 Hi guys, welcome back to this channel. If it's your first time to come across this channel, by the way, don't forget to consider subscribing and don't forget to hit that notification bell because it will be the only way that will be uploaded wherever we have to upload a new video. Remember, in today's video we are going to talk about what we are going to call health insurance in Qatar. Remember, we are your own hard rumors about the health insurance in Qatar, which is going to be mandatory. Yes, true. It's going to be gazeted and it's going to be gazeted in Qatar whereby every worker in Qatar will be entitled to have what you call health insurance for his health insurance. Remember, as per what you call the block of the resolution, the citizens in Qatar or all the workers will receive what you call health insurance services and they will have to be getting facilities from the government. Remember, this health insurance that is coming, health insurance that will be coming in Qatar or will be in Qatar, for that case it will be entitled or all workers will be entitled to have what you call health insurance in Qatar. Remember, this came after what you call a council of ministers sitting down and ministers approved what you call a draft resolution regarding regulating what you call the health care services within Qatar. As per the draft of the resolution, for the latest information we have, as per the draft of the resolution, all citizens will receive what you call free of charge health services at what you call the government health facilities. What comes in your mind before or after? Normal before, most of the people have been recruited on what you call work visas and most people have not been taken so seriously of having what you call a health care. Remember, for some right now for you to access what you call free, free medical or relatively cheaper medical services here in Qatar, for example the government facilities, you need to have what you call health care because it can be a little bit very cheaper for you but right now it's something that has been added on is what we call the health insurance. That is going to be introduced to all citizens, either the Qataris or all the non citizens in both the privates and the public sectors at this time. Remember, health insurance shall be mandatory. It's going to be mandatory to ensure the provision of what you call the basic health service to expatriates and visitors. What does it mean if you are coming on a visa visa that you lower is need to have what you call a health insurance covered for you to have that visa visa visa approved for you at that time. That's how things are going to become a little bit very hard, especially for people who are visiting the country who are coming on a visa visa. However, that is going to be very beneficial for especially the people who are working or especially the employees in all the different sectors, especially in the private sectors that are going to be working in Qatar. However, something that we need to understand is that this compansial health insurance system which includes the non Qataris and the workers in the private sector and the public sector will include the money workers, will include the craftmen, will include the domestic workers and will include the visitors. Meaning that this insurance, this health care insurance services that is going to be introduced right now, it's not going to discriminate anyone. It's going to be mandatory for all. You are working in the domestic, you are working as a domestic worker, you are working as a money worker, you are working as a craft man, you are working as, oh you are coming as a visitor, you are all going to be compansial, it's going to be compulsory for all people in Qatar to have what you call an health insurance. We need to note that employers shall pay what you call the premium to cover the basic services of their employees. Whole employers or all sponsors that will be recruiting people to come to work in Qatar, they will make sure that they pay what you call the premium. What you call premium is that amount of money that is being kept and that is deposited to insurance companies to cover your, to cover any cause of any problem that happens that is insured for. For example, if you insure yourself against sickness in the insurance company when that problem comes, for big call, then probably that insurance company will come to compensate and pay up all your medical bills. That is what is coming, that is what we call the premium, the amount of money or the sums of money that is being paid to insurance company to insure against a loss or any disease or any kind of form. So, meaning that your employer, the person who is going to recruit you in Qatar, your sponsor is the one that is going to be paying that kind of, is going to be the one going to be paying that premium to that insurance company. And remember when you talk about those insurance companies, those insurance companies will be approved by the government that will be working coordination with the system. And something that you need to know that the insurance company must provide employment or what you call the recruiters with what you call the insurance card that is quivering to addition to what you call offering treatment network. What does it mean that these insurance companies that are going to be approved to provide the services, they will provide what you call the insurance cards. You will have that insurance card, meaning that your employer will also give you that insurance card for you to access these services in the government sector, in the government hospitals in what case. However, when we look at those insurance companies, they may also have additional, additional, additional offers or additional packages that may need to have or which kind of hospitals that you may be entitled to go to receive those services in one way or the other. For example, right now, for most