 You can still invest in property even though you don't have money. You know, yes, at that point of my life, I would say I was privileged. I was earning dollars, yes, I could buy property here in South Africa with the affordability through the bank. But when we came back home, I didn't have a job in South Africa. You know, I had, yes, a portfolio, but it wasn't making us money. And welcome back. I'm the host of the first-time homebuyer show, Bestie class and I'm extremely excited for this evening show. It is our 50th episode of the first-time homebuyer show and I am sitting with a phenomenal woman this evening. But before we get started, we bring you amazing content every weekday this week. We've got some Antungua Kumalo with the private property podcast live at 7 p.m. on Facebook, Instagram and YouTube. And of course, we've got Mbali with the farming podcast. Are you interested in farming agriculture? Well, Mbali comes to your screens every Tuesday and Thursday at 8 p.m. And last but not least, Chad Verveiros travels in Zanzi, Johannesburg, looks at amazing mansions, townhouses, apartments. If you want to take that leap of faith and start investing in property, Chad's show is definitely going to help you reach that. And last but not least, I come to your screens every Wednesday night at 8 p.m. So without further ado, let's get this 50th celebration started. Do not forget, we are giving away amazing cash prizes this evening. I am sitting with a phenomenal woman and what a way to end off my 50th episode and woman's month with a bang, Sylvia Milosevic. Did I say that right? I love it, you said it perfectly. You got it, you got it. Literally took ten minutes to try and figure that out. I am so excited to be sitting with you. You have no idea. Firstly, I didn't think you'd respond to my email. Let's start there because you're so busy. You've achieved so much. It is a privilege to be sitting next to you. Wow, wow, thank you so much. You're getting me shy. But thank you so much. And also, I just want to say a huge, huge congratulations. Thank you. 50th episode. That is incredible. Yeah, that's very incredible. So congratulations to you. Thank you so much. I hope you get to enjoy this moment, this moment. Yeah, I think I might just call you back for the 100th episode. Can we do that? I like that. Let's do all the milestones. How about that? Let's do the milestones. I love that. Thank you so much, Sylvia. I have read your bio. It is a hefty bio. You have achieved and accomplished so much. Let's take it back to where you're upbringing. You come from the township and you've moved. You've traveled the world. You've learned from property mentors and property. And my favorite thing about you is that you came back to give it back. I just got to do something. We don't see that often. You started riches and beyond. And you're literally the definition of generational wealth, like you're giving back to people. So yes, let's take it back. You grew up in the township. Let's talk about your journey all the way back then to now. Right, right. First of all, thank you. My goodness, you said so amazing things. I'm like, whoa, who is she talking to? But thank you. Yes, I'm well-known in the space as this property guru, property developer, TV personality. And I see you in fond of riches and beyond. But what a lot of people do not know about me is I was born and raised from a beautiful township of Harankua in Pretoria. And my mom was to say, my dad was the only breadwinner at home who afforded us a good life, went to good schools, never had to worry about money. Until one day, my father came home. And after working for 17 years of his life for BMW, he got fired. I remember he came into the house. He called the whole family to say, let's go into the living room. I've got something to discuss, to announce. And as we said in the living room, he said, those worlds have been fired. And I remember the terror on my mother's face. I remember thinking to myself, it was just weeks ago I was talking to my dad, I was 16 at the time, that after my trip, I was going to go to this university. We had everything planned. And now thinking to myself, how is that even going to be a possibility now? But the reality is nothing about that day. I remember it felt like walls came crashing down on us on that day. But nothing about it. They prepared my family for the next three years of unemployment. For days we would go to bed on empty stomachs. I come from a family that had money in a bank account to not knowing where money was going to come from. And the most painful part for me was my dad was not a lazy man. He went out there. He looked for a job. He was just never lucky. And one day he came home after being tired of trying and nothing coming through. And he was sitting on his favorite chair. And as he was sitting in the living room, he just started crying. I had never seen my father cry. And as he was crying, he said some shattering words. He said that, I apologize. I apologize to you, my wife. I apologize to you, my children. For I have failed you. The one thing I'm supposed to do as a man, I have failed at doing that. And that broke my heart. Looking at my hero, my role model, my dad, you know. And from that day onwards, he got into the deepest depression. I got