 All right guys, we are live on a Friday evening here. I'd like to welcome everyone who's made their way into the gallery Subscribers to the independent investor channel subscribers To all these other channel creators as well. I see a ton of channel creators In the group making all kinds of different content for your benefit And I'll take this opportunity as well if your first time to the independent investor channel live stream Stick around You will not find a more unique live stream than mine Like I was one of the original live streamers sitting on my dinner table Getting my thoughts off my chest Really identifying a landscape of investing that you know, it's very very very difficult for new investors to make their way into the investing opportunity and Try to make sense of it on the on your own However, that is the requirement We set the bar fairly high on the independent investor channel. We spend a lot of our time Breaking down barriers to entry, which I think unfortunately in the investing arena There's way way too much confusion And I think a lot of people are seeking out information and understanding where it is that they can find good credible information Online I haven't been a self-directed investor my whole life I've been a self-directed investor for about eight years now Made every mistake under the book. No doubt about it Been in a couple class action lawsuits been in hawk with the IRS not once but twice had my fair share of bad beats and I've zigged when the market has zagged I've been in penny stock investing and I have lost money There is nobody out there in the investing arena They may be very very flashy in telling you that they've got all the answers I'm here to tell you that they don't and People wouldn't invest in the stock market if it wasn't a wonderful wealth generating vehicle Okay, but it's a very powerful wealth generating vehicle And I think it's very very easy to get misguided especially for new investors Who are seeking some good answers as to where they can look get some good information? We try to provide a very clear testimonial on what I do in the market We are going to cover the portfolios. I was a little bit misguided this week I guess paying too much attention To the speculative aspect in the portfolio and and and bad on me for doing that while I was doing that the value and The passive investing aspect where we're kicking some ass. They were just doing really really well and You guys are gonna see that and I'll earmark that when I roll out the portfolios to you guys We do that for transparency This is not a make your way to the independent investor channel and and deploy what it is that I do I do what it is that I do because it makes sense for me And I have a very very high bar that's set for you guys In that you guys need to identify whatever purpose it is for you in the stock market That that is the requirement. Okay, there are no shortcuts for you as a new investor and I will tell you that the bar is high What I will tell you is that if you get caught up in all the hype that's out there right now You're just gonna confuse yourself. Okay? If you want to know what the stock to buy of the week is or the month or the year at Any given time you can stick your nose right on the Dow 30 Stick it right on the Dow 30 All right, I own 27 of them. I'm right now a void of American Express Nike As well as United Health Group, but I own the rest of them Why do I do that? It's because I think a lot of people make investing out to be a whole hell of a lot more difficult than it needs to be number one I think a lot of people feel like they need to spend the majority of their time looking for the needle in a haystack that rocket ship That 10x 15x 25x stock. I don't even know what that means anymore. I Will provide a voice a reason. This is my opinion. You can disagree with my want I think all that is BS all of it and People will come on and they will provide flash in the pants that of which is aimed at winning you over as a subscriber to the message Certainly, I'd love to have you make your way to the independent investor community As well as any of these other really good channel content creators as part of a grander community and and quite frankly to speak about a Grander initiative and a grander mission here on the independent investor channel To empower one investor at a time and that means to take control of your own money Okay, and a lot of people would say man. Okay. I don't know time out Ryan. I'm throwing in the towel I've only been on for less for just over five minutes. Okay Something as important as investing in your life. You cannot expect that in five minutes You're gonna have all the answers All right, it has taken me a lifetime to get to where I am now and I think I probably deploy more of a Socratic method and that the more I learn the more I understand that I don't know If that makes any sense And I think a lot of young investors man, especially the young investors You know, the world is your oyster. You've got that ace up your sleeve with time Don't give it away Don't give it away Listen to folks like myself and some of these other really really good investors here in the group as to Their experiences in the market like I've earmarked. I don't I don't make stuff up I don't sugarcoat stuff to make it seem better than what it is. I Sometimes feel the temptation for the YouTube opportunity Because that's honestly what YouTube wants YouTube wants me to come on put on bells and whistles jump up and down and Tell everybody profess to the world that I've got the next best stock I'm gonna tell you right now. That's not possible. It's not You stick your nose on the Dow 30 that that's the best place in my opinion to start Then you can roll right off and take a look at the top 10 and the S&P 500 You're gonna find some interesting names. They're probably Dow components. They throw Berkshire Hath away into that mix as well, okay? But I think a lot of people are looking in the wrong places for their stock market information I'm gonna tell you within the first 10 minutes So you can get the answer and if you've got other things to do with your time and you don't have time to spend 60 minutes with with me, which is the fastest 60 minutes on YouTube. There's no doubt because it has the chance of tweaking your perspective about how you look at the investing opportunity and maybe even how you look at Life in general and how the investing opportunity fits into the total overall picture of your life Okay, why do you invest? Why do you invest the way that you do? What strategy do you deploy? What makes sense for you? What makes sense for me may not make sense for you that's why we come together and that's why I'm so adamant and so aggressive on Coming together every Friday and offering this message