 So one year out of finishing my medical training, my wife and I bought our first house. Here's the story of how it happened. So after finishing three years of internal medicine residency, I took a job as my first full-time attending job as an internal medicine hospitalist. Now this job compared to training afforded my wife and I a six-figure salary, which we used to save up, put down payment for the first few months, so then we could buy a house in the upcoming year. But later on the year, I also made the decision of going away from my attending job and going back to training to be a cardiology fellow, which is what I do today. So now we had a decision. With all this money we've been saving for about a year and a half, do we go ahead and put a down payment on a home? Knowing that my salary as a fellow is going to be less or do we just rent for three years until I go ahead and become an attending? Ultimately, for a variety of reasons, including knowing that we're going to have our first baby girl in just a few months, we decided to go ahead down the buying the house process. But to make the numbers work, we elected to go down and getting a position loan, which basically didn't require us to put as much down as a down payment. So now we could use this lump sum that we had been saving for the past two years to essentially subsidize the mortgage payments until I finished my three years of fellowship and still allow us to have the home we want and no longer be renters, especially with a brand new baby on the way.