to experience this out of my dad I had never seen before. And his coping mechanism became a bottle of castle and a bottle of lion. And he became alcoholic. And I don't know if you've been through a time in your life where you felt like life because you were thunder your feet and you couldn't do anything about your situation. And that's how it felt. So I remember that time at 16. I promised myself, Sylvia, when you grow up, you are never going to rely on anyone to look after you. You don't rely on a job, a J-O-B, as a source of security. Now I didn't know what the future held, but I trusted in the future, I had faith. And I didn't even know what the solutions was until I turned the age of 21. And my parents on my 21st birthday, they didn't do this massive 21st birthday, they bought me a book and it was on property. So, yeah, that for me was the biggest selling point of my life. I was like, wow, my aha moment. I can now start focusing on property as a vehicle towards financial freedom. Yes, I had an opportunity to go and work overseas at the same time, but the plan was I'll go there, work hard, and it's great. Property is one of those things. You don't have to be physically here to take care of. As long as you get the right support system, I can be overseas working, money making, investing here. So basically that's been my journey. That's amazing and look at where you are now, right? I feel like when I look back at my life, because I come from a, I don't like to be vulnerable on the show, but I come from a very similar background. And to have a father figure who, you know, has been through something like that, and this is the man in the family. And to see that happen and to see that crumble in front of you, for me it motivated me to do better. And I can then, and it's, and you know, I don't like to do the whole gender thing, the whole man, woman, but I then became the brother, the father, the sister, the mother, everything. Exactly, you have to step up and that's amazing. And so let's talk a little bit about your experience overseas, right? Because you said that taught you quite a bit as well. Correct, correct. And how did you manage to even make it there? Like how, because did you get the opportunity to eventually study? So not really. Well, studied, self-studied property, but not from a professional level. Okay. So how the opportunity came about, it was like one of those coincidences. I was working at Monte Casino. He has a casino dealer. Yeah. And during one of the breaks, a supervisor came through and said, guys, you guys are relaxing here. You're going to miss opportunities. We're like, what are you talking about? He's like, there's this agency all the way from the US in Cape Town running interviews, looking for casino dealers to go and work on cruise ships. And I was like, wow, that sounds amazing. So the next break, I went straight to him, asking him, you know, tell me more. He gave me details. And then I got, I called the agent the very next day and they say, can you come through to Cape Town for an interview tomorrow? Because tomorrow is the cut of date. And I said, yes. And as the, I did what a lot of us have been guilty of in the past. Yeah. I was supposed to show up for work, but I went to the doctor. To the doctor. I went to the doctor. I got my last rents money, flew to Cape Town for the very first time in my life. Yeah. When I got to Cape Town, long line of people waiting, got my opportunity to work in. When I walked in there, there was this amazing woman, blonde hair, blue eyes, you know, a texting woman. She spoke beautiful American accent. I couldn't even hear some of the words. Yeah. She was saying, I was so nervous. And the first question she asked me was, tell me about yourself. And I said, I said, I'm Sylvia. I said, my full name, go get to Sylvia Mila. I'm a lawyer at the time. And I'm 20 years old and she stopped me. She says, wait, how old are you? I'm 20. She says, did you read the ad for this job? I said, no. She said, you needed to be 21 years old to apply for this position. Yeah. So you don't qualify. I was so disappointed. But she said, at any rate, it's your interview time slot. Let us continue. So we continue. Then I became myself and I was making jokes, money, high salaries in dollars. Long story short, fast forward two weeks later, I got a call from the agent that I got the job. This position was for 20 people. So they created a 21st slot. And I had to wait until I turned 21 to go overseas. So that's what it was. So had an incredible opportunity to travel the world. I've been to about 61 different countries around the world, 175 cities. I also did a lot of personal development, study property. But majority of what I learned about property was from the theoretical side of property investing, read from books. And then when I come home during vacation, I'll just be buying properties, and having that American salary afforded me a higher affordability through our banks in South Africa. So I was young. I was buying, I was listening to estate agents. I was buying directly from new developers. Fast forward, building a portfolio over eight years with a plan that when my husband and I come back to settle in South Africa, we'll have this portfolio to look after us. But our reality was not that