Yeah, at about 64 percent right now. I'm starting to get the fever coming on But this is more I got my second vaccine today for anybody who's wondering what's wrong with me I do recommend that to anybody. I've heard the second go-around is a little bit tougher That's fine. I'm a pirate and I'm one tough. I'm one tough bad dude So I'll be fine. I wouldn't miss this for the world I never know who's gonna make their way in and sit in a corner of the world and catch an independent investor live stream that of which I kicked the door open to perspective and Allow anybody to come in and and and hear what I have to say about Investing in the market now Investing in the stock market when I first started I can reach back into the tool bag and tell you It's not all roses You're not gonna get investing in the stock market and not step on a few landmines every now and then It does happen. The idea is that you're putting some freaking risk on the table Right, you're living life and you're living life hard. That's the key Okay, because I can tell you one thing you are never gonna find success in this life if you just live your entire life Careful. All right, so with that guys like to welcome everybody the independent investor channel live stream It's gonna be me running the show tonight. I opted for that and just want to Make sure that everybody settles in grab a drink. Have a good time. Sit back. Leave your comments in the gallery here As I'm looking to engage in a Q&A this evening with you guys It's never really a better time to start defining What it what it is that you want out of this gig and I think a lot of people come to the end of the investor opportunity For some some tough reasons I think anybody that's being turned on to the investing opportunity with what's went down over the last couple weeks I've been a non-participant, of course There's no surprise to the to the gallery or anybody who knows my perspective on the market, etc Where I stand on the game stop short squeeze if you're interested in a 30 minute That was really the only social media content that I put to YouTube this week speaks to a little bit more of a of a grander type of Evaluation of the independent investor channel opportunity and I'm gonna continue on with that Evaluation of the program the projects that I roll out Where I see value for you guys and adjust accordingly, okay? I think you'll find that some of the daily upload Information that comes through on the 10 minute stuff May take a little bit of a backseat here as I focus on my viper group I'd like to welcome all the vipers to the group. That is my private WhatsApp group along with the M1 finance experience I'm doing multiple zoom meetings with my members why because I want to and I think it's necessary to get them where they need to be and This is some of the behind-the-scenes stuff some of the life coaching stuff that I'm not going to get on here and say that I'm making a difference I'll leave that up to the people that are being affected by those opportunities and Just want to thank each and every one of those members of that group It's absolutely one of my favorite things to do Next best thing to actually being physically with other people is the zoom opportunity So I'd like to give a special shot out to to Courtney and Corey Very enjoyable sitting with you guys man I again I would never have the opportunity to meet kind folks like you guys if it weren't for the social media opportunity and Really that's where I footstomp the value on the independent investor channel anyway It certainly isn't me coming on and in a 10-minute offering proclaiming that I have All the answers to life and and the stock market and everything exists there in I don't spend my time with that but the second shot out goes goes out to Ruth and This lady I'm a better person for speaking with this lady I don't think I could provide a better compliment to how incredible this person is She's fabulous and again the opportunity and the trust that is bestowed upon me To really dig deep and really try to find that granular alignment to what people are looking for Sometimes it's just a tutorial where we walk through and we do a screen save a shot of M1 finance And we kind of walk through how do we add a position? How do we take out a position? Why did you do this in this particular sector of the SMP? Why did you assign this level of allocation in technology and why did you assign this level of allocation and materials? He gives me the opportunity to vet those questions one on one or in a lot of cases one on two It's super enjoyable for me But I got to be honest with you some of the stuff that I've rolled out through the project to the channel You do because you do because you do And I'm a man on a mission This is more of a mission to me and it is an ethical mission and that I'm always Evaluating how it is my message is perceived By the community and making sure that we're making a positive impact So it's always that push pull of what YouTube expects me to put out through content and what I know Most people are not looking for But they need they really do So that's really why I I provide those opportunities in the manner that that I do Because you know for a very small amount, you know a nice $9,000 entry fee per year to my private group, you know, which you might think is a lot on the onset But $9,000 I can probably make that up for you over a lifetime If you just pay me the money and and I'll gladly take it for you I'm just kidding the the Annual fee is being evaluated whether or not I want to maintain the sale status holiday winter and summer Or whether or not I digress to an all the time $60 per year. That's a steal It's a giveaway. You cannot expect to send with somebody as good as me And as caring as me In an opportunity where we have the opportunity to talk about whatever you want to talk about Life coaching I've had some people take me up on the budget side of the house credit discipline, etc Guys, there's a reason why I have an 835 credit score. Okay, I can help you with that and again I don't blah blah blah look at me. I'm so good and and this and that now I'm here to tell you man that me nor the other thousand YouTube channel creators out there have any of the answers That there's nothing special about any of us. Okay, there's there's not that big a separator between some of the smaller channels with a few hundred subscribers or a few thousand subscribers and the Graham Stephens of the world and the Nates O'Brien's of the world and the Ryan Scribner's These are all human beings as well. Okay, and I'm kind of here to tell you that I don't think the disparity between those channels really lends itself to to to Reputable information or not in other words the size of your YouTube channel means really little to me And it