 We're hooked up and we are very nice. Very nice Hi everyone, this is Chicho. Welcome to my channel and welcome to another stream. Today is June 11th, 2020 And we're doing our drop-in math tutoring session number 13 for the 20 for the year 2020 I guess We're gonna do some math open discussion We've done a lot of these in the last few years, so when people show up notifications does go out and Math questions if you do have them then just let us know what they are and We'll try to deal with it Mainly focus on high school mathematics Aside from that the discussion can take us anywhere and it is open discussion We'll see what happens, but usually we try to keep the politics and politics Discussions economics definitely related to mathematics it does come up and some physics and Astronomy geophysics and whatnot Aside from that if you want to follow this work, I am in patreon patreon.com backslash gcho ch y ch o If you want to follow this work if you want to support this work Patreon is a great way to do so. I don't put anything behind paywall Everything's created commons Catholic tradition is good afternoon. Good afternoon So you can follow the work there If you're into it lag lagger, how are you doing? Welcome. Welcome to another chill math stream dragons. I was live We are live streaming on twitch if you want to participate in the chat live as is happening Twitch is where you want to be at Purple pumpkin. How are you doing spider-man? Hello? Hello? Hope you guys are doing well Time to get schooled. I'm mark. How are you doing mark? I'm gonna do a comic book reading probably in the next batch and most likely I'm gonna do a Little intro. I did one comic book by okay, so and I wouldn't picked it up today So I'll let you know more once I do it So if you want to participate, do I see Narnia on the library? You do indeed you do indeed Like I actually haven't read Narnia yet. I've read a lot of CS loose books, but I haven't read Narnia. I Don't know why right Donate. How you doing? How's the life? I love you for all your views my friend. Awesome. Awesome mark Thank you for the love Filo Timo. How are you doing? Welcome. Welcome to a math stream mask of a raven. Nice. Nice We got hardcore math people here man So if you got math questions drop them we'll try to deal with them if I my math abilities are not high enough There are people on this chat that their math is Powerful if there are wizards you want them with you. They're a higher wizard level than I am Right, then it a about to go to sleep, but I can hang for a few minutes. Okay, then it a if you need to go to sleep Go to sleep brother It's a nice math stream. So Randall, how are you doing? Welcome. Welcome. Thank you for tier one sub For 10 months in a row Nice. Oh, yeah, I gotta finish my intro. What are we doing? They just announced another spider-man game featuring Miles Morales. I'm so excited. Oh, okay, cool Maybe that's why we're seeing a huge jump in prices for the first appearance of Miles Morales in the last couple of months I've seen a serious kick up in the going price of the first appearance of Miles Morales So it's interesting Major shark right major shark Chicho. Hope you're having a wonderful day. It's a hot one in Oklahoma much love nice. Nice. It's actually hot here, too. I got the beach umbrella set up. So Hopefully the Sun is not gonna blind us Shake. Oh, yeah, major shake. Nice. Nice. Miles is getting super popular crazy popular I should have picked up his first appearances when we're going Much cheaper, but I didn't I still don't have a first appearance of Miles Morales They did an amazing job with spider-verse on it. So Purple pumpkin. Okay. Listen, do you know how to calculate how big a loan is on the end of the year If not, that's okay. I just finished my business finals and I'm so exhausted loan is on the end of the year like the Compound interest for me not compounded like daily monthly weekly weekly don't see really Daily or monthly or quarterly or semi or something. Yeah, for sure Aside from that. Yeah. Yeah, we can do for sure. We'll do one not purple pumpkin I do announce these live streams on Twitter gabs mines VK and LO. So if you want to follow the work You can follow it there. Okay, and again subscribing or following through twitch is a fantastic way to support this project as well This the math streams as of yet, I haven't been loading on the audios on to SoundCloud yet Some of the previous stuff I might but we will be loading on a fair bit of stuff on to SoundCloud in audio format as podcasts people have been asking about that a whole gram. How are you doing? Calculating interest is easy. Just follow simple formula. Just follow So sometimes a formula can get a little bit more complicated There's it's just simple interest formula and compound interest formula, right? Aside from that, we will be uploading these streams to bit shoot and you too. Everything goes on bit shoot sensors permitting will load as much as we can on YouTube and if you are following on YouTube if you want to support this work You can definitely follow for sure comment like and share and whatnot and you can join YouTube membership We just got approved for that at the beginning of this year. Okay, aside from that gang welcome to another math live Stream, let me take these guys down I'm trying to stay up to chat As much as possible. I want to implement dates in a dish other than wrapping it in bacon and Put it on a grill any suggestions dates in the dish. Yeah dates and eggs is Amazing rental One thing I do eat as breakfast and sometimes lunch and dinner doesn't make a difference take dates and Heat them up in a pan Okay, with a little bit of oil, but dates burn fast, right? Because they're sugar high, right? So keep an eye on them make it low heat and dates when you heat them up. They become Softer right so when they get soft just flip them Okay, some of them might burn a little bit and then scramble the eggs and break it on top let the eggs cook Just put a lid on it. Let it cook Fantastic very delicious very powerful protein and the carbs and iron Super good. The other thing I do with dates. I make date and cheese sandwiches. Okay, so Toast your bread put cheese on it and dates and eat it that way or just dates and cheese together or just dates straight up And I do put dates in my Cereals a lot of the time break up the dates and put them in and that's the sweetener that goes in there All right, is the audio out of sync or just me hopefully not I hope not yes It is the audio is out of sync. Okay, well refresh is today's mass stream or can we this Discover general topic as much as as long as it's not politics the politics. We're trying to keep on the politics stream How to graph 1 over 1 plus e to the power of negative x she was you was go to a software mask of Raven go to go to a Wolf lamp alpha or I just discovered another Here, let me open up my other browser Let me give you the name of this thing that's most I'm gonna give you guys the cap the Link to this website as well Close this so the computer is not over Check out this site. This is something that some of my students are using That's most and some of the teachers are using to get kids to learn how to graph and stuff like this Audio is good. Okay. Is audio good? Okay substitute e4 10 if you want. Okay, cool. Let me do the Compound interest formula through the mass stream through the mass stream. Oh my god. How you doing? Can you speak Armenian? Oh, you're gonna hire a hossam Hiring hossam I Can speak Armenian. Yeah definitive a thing to do with days for me is sticky toffee pudding. Whoo. Nice. Good evening Cheecho and chat Brett. How are you doing? How are you doing? Well, I'm doing awesome. It sounds like a lot of people doing well Geo good bra is good too Geo good brothers another website there There's so many websites tools coming on online that you can do things with which is fantastic. Oh mask of Raven you like Desmos I just Found in last two weeks really because some my students they were getting assignments on this and I played around with a little bit It's pretty good. I still have to figure it out I haven't spent too much time other than just Right nice I'm not a university professor like I Agree Desmos is quite nice. Okay. We've got two thumbs up from to the hardcore mathematicians here Right grab our math teacher's facility facility. Oh, so a lot of people are using it Joe Joe Joe Joe Jibra Jibra Is more like a software. It's amazing. You can put Parameters in it and do some close-up. Oh Philo. If you're on our discord, please link it up in our discord. Okay Please link it up in our discord. I don't know that software at all Jibra or someone else you guys if you go check it out. You'd like it link it up in our discord That way everybody has a tool available to them Hello from Germany. Hello pumpkin Okay, let's do the compound interest. I wonder if dates and jalapenos will be any good should be I can't see why not on my math of Asking Philo, I've never ever used Wolfram. I I basically use Wolfram. That was my to-go-to thing But I don't like the copyright things on it. So I don't Promote it too much. I blush when people call me mathematician I use it to your power man. That's it. That's it. That's a huge plus Dates and jalapeno liquor. Wow. Good afternoon twitching Jason. So let's do this Compound interest, right? Let's pick a darker pen. I've been going through a lot of pens A is equal to p1 plus r over n and it could be plus or minus n to the power of t Okay That's your compound interest formula, right? Peppers have a decent amount of sugar. Really. I didn't know that On everything. Oh, do you mask of Raven? that's most Wolfram and Jude bra, oh my god, I can't do you Jebra What a weird pronunciation name once you remember it though. You won't forget it So the way it works is this is your principle My black is dying Let's go dark green. Let's check out dark green. Where's the other ones? Oh, the other ones are there Let's check out this one. Sure. This is your principle This is what you start with This is what you end with total Okay, um and what's what's a stand for I don't know what a stands for I just call the total What you end with really end with R is your rate interest rate interest And you have to use it in decimal format. Oh, that's not coming out too well. Let's try brown Free math Love the random date Change the job Dates are amazing. Dates are amazing. Let's check this out. This is interest Okay, that's the better n is the compounding period period and this is your t is your time And usually in years, right and this is just one use this math at work nice Well, it's sort of nice. Hopefully you're collecting interest not paying interest, right? Every time I buy dates, I eat a couple and don't eat the rest. Oh, really? Dates keep for a while and by the way, you can make shakes with dates as well, right? Boil some water, right? Use it as