way. When we came home eight years later, this portfolio, first thing that happened is that the estate, the leasing agent that we had managing all the properties disappeared. They literally ran away with all the tenants deposits. We also found out they were a flight by night. They were not a legitimate company to start off with. So one didn't know lots of things how to vet. Didn't know much. Everything I knew about investing in property was what I read from books and put into practicality. And now when the tenants realized the vulnerability and I dealt with some of the tenants who knew more about the law than I did and they were ready to play the game. So it was a tough time. I mean, we had to go through lots of evictions. We had tenants who refused to pay. We got caught orders like restraining all this because we tried in every way to get, you know, to fix them and from the illegal way to learning the hard way they tried to do it legally and it cost us a lot of money and almost became bankrupt. You know, there's a statistic that says the majority of properties that go through the sheriff's auction are property investments gone wrong and we almost became that statistic. You became, yeah. Almost became that statistic. Wow. And I wanted to find out because that's really, firstly I wanted to get back to, because even in your bio you say you bought properties left and right. Would you say that you were in a point of privilege because you had, you know, you were earning dollars? Correct. And so because you could come back and obviously invest properties and I think what this is just my opinion of which is beyond is what you're trying to do for South Africans that you don't need to necessarily make this money, dollars, euros, pounds but let's buy property left and right South Africans in South Africa. Absolutely. I love that. And also just to add on to that, you know, you can still invest in property even though you don't have money, you know, yes. At that point of my life I would say I was in privilege. I was earning dollars. Yes, I could buy property in South Africa with the affordability through the bank. But when we came back home I didn't have a job in South Africa. You know, I had, yes, a portfolio but it wasn't making us money. And, you know, fast forward what happened is that we came across a property educational program. It was a British company in South Africa educating South Africans on how to invest offshore. Okay. But at this seminar, the speaker in front of the room, he was talking about different types of strategies that, you know, we only knew buy and rent, like, you know, buy to let. He said, no, there's about 50 most powerful strategies that you can apply in any country around, I mean, any country around the world to achieve success in property. There's about a minimum of 10 ways for you to raise money to go into deals. So let's talk about all these things that you could do in property was living the lifestyle and I thought to myself that man is a genius and I want to be like him. So we took some of the proceeds from the property we sold. We took a huge leap, a huge leap, you know, it's like huge leap our faith and investing in ourselves and went all the way to the UK, spent time in the UK, paid for a mentorship, got our self a mentor from one of the reputable companies there who introduced us to a mastermind team, got to meet some of the top property experts while I was in the UK, opened up my limited company, set up like, you know, banking facilities, you know, learned so much, he helped me by the hand, took me out, then taught me everything that I knew about property. But now I had learned it from the UK. It's like, okay, it works in the UK. It's going to work in South Africa. So when I came back to South Africa, they paid me, you know, they had other students who had been through the same similar courses who were achieving success on the ground and they were like, you know, got some introductions for them to just be of a support system, you know, while it's before signing an offer to purchase, having someone to overlook it so I don't make mistakes, you know, when I go for viewing before buying, having that second eye, that experience, you know, getting that support and as in the first eight years of me investing in property, I did a completely wrong loss money in the biggest way and it took four and a half years to reach a point of what we call financial independence where we we're getting sufficient income from property to cover our expenses, cover our lifestyle, got into buying from auctions, bank represents the properties, got into tapping into multilets, got into doing back to back deals, you know, and now even done something powerful that in order to grow a portfolio to the level of building wealth, you can't do it only relying on your money, you know, you can't look at how much I've got in my pocket or savings in my bank account that you need to develop a powerful skill in learning and how to raise money and learning to go into joint venture partnership, learning to tap into venture capitalism, learning to understand what is it that financial institutions are looking for and you know, finding the right deals that you're able to put the right proposals together because that business investors proposal