of you who work what you call health cards here in Qatar, you can look at your health card. Normally, when you have the workers' health card, you may be referred to what you call health center 21. That's where you're supposed to receive your treatment from at one of the workers because it is designated for that cause. And in this case, also insurance companies will have to issue what you call insurance cards to what you call the employer. And that employer will also have to issue an insurance card to the employee. Remember, basic health services for visiting, for those people that are going to come on what you call a VISTA visa in Qatar, they also have what you call a basic health care services. They will have to pay for that in what you call the insurance company and they will have to have it. However, for people who are coming on a VISTA visa or people who are coming to visit, the following basic health care services will be available that is emergency and accident treatment services as included in regulation. So if you are going to come as a visitor in Qatar, you make sure you have to pay what you call to have an health insurance scheme that is going to be services that including what you call emergency and accident treatment. Remember, to have a former employee removed from an insurance policy, employees only should must follow what you call the procedure on the place to not fight the insurance company upon termination of the employment contract for any reason. For any employer or for your sponsor to remove you or to remove you from that insurance scheme of that insurance company or that insurance policy that you have, this employer has to follow the procedure. According to the government, what procedure this employer or your sponsor has to follow, the procedure is that your sponsor or your employer has to inform the insurance company. That so and so makes has been terminated is no longer part of that insurance scheme, then they will have to cut you off. Otherwise, if your employer does not notify the insurance company, that means your employer will continue paying for you that premium or will continue paying for you that healthy insurance cover until you finish up your contract. That is according to the government regulations that we have on board. Then something that still you need to know is something that is still to know that in case the employer, for example in case the employee or fails to transfer his or her sponsorship under the new employer, then definitely upon determination of his contract, the insurance covering must may be including excluding until either the policy legally permitted or the period of residence. That is for example, if an employee fails to transfer a sponsorship, if for example you are terminated from one job and you fail to get a new sponsor in one or the other, what the regulation or the new regulation by the government is that your former employer will continue paying for that premium in that insurance company under your name according until that period that you are supposed to work for that sponsor in elapsis. If you are supposed to work with that sponsor for two years or you've already worked for one year and you have a balance of one year, in case it terminates your contract and you cannot find a new company to take over the sponsorship. That means this former employer will continue to pay that insurance, health insurance cover for you until the end of your contract which you are agreed upon because you is the one that is terminating you for any cause. That is according to the regulation of the government. Remember something that you need to know also, the employer or what you call the recruiter, the person who is going to sponsor you or the person who is going to recruit must have what you call obligations. What are those obligations? The obligation towards that, the obligation is that your employer must make sure that you are insured with the uninsured health scheme. With an insurance company you must be insured, that is the obligation. Remember it begins with the debt of entry into the country. The debt you enter into the entry into the country, your employer has to take details of you and has to register your name or register you with the accredited insurance companies for that case because it begins from the debt of entry into the country. That is the road, that is the responsibility of the recruiter, the sponsor or what you call the employer according to the government. Also, something has to be, something has to remember the obligation of the employer is contracting one of the registered insurance company that that employer who is as recruited or the sponsor has to choose out one insurance company that is going to be catering for his workers or that is going to be registering his work in case that is going to be registering its workers in that case. That is according to the regulations of the government. However, still also something that you need to remember, it's going to be an obligation of the employer to provide the necessary data of beneficiaries to the registered insurance company. It will be the employer group for data that will be able to be fed the insurance company that we are going to be insured in one or the other. Which is going to be a very good deal in one or the other. So, I hope people who will be working cater, I hope it gets to be enjoyed and gets to ease because all we need to have, we need to have the health insurance and we need to be safe. We are from the hardest circumstances may happen as we are doing work. Thank you so much for coming back to this channel, remember it's next from the next question. For always the updates in the Gulf around the world, always be giving that update by the one. Don't forget to give thumbs up of this video if there's any information that you've shared or some information that you got, share it with your friend. 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