 Thank you very much for the introduction, ladies and gentlemen. It is an honor to be here. I would like to recognize African policymakers listening today, as well as the leadership of Minister Lemaire and Mrs. Melinda French Gates. Thank you also to Mr. Jibo and Mr. Kibombo for sharing their perspectives. It is a challenging moment for the world. Job and incomes continue to be lost due to the pandemic. Governments, many of which have expanded and president of fiscal resources are grappling with uneven results from recovery efforts. Although per capita income in 90% of advanced economies is expected to bounce back to pre-pandemic levels next year, only one third of low and middle income countries are expected to do the same. These inequalities underscore the importance of supporting an inclusive economic recovery. This is particularly relevant in Africa, where 63% of women live and work outside the former financial system. Our small businesses, which were among groups disproportionately affected by the pandemic, account for the overwhelming majority of employment. What does an inclusive recovery mean for Africa? It means understanding women's specific experiences in the face of COVID-19 and placing them at the center of efforts to boost resilience. But why? Why women? Because women have been the hardest hit by the pandemic. They have exited labor force in far greater numbers of men. They're often primary caregivers at home. They rely more on informal work and subsets and farming, making them increased exposure to production and climate-related shocks. And they also are confronted with more complex social norms. Today, I offer three reflections on what we have learned the past year about the role of digital financial services to support an inclusive recovery for women across Africa. First, investing in digital public goods that support financial inclusion for women is no longer a luxury, it is a necessity. These goods, as many as you know, include digital IDs and connectivity. They also include regulations supporting digital payments, well-functioning and interoperable payment systems, and rules on protecting consumers and managing data. It is important that these investments are made with the specific needs of women in mind from the start. For example, developing payment services that work with a variety of mobile phones is important, given the gender gap in smartphone ownership. Countries across Africa, including Togo, Namibia, Burkina Faso, and Benat, to name a few, have accelerated these investments and delivered quick economic relief to citizens via digital payments. Some actively prioritized women, in doing so, these programs provide underserved groups an on-ramp to financial inclusion. And they create opportunities to access and use other products, including savings and insurance. These investments should be applauded. So now is the time to help bring forward countries that still lack behind. We have the technical solutions. Governments can step up commitments to accelerate these investments for the benefit of women and of economic recovery overall. The second point is we must invest in digital solutions that support Brazilian and livelihoods of African women. In practice, this means looking beyond access to basic accounts and towards savings and insurance products. Let us make sure that people have the proper tools to build long-term buffers. This technology and innovation to better meet the financial needs of women is extraordinarily important. For example, in Tanzania, women with access to solar lamps through a pay-as-you-go financing reported being more likely to work outside of home. Tasks that were previously needed, daylight, could now be completed at night, leading more time for productive labor activities during the day. We are reporting more flexibility to manage childcare and household chores. Yet, while today's global pay-go market, which is 100 million people, only 25% of the customers are women. So more tailored solutions are clearly needed. Women with access to solar lamps also means supporting the recovery of women in businesses from COVID-19 through targeted credit lines and well-designed business training programs. And of course, encouraging microfinance institutions and cooperatives, which remain a key provider of financial services to women in Africa, to digitize in order to offer services much more efficiently. The third point is that we can acknowledge that digital technology is not itself a panacea. Women need the appropriate skills and opportunities to use it meaningfully. Bolstering digital and financial capability will help ensure digital technology does not create further divide between men and women. As we have created, we can also double down on efforts to protect users from fraud, ensure data protection, and address algorithm biases in digital platforms. Looking ahead, we have an historic opportunity to recover from COVID-19 in an inclusive manner. One that gives African women and girls the financial tools they need to live more productive and safer lives. We will need to accelerate financial reforms that support digital financial inclusion for women and invest in interventions that foster long-term resilience, financial health, and improved development outcomes. The G7 partnership offers an excellent platform to accomplish this. We encourage pillar partners to intensify work and coordination amongst themselves. It is also important to build out a comprehensive result framework to ensure accountability under the partnership. I also would like to recognize local leaders active across Africa committed to supporting women's digital financial inclusion. The G7 partnership pillars stand ready to support and provide the technical tools to make meaningful change on the ground. Thank you so much.