 Well hello friends and welcome back to my channel. Today we're working on my February budget. This is the budget planner I use. I have the Erin Condren monthly deluxe or is it yeah deluxe monthly. I get those messed up all the time. Mine is in the colorful version and I did get a hardbound cover with an embossed 2019. I know it's really hard to see or at least on my viewfinder I can never tell if you can see it but you know hopefully you guys can see it. But yeah I put 2019 on there and it's the black cover with the silver coil and yeah January we need to talk about January before so okay so like let's do this. January was kind of crazy so I will leave my January budget linked up in a card for you guys but y'all I had a lot of unexpected expensive. First thing that happened was I had sent a message to my hairstylist asking if she had any appointments available. Usually she's like backed up for like at least a month thinking oh this will be like in February. No she was available in January so anyway got my hair done was $95. Doyle I was planning on doing getting his nails done next month but he ended up like cracking a nail so I had to take him into the vet to get his nails done and yes I had to take him to the vet to get his nails done. He's just it's a whole process so anyways so that was $28.05 and then this big bad boy here my furnace decided to stop working so that was fun and like while I'm filming this just to be totally transparent it's negative 17 degrees outside right now in Minnesota yeah it's really gross so anyways last week I got a new furnace installed so everything's great but yeah the weekend before last is when it died and there was the big problems so anyway use my emergency fund for this. It's the first time I've had to really use my emergency fund but I'm very thankful that I had the cash on hand so that was awesome and I'm so thankful that I have been following the Dave Ramsey plan for a while now so that is making my mind more at ease so now I am going to be in the mode of putting that $3,000 back in my emergency fund but the hair and the nails I just cash flowed those items but I wanted to just like talk to you guys about that so anyway so this was January and then let's go into February so here's my February sheets oh here's a little bit about me if you guys are new to my channel I obviously love decorative planning my name is Emily I'm single I live in Minnesota I have a dog I don't have any children I am currently I guess now on baby step three I'm back to baby step three because I'm gonna be funding that emergency fund back up however I'm still working on four and six um baby step fives is not pertain to me because I don't have any kids so and I follow the Dave Ramsey plan and all that good stuff my budget to be honest really doesn't change month to month unless I know something is coming up so this month I was planning on putting in my hair and then Doyle's nail trim but we're not gonna do that because that's already done however in April I will um I already made an appointment so I'm gonna be doing my nails or not nails my hair then as well so anyway um so I decided to go with like a pink and purpley kind of a thang this month actually hold on I'm gonna I kind of took inspiration from this Aaron Kondren book like I did last month I used some of these so yeah I don't know I'm just gonna I'm just gonna go for it I thought that these were kind of cute so you got some purple with some little cute flowers and I'm gonna use this and this washi unfortunately does not um cut well so you actually have to cut it with scissors but that's all right I will survive but I like this glitter washi because it doesn't come off at all so that's nice I like that aspect of it all right I'm gonna use one of these little heart ones kind of in the middle here because you know I'm all about using use what you have oh no that's not gonna stick oh that total fail guys total fail all right well whatever um all right we're gonna figure out something else okay and then this I'm gonna put it right down here I thought that would stick apparently not okay well you know we're just gonna leave a blank then that's fine all right so let's put in um all of my categories so these are one of my favorite sticker sheets um coffee break planner I do have a discount code below if y'all are interested but these are one of my favorite things you see them in my plan with me as you see them in most of my budgets um the scalloped event boxes are just like one of my faves it's like functional but it still has a little something you know it all works so let me put in some of my categories here all right so my budget let's see if this will stick well this sticks what the heck oh well all right then I've got my bills and then I'll write those out and then I'll put in my cash so let's speed this up thing is in and let me just go line by line and share with you guys just a little bit more so here are all my bills I get lots and lots of questions about my mortgage my mortgage is 467.09 a lot of people ask why it's so low I will put up in a card for you guys my mortgage details I actually ended up putting half down on my house so that is why I have such a tiny mortgage my HOA is the same every month at 158 my gas actually went down and I'm on this it's not like a payment plan but it's like a flex plan so they just like average out for six months and so um it actually just went down so it was $17 last month and that's what I'm anticipating again for this month but um if it changes I'll change it in March Colligan is $31.85 I do rent a water softener unit the original owner has had to change the water softener unit twice because um I guess we have just like really um hard water or something in my area so anyway I kept that and they will replace the unit for free for me um renting the unit from them and they come and actually change out the pellets and do service and stuff on it um as well my electric is usually about the same at $75 it's just an estimate normally for the winter time my garbage is always the same it's the garbage and recycling and it's $17.85 my water is also an estimate and that usually ranges between $40 and $50 a month but um I usually just put in 45 auto insurance is $85 and 42 cents and my netflix is $11.75 so we have a total of just regular bills of 908.96 here's all kind of like my cash categories the only thing I take out for cash is actually grocery and dining fuel I don't do that like I said in the very beginning of the video it's negative 17 degrees here today so the idea of spending more time outside doesn't sound like a really fun idea so I do use my debit card at the pay at the pump and you know what most of the gas stations that I go to some of them don't even allow you to pay cash like you always have to prepay now so I don't know but um yeah I don't take out any cash for fuel I just put it in a different category because it kind of flexes and I don't know about your area but my area um fuel has been going down a little bit so um it actually hasn't been as much so fuel I usually budget about $250 and to be honest it is what it is and um I know that last month I spent way less than that but you never know when fuel prices are going to go back up my grocery I usually budget about $250 that usually works for me really well dining um I do go out with co-workers and I have other you know things to go to once in a while and I usually budget about $150 a month sometimes I use it all sometimes I don't and so that gives my cash category $650 I don't really have anything extra pending this month the other things I was gonna put in would be my hair and then Doyle's nails but that got taken care of last month so my total for the month of February is $1,558.96 oh and I forgot to say um I don't pay for my cell phone through this budget or my internet um I have my own business I have an LLC so it gets paid through that and also medical expenses I know I get a lot of questions on why I don't have my cell phone in here or why I don't have my Wi-Fi that is why so I pay for that through my business because it's all used for my business so anyway that is it I hope you guys enjoyed the video if you like these budgets make sure to give it a thumbs up feel free to subscribe if you would like to see more from me I do lots of other content so you can feel free to check out my channel if you ever have any video suggestions feel free to put them down in the comments below I will link everything that I can find that I used down below as well for you guys hope you are having a wonderful day and I hope you have a wonderful February budget talk to you later bye guys well folks it's time to kick it old go