is what's going to get you funding, how to master all those things plus getting the right knowledge, so acquiring a knowledge that a lot of people do not know out there, that becomes an exchange for you, so because, you know, you've been through a lot and such, you know, moments where you could have been in a point in your life where you lose everything you were so close to that, we were what was like the biggest lesson, like let's narrow it down to just one big lesson that you learned from that moment in your life? I would say this and this applies to different moments of my life, whenever I stepped into something for the first time that I didn't know much about and I tackled it myself I've pretty much always made mistakes always lost money, literally you know, so I would say the biggest lesson and also what I would call I don't know, like a recipe to my success has been from those failures, what I've learned is whatever it is that I want to tap into and master I need to invest in myself first you know, I wanted to become a speaker I invested in myself, I went for a restaurant you know, I got to learn from a restaurant I paid a huge amount of money, but it was an investment because I knew by learning how to do public speaking it's an eye that I'll get back so I went into business with my previous partners, first business I had, didn't know much about that, made the biggest mistake that almost killed everything you know, so from learning that, what did I do? I learned from that and then the next thing I did is sort of the best mention in the wall Lisa Nichols, she's a global entrepreneur has a business over 49 countries to mention me to do it the right way so I'm working with Lisa now helping me to build which is in beyond and also taking this business globally as well so every single thing that I want to tap into in terms of personal growth or financial growth I've learned the best way to mitigate risk to get there faster and invest in someone who knows much more than do so you can leverage from the experience and I love what you said earlier invest in yourself and I think research is so important, you know, research about anything that you want to take that people faith in, try and do and learn and especially something, you know, a lot of young adults coming out of university, what they've started doing is just starting their own businesses and it could, in most cases we're following our passion and it might not necessarily be the degree you just studied but I think a lot of the time we end up making mistakes a year or two years later is because we lack research in this thing so to the young people at home I think it's so important that we need to do our research and just before we carry on Sylvia I have a very important question for you but I just want to remind all the viewers at home it is the 50th episode of Massive Milestone for myself, Sylvia's with me this evening and I just want to remind you we are giving away 2,500 cash to lucky winners we need that special piece of advice for potential first time home buyers that's been our question to our viewers throughout this week Sylvia we've been giving away a lot of money and the question is a pivotal piece of advice for a potential first time home buyer what's your advice for that? I would say that, don't rush sometimes we get taken away right? I can afford it, I really want it, I've been dreaming about it maybe even have it on your vision board and you made that first property say this is it, take your time view at least 20 of them and the beautiful thing about being multiple properties every single one gives you a lesson by the time you're done with 20 definitely you'll know which one is the right one to go I like that, yeah view 20 and you know on the show I hear a lot of advice from property mentors and moguls and investors this is the first time I've heard like view 20 that's what I'm going to do I don't need to like view 20 you're right view 20 but someone else also said something so amazing who was on the show once and he was like drive around the neighborhood in the evening okay and I was like that's so smart I go around in the evening, find out the neighbors making annoyances they're like people tearing down the road people standing by the corner on a Friday evening or a Saturday evening that's my piece of advice I love it we spoke in depth about strategy and how important it is to have a mentor to help you who's been in the game, who helps you what is Sylvia's strategy property strategy for success so right now where I am in my life so I'm into your high density residential development working on two deals at the moment one is right across from UJ it will host about 510 students the second one is in Akeria who's about 1400 students and the biggest deal that we're busy with now it's in Mbuma Langa and that's their mega city project it's an 8 billion project that we happen to be part of the team that's bringing it to life and working with the how do I join why not, I basically shoot you know, I just do those are the strategies right now and you know for me it's all about reaching the next level and the beautiful thing is every level I reach then I can go back and say okay, here's the format because property investment should never be treated as a side