shouldn't mean a whole lot to you with regard to the opportunity that you can seek Through the social media opportunity However, I give you the answer within the first 20 minutes Okay, the secret to my success in life or anything and especially investing the person that you need to follow is yourself Okay, and as cliche as you might want to think that that is I want you to stop and think about it for just a second And I want you to understand and ask yourself in reflection of your life Successes right hardships that you've gone through Doesn't it seem like the most meaningful things are initiated by you Right in other words if you just tripped and fell into the independent investor opportunity and you looked at my portfolio and said Well, obviously he's killing it. He's doing well. I can do that, too I can just trip and fall into Ryan's portfolio and render the same amount to success You might have a shallow level of return success. Okay, in other words, you may make some money But is it going to be meaningful success? The word meaningful goes a long way with me Understanding why it is you're doing what you're doing why you're making the decisions that you're doing and for you new investors out there You don't have to be an analyst You know, I just gave you the answer where to look the gems of the stock market the diamonds look at the Dow 30 very simple Google it for crying out loud. I'm not going to tell you what they are Hell, I could probably name them off the cuff out of memory How many of you guys can do that? How many of you guys put value in other places and you're wondering what that next rocket ship to the moon is going to be What that next 50x stock is going to be forget all that garbage forget it Look at the visas in the United States of the world. Look at the apple and the Microsoft All right, look at the home depots of the world. Maybe even a Walmart. All right, just take a look It doesn't mean that you have to go buy the Dow 30 doesn't mean that But start to get familiar with some of these companies that you're like man alive Recognize Verizon. I recognize AT&T. I recognize Disney. Okay. Now. I kind of see what Ryan's talking about man Is it really that simple? Jesus Ryan, you're you're given away the most obvious thing in stock market investing It seems to be something that escapes most people Yep, therein lies the reason why I do this channel. It's the very nature of How in the hell this can escape most people it just boggles My mind there is a pay a place for speculation. Hell, there's a place for ultra aggressive speculation I get it and the younger that you are I can absolutely concede if you came to me and said, you know what? I've read a few books. I'm with the game Ryan. I understand it I can take on a little bit more risk at my age But my question back to you is you say you have a hundred percent to pie to work with What are you suggesting to me that makes sense to you as a beginning investor? Are you looking to take a hundred percent of your portfolio and build out a SPAC portfolio? Okay Better know what you're doing Betty better be ready for roles Right, but if you came back to me and said, you know what I want to introduce 10% I want to get used to this investing gig I want to put some good quality growth companies in there and I want to start a passive base in the S&P 500 Now we're getting to a better place in this evolution of an investor and improving people's real Stewardship to investing and I feel like where the landscape takes 10 steps back on this front I'll still continue to yell from my small corner my small boxing ring here on the independent investor channel There's no doubt about it. Just a bunch of good good quality content creators out there I do want to highlight Kyle's in the house. I very very very cool to see you my friend And I really appreciated the shout-out in the finance youtuber Facebook group. That's a lot of fun in there There's a lot of up-and-coming Folks that want to share their story on YouTube and I think that is great. I really do I think it's fabulous But these guys took and they featured me and did a nice write-up for me really appreciate that There's a few things that I really Really really enjoy in social media and that positive feedback is huge for me Again, the rest of it. I'll leave to the people that end up sitting with me on a zoom meeting for 90 minutes And come out of it with their head like yellow But they're empowered and they've changed their lives So it's great to see a man any time I highlight these folks You want to make sure and kick over and just hit the subscribe button for him? It takes a couple seconds These guys are working really really hard to share their testimonials with you guys and this is just the beginning Okay, the landscape is changing on sharing information Perhaps I say something that motivates you and brings you on to the investing opportunity again Not to just jump on with or jump off the cliff with both feet But motivates you to take a look see Motivates you to maybe start a strategy for yourself Maybe start asking some of those questions that you didn't know how to ask before Very very important man. I got Matt in the house here I'm about to do the portfolio rollouts for you guys all highlight some of the areas of the portfolio that I noticed I thought it was kind of a Debbie Downer week until I did the review just before the live stream like I always do Oh gosh guys, I tell you what I'm not gonna digress on how I preach passive investing My passive investing is kicking ass and if you're a new investor out there and you're just like what is this pat? What is it ETF? What is the index fund do yourself a little? I'm not gonna teach you or give you your homework if you're serious about investing You'll learn a little bit about what an ETF is or what an index fund is What an ARC ETF is because that kind of covers the younger crowd My ARC ETFs are up a thousand dollars eleven hundred dollars this week this week Week right and I've got a fourteen thousand dollar allocation to the ARC portfolio And for a lot of you guys maybe starting investors couple grand five grand ten fifteen grand That's right in that sweet spot of where I try to identify a lot of people fail to get to So for you guys that are new to the channel, you're like, okay, that's a real result again I don't come on and put on a freaking dance for you guys and put on a dress and yay Look at me. I'm the baddest ass investor ever because I don't agree. I don't think that exists. I don't I sought Opportunity and it worked out. Could it go down within the next six months? Yeah Yeah, we need more people speaking about investing as a two-pronged game Okay, there are two sides to the coin and and I know that there's a lot of people in the YouTube community that want to tune