Jeffrey Epstein illustrious Jeffrey Epstein. I want to be talked about But also, uh, I actually have some few minutes and then we go For those that are coming to the city Do you think they should be ready for a hot mess? Am I just come back slowly? Relax life into him hands And then also there's that thing that you know, it's a new year. You know things are a little bit sluggish Even I saw I saw I saw a clip online yesterday of somebody's day one at work So do you feel like the people coming back to the city should just be ready for a fire A fire week because it's going to be tea for tough And then also it's also a week that children are going to school back to school Even for parents you've seen in the daily. We highlighted. There's a cash crunch Uh, we've just come from the festivities for those that did not serve for the kcse Countries that are going to uni or those that have not even managed to go to higher learning Also, I is held now easily available. I really don't know But should they just expect a hot mess? I might just take it easy And should I'm just asking what are some of the hacks for people coming back to Nairobi? Maybe towards mid-janapo I'm also towards the end because I know those people will come back in February Because they were like a January is too much Yeah, Bobby, I think I think January January has a lot has a lot of things that are happening back to school Paying fees Shopping You you've just come back to your house. Your house looks like a mess. You need to clean up You need to go get things that are not you need to do some shopping You uh, maybe you I'm in the Christmas Muzimzima I'm a cooler So does he know to say Coulda to be to me, but I think you need to turn down your Because you used to good things and now he's cabbage knocking at your door. There's that kind of video before To the Christmas Yeah, I keep a while I keep a while ugly and a cooler I keep a while chelle and a cooler I keep a while chai and a cooler Now you're back to Nairobi and salsa I could not remember. I could not be lucky. You have to worry about the next minute. No Uh, come in. Is it even necessary to worry about the next minute? I believe there's even been tougher times than January and you survived and you still went for the festivities at your back Why should January be a monster? I think you're just giving January the the attention it needs as January Yeah, in fact, it's in jar I mean there's a problem to skip some meals. I'm on a parlay in January. I think I'm an issue out of color 24 7 Okay, I think like for example, for example come on the okay. Let me speak on maybe be half on some comrades So And also the cost of living is really high We can continue to learn that You know, it will be permanent The cost of living the cost of living is super high You remember we said the value for 1000 now is 500 Bob the value for 1000 Bob is 500 And the value of 500 is 200 the value of 200 is 50 in Bob. Now 50 Bob is Mere less like 10 Bob. There's nothing much you can do All right, lastly as we exit Byron, what do you think are some of the survival Tricks that people can use Especially now comrades and then also as a man, you know, it's it's it's just difficult So you guys just get them a kiss and I'll take him on a man up. It's because she's scared It's part of like the part of the things This is John so how do you bring that and can even maintain a relationship now? I made a video to a single kid dog or to the relationship in a match You must give us a lot of money to beat up I'm a draw line. How will you survive as a man? As a man, it becomes difficult first of all to ladies If they want a man with money that most of these ladies are going to go without man And lots of men are going to not lots very few men are going to go with a lot of ladies Because it's not most people that have that money that they want And then I think survival in general right now. I think we all we need is a definite financial plan To push you through but you can have a plan and you don't have the money. I'm like you're budgeting for you're praying for breakthrough for Let's say a thousand dollars and you're budgeting for it until God answers the prayer We say like in as much as we pray for something The Lord blesses the work of our hands. Nice. So you can borrow a loan The Lord helps those who help themselves. I disagree The Lord helps those who helps themselves. Remember if it's not in God's will As you help yourself God is watching you I don't think I can just pray for food then go back to sleep Yeah, I'm like Yeah Uh By the right now, let me tell you as you go back home Trust me, you'll thank me. You'll thank me in February. You will talk to me Say hello to all She was She was she used to be this mother figure to her to me and to my friends That it was But she was just she was okay. She was the Nairobi mother the mother we have in Ushago but Nairobi sasa. Yeah, she used to be really really really nice So I could say like I was saying the Lord blesses. Have you agreed it's important to know your neighbor in general? It is Yeah So if By the plan, I mean you can acquire money from various parts various ways it means just Do something that could generate you some money If you are including selling some of your house stuff, right? If that's survival, then that is it and then you can buy them in We have the board much. Yes At TV that you're not using Yeah, so if maybe if maybe your apparent then and you're sending I tell to school then you can acquire a loan You can acquire a loan from a bank and figure out To settle maybe the entire fee don't be greedy if you acquire the loan don't be greedy and maybe Send the child to school in some part of the fee because January is still long And maybe tomorrow is not promised to if I want to take the loan for the fee then pay the fee Yeah, just have a clear and definite financial plan and you'll push through you'll survive Yeah, and I think that's why we end it because we are out of time Bobby You also said byro not you know, all right. Absolutely. Thank you so much guys I feel like you've become like the faces of this year because last year you were here Not once not twice not twice and karibu san and happy new year. Good to see you guys again All right, we'll definitely see you tomorrow for health and entrepreneurship Tuesday today We are anticipating the release of KCC examinations. I understand as we speak right now We have the cabinet secretary zekia with my chogu who is on podium Actually, the last time we checked on you on the show they had issued a statement But yeah, if you heard a candidate that's sent for KCC today, they know their fate Fate is just a word to scare you. They will know the results of their performance In short a chanana English. This is January. So tell us tomorrow. Did you have a relative or are you Are you watching yourself that's sent for KCC? Please don't hesitate to target your results If you've got a B plus D by the way, KCC results are not the final results of your life There's life outside exams and trust me. I'm a testimony to that Big time. All right. My name is brown. So I try to for four channels everywhere. Hashtag going in the morning We see you tomorrow for health and entrepreneurship Tuesday. Happy new year. See you tomorrow