thing a side hustle I'm just building it on the side you want to treat it as a business that's scalable whether you're starting with that first time home, you're buying well your home is not your investment we buy a first home, that's fine buy your first property in investment that's making you money from day one and then from there we start building it start with one get the second one, maybe by the time you get the third one can we maybe escalate the strategy can we now start tapping into multilets when in multilets you're able to leverage a lot from that can take out some of the equity to now start reinvesting in your blocks of flats so that's how it should be about continuous learning continuous growth and that's how you get to the levels of building a legacy that lives to your new lifetime exactly, and that's why why are you enjoying the money right now and that was actually, I had my next question was going to be something around the lines of you're a mentor yourself what is like the first piece of advice you would give a young adult coming in first time with property I know nothing I don't even have my first home you know as a mentor when I start working with anyone, whether they're young or old you get matured people have not even started as yet but particularly for the young people would be goals what's your goal, you know where do you see yourself six months from now two years from now, five years from now ten years from now in terms of property in terms of property investing property acquisition, let's start from there once you've started to say wow in a year from now I'd like to own one or two buy-to-lets that are investment now once we've got the goal we start working on the goal the foundation for all of it is the goal and the why why are you starting having goals and having a why these are the things that are going to get you there because now you've made a commitment to yourself that will hold you accountable that's what's going to get you back on track but if we don't have goals or why we're even doing it in the first place then it will just be a nice to have or a nice to do and I think that's a piece of homework for all the viewers watching the show if you do not know your why yet if you're so excited you're ready to invest in property you've watched all our shows but you don't know why or you don't have a short term or long term goal I think this is something especially young adults need to start thinking about right now so I also want to go back to we spoke about you being a mentor and a piece of advice that you would give first time home buyers or potential investors in the future but now I want to find out from you I know you did the program in the UK and that kind of inspired Riches and beyond I want to know a little bit more about what you are doing because I spoke I was like rambling in the beginning because I love what you're doing with Riches and beyond but I'd like for you to tell the viewers in depth your goal what is Sylvia's goal I love it it's goal slash purpose slash passion is that it's a deep one it's that I come from I told my story about my dad someone who worked for 17 years of their lives and just like that them losing their job and that changing our lives drastically so that I believe sort of crafted my mission and what I'm doing today and it has everything to do with transformation it's got everything to do with teaching an everyday person a young person at home right now you know a a mom right now who wants to gain her own independence and take care of her own finances you know a man who is the breadwinner of a family who is feeling like my salary is just not enough to cover all the overheads you know living I'm caught in the red rays and I just can't find a way out of someone who's feeling stuck like there's just not enough enough money enough finances to go by and I'm looking for solutions so mastering and learning about property investing and my mission and purpose is educating more and more people that you can take charge of your financial future and then create your own economy that you're not affected by the job by the economy by what's happening around us because you now learn a powerful skill of knowing how to create money for yourself when you start mastering strategies such as your capital flip where you're buying below market value fix to sell and make a profit and you've done the first one successful you now have the blueprint you've got the system all you do is go back to the same thing you now know how to create 100,000 if you're indebted and your credit card is at 100,000 and it's taking you three years to cover up to 20,000 you still have 80,000 of a mountainous debt and it's giving you so much stress all you need to do is learn this once you're going to apply less than six months you can easily make a minimum profit of 100,000 settle off that credit card if you say I would love for my child to go to a private school to a Crawford so they can get a better life than I did so we start working this year we learn you learn these things you go and buy below market value you fix yourself bang you've made 100,000 you can pay for the whole school fees for the whole year you don't have to say for seven years to take your children to Disneyland this is what I'm talking