a sweetener boil some water Take the pits out of the dates, right? And then put the dates in a bowl put boiling water in there and the dates Really break down a lot, right? And then you can throw those in the blender with whatever you're blending up and make a shake Or protein drink or whatever you're making, right? And one thing I do do with dates I've been doing this for a while now is when I'm eating dates with dates are dry I grab the dates not for a while for for a couple more in a few months now, right? I run them underwater and I wash the dates Okay Could be because of the COVID thing who knows, right? Do you know statistics? Bell curves and probability? Yeah, some, right? I'm not I'm not there to create a whole series on probability and statistics yet, but We do some stuff Z distribution and whatnot Don't let anyone change from Charge for math for the most part. Nice But what did you show? Vaida, how are you doing? Time to learn time to learn You can make jam out of yeah jam out of dates as well paste, right? Date molasses is really good. Dates is powerful, man. Dates is powerful lots of lots of iron in dates and Keeps you regular, right? Just Philippe bow double zero a pilot and a crewman both have a watch synchronized Plane flies around the world less time has occurred for the pilot agreed, right? But very very very less time, right? But relative to him The time is the same as the person on earth To an observer. It's the last time Math is my kryptonite You know, what else is really good? You know, what else is phenomenal aside from dates? Lemon meringue pie We still have some Lemon meringue pie lemon meringue pie is fantastic Right Lemon meringue pie will it focus will it focus? Nice Right lemon meringue pie Also powerful. I'm jealous. My god. It's so good. This lemon meringue pie is the best lemon meringue pie I've ever had right from this bakery They didn't go easy on the meringue there Very good No, but the watches will be out of sync when he lands, right? Yeah, the watches will be out of sync, right? Now check this out. Let's assume you had a question. Let's assume you had a question saying you borrowed a hundred thousand dollars You're paying Are we borrowing from a credit card company from Lorne sharks from wall street? What are you from? Let's say let's say you borrowed a hundred thousand dollars from your nana And she's very nice and loves you and you're part of family So she only charges you two percent interest That's a good nana, right? And you're gonna pay back you promise to pay back a hundred thousand dollars Right because what you're gonna do is you're gonna try your luck and go flip it See if you can get a higher percentage and pay this back, right? Chico, I checked out your website. It's amazing. Thanks lager I bookmarked it to study everything you got on there regarding politics history and society I see you have a special interest in the concept of virtual privacy 100 percent I wanted to ask you a question. Does everything we write on twitch gets stored some forever For sure right now because what's happening is You see this this is everything that's appearing on twitch and I upload these this This stuff to youtube and bit shoot, right? So it's there unless it gets knocked out, right? Some of the there's been streams that I haven't uploaded so they won't appear There's a couple of streams. I forgot to turn on the chat because we're having trolls. I turn it off I forgot to turn it off And I'm assuming twitch keeps this data somewhere. Yeah You would have to have one heck of a high Position watch notice the difference. Yeah 12 percent Let's assume you're gonna flip this. Let's do the convert. Let's do the comparison, right? Let's assume you're gonna pay you're gonna be paying 12 percent, but hopefully getting 12 percent back, right? Let's assume You're gonna try to do this for a five-year period, right? So you told your Nana you're gonna pay her back in five years in lump sum. We're just gonna do lump sum We don't care, right five years Five years and She's gonna compound Semi annually twice a month twice a year, right? So this is gonna be let me rewrite this so we see the So we see this so this is a hundred thousand dollars and this is for the first one This is what you're gonna be paying. This is Semi twice a year They call it semi so twice per year Okay, and for this one you're hoping to get to get paid monthly, right? Compounded monthly monthly And this is the compounding period right What's the total gonna be for each one of those and then you can do the calculation and figure out how much profit You're gonna be making, right? Because small loan of a million dollars small loan of a million dollars Math is so a big a big twist a big twist a big twist It's used in fields that involve rocket science to finance to come Construction one of the reasons why I love it 100 percent. Miro. How are you doing by the way? Yo, I recommend that carl Monk video and linked it in your discord because someone here told me that was the place That is the place to link it up and thank you very much for linking it up there told me that was the place for it But the first comment was mad At me for it and I didn't even finish reading his comment before I left because nice Oh, is that the five-hour video? Is that Is that what you linked up? Because the commenter seemed very mad and almost like he was insulted I wonder if he actually watched the video. Is that the five-hour video you loaded up brother And the commenter would have been me Because dumping a five-hour video on a discord in your first appearance telling people to watch it and comment You got to give a little bit more feedback than that brother, right? Which part of it highlight a couple of features do a little teaser do a little thing Have a little foreplay, right? Otherwise, it just seems like spam, right? If that's the case, right? And was I mad? No, I'm just it's just five hours is a long time to expect people to watch something without Any background, right? Hey, could you come here and spend five hours watching something I'm going to put in front of you? Can you kiss me before you do that? Right They do I appreciate that the chat is part of the show I'm glad that that sticks around got to keep that somewhere. I think so It's trip to Mars my tape Okay, I'm going to do this these calculations math. Is that compound interest or something that is compound interest or something? tolerable lactose intolerable, haha Loaning it, which is good and it's your Besides you uploading it which is good and it's your and your viewers decision Does twitch store chat logs indefinitely? I'm guessing they do Usually lost because they are huge files. I don't know how huge they would be Okay Compound interest. So let's do these calculations That's how cute you do it. How are you doing long time? We'll see long time. We'll see live. Thank you for proving a Proving service providing a service on this platform very hard to disagree with you Let's do this calculation. Let's figure out how much you're going to have to pay back your nana after five years You just use this formula, right? So A is going to be hundred thousand dollars One plus two percent interest is point zero two, right zero point zero two All in who's how are you doing? I don't know if divided by That's a compounding period right that was an interest compounding period Twice a year semi-annually right so you put a two there And you got nt so two and then t is going to be five years right We would have to punch that in Now if you're going to punch this in in one shot Okay, like a lot of people don't know how to punch something like this into a calculator in one shot, right? If you have those big large graphing calculators, you gotta you can use your brackets and do it Personally, I just use a regular calculator. You would go point zero two divided by two. So let let me bring out the calculator Point zero two divided by two which is point zero one, right? And then you add it to one plus one Okay, so you got one point zero one and then you take it to the power of two Times five which is ten right so to the power of to the power of Ten You get one point one and you multiply by a hundred thousand right so times I don't know why i'm punching in it. It's just five zeros over but whatever we do it this way Yeah, so this becomes one one zero Four six two four six two Point and whenever you're talking about money take it to two decimal places right because that takes you to the sense And it's point two one Two five is point two one right and that's how much money You would have to give your nana Right after five years if she's charging you two percent interest compounded semi annually twice a year Starsky jojo These streams rather meet dude ARP is the rate without considering compound interest ap y is the effective rate Includes interest. Okay. Is that the terminology? Cool What is the difference between ap y and ap r? Yeah, I don't know the terminology but catholic traditions fills this in so fantastic What's the real more world motivation behind that one over n multiplier by the interest? Because i'll explain that the compounding as soon as we do this calculation Let's do this calculation and then we'll take a look at it right And if we wanted to see the difference We could do it for two compounded monthly and you'll find out that it's a little bit more So the way it works is here. Let me explain to you right now because what happens if you're compounding Semi annually they take the interest rate that you're charging. They're charging per year, right? And they break it up into the number of times they're going to calculate the interest and add it to your debt, right? So six months into your debt every year, right? They calculate how much interest would be on two percent per year And then that accumulates on to the debt you owe and for the next six months You're going to be paying interest on top of the interest that was accumulated, right? For this one if they're divvying this up Over a monthly period that means every month there's going to be interest charged On you right and then whatever that interest was is going to tag on to the total amount you owe So the next month that interest is going to be charged. It's not just on the principle It's on the interest that accumulated on it as well. That's why the compounding is Ridiculous, right? Well ridiculously important. Let's say Let's finish off this calculation. So we see what 12 versus 2 compound on monthly does, right? And then Gerd, how are you doing? Welcome welcome and thank you for Twitch Prime sub 12 months running So let's do this one a What are we going to call this paying? I guess we call this paying and this is a nana a nana a nana and this is ap Let's erase those Ap So this is going to be a hundred thousand dollars Right one plus 12% is 0.12 divided by you're going to be compounding monthly Connor, how