 Rydyn ni'n gweithio gyda G SR16 yn enirio am yma i'r syniadau i'r hollol yn ystrygiad hon. Felly ein sasha fullfawrini wedi'i gyffredinol iawn i'r pwg llunio newydd ym Mhlynedd i gyfrifio ar y gyfer y GRIS yma i'r ddefnyddio ac yn siarad o'r gyfer Ym Mhlynedd eu gyffredinol iawn i'r gyffredinol iawn i'r gyffredinol iawn. Rydyn ni'n gweithio'r gyffredinol iawn i'r gyffredinol iawn i'r gyffredinol iawn i'r gyffredinol iawn i'r gyffredinol iawn. Now I'd like to start off by talking about the global symposium for regulators. I wanted to ask, you how has GSR helped to build momentum for IT use at focus group on digital financial services. Sure. I think this year GSP is a special one particularly for our topic of financial inclusion and digital financial services, because we had the idea to organise a pre-event, a thematic on digital financial services for financial inclusion. oedden nhw'n meddwl gyrsgw quotes a meddwl erbyn feddyl a'r meddwl mewn meddwl ar gyfer hwn. Mae y Delegateur Ffiannwyl Ffiannwyl Ffiannwyl Cefsyn yn feddyl, os bydd y dyfodol yn y gymhwyl gyrsgw quotes a meddwl grwrs yn pryd yn meddwl i'r meddwl mewn meddwl, yn meddwl gradd ar gyfer hwn o'r meddwl mae'r meddwl am ymddangos, mae'r ysgrifion yn unig, gyda'r pryd yn meddwl y gwir o gwir o hyd ar gweithio cyd-raddedd, mae'r ddweud o'r cynnig sy'n ddigital ffanantiaeth i'r ysgol a'r ddweud. Mae'n ddweud o'r ddweud o'r technologiaeth a ddigital ffanantiaeth, o'r cymdeithasio cyfnod yn gwasanaeth fod yn cyfle ffanantiaeth i'r ddweud. Felly, mae'n dweud, mynd i'r ddweud, o'r ffawr, y pethau ddweud o'r 2 bilion o'r cyfnod i'r ddweud, mae'n ddweud i ddweud o'r ddweud. IGESR by lift is trying to elevate that dialogue in a different way, gradually trying to raise awareness at the highest level amongst politicians and decision makers about what digital financial services can do to increase financial inclusion around the world and so in a way is supplementing the work we are doing in the focus group simply because the focus group is more technical level so we are trying to address issues really in a practical and operational way. felly, mae'r dialogue a dyfodol wedi bod o'r digyflol yn ymddangos i'r ffordd bod y byd yn ymddangos i'r llwyffyd ymddangos i'r gweithio'r lleol. Yn amlwg, dyfodol yn ymddangos i'r lleol a'r gweithio'r lleol, ac mae'n hoffio am ddweud cymaint o'r rhaglion gyda i'r ymddangos i'r hiad lleol, ond mae'r ffordd o'r llwyffydd tai ymddangos i'r wyf yn gweithio'r lleol, ac mae'n rhaid o'r ddweud o'r ddweud o'r ddweud. ac mae'r bobl eisiau amser yn ddigonio'r ffordd deddeiwyrach ffordd y ffyrdd oedd y ddau'r cynnig. Felly mae'r ddadwm innod tyr â'r director yma y medalau, dyfodd wedi'i ffyrdd yr ystod yn gweithio'r lleif, gyda digwydd amser ymlaen ei miradau a'r hyn o'r ddau y samefyn yn ddiwedd y fferdd tuOD yn gyd-diwedd arweithio'r עdfarn. Yr holl ffordd ymlaen ei mwrdd y cwrd yn y gwneud. Mae'r ffordd ymlaen yw'r groes wedi'u gweithio'r holl. Yr ysgol y gweithio, mae'n adrodd yw'r gweithio ar y angen o'r ysgol yng Nghymru. Mae hyn yn gyfnifio'r gweithio ar hyn yn seftember. Mae hyn yn gweithio ar y gweithio ar Ystafell, ac fyddwch yn ysgol yng Nghymru yw'r ganfeyddio ar y cyfeirio ffynol. Yn Gynedd. Ac ydy'r ysgol yma beth yr ysgol ymddai'r gweithio ar y gweithio ar gyfer y gweithio. Mae hyn yn dyddiaeth ar y gweithio. We have already seven reports that were endorsed by the focus group at the Washington DC meeting at the end of April this year, so a few weeks ago. And we have like 10-15 reports in the pipeline. And these are all thematic studies and analysis that will include the sets of recommendations for policymakers to be really concrete about actions they can take to promote financial inclusion in their own countries. So there's a lot of work that needs to be done from now till September and from now till December, but I'm very optimistic that we will be achieving good results with the focus group. We're here on the third day of GSL 16, there's one more day. I wonder, have there been any key takeaways for you here? There's a lot of talking about collaboration and inclusion, so it's being powered, being included, so I'm very happy to see that word becoming part of the jargon also of the ITU. I think the ITU has been talking about inclusion from the terms of digital divides and the access to broadband and other technologies. We are seeing a common ground now becoming much more clear in terms of, for example, financial services. We see a convergence of interest and objectives between what we're doing and what the ITU is doing, which is very promising. I know there will be a few people here outside watching this who might be interested to know why is the Bill and Millie and the Gates Foundation interested in this? We are interested in this because, in a way, financial services is the common tissue between all the other programmes and initiatives that we have at the foundation. The foundation is mostly known for the work that it's doing in the health sector in that field with vaccine deliveries and the work we're doing to eradicate polio or fight malaria, TBC or HIV or maternal health and nutrition. We have also other programmes in terms of support, for example, to small-holder farmers to become more productive. We have a programme of water sanitation. Financial services for the poor links very well all this programme. Basically, the assumption is that we want everybody, all people around the world to live a productive and healthy life. Healthy is what we do in this health sector. Of course, once you are healthy, you need to be productive and live yourself out of poverty and stay out of poverty. Access to the right financial tools at the right time allows low-income households who are on one side much more protected from a healthy perspective because there are more vaccines and more coverage to also live a much more productive life and be able to stay out of poverty through financial services. So, they are really complementary projects and it's kind of like the underlying issue if you want for all our initiatives. Wonderful. Well, thank you very much, Andy, for sharing a few insights with us here at GSR 16 and we wish you the very best with the focus group in the future. Thank you very much.