 I think in the sector of ICT and in order to encourage development of mobile broadband, we need public policies that encourage investment and innovation. So why investment? Well, first of all, everybody says there's 7 billion mobile connections in the world, so you would think everybody has access to mobile. But if you look at individual users, men and women, it's actually 3.3 billion people who have access to mobile, so that's less than half of the world's population. So we're quite far away from really everybody having access to mobile. So we need to encourage deployment of services for people to have access to mobile. And then also there's a huge growth of mobile data traffic. Cisco says it will grow by 13-fold in the next five years. So you really need to encourage investment. And then you need to encourage innovation because mobile is going to change a whole range of other sectors, health, education, transportation, and so you need to encourage investment there. To encourage investment in the sector, I mean mobile depends on spectrum. Yes, and on spectrum that will enable both an important amount of data to be carried and also that enables rural coverage in rural areas. And for that, we need to make more spectrum available and we need to make spectrum below 1 GHz because that's the spectrum that enables the rural coverage available to the industry. And that means digital dividend because a lot of that spectrum is actually being used by analog TV and as you re-farm, you need to make that below 1 GHz spectrum available for mobile. And then you need to do it in a way that balances the short-term price that operators will pay for auctions with the need that they have to invest on the long-term for 15, 20 years in deploying the networks. So you need the licenses to be set, the license auctions to be set in a fair and balanced way and you need to have a presumption of renewal and things like that. So there's a number of things you can do on spectrum and auctions and licenses and then you also need to avoid having sector-specific taxes because these taxes will, one, increase the prices for consumers so that goes against your objective of inclusion and also they will deter investments. So those are the two things, spectrum licenses and then avoiding sector-specific taxes. Innovation is actually many, many folds enabled by mobile. So it can be mobile health services, it can be smart meters, it can be connected cars, it can be mobile financial services. And so as I mentioned, these sectors, they all have different stakeholders in policymaking. So you have your financial regulator, you have your help minister, you have your education minister and that means that they all need to talk with the telecoms and ICT minister and regulator and they need together to work on what are the best policies for the sector. It means regulation and policymaking needs to be much more cross-sector to enable that transformation of other industries. We also need, I think, in the area of privacy which is a very important area for consumers. We need to make sure we have the right policies and we balance, of course, protection of consumers and their private lives and also the innovation that we want to do in that sector. So that means we need to have regulation on privacy that cuts across all the sectors. There's many wonderful examples of how mobile can innovate together with other sectors. So let me give you a few, I'll try to give you maybe three. One in Africa, an initiative called Mcopa and that's very simple, that's power, a solar-based panel with a mobile SIM card and that's something that you can take home and you pay as you go with the SIM card and you get access to energy and you're able both to use the light that comes with it and also maybe recharge your mobile phone and that provides people in Kenya in this case with energy that is affordable. It's the same price or lower than kerosene and it's also clean and renewable. So that's one of the wonderful examples we have in the sector of energy. I can give you an example in South Korea of using NFC or Contactless Services where your phone enables you to validate your tickets for public transport or pay so you can, with your phone, do a number of the things that you would do with either a paper ticket or a credit card. That's another wonderful innovation. And the third example I'd like to mention is mobile health and I'd like to mention a specific initiative, a bike ride that we organized between Brussels and Barcelona just last week to raise awareness on diabetes. So this bike ride, it was actually people with diabetes that were riding and they had mobile-enabled sensors to monitor their blood sugar levels and so that they were able to do this very heavy physical exercise but still be okay and have the right levels of insulin to enable them to do that. And I think that's a wonderful example.