are you doing? You're going to be compounding monthly. So that's 12 months in a year, right? so 12 And then you're going to do it 12 the n is 12, right And we're going to do it for five years. Okay Now if you're going to punch this in your calculator in one shot, just know that 12 times 5 is 60. So keep that in mind Can I give an example afterwards? Sure If you get a mortgage, is that interest compounded? Um, depends on whatever deal you cut with your bankers, right? I'm pretty sure You know the The scammers will try to compound it monthly Or at least semi-annually or quarterly. Quarterly would be four times a year Okay, so that's 60 12 times 5 is 60. So keep that in mind because you're going to be taking whatever's in here to that power, right? So again, you would go if you're doing your math calculation. I'm just going to do it 0.12 divided by 12, right? So 0.12 divided by 12, right you get 0.01 plus 1 plus 1 Right, which is 1.01 to the power of 60 to the power of 60 Which is 1.8166 Times 100,000, right? Again, you just move it over 5,000 more places, but let's do this. You get 181,000 669 dollars and 67 cents Holy Kamolis, right? If you can borrow money Right, if you can borrow money at 2% And put it somewhere where you're getting 12% And the compounding adds a little bit more, but this is the main part, right? So you're getting 10% extra Per year, right? That means you just made this mine as this Okay Math major, too. I had asked the question about gas prices above, but I looked it up myself. Gas prices are Are listed in tenths of a cent so gas stations can have the advantage of having a price ending in nine, but also the flexibility of penny increase and decrease I just assumed it was for the scam, just to make it. It's just selling, marketing, isn't it? When you go, whatever it is, here is 0.99, right? Catholic traditionalist, thank you for taking care of business. And then if you subtract this guy, mine is 110 4 62 62 0.21 0.21 You just made 71 thousand dollars 71 thousand 270 and 46 cents This is how much profit you made. This is how much You were able to get your money to be get money Right now keep this in mind Wall Street, bankers right now, got trillions of dollars at interest-free, zero. They ain't paying nothing Right? Free money, right? And then they're flipping that into the stock market, stock buybacks, bonuses Lending it to Joe Blow if they qualify and whatnot, and they're getting interest In five years They get hundreds of billions of dollars of free money profit coming back, right? Very nice, very nice, very nice scam, very nice scam I hope that that's okay Okay What kind of math do I teach? I teach high school mathematics Time value of money, economic lending Death 420, how are you doing? I'm missing a lot of chat ganks, so my apologies if there's any questions That was directed towards me, please let me know. I'm gonna pop on a little bit of more meringue Pie This has got to go Look at that goodness Can we do it in one shot? Yeah For someone with a beard, I've had a lot of practice B-Day Boy 30, principle 245,517, APY So APY was um, I forget what APY was Period equals eight days interest is compounded daily. What is the amount of interest earned? Okay, sure. Let's do I don't know. What was API again? People lending to the Netherlands pay to lend the money. That's way Negative interest rates, right? crazy This is torture death 420 No, I want meringue pie. No, I everybody wants meringue pie. I'm telling you This meringue pie anyway. Oh, so delicious Annual percent yield Magus, how are you doing? Hey chichou, send me off topic and not trying to Detract from the lesson, but I'm curious if you ever Still teach in a classroom setting or if those days are behind you. Magus, I never taught in a classroom setting Okay, I've done I've been invited to do You know do a lesson or two a couple of hours here and there two three hour lessons and stuff I don't I can't remember. It's only a handful, right? It's not I don't like going to institutions and doing presentations and stuff just because there's a lot of Things you can't say and do and interact, right? You have to have huge filters on right and for me I have filters on when I talk with my students. I don't swear. I don't you know, it's basically like this even more filtered, of course, right? So I I don't teach in classrooms. I have no desire to teach in classrooms classrooms are I'm not an institutional person, right? Institutions in general, they're not the best way best places to in general, right? There are exceptions I can't believe people are still putting money in CDs these things Is that cids or cds is cd. Is that the What's that called where they put money and they give you a certain amount of interest one percent or one and a half percent Certificate od deposit I think people call these things Just different things. I think they call them cids here in canada. Hey chucho starski Do you know the mass behind probability? Within within horse racing. It's a simple example to dice But it has an infinite amount of variables that determine an outcome. How can you qualify? Quantified this within an equation. I don't know it. I know the There's huge statistics involved in Just gambling in general horse racing in a big way Um, but I haven't gone that deep into it Just a quick question off topic while teaching I imagine you have a any student who who don't want to learn Have you learned any ways of uh getting through to people or showing them a better way? Yeah, for sure a lot of Brother I teach kids in high school. Most kids in high school have no desire to learn mathematics I have to get them excited about it, right? And in general my success rate is pretty good. I'm like You know, just give you a ballpark. I'm like 95 success, right? But there is five percent that it just doesn't work right Don't go to the track. Don't go to the track of pipsets. I love pip Memento TV, how do I make math fun to learn? Okay, let me deal with that Interest question bring them pie not necessarily No And it depends on the person it depends on the kid, right? Where's that question principal is 240 that's very specific Be be day boy Like to principal is two four five Five one seven one eight Five one seven point one eight. This is your dollars, right? Again, I'm not sure what AP AP y is what 1.1 percent. So interest Or the rate Rate is 1.1 percent Right and eight days eight days Eight days, okay Time would equal eight Days, right So as long as you're working the same time frame the units you don't care if it's days or years or whatever it is Just remember if it's compounding daily, it's Compounded daily It's one over the list of calculations. I don't I usually don't deal with that this kind of stuff I'm trying to figure out what goes where right? How do I make the math fun? Cool beer, thanks the number permutations when dealing with Exotics in a horse racing online better. Let's try to be Day trading trader then going to the horse track. Yeah Make arithmetic's great again. Ah, Miro mega make arithmetic's great again. So the interest rate formula You know what? I would just do simple interest on this, right? It's eight days eight. So, uh, what is it? interest Is equal to p r t Right That's all you would do P you should be able to do it that way. We'll do it both ways. We'll figure it out, right? So your principle is couldn't you have like an easier number than Can we do it with the regular just the simple number compound daily would only mean principle increases daily, right? Right? Oh principle. Yeah, every every day The interest divvied up this interest divvied up over eight eight Day period adds on to the principle chicho. I want the lottery. I can't believe it dingbobber nice Question is how much did you win? So principle is this I'm just going to put this number pink. We know what the number is Oh, okay. Let me write it down two four five five one seven point one eight The rate is this Um over time period the time period is eight right Over eight days and you're going to be paying this in eight days. That's what they're charging you in eight days I want a free ticket Nice dingbobber the next one is going to be more That's what they count on, right? A free ticket to participate in the next lot So this thing would be one point a zero point zero one one right Was I don't usually use this formula. So I think that's what you do Right And then the other one we'll punch that in once I get get the calculator up So we'll make a little bit of room here. The other one is this one a is equal to principle Which is two four five Five one seven point one eight one plus the rate is What was the rate zero point zero one one over It's compounded daily. So there's eight days to the power of eight times eight I think that's what it should be Okay, let's punch these numbers in and see what we get for both of them And remember this is includes The principle as well, right So let's just do this one first So to calculate this one to get the interest we would have to subtract at the end we subtract the principle from it, right? So this one is Clear this two four five two four five five one seven five one seven point one eight Uh times point zero one one times eight But this doesn't include the compounding by the way, right? So this won't include the compounding. Oh, thank you very much by the way Lou love love So this is two one six zero Five point five one Right That's just the interest no compounding straight up This overnight day period. This is the compounding one, right? So it would be this one you would need Okay, so it would be point zero one point zero one one so And that's eight times eight is 64, right? So point zero one one divided by eight Is equal to that plus one is equal to that To the power of not 68 64 to the power of 64 Times this dookie. Oh, did I do this? Oh, I forgot to add the one pooper scooper. Let me do this again Point zero one one divided by eight Plus one There we go to the power of 64 Equals that there you go. That's better times two four five two four five five one seven five one seven point one eight So you get this two six eight Zero five 64 zero eight five point six four All right, and then you subtract the principle. So that's a So the interest Would be your principle minus your a this guy, right So it just be this minor not principle minus a it's a minus principle, right? a minus p this minus that All right, if I want a huge lottery I'd ask chitro for his hourly rate on lottery lottery advice All good my dude, you know I think you forgot to convert The see that's the thing. I don't know what the api stood for you told me what it was But I don't know the tech technically what it is, right? I'm just going with simple compound two six eight Zero because api is not something terminology that I know of We don't say api in canada like I don't know what that means Minus two four five five one seven point one