in And they just want to focus on Again, boom, I want to get I want to retire tomorrow and that's it. Give me that YouTube channel. That's gonna give me those answers I'm here to give you an answer. I'm here to give you a truth. That does not exist So stop looking for it. All right, stop Okay, look in the freaking mirror That'll help you get to where you need to go so much better than trying to kick over stones And or look for that pot of gold at the end of the rainbow. All right I don't need to tell you that leprechauns don't exist, but they freaking don't all right So let's do the portfolio review and I do want to kind of highlight a few just aspects of the portfolio We rolled it out last week This is the brokerage I will tell you the theme this week again because I can't stop talking because 60 minutes is not That much time for me to blah blah blah blah blah blah blah blah blah get out what I need to get out But we did Liquidate some stock just today. I put some cash to the side I did that as a strategic initiative in my portfolio to take some risk off the table take some profit I always liquidate stock for profit always always all Never ever sell stock for a loss This is how the brokerage account shook out this dipped below a hundred for the last live stream We were back up above that mark Nothing really crazy to to to earmark here IPOE and Hylian have just been the real anchors in this and it's really been my My assessment over the portfolio this week that these have really held me back from participating in what has been a fairly good market this week So pretty disappointed in the performance really kind of holding the bag on Hylian here Still believing didn't help with the Goldman Sachs downgrade to a sell I find that interestingly ironic in that the exact same analyst Just wrote the same downgrade 28 days ago As if the company has changed so much over the last 28 days to write a new downgrade Stock manipulation But anyway, that's what is is happening and I guess the sec turns their their nose to that type of free speech But that's what's going on. Hopefully it does not see the price target of $12 that'll allow them the optimal entry You notice that it drives down during the day and then right when the market closes it buys after market There's after market action on Hylian. That's really really it makes you raise an eyebrow as to what's going on behind the scenes with this company But we're going to continue to hold long. I have IPOE, which is uh, so fee so fine And um, we'll be fine. That's our speculative aspect Whereas the rest of the portfolio has come back quite nicely, but um, these are a little skewed here I give these numbers for you guys that are new to the live stream the 91.24 Is actually a lot less than that. I'm probably a lot more cash rich Which would put this more at about an 80 percent Stock to cash ratio here. Um, and that's just what I wanted to do today So this is the taxable brokerage We'll move on to the Roth IRA number one Again, these are a little bit less as there was some liquidations These are the portfolio holdings as they shook out today But value was on fire philip morris, uh, altria group Um 3m has just been sneaking up on us. Uh, Lockheed martin found a base, of course I thought it would uh for you guys that tripped and fell on my hey. Hey sisco exists out there Um were better for it. Absolutely But yeah value killed it this week. What can I say? value killed it Yeah, everything value oriented um dividend Uh passive investments really were my best performers. I'm up in every etf. I own I did take profits in vti and voo I I just don't want to initiate positions here with the market the way that it is So I'll continue to be patient on those but I'm stacking paydirt And really earmarking some new funds to initiate some really good positions in vti and voo When the market is a little bit more conducive to doing so. All right, so I'm looking to um to to take those positions Um a little more strategically in these accounts, right? But keep in mind those decisions aren't made with an attempt to time the market Okay, because I already have my thrift savings plan that is working for me passively all the time I do not tinker with that. I do not trade the I don't change the allocation I don't change anything with that. It's a hundred percent passive and it's killing it. It went up $1,200 just this week Just this week passive. I did nothing. I did not stress about it I I did not put a short on it I I did not fall over myself trying to freaking put in a limit by order to sell and take profit And oh my god stress about this and that zero effort zero and i'm winning Okay, so for you guys that are new investors, man, heed my call Sometimes the most successful way of entering into the stock market can sometimes be the easiest Yeah And the most lucrative all right So the stock to cash allocation. There's a little bit skewed. I do apologize I couldn't do the math on it because it did not update Um in the in the brokerage yet that'll be updated for monday for next week stream And here it is for ratha. I array two both of these accounts at about 120,000 And and not a whole lot of big changes in here. God mcdonald's has been Raytheon has been on fire oil has just been absolutely fabulous this week Look at these sectors of the market. Nobody's freaking talk about because they're all busy talking about freaking game stop Let it go. Please. I'm sick of it Just stupid to put this much attention on something so idiotic It's dumb focus on the good stuff. This is where the goods are coca-cola. That's where the goods are Johnson and johnson. I'm up 27 percent in j&j That's what that's what we should be discussing Apple computers microsoft blew out the numbers fantastic google. I took profits in google I know you guys are gonna kill me. It could have been a buy and a hold forever I get it. It was fine. It took a nice run up for me 10 percent in a week. I'm a winner. I'm fine. I'm out I'm good. I render the profits tax protected within the ratha array. I'm good to fight another day I put that pay dirt to the side and I'll monitor like a coiled up viper in the shade ready to rock All right. Yeah mcdonald everything really did really quite well vymi back in the positive vym is killing it Um, very very nice and a three percent yield to boot vymi is a four percent yielder V and q is fighting back. Um What can I say wall greens boots alliance took that into some really deep water and that's almost back to even Nice to see there because I was down a good 1500 dollar bill in that position All right This is everybody's favorite I do nothing with this portfolio. Nothing zero nothing zero zero No effort No wall street bets for me. I don't need it. These are the 11 sectors in the s and p 500 If you're a new investor to the