 May I come in sir? Good morning sir. Thank you sir. How are you? How are you? I am good sir. Thank you. We are coming from which place now? Sir, I am coming from Jaipur. Good morning or came yesterday? Sir, came yesterday. You stay in Malvi another. Yes sir. This Malvi another, this personality who was Malvi, from whom this town was named? Sir, it has been named under the name of Shri Madan Mohan Malvi, who was an eminent freedom fighter and personality in the Indian history. Whether he stayed in Jaipur or he had made some contribution to Jaipur? No sir, there is no contribution as such, but it just has been named because he had an immense contribution in the Indian freedom stuff. Vanswara? Yes sir. Your father belongs to Vanswara? Sir, he comes from Sikar, but I was born in Vanswara and lived there for 8 years. Sir, I have lived there for 8 years. 8 years, yes. In 8 years, in year 8. Yes sir. Tell me something about Vanswara. So, Vanswara is the southernmost district, it is the southernmost district of Rajasthan, which also passes through the Tropic of Cancer. And it is famous mostly for Bas, because of which the name Baswara has come, the bamboo growth is really fast there. At the same time, it is also famous for Tripura Sundari, which is one of the Shakti Peethas in India. And Mahidam and the Mahi River because of which greater agricultural and forest tribal products are being grown in this area. Tell me something about your school, what is Saint Anselm's PC school? So, Saint Anselm's was a 3rd century Italian saint who was responsible for spreading Christianity in the Europe and across the world. And the Christianity that was brought to India under its name was in the French time, in the 1664 year when the French East India Company was established. Do you believe in God? Yes sir, I do. So, you read a lot of Indian mythology. Yes sir, particularly the Mahabharat. I had a confusion. In Hindus, there are so many Gods, Sri Ram, Sri Krishna, Shivji, Mahesh, Brahma. Whom should we worship? If I worship one, I am fearing that other God will get angry with me. If I worship second, third will get angry. So, how I should worship? I am having lot of confusion. Sir, the Hindu religion is a way of life and worshipping one God doesn't necessarily mean that we will be disobeying the command of the other Gods. And I believe that worshipping one God and keeping a faith in any religion represents our inside soul and at the same time what exactly do we plan to do in future because of that faith. So, I do not think that worshipping any God will disobey the other God. See, Mahabharata, Krishna says, I am everything. I am most powerful. But what I hear from others, they say only Shivji is the most powerful. So, I fear that if I worship Krishna or Ram, Shivji will get angry with me. And there are different things to be done. For Shivji, you do different type of pooja but for Krishna, you do different type of pooja. Can you find a solution for me? So, the only solution that I can think of is that we should place our faith in God and not in its many forms. Which God? That is my confusion. Which God? All these are not Gods. Which God? Sir, in my opinion, God is an omnipotent entity who is a soul person and in which he or she should pray. Okay, tell me this. In the Olympics, you have won something which I have never achieved before. Yes, sir. And there must have been many Olympics in which our tally was zero. Yes, sir. Recent past? Yes, sir. We had won seven medals in this Olympics and in the Rio Olympics, we had two medals. Before that, any Olympic you remember where we have won even a single medal? Sir, before 2000, there were some Olympics games in which we did not win any single medal. This time, this track records have been tumbled. Newspapers says that track laying was very technical this time. Have you done that? I am sorry, sir. I have not read about it. They say you get, automatically you get some push. Sir, thank you for the information. Artifacts. You know, we have a lot of artifacts of our mythology, culture and all stolen by others and lying in different museums throughout the world. Yes, sir. Some we are getting back. You have got somewhere? Yes, sir. Recently, something came that Astralia is sending us back some artifacts. Why they are sending back? Sir, the one reason I believe is that because in India, the religion represents a way of culture and the relations between two countries is also based on soft power of these two nations. So, they believe that better relations can be inculcated between these two countries by sending back these idols. We are not getting back. They don't want good relations with us. So, that is a subjective opinion, but I do not have any clarity regarding that. Yeah. So, social marketing refers to the marketing activities that are being taken place across various interfaces for various categories of people which are derived by segmentation, targeting and positioning of these people. What is the difference