eight So this way compounded you get 22,000 568 dollars and 46 cents, right So because the compounding the difference here is what you're paying in the compounding aspect of it, right? So the compounding ends up costing you Well, let's do this minus Minus two one six zero five two one six zero five point five one Hey, what happened? Oh the number I okay, we're not anyway subtract this from this my calculator computer calculators suck So I earned 21,000 plus for eight days of interest. Sorry. Yep basically all right on this 245,000 dollars That's not bad at all that's not bad at all That's very good. That's very good Can you be lost in math? Can you Be lost in mathematics Starsky? Yeah, for sure For sure I can get lost in this pie too And the those guys are um What do you call it marzipans, right? Look at that goodness Yeah, I'm not familiar with the terms talk programmer I don't owe the banks anything I don't have a mortgage. I don't have a lease. I don't have a loan I don't I don't deal with them Right, so I don't know the terminology they use I've used it before for sure like 20 years ago. The last time I dealt with banks was 20 years ago Okay I have no interest to deal with them An anger chicho About to close on apartment for myself the landlord was very surprised to find out I was 23 I'm moving out of my parents place already. I feel like I'm old to being I feel like I'm old to be moving out not young and anger There's a lot of people that can't afford that Right, you're lucky You're very very lucky Right, and you're smart You did it right Congratulations Right, that's fantastic there there are many people who During high school, I'm assuming you made the right choices during high school and you learned you studied and God work experience and stuff like this. There's a lot of people that don't grasp that they're living in bubbles One of the first things I do Like people ask me You guys ask me how do I motivate kids, right? It really depends on the kid Okay, it really like huge Okay, but some of the tactics that I use um I explain to them that they're living in a bubble Okay, I try to shatter their world Not fear based but reality based Right, so I try to explain to them. Look mama Mama and daddy are not going to take care of you for the rest of your life And even if they are you're going to be be very unattractive to the rest of the world That knows how to be independent Right, and these are just some of the techniques I use I explain to them. I asked them in general What do they want to do in their lives? Right, and that's a bad question to ask kids right because they don't know what they want to do But in general I phrase it in terms of what do you love to do? What would you what's your ideal day like do you get up? Do you do like playing video games fantastic video games are a great thing to do But is that the only thing you're doing if that's the only thing you're doing? Then who's going to pay your rent? Who's going to buy your food? Right? What are you what are you going to do for money? Right What are you going to do beyond video games because at some point you're going to get bored of video games, right? And they go oh, no, I'll never get bored. I go well. Have you ever played certain video game? They go. Yeah. Yeah, it was great. I go. Did you get bored of that game? They go. Yeah You can only play for I go. Okay. So you got bored of a game who says you'll never get bored of playing video games 24 7 or 10 hours a day or 6 hours a day Right, some people don't but then I get into addictions and stuff. It really is Individual individually based, right? That's why class size matters one of the jobs of an educator of someone who gives a rat's ass right is to facilitate learning is to is to present things in a way that The person that you're speaking to has as wide of a grasp Of that information as possible that way they can incorporate that knowledge into their own Existence their own being right and mathematics because their centralized education system has been so horrendous It's been force feeding kids right saying just consume just just like anything else, right? Just shove this down your throat Irrelevant if you don't know why this is good for you right now We're telling you it's good for you, right? That is the most Ridiculous way to teach any subject, right? Especially mathematics because mathematics is so abstract or could be abstract, right? so when Someone asked me how do I motivate my students? I have multiple different Techniques multiple different examples multiple different ways of interacting with someone to try to motivate them On that note, I'm not a hundred percent successful, right? Some people it's not just mathematics that is the issue. It's Education that's an issue. It's they're they're they're in a bad space Right, some people have certain learning disabilities, right or they're on a spectrum or whatever you want to call them Sorry, I'm not politically correct, right? Some people have had certain gaps in their education and they have defense mechanisms up because They don't understand the simplest concepts over here because they were never taught that concept Now they struggle with everything else, right? So right there you try to figure out where that gap is, right? But if they have too many defenses up, it's very difficult to penetrate those walls, right? It takes a lot of energy a lot of care a lot of A lot of focus to be able to Facilitate learning for people, right? Which is why I'm so against centralized education because centralized education That's the last thing it cares about. Centralized education is a meat market. It's like it's it's a slaughterhouse Bring them in push them out. Bring them in push them out. You want this you here We provided you someone that could a monkey that can push this button a monkey that can push this button A monkey that can push this button. It's not about educating the kids. It's about providing a workforce or Canon fodder, right or statistics to centralized entities Okay, I could go on on this forever. Okay compound is only good for warm buffet Spot teasing me What? Okay, I'm gonna scroll down. I'm gonna scroll down. Hell if I make a 21k in eight days I think I'd go buy a lemon meringue pie as a celebration, I guess My boy left at 18 and already has his IRA Compound interest. How did you get around that? banks you evil evil Those are common terms and explanations can be found anywhere Sure, but I have no desire by the way talk program. I have no desire to look up What those terms mean and specifically the formulas It's it's not something that I teach In canada to my students. We do we do this simple interest and compound interest That's it One is the next cooking stream. What pie are we eating when I start we're eating? I'm still eating meringue pie. I'm still eating meringue pie And the next cooking stream I'm gonna try to set it up for the next batch. Okay So In the next batch of videos We're gonna chew we're gonna do At least one comic book reading And we'll do a cooking stream. I'll try to okay. I'm like 90% Okay api Oh, there's a formula api Catholic traditions api equals one plus r over n to the power of n minus one. Okay, cool So let's do api. Thanks catholic traditions Where am I gonna put this I'm gonna take out the simple interest this guy Yeah, it's just a formula, right api P y sorry is One plus r over n to the power of n minus one. Is that correct? That's it easy So it's going to be one plus r is 0.01 1 over 8 to the power of 8 minus 1 All right, and that's going to be your multiple I'm assuming Right, and then you would multiply whatever you got here times that guy Right, so let's do it. Let's see what we end up getting cool. So 0.011 divided by 8 Is equal to that plus 1 is equal to that to the power of 7 is equal to that 1.009 6 6 4 8 let's say 4 8 and then multiply this times That do a key Here's what we get times 2 4 5 2 4 5 5 1 7 0.18 Oh, I put 0.8. Oh, well, it's okay Did we get the right number? Oh, yeah, so we got 2 4 7 comma 8 9 0 point 6 8 did I punch that in correctly? Yeah, I think so, but if we subtract this from this is only 2000 So I'm not sure how we got 21,000 here or where is it? 22,000 So subtract that from there Whatever that is like that formula. I don't know 2 4 5 So I'm subtracting this guy 517.18 So 2373.51 2373.51 So according to the api formula, that's what you would get Okay Too bad. This one's better Save and stay out of debt never borrow money pay cash for everything never finance a home for more than 15 years Pip good advice Right api gives you the effective annual rate You can think of it as a rate that bakes in compounding. Okay My youngest is 17 and has $15,000 on his account. Nice Both my kids started working at 15 and brought bought their own cars awesome With cash awesome Right resort. I live in las vegas does anybody think politicians have Thought of a lottery in nevada to increase tax revenue Fact is a lottery is the worst possible bet in existence. They call the tax on stupid people, right? And mind you every now and then I've bought a lottery as well Then I give us a gift and there was peers in my life in the past Long time ago where I bought these numbers every week just because I was into the gambling thing, right? Still doesn't stop some from traveling an hour into california to buy lottery tickets Somebody is going to win, right? Somebody's gonna win and there's no lottery in nevada You can't buy lottery tickets in nevada the gambling capital in the world. You can't buy Lottery tickets Actually, I shouldn't say the world from when I understand macao more money trades hands in macao than it does in las vegas so What is cream? Indeed it is Chicho an anger chicho. I got an illustration degree XD I do my I do my passion on the side But having an any degree got me a decent enough job to pay rent and living with the parents Cramps the style after a while in An anger 100 it does crap the style, right? You need to be able to really Become Look, I don't want to burn feathers. I don't want to I don't want to get people pissed off or anything, right? However, it's a good thing to get pissed off every now and then If you are still living at home if you haven't broken Or distanced yourself from the relationship that you have You have had with your parents. Okay, I don't care how amazing it is right You need to to be considered in my opinion to be really Come into Manhood I can't speak for womanhood You know I can only speak for manhood. Okay to become a man to become an adult You have to reach a point where you look at your parents as equals Right as people who have Done the best they could with what was offered to them What was given to them what they work their asses off to get right and realize that Wow That's you Right, they're not benevolent. They're not without mistake. They They're just human beings that did the best With what they could right