stock market and you're seeing this for the first time Pay attention. I'll give you a second. I won't interrupt you Take a moment This account is increased in value about a thousand dollars from last live stream This is just the sector specialty ETFs. This has a custom allocation or waiting Okay, in other words, I've got 14 percent to the top end holding which is technology And the lowest holding right now is telecommunications with materials right behind it But I strategically allocate to those specific sectors at a lower amount Three and four percent respectively for each of those on the bottom end 13 and a half nothing to shake a stick at Okay, it's not the entire portfolio, but for a lot of you guys it could be Hell I would have killed for this portfolio starting out man in the stock market I would I would have absolutely fell over myself knowing what I know now with the low expense here And to jam these into a Roth IRA. This is a great passive base in my opinion M1 finance makes it possible for this right here. I share these portfolios on every one of my videos So you guys are welcome to kick over if you don't memorize these They're in all of the descriptions in all of my videos that nobody reads This is everybody's favorite. Um, this is kicking ass. What can I say? Passive investing Yeah Man, you're amazing Ryan. You're so special. No, I'm not No, I'm not Nope, I do everything that you guys do I walk talk and chew and eat food and drink water and You know, I am affected by this code shot. So I'm not a machine Okay, there's nothing special about what's going on here I'll say it again. There's nothing special about what's going on here. Anybody can do it Anybody, okay? Now this can be a layer Okay, passive investing doesn't have to be your whole kit and caboodle doesn't have to be your entire portfolio, right? I'm just providing strategic access to a testimonial. This is real money. It's not monopoly 14 043 we just kicked over 14. This account is up $6,000. We've got about 7,800 Yep, I've invested capital to this and I fund this with about $25 a month Excuse me. I upped this to $50 every two weeks. I'm sorry. That's what I do So I do dollar cost average this on a schedule and I don't miss the money. There it is our key tf's Fantastic and the tsp Approaching that $50,000 milestone that's going to be a really Really nice one for me. I established this thrift savings plan with the intent and I think this is it speaks to the masses out there who can Relate with the idea of having a 401k 403b 457 type of program I just so happen to have the thrift savings plan. They do not match mine. I'm on the legacy plan For you guys that are familiar with the thrift savings plan. Nonetheless, I do contribute 10 to this Okay And this is also I share my allocation because I think there's a lot of people out there that can appreciate How and why I do this This pip is right on the money. I can deal with 17.88 that stands for personal Investment performance over the last year is the way they figure that not too shabby. I'm winning Man, Ryan, you're amazing. Man, you are the best investor ever. You are freaking awesome. You should have a million subscribers on your channel wrong It's nothing special about what what's going on here It's wealth building 10 freaking one if you're finding your way to this message and i'm failing to entertain you I do apologize, but this is life changing This will help sharpen your perspective on investing. What is possible? I share my testimonial openly so you can see what real results in again. I foot stomp the fact that this is not monopoly I do some covered calls as well There's some of the stuff I've looked at and wrote some contracts on Just for your just for your awareness All right, and then finally I always declare where where we're at here Just staring down that just a little over 30 grand away from my half a million dollar mark I might cry You guys have no idea where I come from man I work really really hard for my money as a lot of you guys do And I hope if there's people who make their way into their channel. That's the part of it that they can relate with They can I work I go to work every day Um, I do youtube on a side hustle I do it to share a mission if people didn't appreciate my missing I would shut it the hell off and honestly through this evaluation and critical assessment of this uh investment opportunity The independent investor channel opportunity Um, I will declare to you guys that everything as of now is on the chopping block I will say this though There was a hell of a comment that snuck its way into the top of the comments and for you guys that don't Make social media. Um, it already actually disappeared, but I will tell you that it was a pretty darn It was a pretty darn positive comment. I gotta go back in here and grab this. I apologize But I'm getting the comments right now um It said, hey man, Ryan, I really appreciate the information you put through it helps people And I think for all the people that maybe make their way at least I presume because Look, I wouldn't do this if I didn't think I have somewhat of a um Very very strategic mission Right and that I I'm I'm always trying to during the two sessions that I had this week. I explained this I'm looking to hear what it is that you have to say Not so I can respond in a manner that makes sense for me I'm responding in a way based on what you tell me Works for you That's the whole idea is if we can streamline you to get to that Strategy and the deployment of that strategy that makes sense for you That's the goods right there and I freaking get it guys. God dang man I struggled with m1 finance specifically just to show you an example and to have that Ability to stick out your hand and say hey man, can you help me? That's pretty freaking powerful And it wouldn't be possible if it wasn't for The youtube opportunity And so I do want to just foot stomp again man The um the opportunity that we roll out through the channel and the opportunity that's been provided to me To sit across from people listen and then provide my constructive feedback or constructive like Encouragement I think a lot of people man. They really really like that like hey, what am I doing right ryan? What am I doing that you would well, okay? Yeah, I know I see this over here I kind of see what you're doing here But how about this this and this and I'm pretty good at just providing options instead of just being like Hey, you need to do it this way. That's just stupid because I don't think in investing It's an arena that's conducive to that whole type of like you need to do it my way or the highway No way that that's why I'm really not that big of a fan on on private groups, especially for thousands and thousands of dollars I mean for the m1 finance experience that