between social marketing and the corporate marketing? So, corporate marketing is primarily taking place to have a good brand value and at the same time, equity in terms of consumer satisfaction and perception while social marketing majorly refers to having a good responsibility for all the stakeholders that are present for a corporate in the actual environment. When we say social marketing, the striking difference should come out in the explanation. Anyway, that is not coming out. Tell me the marketing, what do you mean by marketing? Can you define marketing? Can you define marketing? Sir, marketing can be defined as the activities that are primarily dependent on the 4P product price, place and promotion of various products and services that a company needs to launch. So, Vinjor in Rajasthan was in the news today. Can you say why it was in the news? I am sorry sir, I have not read about it. Okay. What is the difference between E-Rupi and Cryptocurrency? Sir, E-Rupi is a digital payment system where SMS or QR code based vouchers can be sent via phones to the beneficiaries so that they can avail the necessarily social security services. What is the difference between Paytm and E-Rupi? Sir, in Paytm, we need a bank account for conducting the transactions while in E-Rupi, we do not need a bank account, a phone number is sufficient for sending an SMS or QR-based post and it can be then used at the particular cost for availing the services. So, base theorem is a theorem based on probability distribution where various incidents that can take place are derived on the conditional probability of having one incident based on the other and then the overall probability is then calculated based on that. So, the conditional probability along with the chances of occurrence of one particular event are multiplied together and then the average is taken out to calculate the base theorem. Are you sure about your explanation? Yes sir. An example can explain this. So, the example can be Monty Hall problem where if in a game show there is one door behind which a goat is there and one there is a car and one door is revealed saying that this is a goat. So, now it would be the best interest of the participant to change to the other door as compared to his first option because the probability by base theorem has now increased to 66% rather than 33% in the first case. Right, it is based here. So, must be given by base, but I am not sure about this. Who is based? I have not read about him sir. What is the history behind the base theorem? Are you aware of that? No sir, I am not aware of that. Again, what are the conditions and what happened to Mahatma Gandhi after the launch of Kibirya movement? So, the Quit India movement was launched in the precinct of the Second World War on the date of August 8, 1942 and the conditions were that the British were eagerly waiting for the Indian to participate in the war so that they can tackle the Japanese invasion. But at the same time Mahatma Gandhi said that there will be no support for the British if they do not promise complete independence which was not given by Simon Kripp's report and other commissions as well. So, this was the reason and Mahatma Gandhi was immediately arrested after starting the Quit India movement in the Govalya tank of Bombay and hence there were also very much disadvantages as to breaking down of rampage and underground activities. Where was he incarcerated? I am sorry sir, I do not recall that. Okay, this is all the history we read. There is also some other narration telling there is one more ulterior motive all there to launch Kutiyan movement by Mahatma Gandhi. Can you think of what would be the motive you can guess? Sir, at that time the communal situation in India was also at a very bad situation. So, the Quit India movement was also launched to have Hindu-Muslim unity based on which we can have an united India in the future but that did not take place unfortunately. Last question, what is the place, the history of NSS in India? Sir, NSS was established on the date 24th September 1969 at the Rajghat which was the 100th birth anniversary of Mahatma Gandhi and Mr. K.K. Gupta from Delhi University was the first NSS volunteer. Since then it has grown multi-folds and now NSS branches are very much prevalent in various universities, college at the same time there is also a structure from the university to the national level. Mr. Chandra, you said you have been arrested in Mahatma Gandhi. Yes, sir. Tell me what are the five lessons, I'll say just five. Sir, we can learn multiple lessons from the Mahabharat. The first is that revengeful instinct and greed can lead to once downfall which we see particularly in the case of Korras and Duryodhan. The second is woman empowerment particularly in the case of Pandavas was very much necessary and a motivation for destroying Korras was also the thing that happened to Draupadi in the Korras court so they gave more attention to their women as well. The