 Over the last 10 years, the rise of mobile money has demonstrated the power of mobile technology to reach the financial excluded. Today, mobile money is available in two thirds of the developing world, with 174 million active accounts. In Kenya, mobile finance has recently been shown to help people escape poverty. And around the world, digital finance is giving millions of low-income families an convenient and safe way to pay bills, send assets to loved ones, and store money. In these ways and more, mobile money can play an important role in achieving the UN Sustainable Development Goals. Access and usage of mobile money continue to grow as providers expand partnerships to offer a broader range of products. A Greece competition is delivering greater customer choice, while technological innovations continue to make services more useful. But there is still significant barriers to overcome for mobile money to reach its full potential. In developing markets, it would be vital to build a close dialogue between regulators and providers in order to promote consumer protection and a level playing field. Greater investment in connectivity, customer identification and other public goods is also urgent, given that 1.6 billion people still remain outside of mobile network coverage and 1.5 billion lack-format identification. And finally, to address a persistent challenge of inactive accounts, it is critical for all of us to adopt a customer-centric approach, where client needs guide all our work. In just 10 years, mobile money has made amazing strides, and it holds great potential to sell the 2 billion people who still remain excluded from financial services. Over the next decade, let us all work together to place the transformational power of mobile money in the hands of those who need it most.