once you reach that state of being and you you don't hold animosity or anything You got to let go that crap, right? You realize that you are Human beings that are traveling this That are that are that are living your lives to the best of your abilities, right and your Paths will always be connected, right? But you are not them and they are not you They're not allowed to live their lives through you because it's a huge burden on you, right? You need that separation to find yourself in this world Okay, and to really appreciate what your passions are and And have that clarity of being right You cannot have that if you're all living under the same roof Forever, okay in some cultures you might I you know, there are cultures that live together and In the household and you know, the only time they move out if they get married and stuff like this Fine and dandy, right? If that's the way you want to be but I can honestly tell you Once you find yourself who you are It is a brilliant path that you might be on, right? It could be a brutal path as well. Don't get me wrong, but it is your experience from then on Okay, and as an angered said It craps your style Okay I have to take my daughter to her ballet class. Nice I will be listening, but I might not be able to contribute much for a bit. No worries. Catholic tradition. So I hope you You stick around that your daughter's ballet class and watch them do their Paradiddles. This is a paradiddle. Paradiddles is drums. What did they call them? They go? What about election guys? Cheecho lyrics. Cheecho lyrics. I gotta do those ASMR ones another day. No vacuum decay Is this okay? I'm scrolling down was given Not quite. Oh, did I make a mistake with my calculations? Oh Minus one it wasn't to the power pooper scooper. Let's do the correction here. Thank you Catholic traditions. Not the parentheses This is Minus one really So let's do the calculation Largies are very Right, right. That's what it is. So let's do this one and see what the number is. Okay, so I'm going to erase these guys So let's try this again and the one is going to be here minus one Point zero one one divided by eight Plus one to the power of eight Minus one And then you get this is much better point zero One one Zero five three and then multiply that by that to see What you would get so times Two four, I think I remember two four five five one two four five five one seven point one eight Two thousand seven hundred and thirteen so two thousand seven hundred And thirteen dollars and seventy two cents Is that correct? Hopefully I punched it incorrectly. I think so Spread your wings and fly at least down the block at least down the block I couldn't find myself at my 30 years old. Yep I still I had my head up my my ass in my 20s Peridotals tap Oh peridotals is top. That's the same thing as drums Peridotals she taps as well by the way. Ah, nice We call him a peridotals and uh in drumming as well, which is basically I used to do be able to do it fast So one two, don't boom boom Boom boom boom boom boom boom boom boom boom boom boom boom boom Super fun Pretty much the snowball or Nice nice chill math today, I love it One two three and four one two three and four Just uh ice with lemon water I love lemon water water with ice and lemon I was me at 12 years old. I must be a freak Hello Philip. Hope you're doing well lost. How are you doing? Just saw your name, but you had it up here. Mistake big problem. What was the mistake? Oh, yeah 30. Yeah More meringue pie I'll put a little Very good. They're glass I read it as glasses What are you guys munching on lost 69? Hello, I'm fine. Thanks. And what about you? I'm doing pretty good Really appreciating this meringue pie The green there is marzipan You're on season four of Babylon 5 Damn, you're gonna do it fast Um, we're on episode number I think we're on episode number seven or eight of season one. What a great series it is By the way gang If you never watched Babylon 5 if you like science fiction, right? If you like Star Trek Not Star Warsy, but Star Trek and it's on the same caliber as Star Trek Star Trek the next generation With captain Picard and stuff like this Babylon 5 is fantastic Okay You can watch the first movie or you can start off with episode one if you watch the movie the pilot It's a little rough around the edges the cast changes into the regular season But it's a fantastic series intellectual intelligent Good science fiction very good science fiction and depth to it Okay, and elder god has set up a discord page where you can join and Get insight into Babylon 5 um, I teach mathematics Philip I teach math privately and mainly high school mathematics is Star Trek with brains Star Trek with brains Star Trek has brains. Oh my god I'm I'm not I'm not on your level yet, right? A Star Trek is is pretty good, man Star Trek the next generation was amazing the original Star Trek series was fantastic the first um black White kiss on television, right the first kiss interracial kiss On television series was on Star Trek from the 1960s, right the original Star Trek series The original Star Trek series broke a lot of ground. It was very intelligent Very good. The next generation was fantastic as well But it's very intelligent, uh Babylon 5 is very good Okay, Chico, have you ever read the stone and the flute? No, I've never read it Pip It's fantasy sounds fantasy to me Yeah Zoot not very politically correct to mention Aristotle and Plato. Isn't it because of their attitude towards slavery? Okay Huge mistake if you don't start your mathematical prowess with them Aristotle was an obstacle to scientific progress because his works Were deemed so complete that no one challenged them Considered less theoretically valuable in western monotone. But here's the kicker just because the rest of society considered to be so Complete That really doesn't mean the burden is on Aristotle unless Aristotle went around and assassinated any Any mathematicians or scientists that came up with new theories, which is which is something that's happened throughout history, right when Certain scientists came around or mathematicians or philosophers came around and said, oh For example, the earth is not the center of the universe We revolve around the sun the solvents are revolving around us the church and the rest of the We can call them technocrats back then Rest of the oligarchs and the technocrats and stuff like this Forced those people to commit suicide, right or just straight out kill them, right? So I'm not sure who were the Blame lies is it the people that came up with the theory that was so beautiful that no one else Decided to explore things any further or is it the responsibility? of society, right She chose season one and two is a is a big change. Is it a big change elder god? I've seen I haven't seen complete Babylon 5, but I've seen the ending. I believe The the finale the last season for sure. I'm pretty sure I watched all the episodes But because the stuff was just airing on tv Uh You know, you could only catch it when it was airing right or reruns Greatest book you ever read Nice blamos Equal foot The greatest book you ever read flute not flute VIP if if you're on our discord page, please put a link to The book or the series in our discord page. I'm gonna have two sections for it. One is Light topics and the other one is heavy topics. So I'm assuming stone and and the flute is a fantasy book. Is it a fantasy series? Equal footing in society is the greatest trick the government ever pulled Uh-huh They covered that in Babylon 5 elder god, I I'm loving what I'm what I'm seeing in Babylon 5 by the way Equal footing, yeah As George carlin would say, uh They're they're 100 correct as has it go, uh American dream is exactly that you have to be asleep to believe it, right or to live it Equal footing We took down a whole Moran pie Not a whole pie, but a gigantic piece must be done and by the way gang The odds are Thank you very much for the best George carlin thumbs up wolf gang Blitz carlin is amazing. I've seen him live by the way and Wouldn't that I see him live? It was either early 2000s or late 1990s. I think it was early 2000s. I saw carlin live He was very good Very good, and thank you very much for the bits A guy on youtube says that a black streamer who is awesome. Oh really equal footing in society is the greatest trick the government ever pulled Cool No, baby spice. I didn't make the pie myself. I bought out of bakery but um I got to get the recipe my mom knows how to make pie this pie Moran pie and it's very good Missing tremendously There are a number of people that are greatly missed in our societies Bill Hicks George carlin Those are the two comedians right What equal footing in society? Well in terms of Having access to money. That's one thing, but everybody has equal opportunity to Do business, but they don't right? It's who you know Everyone has equal opportunity to get an education, but that's not true right There's blockers put in place Filters put in place to eliminate people Social equality If those blockers were put in place in by individuals For themselves if it's a certain Person that doesn't want to deal with certain people or certain institutions fine and handy, but once it becomes institutionalized once things become institutionalized then You see what we're seeing right now I'll give you an example Since we're doing education education is one right Our education systems have collapsed Done in Canada United States. Anyway, they're done right there are people who actually Throughout the last 10 15 years. There's been people who have actually families who have actually gotten fistfights right when there's apartment condos available in a district that has good school reputation, right? So all of a sudden they build an apartment complex, right? And people line up to buy condos because what they want to do is they want to live in a catchment that The centralized state says if you live in that area then your kids go to the school, right? So everyone tries to get a Everyone with a family with kids tries to Get livings living space in that area so their kids can go to the school Other places the school doesn't have a high rating and it gets decimated, right? Because people are trying to get the hell out Now if you know the developers you're in like flin Right, if you have access to the banks, you're in like flin. You can get your apartments, right? All of a sudden there's only a small percentage of apartments available and they get gobbled up pretty fast Okay, so money gets you a better Better access to education for your kids. And then what what happens? Over time the discrepancy Increases, right? And there's a lot of science fiction that has dealt with this, right? And basically right now at present India would be the best example. I know which is sort of called the caste system, right? There's people that have been Put into a