about creating your own financial economy creating money for yourself and what I always say that what you're doing is like generational wealth or even with it's generational knowledge as well because whoever you are now mentoring goes home to the township to the Cassie and they're telling their cousin their uncle and they're sharing this knowledge and then more people come more people want to learn about this and that is how we grow as a community and that's exactly what I believe I love it and that's the largest legacy to say have you changed lives not only just your own lives but your own knowledge the same charity begins at home once you've learned it can we now teach our children so yeah go to school study get those degrees but while you're busy studying and getting those degrees and working let's start building on the side let's build that business that's going to take care of us so even us while we're doing it and building it we want to make sure that when we're going to pass it over we're passing it over to people who are going to be capable of taking it forward you know we take it as far as we can and that's how we change the landscape and that's how we transform minds and hearts I agree I want to take it I want to bring it back to women's mind and I want to know what your vision for women in property is wow my vision for women in property is wow can you imagine and I wanted to imagine this you know we in 2021 imagine 2031 and you know we hear that there's about 2050 property funds owned by women you know and women from all walks of life not just the privileged one but like it is possible you know it is possible I feel like property is still a male dominated space that we need lots of the sylvias and the Estes you know we need lots of that and that's how we also become role models for the young ones because when they see more of us and they see it's possible because you look like them you sound like them so if you can do it they can do it too yeah I want to because I know we're running out of time but I want to know from you because of course that's a beautiful image a beautiful picture in 2031 you know we have all these women taking over the property property market how can we get there I love that thank you for that question because that's why I do what I'm doing you know reaches and beyond we've had over 40,000 students literally over 40 we've helped raise we've helped the student raise over half a billion worth of funding towards their deals and now we've got this magnificent and a powerful platform where we're now able to reach the masses and that's with the TV show the property game show that I'm sharing with Proveb where we have our students coming in to sharing their stories, their journeys their successes where they were from what property is doing for them so the more people see this show the more seeds are planted the more people's eyes are opening to say wow there are possibilities wow if they can do it you know we had a powerful lady this week Sveleni who comes from Emakaya in Guazulu Nadal where you know where she grew up from you were only limited to going to school if you like you even have a metric certificate where in real dreaming about making it big everyone loves it you can say keep on dreaming you know to her sharing a powerful story on how she's making money on property and having investors and I'm like wow so when more people see this and they see people like Sveleni who just like them, sound like them and they're making it that's how that's how we get to 2050 property funds 10 years from now I love that and I want to find out from you Sveleni what does generational wealth mean to you so generational wealth what that means to me and I'll take it back my great-great-grandfather he studied from zero my grandfather he studied from zero my father studied from zero I would love for my children to start from something and I would love I would love that 100 years from now my great-great-great-grandson and daughters they should be in their property space building skyscrapers and it's all because their grandmother 100 years ago believed in herself that's what generational wealth is I love that and I think that's something that we all need to work towards and we can with knowledge like this accessible to all of us with the internet, with education we're so privileged actually our grandmothers and our mothers were back in the day 100% and that's why we should take advantage I said yes this is the first time home by a show and I love that you kept reiterating the fact that when people see that we can do it a little colourful and the township in Cape Town believes because I'm doing it they see people who look like them sound like them so people believe in themselves you told me that the one push was your 21st birthday in that book for what? because Sylvia you're so committed to what you do you wake up every morning and you continue to thrive and you continue to and yes of course you are doing it to build a generational legacy for people for our kids that we're leaving behind but I'm sure there are mornings where you just can't but today you feel like this is heavy you know the energy is awful but that keeps Sylvia motivated I give myself a lot of grace I've learned to develop a good relationship with