 While growing up, one of the lies I believed as a young person was that to make cool money, you must get lucky. Yes, there were hard-working people around me, but most of them believed they would someday get lucky and become rich. Since I grew up around such people, it was natural that I would imbibe the same mindset. But nothing could be farther from the truth. You don't get lucky. Success in finances is equally a matter of preparation, meeting opportunity. I know as a young person, you may not be aspiring to become rich yet, but if you are hoping to have a money-filled future, there are lies about money you must delete from your memory. In today's video, I will be sharing with you some of those lies. If you're new here, subscribe to this channel so you don't miss other interesting videos like this. 1. Money is a result of hard work Hard work, drudgery will not always translate into money. Asked the millions of people who wake up very early each morning to resume work early and to return home late, doing this year in and year out. Some days ago, I spoke with a friend who works in a bank. She worked at least two weeks straight back to back, with no breaks and closes at least 9pm to get home as late as 10pm on all those days. I asked myself, what gives? Yet, she may never earn as much as most self-employed folks who work from home. Hard work doesn't translate into money. If it did, millions of people would be rich. Millions of employees will be wealthy. But no, this is not a situation. And the reason is simple. Smart work is what gets you the money. For example, an employee who receives a monthly paycheck will think he's smarter than his boss because he keeps getting his money without fail. But the truth is, while you invest hours working for that boss and he sees to it you get paid, he makes much more from you doing work for him that he could have done. That is why it is beautiful to own a business that employs people. That way, instead of the normal 24 hours that are available to each human in a day, you have over 1,000 working hours daily and more hands are working for you. While you can enjoy your freedom and think of other things to make money, money isn't a result of hard work. Money is a result of smack work. Another example is that successful people have a penchant for investing in assets while poor guys often focus so much on liabilities. Assets are stuffs that make you money. Liabilities take money from you. Out of foolishness, so many people who work hard spend their money on liabilities only to return to doing the same drudgery to keep buying liabilities. You may begin your life's financial journey from working hard to make money, but you ought to proceed to make your money work for you by investing some smartness into your life. Read books and money and finances that make you smart so you know where you can be more productive and properly invest your money and effort for more returns. 2. You don't need street smartness to make money This is one of the reasons why I hate school. It doesn't teach you how to make money. It teaches you how to get jobs. This is the story I always tell to buttress this. One day, young Robert Kiyosaki asked his father, Why do I have to go to school? So you can graduate and get a job, his father said. Why do I have to get a job, Robert Kiyosaki asked. His father replied, So you can make money. Then young Robert Kiyosaki said, If getting a job to make money is the reason why I must go to school. Why don't I just keep school and go learn about money? His father could not reply. School is beautiful, but it won't teach you about money. When I left the university, the years of being in these classrooms never taught me anything about selling a dent in. All we were taught was how to become professionals who secured jobs, jobs that weren't available. Yet the really rich don't wait for the money to come to them. They go after the money by finding things to sell of businesses to start. It isn't failing and succeeding in this process of selling and running businesses that most people gain a wealth of knowledge about money. You can't just be book smart to make money. You must also be street smart. The McDonald Brothers had a simple business until street smart Ray Crook came in, bought the business and grew it into a success. With your quest for wealth, get experience by actually doing something that brings you money. You will fail in the process, but the whole idea is to learn what works and what doesn't. 3. Money grows on trees, even though you don't have to work yourself to death to have money. Still, money doesn't grow on trees. That is, money doesn't come cheaply. You don't have to sell your soul to make money, but you do have to work to make money. Now, as I have written, the most important work for you is smart work. Most people put in hours of work and yet never become rich, and most people put in few hours of work coupled with smartness and they make so much. Money doesn't grow on trees, but it grows in the pocket of those who are smart about money. As I always say, if there is anything you should start to do now as a young person, is to invest your time into learning all you can about money and actually practicing all you can to really make that money. You may not become rich overnight by doing this, but the whole idea is gaining a wealth of knowledge about money, such that with all your experience, you know the hidden places where the money is, and you know exactly what to do that will make you a certain amount of money. It is possible to know down to the clock how much money you will make with a certain amount of effort because you have garnered a wealth of knowledge from experience. If this video inspired you, subscribe to our channel. We love you.