cast saying this is who you are this is How you can function and the different cast don't intermingle That's freely, right? There's a lot of barriers and a lot of society look down on them or the cast look down on them and whatnot so There's so many so many institutionalized problems in our society Try using quantum physics to explain what was previously unexplainable through material science physics and see the reception you get in most science forums Glad they can't brand me a heretic and burn me at the stake zoot Not right now but lot of scientists cast system in battle on five I haven't approached it yet But regarding the zoo Right now they may not be able to burn you at the stake However, they do blacklist you right one example Norman Norman Finkelstein, right? historian professor Extremely well educated extremely well read Pro prolific writer has multiple books out there, right? But Norman Finkelstein is teaching About the history of the Middle East specifically That the institutions don't want taught to them specifically related to israel and how The imperialism march happened in israel how israel came to be what is historical aspects are and stuff like this So he got booted out of The university where he had a tenure, right because he was talking about facts Right and the institution didn't like him that goes to the equal footing, right? There is no equal footing. You cannot speak your mind so in a current state of being right if you extrapolate it from historical context, that's the same thing as What happened who are some of the was a Galileo that was told to drink poison? So he killed himself and they they threw him out of the You know, they didn't teach his stuff and whatnot, right? So they were doing that to historians in 2020 in the 2000 right it's There's a lot of problems in our current state Especially related to education. I'm using education an example because we're doing a mass training, right? So he was a professor with a tenure That they couldn't fire but they fired him, right? Because he supports bds boycott the divestment sanctions, right? He speaks truth Thanks. I was about to send a spoiler No, no, don't send me spoilers. No, no, no spoilers in Babylon 5 Like you said it starts in education if you learn well, you get well. Yeah Here's the solution to my question Oh, what's the solution to your question? We didn't do it, right? Did we? bday boy 30 I don't think we did it, right? Did we? Galileo was placed under house arrest Galileo. You might be thinking enough socrates. Is this socrates forced to drink? Yeah, think about socrates forced to drink hemlock for Corrupting the youth. Okay, so that's what it was with socrates Yeah R is ap r We have to solve for ap r Oh brother ap r. I don't know ap y is equal to that ap r You got to give me the formula for ap r. I don't know the formula for ap r bday boy What's ap r? Let me see if I can look it up. What's ap r formula? ap r ap r interest formula I don't memorize formulas. I have no desire to memorize formulas annual percentage rate No, that's a wacko formula If I see it correctly, that is Hey, come on definition investophobia I actually like investo po investo Pedia investopedia Where's the formula? There it is fees plus interest over principle divided by n Times 365 times 100. Oh, wow. I've never seen that formula before Okay, I There's a few different ways you're supposed to apply this so We have to solve for ap r not fixed. Is it you need to look for ap y and ap r Simultaneous is that what you need to do got the love compound interest got the love compound It's okay the interest for eight days is 58. What so we got we got this I definitely use that formula Have you I've never used it Usually they are explained together usually they're explained together. Okay Well the big problem, okay We got way different numbers our math is way on my math is way off right I just assume you're you're Doing loan sharking or something I mean god, the sun is totally blocking the sun. I just assume you're doing loan sharking charging 1.1 percent over eight day period That's like serious loan charging Percentage is annual. Oh, is that annual? I thought you're charging 1.1 percent In eight days. That's what I thought I didn't realize it was 1.1 percent annual and you're going to do it in eight days That's like very little Oh, I totally misunderstood the problem. Sorry Yeah, yeah. Yeah, I didn't realize that. Sorry Calculate my wage percentage With it and menu costs. Oh Out of god, you calculate your wage percentage with it and your menu costs. Okay Well, you came for an answer. I did something else Which is okay. It's thanks. But thank you Uh for saying don't be sorry. That's what I by the way, that's what I tell my students a lot Initially when I start working with students, they say, oh, sorry. I go. Why you apologize and don't want to apologize You don't need to apologize Unnecessary Is it similar to exponents? Um, you need exponents to do these types of calculations, right? You're doing a good deed by educating the Generation after you for we have to we have to write that's something I look one of the reasons I got into education was circumstances, okay circumstances, right We won't get into the circumstances, but what kept me in education was because there's a duty that we have to not allow the centralized institutions to completely utterly destroy Lives right to destroy our communities Because in the limit We're screwed if we do that, right? Really And we we can't stand alone. We have to work together Right Chicho, have you ever wrote a book? No, Mira. I plan on it. I'm going to write a math book at some point. That's what the ultimate Sort of purpose of this whole thing is right to create a math curriculum So I'm going to start creating modules and stuff. I wrote a lot of articles. I got into writing in the early 2000 mid-2000s and uh Because I wanted to write right Shady Chicho. Shady Chicho. I'm sitting on the rock beach umbrella Take a look because we got the sky like the sun is shining now. Here's a beach umbrella for it, right? In the dark Yeah, Mira, a book would be very awesome and I'll work on it. I'll work on it I think one of the things that we should teach younger generations is how to save money or Basic accounting bookkeeping. Yeah and teaching Generations coming up on what it means to live a frugal life Right, because once you don't satisfy your needs Instantly, right once you think about Expenses and money and try to get a good deal and don't consume at a ridiculous state Of existence really, right? Like right now there's a lot of people in this in this society. They live to shop, right? Which is insane to me. Okay So one of the things is amazing to do is to instill frugality on people Right and for me it was a difficult thing because I used to look Down upon what it meant to be frugal. I thought that meant being cheap But being frugal does not mean being cheap And I learned that not through the system not through This or that I learned that through a partner that I had for a short period of time and she she lived a frugal life and slowly I You realize you don't need to spend money to have an amazing experience and amazing things, right? So Frugal is a good thing Okay, and then for sure you need to learn investing and accounting and bookkeeping and just basically mathematics right Careful, I agree with you the B-day boy 30 says The thing the thing I tell people is you can't spend more than you earn basic 101 Yeah, and the other thing that people need to appreciate is in this current economic system You need to invest so you're getting a certain amount of return. Now the return doesn't have to be monetary right it could be you're building a more stable life for yourself by Staying healthy by educating yourself by investing in your family and your friends in your community Right invest in education education is a good investment, right? But make sure you're not being ripped off make sure you don't go to a university that's charging your hundred thousand dollars to get a basket weaving degree Right, which you cannot Write off that debt that means you're in debt servitude Until you pay off that debt and if interest is accumulating on a compound basis You're basic basically a slave for life. Don't do it. And if you think i'm exaggerating In the united states, there are people who have hundreds of thousands of dollars of debt tens of thousands of dollars of debt And when the economy takes a belly up they can't service that debt, but that that doesn't go away In the extreme case there are people in india, for example A lot of farmers in india that have committed suicide because they can't pay back their debt And the only way that the family can be debt-free is if the person that holds the debt is dead So they end up killing themselves right suicide by debt Right It's crazy be careful Miro very true the world we live in is in today is not a natural way to live in We humans are meant to be constantly on the move active and we have big complex brains Which are meant to be constantly learning invest in learning subjects that actually cheer you up and interest you 100 Right 100 Be day boy my college students go to Most college students go to community college for two years first Then transfer to a four-year college to get their bachelors. You save more money that way 100% right don't go for the ivy league schools those are man i've Really the private institutions that are living in a bubble and educating their their own cast In that bubble Those people are not well off Mentally emotionally Right, they live in bubbles Bubbles tend to burst and when they burst they're devastating for people that don't know anything beyond that Right, and don't try to insert yourself in that bubble. That's insanity Right, my government check comes monday more math to get me my staff Paid great. Oh god Elder god, I don't I don't envy your brother the bureaucracy would kill me. I don't I can't do bureaucracy. Well The first two years is basically the g e general education. Yeah Just like the housing in 2008 the bubble burst the bubble burst just like now We're we're seeing serious turmoil like people are going. Oh the stock market is back You know, we knew it was gonna come back. It's stable. It's gonna keep on going up. I'm like, I don't know man You you're gonna invest your your energy into a bubble Sure, the bubble can go a lot higher, but To live in a state of a bubble bubble state is not a good existence Teaching Jason my younger younger brother just graduated from high school yesterday. Nice. Congratulations. Freedom freedom. I'm encouraging him to take a CLEP exams to get credits for super cheap Then go to community college. He could get his associate degree for super cheap and relatively quickly Wish I'd done that I dropped out because I didn't want to keep getting into that. Cool I'm not sure what the CLEP is. Is