myself be kind to yourself to listen to myself and when I don't feel like it when I'm feeling down if I feel like crying I allow myself to cry if I feel really tired I say we gotta stop nothing will happen we gotta stop let's take a break yeah it goes a long way so I'm very kind to myself I've learned to do that it wasn't always that way but I've learned to do that and that's keeping me going as a result of that I've got lots of energy with doing the things that I'm doing because I always know that when it comes through a certain level everything mind you everything starts saying break time for us grace and self-care I'll say those are the biggest thing and allow myself to feel things lead yourself up for doing that and for taking the time 100% self-talk I pay a lot of attention to that because I've learned something powerful that I am not my brain there's 60,000 thoughts that go through my brain that's not why it's just my brain going there's Sylvia and there's the brain and I can choose the thoughts that come through and the ones that are not serving me I'm like thank you for sharing information but no I don't welcome you because that can't come easy to a lot of people but that comes from learning to invest in yourself taking the time you would never know that you need to do something like that if you did not invest 100% and know who Sylvia is I love that you said that personal development has a huge huge huge part in success even with the property game show I don't know if you've watched it it's a two part show and it's also about property investment because one thing I've seen from my journey as a property mentor is the students who become successful are the ones who have the right mental attitude are the ones who are mentally tough some people have it naturally others have to learn that whole personal development thing but I'll tell you people who come in and become successful they had the right mindset to begin with so investing in that is very important and it's for free you don't have to pay huge amounts of money for that that's so true thank you so much Sylvia I absolutely enjoyed this I do want to do this again I believe that we should because I know that you just spoke about your goals and I feel that once you've achieved and obtained these goals is when we should have another sit down because again it's about educating and showing people that this is possible I'd love to thank you I'm so excited so happy for you I'll see you again at the I'm the episode we are definitely inspired motivated and driven and thank you once again to Sylvia Melasiewicz for showing us that we too can reach our dreams and as you've heard tonight is extra special we're celebrating a whopping 5-0 as you can see behind me of course the aim of the show is to check to inspiring property investors first-time home buyers because if they can do it so can we and on that note of being excited and inspired and driven and motivated I would like to share some of the advice that you guys gave us on Facebook and let's start off with the first piece of advice from Tintualo Mulambo before you get emotionally attached to a beautiful house check your monthly budget to determine the amount that you can afford make sure your monthly housing costs including taxes and insurance is not going to be more than 25% of your monthly take-home pay that was the amazing advice from Tintualo and one more just before we announce the winners of the 2,500 rand this evening we've got Zubabantu Moy who says think about what you want and what you need be specific with online searches and when talking to agents work with well-known agencies they all know the area and properties on the market and will be able to give you really good advice thank you so much to those two absolutely amazing advice given from our viewers at home thank you so much to everyone who's participated in the competition and given us that absolutely amazing advice that we needed from you for any potential first time home buyer but now we reach the most exciting part of the show where we give two lucky winners 2,500 rand cash our first winner is Rafilwe Precious Malibane I would like to take a moment and quickly read some of the advice Rafilwe has shared with us Rafilwe says the first thing is to have an ideal of what you can afford very important Rafilwe and save up for a deposit so that your bond payments will be lower please head out to our comment section and see more of what Rafilwe shared with us Rafilwe Malibane you are our first lucky winner DM us to claim that prize and that's not all our second winner for tonight's grand prize of 2,500 rand is another drum roll please Queen Taco Queen thank you so much for your absolutely amazing advice I'd like to share a little something from Queen and she says research about the area we talk about that often on the show do your research before you make that big property investment thank you so much to everyone at home those who participated in the competition those who helped me celebrate our 50th milestone and to our lucky winners don't forget DM us to claim your prize here is to 100 episodes we'll see you guys every Wednesday at 8pm live on facebook instagram and youtube let's go cheers cheers to 100 episodes see you guys soon take care and stay safe