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Published on Jan 22, 2015
As one of India’s most successful and dynamic microfinance institutions (MFIs), Utkarsh currently operates in five states through 118 branches, catering to more than 268,000 members, with a portfolio of Rs 246.76 crores (approximately US$40 million). Utkarsh operates in north-central India – Uttar Pradesh, Bihar, Madhya Pradesh, Uttarakhand and Delhi – where there is a large Below Poverty Line (BPL) population and relatively low competition from other NBFCs or banks.
With Arc's technical assistance, Utkarsh has continued sales of solar lanterns by financing end-user clients as well as agents, generating local employment and investing in the futures of women and girls.