I roll out that is In surmount over value that can change your life. Okay I've got to put a little bit of a price tag on it just to protect my time And if you guys want to know more about that I have all kinds of stories about how I've put myself out there And I've been burned by doing that. Okay now the people who have a little bit of stock or ownership in that opportunity Really really want to get down to the nitty gritty and they want to freaking learn They're not doing it for entertainment. All right, they're not doing it to be part of the group They're not doing it to feel accepted into a group. I really don't think that those groups are very conducive to Learning any way it becomes very very difficult. But right now Our group is about 42 people strong And I'm spending the extra time now while the sale is off really focusing on that core group So if you have not got with me Up till now hit me up because if the group does expand Obviously my time is going to have to be budgeted out Okay, very cool. All right. I'm going to get to some of the Some of the deals obviously highly on come on Yeah, pretty frustrating position there honestly. I don't know what to say about it other than I get it. I understand. Okay I I just It's a tough one. It's a real tough one. It's my most aggressive position in the portfolio But with the numbers that I just declared to you. Is it really that risky? In other words is highly ongoing out of business. I don't think that it is Um If it does that would be a pretty big dent to the portfolio that would that would be that would suck Um, I just think that there's players involved with this opportunity that cannot be Cannot be understated. So um, it needs more time. That's it. It just needs more time They're putting the strategic places in place with the senior management That has been done over the last just week and a half two weeks With sherry baker as well as the senior vice president of marketing, etc He's from Dana 30 years in the industry. He's a monster He's going to be great for the company and they need to have those pieces in alignment to take advantage of what I feel It's going to be some lucrative opportunity Not only for the company but for shareholders alike. Okay. That's just my opinion on that guys All right I have all the answers could be smoke And they've always make a light of everything. I you understand my my point, you know I'm a lot more guarded I guess than a lot of people. I guess what what Really gets me disappointed is the amount of followership on social media and people start to get complacent And man, if you don't like something I say scrutinize it, okay I put myself out there In a vulnerable way To be scrutinized scrutinized away if you don't like what you see in the portfolio if you think I suck if you think I need to Just be going completely spack investing And telling everybody on youtube social media that i'm a 10x investor Let me know let me know. I may respectfully disagree with you Okay, but it's your prerogative to offer your opinion for sure I would always come back to Look, I can do the flash in the pants type of thing But I always have to be careful how it's received by the masses And I do a pretty good job of having at least somewhat of an ethical backbone Before manure comes out my mouth and I let it go out of my mouth, especially over a youtube social media stream Let that sink in for a second So I was thinking about at&t. I own a hundred and three hundred and twelve shares at&t happy to do so Great company. I think right here at $29. I think it's good. It is undervalued 32 at fair market value at&t fantastic You bet one of those telecoms, right? If you're going to get some space, right? You see how I seek out my space exposure to telecom. I got a little dab of exposure in the sector portfolio. Yes I also own at&t and multiple other avenues and own the stock outright as well as Owning some cover calls on the position, right? So once you get up to the more strategic Type of initiative and you'll get there. Okay. I don't talk down to people I'm just speaking with people you guys pee in that people That's something that you want to kind of aim toward is the ability to write those covered calls, man it's just a nice way of extrapolating a little bit of premium off of the portfolio. It's a fantastic way of doing it and Especially for a little fella like me Little retail investor, man. If you don't think that there's somewhat of a sense of urgency for me for people To try to make sure that you're on the right side of the income gap when the income gap starts to separate Um, I want everybody in this community to be on the right side of history I really really do and take that to heart. All right got the ambassador to the channel in the house, man All goods in the house. Um, hope you're enjoying your kathy I got green tea tonight and again. I'm pretty proud of myself for making it through this Livestream I am about 64 percent. So if anything else you guys can appreciate my devotion to uh to maybe that new investor Holy moly that is crazy. That's the coolest thumbnail I've ever seen Nice job. It's kind of how I feel right now actually Understand reality think critically. Um, I think if that were the requirement I think a lot of people might be turned off of investing I want to try to water it down as as as much as we can because If you came to me and you said ryan investing is so difficult. I don't know where to start You need to get to that basic like how can I start an account and how can I enter into my first S&P 500 index ETF maybe my first basket of whatever it is you choose. Okay. I'm not here to tell you What what to invest in okay? I can tell you that you're investing thesis your time horizon Where you are in your life where you are in college pursuit of career What your income is maybe you've got that career started all those factors play into it. Okay, so I can't tell you Hey, here's the cookie cutter approach for all investors What I try to do is provide you a tool chest On the independent investor channel that of which you can open up and say I don't need a screwdriver right now I need a big freaking hammer and you grab that hammer or that wrench and you start going to work on yourself That just came off the cuff. That was pretty cool Watch that on the replay. I just had 10 people leave the live stream like okay. This this guy's too much, man Just think about it. Okay the wrench and the group here signifies just that It's your empowered pledge to start working on yourself It is man And if you can come to the channel and say hey, thanks ryan. I really appreciate that I'm pretty humble about that type of stuff. Here's why you don't know me squat Okay, I do this willingly All right And payment to me enough is for you To have found some success in