that challenging courses to get credit for the courses You used to be able to do that when I was in university I'm not sure if they're still allowed or not. You still have to pay a fee though Miro says to be a boy. Yeah, I'm going to community college right now I used to think it was for For losers, but actually there are some pretty brilliant people there Also, you get a sense of higher education and so when And so when you then transfer to an actual four-year university, it isn't an over over one 100% mural and by the way School is what you make it for the most part right For the most part most people complain the school sucks and stuff like this. It means they they didn't even try to educate themselves, right? school is just The the foundation right what you get out of school is on you 100% on you. Okay, let's say 90% on you. Okay So no one should really use the excuse of a school not to get a proper education Right because you can self-educate, right? There there are exceptions, of course and high school is different than college of university High school the kids really haven't come into their own yet right, they need You need to you need to be careful, right? Mirror I have a friend of mine who is now going to Berkeley community college also opens More doors and gives you more time to actually think about what you want to do. Yeah Alrighty, I'm back. Sorry for being away. No worries, spider-man It's been a nice chill stream, which is fantastic and I'm staying all the way to chat, which is great. I love it Ivy League dropout here. I've heard nothing but horror stories from transfer students about community colleges Dragons really? I've heard some okay stories, man I've heard some okay stories How do you rent a Lamborghini without a credit rating? Gosh knowing connections tax write-off from the person that you're renting it, right? So there's a company that's renting out cars, right? You know the people okay, so You want to ride a Lamborghini? Right and these guys don't have the clients to rent out the Lamborghini. It's high cost, right? So you go, hey, can I Get your Lamborghini? They go. Yeah, sure. But can you do one thing and rent it out and crash it? That way we can collect the insurance on it right Guys rent them here in vegas and pretend it's theirs best way to pick up I guess it's to throw a Lamborghini around in the club, but really Do you really want to pick up that? You're gonna pick up a lot of other crap with that, right? If you go too far with them and that stuff stays with you forever So be careful what you're picking up in the Lamborghini. You might not be able to get rid of it Okay, may I ask question? Are you a teacher for us sir? I teach mathematics. I've been teaching mathematics for 20 years 20 plus years Okay fun Yes, he has me or says I don't teach in an institution Okay, it's kind of like advanced placement ap except So twitching jason is it's kind of like advanced placement ap Except it's for once you're out of high school. You have to pay. This is the clep I believe you have to pay to take an exam, but it's still much cheaper than taking a college course Most schools have lists posted that break down what exams count towards what classes at their institutions I wasn't sure if clp exams are only an american thing. So this is the same thing that they We had in canada Back in late 80s early 90s when I was going to university you could challenge a course you could See the course material and go through university and say listen, I know this material Can I just write the exam and get credit for and they could say well, you gotta You know, you got to run through the hoops and they say, okay, sure write the exam You wrote the exam you got credit or you had to do the labs in one shot or whatever it was, right? What subject do you teach and what grade I teach mainly mathematics and high school elementary school High school and a little bit of college not too much colleges. Try to stay away from it High school high school math Not seeing you in a while you good dragons All good Either been lurking or catching the streams dragons lurking is fun. I like lurking I challenge five courses. Nice. Did you get the get the credit for Wolfgang did you get the credit for And personally I wish I challenged more courses or I wish I had challenge courses I didn't really challenge courses. I would just sign up for if I knew the material I just didn't go I just wrote the midterm and the final and done, right? But there was a waste of money But I wasn't in a rush, right? I enjoyed the university experience. I I like that State of calm of learning It's something that you won't very difficult to get outside of education, right outside of university For a lot of these streams, it's in my best interest to shut up and listen to guidance. You can always participate Be day boy 30 algebra geometry algebra to trigonometry calculus. Which one do you teach? I don't teach calculus Okay, I would have to reeducate myself on calculus even though I have my math minor I've forgotten everything almost everything, right? Trigonometry for sure be day boy if you want here I have an amazing trigonometry playlist on youtube. It's basically the best trig Uh Videos on youtube like really I lay out exactly what trigonometry is And I'm not just what do you call blowing my own horn or whatever it is. It's fantastic series like really Okay, and it's an asmr format here Where is it? There it is Here's my trigonometry playlist and I've ordered this from the intro video down, right? So there's like six hours of trigonometry on here and it is absolutely phenomenal Okay here So great 12 trigonometry. I used to teach probability, but they took it out of my They took it out of our Curriculum in Canada So very unfortunate because I used to teach Probability pretty intensely. It was very good. I loved it But I haven't been able to teach her for like 10 years now Now Not in on that level anywhere. Chicho. He's my nomination Qt Wolfgang I got credit, but my health suffered during that that time. Oh, that's unfortunate. Wolfgang You did you did you do it in one shot at five courses in one shot? No I hope not. That's way too many Did you major in mathematics? I got a minor in mathematics. I majored in geophysics I got my honors co-op degree in geophysics with a math minor As far as at the time anyway, I was the only one From that university that was able to get a geophysics major Co-op honors geophysics major from the earth science department with a mathematics minor No one had done it before I gained the system one work term where I was supposed to be working I actually took four math courses I told him I was working for someone that I knew who was in the math department doing a Work that was secret But it was sort of because I was taking four math courses So I took four math courses to get my math minor. I really wanted a math minor there I wanted to do something that no one had done and then I did it and I'm very happy about it Okay I'll put a little badge on me Gained the system get a badge Hey old sir was poppin. What's poppin? I just popped the whole lemon meringue pie You're very delicious, man Got it. I will check it out. Check it out, man Eyes wide Yeah, probability is interest probability is extremely crucial game theory Congrats, Miro says Teaching Jason. That's fantastic. Yeah, I wish I'd done something like that I went to school for two years for business and now I work in tech But it bugs me to have started the degree and not completed it Really want to make sure my younger brother doesn't make the same mistakes I did And there's nothing stopping you from going and finishing it Teaching Jason, but if you don't have a passion or why bother don't let it bother you too much Nothing stopping you from getting a degree in something else, right? Baby spy is awesome Tangerine cake tangerine cake. Oh, that would be delicious. Hey, can you please do your part for the fight against systematic racism by letting chat no black lives matters? Check out our brother Tangerine cake This is a mass stream, but the last two streams I did two streams ago. We did a whole discussion on politics current events before that we did two streams on George Floyd, Jonathan Magby The system policing so Just because black lives matters. It doesn't mean it has to infiltrate every aspect of our lives, especially when we're doing mathematics, right? So Check out my content. You'll know my take on every situation, right? Oh, now you're gonna get banned. Awesome. Awesome. I'm gonna ban. I'm gonna ban I'm gonna ban Yes I haven't banned anyone for a while, man. That's fantastic. I banned my thing. Didn't I chichoban? Good riddance. Good riddance nice Staying on chat is fantastic, man What man, are you teaching right now? X. How you doing? Elder god my short my sword was sharper than yours. Talk about right away as soon as he's he wrote that I'm going man. This guy's trolling bad troll. I'm gonna rip him a new one He didn't he didn't let me finish rip him a new one. So we just banned him. I can love it love it Too funny terry and snow. What did you say? I can't I'm not gonna say it, right? He's just he's just a that person is a perfect product Byproduct of our current centralized education system. He's too dumb to know who he is Right. So all he's doing he's lashing out Yeah, I'm too stupid to know who I am. I'm gonna lash out at everything, right? It it's unfortunate, right? But there are people like this Given the opportunity there is help available for them, right? Just like there's help available for people who are traumatized and php tst and Who've had the shorted in the stick and stuff like this the person might have been abused all his life, right? And the only thing they can do is lash out. It could be all that, right? But We don't have to put up with it, right a lot of crap happens to a lot of good people that turns them nasty It doesn't mean just because they had a lot of bad things happen to them They have a right to make life miserable for everyone else, right? Everybody's got to deal with their own shit They can't just smear it on other people and say, ah life gave me a short stick So I'm going to give the short stick to everyone else. Well, get out of here, right? Simple as that Zoot older brother just got his third masters from MIT As a math bachelor from the naval academy here in Murica, I choose to stop With one masters when I started popping out See I could ever go back after recently auditing classes. Oh my god. Yeah I personally couldn't go back to University if I want to learn something I'm just going to teach it myself, right? That being said I would love at some point when I'm a little bit more free time to go sit in university math classes And just listen and learn or relearn a lot of mathematics that I've forgotten, right? Not at that around here twitching jason for sure. Bye. Bye lark says You're laughing. I