 Alright, so the United States celebrates Hogg and Economist Day on January 31st each year. Now it's obvious that this day was meant to show your affection for economists. But we like to think it also encourages, it also encourages us to learn more about economics and how it affects us. And you know, so this day, whether the devil likes it or not, this year I'm going to hog it. Yeah, because I think for people like me and I think in our own generation that we're really science inclined, mathematics, chemistry and all of that. We just completely, we're not interested in anything about business studies, finance, accounting and finance, you know, and all of that. And I'm seeing how it's affecting my bank account these days, you know? I'm seeing how it's affecting me as a businesswoman. You know, a lot of us on pay, I remember a friend of mine that had told me many years ago that she does not miss. So she reads New York Financial Times and she reads The Economist or something. She does not miss it, not one single day. And that lady is super, super successful, right? So we need to start paying attention to financial literacy in terms of, so you know how it broadens your mind. So when you now have certain kinds of income, you know where to put it, where to yield and all of that. I mean, today I saw a post online, the guy held $200 and said these are the companies to invest, Amazon, Tesla, Facebook and all of that. How many people understand that as little as that you can start to earn? They've even done that in Nigeria. Not so many, there's MTN, there are a couple of companies that sell shares and all that you can actually buy into. But I mean, this makes a lot of sense, encouraging the day because knowing about all of these things help you understand the trends before you go into any business and level. Before you make any decision, understanding the analytics and the trends. And you know, somebody to go back to say, okay, how was it in 2021? Or how was it in 1995? And what was the direction? So it just helps you not lose money, it helps to also stay informed. Alright, so let's quickly brief. So let me start with you, NJ, your story. So my story is about the incident that happened at Juleba. This is coming in days, I think that incident happened on Sunday, on Sunday the 29th. On Sunday the 29th, there was a trailer, a truck. A fill. And the, what would I call it? The downfall bus. No, there was a downfall bus. And then there was a truck, a trailer that was carrying, that had a container on it. And there was an incident between the truck driver and the trailer. And then the container fell on the bus. Crushed. And crushed about nine people. Ten, actually. Ten now. So the story for today, the information that this, the registration number of the vehicle, KTU-921YD, killing nine occupants in the process and one survivor. So now it's complete that they were all survivors. All losses. All, it was a total loss. So this story is so interesting because a friend of mine just called me today. He was on his way back to the island from the mainland and said right in front of him. Right in front of him. He just saw a truck carrying, a truck carrying container. Falling. No, that it was, first of all, swarming. So immediately he noticed that it was swarming. He just gently slowed down. Guess what? The thing completely fell and blocked the entire, so all of them started turning back. Right in front of him. Just imagine if he wasn't even paying attention. My mom always gets fidgety when we are driving beside all of these containers. Her fear is valid because a lot of these people, there is a standard procedure for putting a container on a truck. They are supposed to be in last. They are supposed to be speed limits. There are supposed to be so many things. They are never supposed to come down here like that. They don't even live here. Jonathan, let's say this was called trucks. Before they leave wherever it was that they loaded this container. There will be standard procedures. And this is why sometimes I'm upset with road safety. You see me. You arrest me. Somebody that is a broken trailer. Most of them, if you see them, they are tired. They are supposed to be like eight-tire. You will see like four-tire conduct completely. And there will be three-tire ones. So how do we solve this problem? In fact, this Ojeleba Bridge has had several incidents. That same road, I remember a couple of months ago, my former boss almost lost her life on that bridge because of the way the road is even just a mess. Then those trucks are not supposed to be climbing that bridge. So imagine that often the bridge falling down in Oches. I can imagine. From pictures, from what I can see from the pictures, they were kids, they were children. I think about three females, four males, one boy, one young boy, one young girl, then the driver. Both drivers are so strong. I think the only person that would have survived would have been the conductor because on a good day, they would have come down from the bus. No, he was actually part of the people that died. My goodness. Let's take a story that is sad. Okay, so what's in the news? EFCC arrests new Nair and noteworthy holders in Naborja. The Economic and Financial Crimes Commission has said it arrested members of the syndicated of currency racketeers hoarding and trading the redesigned Nair notes in Naborja. According to the EFCC spokesman, William Williams, the operation were carried out in Zone 4 of the Federal Capital Capital Territory in Naborja on Sunday and Monday. He noted that the operation follows the investigation activities and anybody that is actually caught hoarding or exploiting citizens by offering them the new Nair notes for foreign currency or for the use will be arrested. So I'd like you to post on your story. Let Mary take our story. I'll take my story then. We'll just take a break and come back to the conversation. Okay, then. Go ahead, Mary. Okay, my story is from the ex-BBN housemate's white money. He said he attended a party and 700K new notes were sold for one million. So the person was making a profit of 300,000 Nair just to sell the new Nair. While people are fighting at the ATMs for this money, some people are joining at parties freely or making a cut out of it. I mean, I don't know what to say on that, to be honest. Let me move on. We are coming back to this story. All of them will come one after the other. Bank will accept old notes after deadline. At least this gives me a bit of relief that we will not see all the madness. Why didn't they even stop with that? You understand? We will not see all the madness that you guys just read out, right? So the CBN, of course, said the banks will continue to accept old notes from customers after the deadline of February 10th. And he said this talking to the House of Representatives when he was appearing before the ad hoc committee that was set up by CBN, by the House rather on the CBN Nair redesign. Although he did not state how long the expired notes will be admitted by the banks. So the speaker of the House of Representatives by Dabi Amela had accused the CBN governor of bridging section 20 of the CBN Act, which, according to him, mandates commercial banks to accept old notes even after the deadline. So after the expiration date, such Naira's notes change will no longer be legal tender, but it also says that even five months or three months or two months, then even in June, all the notes presented to the banks shall be redeemed by the bank. That was what Dabi Amela was just giving him back with the column, the section of the Constitution for the CBN Act. So we'll come back to all of this because again, we have seen, yes, they have just released this, but before this, it has cost a lot of things. What may we talk about your story? They are all tied to the drama that we're seeing that is associated with the Naira notes. And that's what we would like to hear even your thoughts as well, what you think about all the disfiasco, we call it. Stay with us, we'll be right back.