wealth building that you wouldn't have found had it not been for the motivation I provide Okay Yep Thank yourself Look in the mirror and say, you know what god dang it. You did it Ryan motivated me a little bit. All right, man. I'll take partial credit. That's fine if that's what you want to do I know there's a lot of very very gracious people in the community here, man There's a lot of people who are willing to help and I'm willing to acknowledge that but I always want to keep the attention and focus On where the strength of this channel is and that is on the empowered investors I'm very very hungry on those investors that get back to me and they're like ryan. I freaking did it I'm up to that first 10 grand freak man. You set that milestone. I didn't think it was possible I proved myself wrong. Good god dang on me for doing it man. Thank you ryan. Thank you That's what i'm talking about. All right I want to keep the focus on the individuals here that are taking the message and really putting it to practical use in the trenches All right If it's just hey, you come in and sit down with your legs crossed and you're You're very very attentive with your back straight And you just listen or you just take a few notes and you don't understand the first thing about what i'm talking about You're kind of missing the point. The whole thing in this is that you start to engage Whenever you possibly can I think you added an extra zero Courtney I'm going to owe you guys dinner crazy She probably wants a wrench. So for that i'm going to kick over. I got a kick over to Uh to check this real quick and I can only do it through youtube. So give me just a second See if I can identify this Where you at? Where you at? Where you at? I very much appreciate that man. I really do that that is so so helpful and so appreciated I'm looking through just a massive thread of comments here I may have to go back through it after if I don't see you here on the fly because I don't want to take too much of my minutes Fantastic. There's mr. Knight's another viper in the group. There you are And There you are My dear It was an absolute pleasure to meet you guys and and that's what i'm talking about with the degree of separation of You know, I think a lot of people are brought to stock market investing for a lot of genuine reasons. I really do But it really does help to take somebody like myself to help align some parameters Or some swim lanes or some avenues of discipline for you to really take into consideration because there are two sides to the stock market All right, I I fear that there's a lot of new investors that are looking at this thing And they're assessing the stock market as an arena or a place that only provides wealthy people. That is Not true Okay, most people fail at investing All right, because most people Are their worst? Are their own worst enemy Right, so that's why if you're looking here and you're looking there and you're looking everywhere else in this world You got to look in the mirror. You got to get yourself right and ask yourself what you want out of this opportunity. It's super super important Courtney, thank you that that's not necessary I'm not sure if you if you need $45 back. I'll I'll gladly Venmo it to you I don't know if you hit an extra zero. You're like, dang. I just tipped Ryan $50 Very much appreciated. I'm humbled. Thank you very cool Uh, microsoft absolutely killer quarter blew it out. I mean good grief. What can you say, man? The the the opportunity to become a participant in financial markets Is something that hopefully resonates with people in other words If you're a new investor making your way to the channel and you just heard what I said Wow, Ryan just kind of put it in a different way You know, I don't have to buy stock in microsoft. I can actually become a participant In what was a phenomenal quarter Google same thing blowout quarter blew out the members blew them out tech now that they're blowing it out right now They're just absolutely killing it Yep, it's a great time to be an investor. Just keep it within scale. Okay Microsoft is not going to allow you to float into retirement with hundreds of thousands of dollars That's not why we invest we invest in some form or fashion to become participants in these good companies Whether it be through a diversified product or the equity outright Okay, all right fantastic I don't know if I can highlight this comment. I hope I can it doesn't look like I can It's very cool, man And jerry's in the house, man. Very cool to see you my friend bond money could be moved to the utility Yeah, so I I did offer a video on this just an idea a strategic idea Right get a little capital appreciation with a little bit of an opportunity for some nice Higher than average yield maybe that you can get on own a bond specifically so I'm gonna kick over and check that out got less than 10 minutes left I'm gonna try to get in here and I'm just gonna highlight a heck of a lot of comments here guys Arcad wealth, man. Nice to see you guys. It's very cool. If you guys would do me a softy I'm in here devoted like I am every single friday early If you guys have a little time, I don't deviate from the time It's always at nine o'clock, man But don't hesitate to come in and leave your comment or say hi and then kick away As I kick off for the nine o'clock pay attention or pay the premium fantastic He says sell the premium. Yeah, that's a term I've come to love It's a pretty amazing opportunity. I'm trying not to lose my shorts With this opportunity, but it's pretty impressive pretty pretty awesome It's it's a place that we're all striving to get to we really are to understand how important that is To act as the banker and sell that premium on the open marketplace you as the stock owner can do just that Matt my good friend sums it up beautifully our premium. You betcha Yep, it's every dollar that makes their way into yall's portfolio is a win for the little guy, man In specific terms the retail investor and that's what it's that's what it's about. It's not as complicated as people make it out to be This is true. I just think something that really softens the blow Because I have a hard time disconnecting from when I started investing. I was confused too just like everybody they're confused but If you search out the information in the correct way and really sit back and be diplomatic about Just jumping and deploying a specific strategy. I think you can be powerful. I mean, I've rolled out shoot 50 60 products to you guys just tonight just by nature of sharing my my program Right, you know, if you don't like vanguard, great. No no big deal. It doesn't mean I'm a bad investor It doesn't mean that you're being critical over critical. It doesn't mean that it just means that for an awareness piece I'm trying