 Okay, checking in on bond markets now, we've got Simon Michelle from FIG Securities joining us live. And of course Simon, we should start with those US labor market numbers out on Friday. They seem to tick the final box for an increase in the Fed funds rate next week. Yes, good afternoon. The market was very much keen to see how this last job report came out in the US, whether it would continue to build on positive sentiment we've seen in the labor market there, which it did. So it really has ticked that final box and market very much looking to hear from the Fed that they will lift the Fed funds rate from virtual zero, likely to occur after their meeting next Tuesday, Wednesday. Which of course brings us to the pace of the increases. This is what we're all talking about now. And I'm guessing this is what everyone will be listening out for when Janet Yellen speaks to the press as well. Exactly any indication of how slowly and how steady we can expect the Fed fund rate to be lifted. We know that she's not going to follow any kind of process where we see 25 every three months or something like that. Data dependent, she says. Is that right? Very much so, very much so. And I think this is a great opportunity for the Fed to reset their messaging. They missed the September lift off that caused a little bit of volatility in the market. So I think now that the market's sort of built in that increase in December, it's all about where to next. And I think what you'll hear from the Fed is that they've now reset that Fed funds rate off of the virtual zero level. But if market should not be looking for a flurry of further increases, they're likely to be very slow, very moderate. It could be that the Fed actually indicates that they don't expect any further move for them for 2016. They'll certainly be looking to see a global reaction, looking to see how the other central banks react as well. That's also reflected on the yield curve at the moment. So while we are positioning for higher rates or higher cash rate in the near term, we're actually seeing the longer end of the yield curve, longer dated interest rates actually move a little bit lower. And that reflects an environment where you've got lower inflation expectations. You've still got a number of commodity prices hitting new lows. So the market while preparing for that increase is not preparing for a flurry of interest rate increases on the back of it. I wonder what impact are commodity prices having at the moment on longer term rates? We saw iron ore fall into the 30s. For example, oil's still under pressure at the moment. Look, they certainly do play into that lower inflation forecasting. And as those prices have lowered, as we've also seen intervention by China as well and devaluation of the yarn, that certainly had an impact on those countries that import those goods. Obviously, a lot of our export markets that are buying our iron ore, for example. As those prices fall, that is built into what would then be a much lower inflation expectation, and that builds into lower rates on the horizon. So it is very much driving those lower yields we're seeing, especially out in the 10 year and beyond part of the curve. And let's just finish off with a preview of the Aussie unemployment numbers, which are due out on Thursday. Of course, do you think we'll stick to that 5.9%, which was a bit of a shock for us, I must say. Look, it was. And I think, you know, it's all about the use of the moment. So let's not forget we do have a bit of info coming out for Australia. And obviously, our employment market has been a big focus, you know, still very much a high level of under employment and a very low wages growth. Look, I think at the market, certainly looking for some improvement or some jobs growth, it'll be really about the participation rate, whether we get an increase there, but market pretty much on point for a steady, same unemployment rate as last month of 5.9. All right, Simon, Michelle, thank you so much for joining us. Have a good afternoon. Thank you.