was writing Can you teach fractions for sure And negative fractions negative numbers for sure, but we're towards the end of the stream, brother I have a whole playlist out there On the basics of mathematics. Let me find that for you Here go to the language of mathematics And this is ordered from the most recent video that I put out, right? So if you want to view this playlist go all the way down to the bottom start off from the basics And the first video I put out was back in 2007 Okay, and It's pretty damn good. Okay. I put my heart and soul into these things. I took chalk tripod Sometimes a ladder and I went out into the city and I did an urban graffiti star, right? I set up my tripod go gorilla style into an alley or some closed construction area And set up the camera sometimes in the middle of the night sometimes during day sometimes morning afternoon whenever and I go do math on the walls Right with chalk Trying to teach mathematics and some of the stuff I cut with music specifically Uh rap music hip-hop They're immature degeneracy out there, lark. Yeah, I can read it Seriously, oh the god you can read it cool. Hey, what's up, buddy? Rambo 85? How are you doing? Welcome to another live stream to be fair. It did say open discussion on your title Wolfgang Blitz He did say open discussion I appreciated that was my pleasure my pleasure and Let me know if you need help direction and I can point you to certain videos, right? Is this the last math stream for a while I believe so spider-man Or or do you have a few more coming? I in my part of the world Half of my students are ending By next week I believe there's one student that I have an alberta that I would do long distance. He's ending this week But we're going to continue working all summer Because that's what they want, which is fantastic, right? But half of my students end by next week next week or within two weeks And you know because school's not in they're not really writing exams or just these make work projects. So Unless people really want us to do a mass stream during the summer This might be our last mass stream. I might do one more Because it's mass, right? Those videos are great I'd love the one where the kids ask you what you're doing. Yeah and Get this dragons that video that I shot Google maps has that image On google maps. I have it on my blog Someone someone said hey chicho your your chalk is on google google maps I actually have it. Should I show it to you? Let me let me show you the article where I have that on there You'll get a kick out of this You'll get a kick out of this Hey, are you gonna put that on youtube? The kids came up to me. It was super cool super cool a blast from the past check this out And I have to pick on it and google maps. I know google maps updates every now and then no it's still there I Check this out gang you guys are gonna you guys are gonna love this. Oh, hold on a second. I gotta copy it Check this out okay I have a video of When I was doing this a bunch of kids came up to me and talked to me and I cut it at the beginning Where I was doing units and ratios and this is what we ended up doing google maps has this Still on google maps you can zoom in and take a look at where I was doing the work Right and I've linked up the video at the bottom as well It's me with a gigantic beer and that place I've gone to multiple times and I've done multiple videos there because it's a fantastic place It's under a bridge in vancouver okay So if you if you like a little history of that stuff, you'll love it I think it's the one with the beer where the kids ask me hey What are you doing? Are you gonna put that on youtube? I go yeah Can I get help with calc 3? I don't know calc 3 or I used to know it. I forgot and your background is physics My geophysics atlas atlas bird What you describe yourself as a socialist I don't know I don't I don't go with the titles man If you follow my work, uh, you enjoy myself if you follow my work, you'll know my philosophy regarding politics economics life in general I love it too. They just showed the new PS5 console you can buy me one. No, sorry. Remember Yeti Yeti he human thank you very much for the twitch prime sub appreciate it Which video do the kids ask you'll find it there spider-man in that link. I remember those lava love I think you have a probability one with wu tang jeez. It feels like another era of your content Yeah, or most death mathematics Please a lyric stream elder god, okay a remind me on discord We'll do okay, so we got to do a cooking we got to do a comic book We got to do a lyrics I got to remember those if you can send me a reminder on that elder god So I don't forget cooking comic books lyrics and we do okay A math teacher with enthusiast the enthusiasm is probably it's nice wolf camp I got kids involved doing it like it was fantastic, right? They were just watching me and when I was doing the video by the way, the kids were playing And I was doing it, right? I'm doing a video and they were they were smart enough Respectful enough to realize that I was doing a video So they didn't interrupt me when I was doing the video, right? They kept on playing Circling around me my camera set up to go around and do their thing and whatnot And then when I was done They came up to me and said hi. What are you doing? Right? Fantastic Right fantastic To follow along a bit no atlas brood. I haven't put the books together Okay, I put the videos together. I put the content together But my plan is at some point in the future when I'm able to You know get this project self-sustaining, right? So if you can support this word through picture self-sustaining where I can free enough time Free enough time I'm going to sit down and start putting the text together and putting examples together and putting basically the mortar together Right to build these modules That's what I'm working on, right? And I'm not in the rush. I love this. I love what I'm doing And I know I'm going to do it at some point those It's a life. It's my thesis really And we'll get it done as long as I'm breathing. I'll work towards it Okay, bummer. I was excited to find a mass stream Baby spice if you guys still want mass streams during summer, let me know and we'll do right Dice power. Hey you are you still talking? Taking math questions. We're at the end brother dice power We're at two hours If it's speedy goes out as maybe but My voice gets a little cracky after two hours, right? I'm here for the long game, right? Lark. Yeah, I can't see myself going back to school. I'm far from that and I'm glad it's over. Yeah, me too But it was an amazing experience While being in it, right? I wish you were my math teacher. Thank you very much for the for the love of human Thank you very much for the love. This is awesome. Nice. Nice. I don't think That that that's I'm gonna scroll down scroll down big wall plays big wall plays I'm brain dead in physics physics is just applied mathematics Twitching Jason. All right. I got the balance. Okay twitching Jason. Thanks for popping by I'm gonna go for a walk before it gets dark. Take care everyone Till next time till next time Rambo. I just played call of duty warzone. Do you like that game? Do you prefer a sniper rifle or assault rifle? I don't play I played call of duty many many moons ago, right? I'm not playing the games right now Rambo. So A sniper is fun, but knife is fun too, right? That's the way it should be I totally respect that people who are willing to learn and absorb as much education and data as possible. Yeah What's the square root of negative two two i or not two i square root two i Square root two i Qc warrior. How are you doing? I don't know the last of us I want to finish it before part two comes up. Okay gang. Let's call the stream Let's call the stream Thanks for being here gang. If you want to follow this work. I'm on patreon patreon.com backslash chichou chych I don't put anything behind paywalls My work is creative commons share and share alike You don't have to contribute to be able to follow the post Okay, so if you do have the means supporting this work through patreon is a fantastic way to support this project, right? But you can just follow and see what we're rolling out Right and just stay up to up to date, right and check out all the content And if you do ever you have the means Support this work through this project through uh patreon, right? We are live streaming on twitch if you want to Participate in the chat as it's happening Twitch is where you want to be at. Okay, and by following or subscribing Is also a great way to support this work through twitch and by the way gang I saw some followers and subscribes come down if I didn't catch them. Thank you very much for the followers and the subscribes Okay, very much appreciated I do announce these streams 30 minutes before we go live on twitter gabs mines vk and elo Okay, you can follow the work there and see what it is that we're sharing We will be uploading a lot of the content the audio of it as podcasts To soundcloud because people have asked me for a number of years to do this, right? So finally this year we decided to do this. Thank you for the love rambo. Okay, so if you want to just Listen to this content right now the math stuff is not going in there But a lot of the discussions we have regarding politics economics comic books and stuff is being put on there Okay, and i'm going back to the archive of 900 plus videos we have on youtube and slowly going to be Uploading that stuff on soundcloud as well as you can tell it's going to take a long time Right, so we're here for the long game, right? and I will be uploading these videos to youtube and Bitube everything goes to bit shoot and as much as possible goes to youtube as long as the sensors do not Deep platform us or there's a threat to be deep platform On youtube, okay And this year we just got approved for youtube membership. So if you are following through youtube You can support this work through youtube membership by joining this project Okay, and of course subscribing following liking and sharing and whatnot right aside from that gang Chat thank you very much mods. Thank you for taking care of business. Thank you for the conversations Thank you for the discussions. Thank you for the love. I hope you guys are having a fantastic fantastic Morning day evening afternoon. Okay, and I will most likely announce the next set of streams Probably in about three or four days. I'll announce them for next week. Okay. I need to do a little bit of catching up for the next few days Just uploading stuff editing some stuff and with my students So expect a new schedule for next live streams today is thursday probably by sunday I'll have it up. Okay, if not sunday then monday. Okay Aside from that gang Bye everyone. Maybe talk on discord and we do have a discord page if you want to share information Okay Bye everyone