to provide jam as much value as I can In 60 minutes as I possibly can the inevitable in tom. I'll need a ride home fantastic Fantastic uber man Ubers in the house. I get my ubers for free It's another story that I'll tell offline Very cool Cruisin down this tonight's great to see you warren fantastic all the best to you my friend Another one of my empowered viper group is going to be great to grow wealth with you and and and yours. It's fantastic I love it and I'm humbled at the opportunity Vibral to me is like 1 million people not 2,000 I don't know anymore. I don't I don't put youtube videos online to go. I don't even know what that means I don't really care. I haven't cared since the beginning. I'm not going to start caring now. I'm not And I will not be owned by youtube I upload when I want how I want and I retain creative control over the independent investor channel At all times if they want to pay me what they pay me they certainly can if not, they don't need to I'm fine financially. I'm independent. All right, and I live it love it and learn it. That's and teach it Be an independent guys do away with the freaking 2020 was the time that I unplugged from the television Now I find myself picking up the guitar more. I find myself searching out music I find myself doing the things that I'm like, man, how did I ever have time to even watch television? What a waste. What a complete waste of time. Get rid of it It's garbage. It's all may aimed to inundate you on what they want you to hear Get rid of it become empowered. All right tune into 60 minutes on the on every friday and I'll I'll take care of Fine-tuning that perspective for you as long as it takes Yep, I'm pretty aggressive with that all right Marcy, if you stop market is going to crash um correction bear market crash crashes a pretty strong, you know catastrophic total loss as an asteroid hits the earth and we're all gone anyway Um, certainly there's been some sizable drawdowns in the market I I am working on a premonition and I don't come on youtube and profess that I'm a stock god either I I I have a premonition that makes sense for me in my portfolio I had an opportunity to roll a little profit off the table I won on every one of the rollouts and that's it. It's it's okay. It's water under the freaking bridge All right, I go on about my day. All right I'm looking forward to this cannoli that I have in the refrigerator after I'm done with this live stream in less than five minutes remember Real real real just like you guys. All right. Everybody's looking to deploy this as best they can But um, I think it's super super important for you guys to really really up your game If a 401k right now is your game Look at those strategic other areas to add layers into your program, man Because we want to be we want to stay hungry on this. All right. We really really do super important Now i'm cruising through larry says he's up pretty big. I am too. I don't know if it's you know luck Whatever it sure as hell ain't skill It just it was more of a portfolio positioning move for me to enter into the arc portfolio the way that I did And again, if you guys want to see those portfolios in more depth you can use the link and kick over They are affiliate links, man. So I get some compensation back On the channel. Um, don't don't don't lose sleep over it. I'm not getting rich. Okay And I was just joshing about the nine thousand dollars Of entry for my private uh group Nobody in the right mind would charge nine thousand dollars to go into a private group Nor would there be people out there that would actually pay that to To enter into I'll just let that one go. All right Fantastic rebecca's in the house Yeah, this is great, man. I will be there one of these days We've got some plans partial retirement in europe and we've got croatia earmarked Yeah for that initiative But this is a long-standing project for me and you guys are all part of that movement and mission and what little bit or a lot of the involvement that you've had through deploying wealth building strategies You're always welcome on the independent investor channel, man If you don't want to catch every live stream or every upload No problem if you're a self-direct investor, man, you are part of the gig But I really appreciate you tuning in from from england man. That's great. My international community is very very strong I think it's interesting to them how the us perspective on spending and investing Kind of flows through and what a great way of connecting the world I'm just glad to have you. Thank you for making your way on shout out to you I've got less than a couple minutes here guys. I wish I had all these comments at the beginning because it usually gets a little overwhelming Get it guys go with your gut. That's a pretty good comment. I like it Ryan arc is up 11 this week. I'm thinking. Yeah, but I'm gonna see Any of that ha ha nice. Yeah, you know, I don't count my chickens again. I I gave the whole like hey, I'm not I'm not anything special. Okay. I'm just a regular fella. Trust me guys It's nothing that's done here on youtube and I'm sure there's a lot of youtube channels that would be like No, no, I'm I'm I'm awesome. I rock. Um, I'm the best Leave me alone. You suck. You're small. Leave me alone. I'm the man or I'm I'm the lady I just don't believe that's true, man. I don't I don't put people on a pedestal. I don't I don't Want to keep arcs, but they ran up. They did they did run up. That's fine I'm into it for the strategic management And I'm into it for the opportunity that if it does kind of roll down. I can strategically buy it I'm not owning these for a trade. I'm owning these for an investment Okay, so I'm looking to strategically buy these and accumulate a nice position and my goal for this portfolio is not 14 000 My goal for this portfolio is to get to that 25 000 and reassess And arc I think can get me there. All right. We got less than a minute guys. We will close it down I I do apologize. I couldn't get to all the comments tonight, but it was a hell of a live stream Good on me for fighting through it. I'm at about 53 right now. So I'm about half power But I really appreciate you guys Appreciate the private group for coming in always supporting all the channel creators as well There's one right there. He needs to get in here earlier to get a to get a Good seat and not a nosebleed seat Ryan great to see you my friend But I will sign off guys Be well appreciate and remember the theme from tonight's mission Okay, and that mission isn't to always seek out your answers On social media and you know groups like reddit Or wall street bets things like that the best place that you can find those answers that you're seeking Are indeed internally. All right guys be well. We'll check you next friday. All right