 We've been looking at how universal credit, which has been rolled out six benefits into one are affecting claimants at this moment in time, we've been doing outreach work, we've been given evidence sessions as well and what we've found is really quite shocking. People have to phone up a helpline that costs them a lot of money when a claimant £18 cost him. Also the fact that the money is paid not in advance but in arrears so therefore people are absolutely in arrears and in debt gyda'r Newgrin Gwym尔, mae'r ddim yn i'r gwaith ar weithio. A wneud yn meddwl am gyhoedd Gwym Gwym Mu o'n ddimensionalaeth i gefnog y blaeniau. Mae'r ddail yn gallu gwinech ar y ddechrau. Ond ydych chi'n meddwl am gyhoedd y bofyn ei fod wedi'u meddwl ar y ddod. Mae'n meddwl am gyhoedd Gwym Mu i ddim yn ei wneud ar y dddwn i'r ddych chi gawd. Mae'n meddwl am gwneud ar weithio.