third one was that if we see about Karna who is my favourite character then the zeal of social service was present inside him and he was also very much interested in donating things to Brahmans who came to him and also at the same time we say that the Mahabharat was a lesson in which the good always triumphs over the bad if the God sides with the good and rational decisions are made. You have missed the most important points. Sir, can you please enlighten me on which one? There is one lesson that Mahabharata is about friendship. I am sorry sir. It is about friendship. If you have a friend you should have only two categories of friendship. One is about life Krishna. If he is with you you will never lose. Yes sir. Or like Karna which is your favourite character. Yes sir. He will be with you even if he knows for sure that you are going to lose but he will never lose. Yes sir. People say that you are a great Mahabharata. They say you can have friendship with a Krishna or Karna. Or Karna. Yes sir. Thank you for the information. There are other such examples. But that is a different point. Tell me, do the government has complete a populace in policy? Sir can you please repeat that? The government has released a populace in policy. Do you think we need that kind of policy when we are at this level? Specifically we need that. So the UP population policy is a good initiative in terms of the incentives and the awareness programs that it caters to but it is not good with respect to the two child norm that the policy caters to. This is because of three reasons. First with the falling total fertility rate we do not really require a population policy as India is about to reach the replacement fertility rate of 2.1. The second is that if we have a population policy like such there will be a violation of article 21 catering to reproductive freedom rights of women and we can see a decline in gender sex ratio and abortions that can take place at a rapid place. And thirdly if we go for such a policy we will be following China which now is coming on with a three child policy and that will destabilize our population and cater to a negative demographic dividend. So I do not think it is necessary. What is the increase in the FHR? I am sorry sir. What is the FHR of UP? Sir as per the NFHS 2015-16 it is closely around 2.7 but it is coming down. So the ball is set aside? Sir sedition law which is catering to IPC section 124. Sir we should not abolish sedition. The primary thing is that the sedition law is being misused by the government as also being said by the Supreme Court and hence we need to tackle the misuse rather than giving away with the law because national integrity and protecting the sovereignty of India is also of prime importance. So the sedition law primarily caters to the disaffection against government and it is much needed for these values but going forward in the future we can go for sensitization of police and awareness generation so that the misuse can be curbed rather than going away with the law. My final question is how do you work with a new dignity? Yes sir I have. Who is the lead character? So Shrinivas Ramanujan played by Dev Patel is the lead character. And who wrote that book? So it is written by Robert Campbell. Thank you sir. Population policy. But let's say that the population policy will help us reach the goal faster of replacement development. Let's say that if we go for a current phase, it will probably take two decades to reach the replacement development. And with the policy we probably reach in one decade. So don't you think the population policy would be more useful than not having a population policy? Sir as you rightly mentioned we can reach the goal faster but there are two things that go against it. Firstly we will be having a bigger impact on our demographic dividend which right now stands at around 2041 for India. And that should be the one that we should be harnessing rather than going for the population policy. And secondly since it also alters the article 21 and the gender sex ratio, I think giving the fundamental rights is primarily necessary and the population can be reached at a later stage also. So these two reasons are the prime reasons we should not go for a population policy. Citibank is exiting from India. Yes. What is the reason why are they exiting from the big market and emerging market? So they are exiting primarily in the consumer banking segment where the market share of foreign banks is very low as compared to the Indian banks and hence they do not find it profitable to work in that segment. Indian banks have not reached global sector like at the CEC. CEC is a China-based bank. Yes sir. But you do not see SCI or Kanra Bank spreading its thing across the globe. Why have they not been in it? Sir the primary reasons are because there are certain conditions because of which the Indian banks are lacking behind. First is the issue of NTS that is arising because of lack of due diligence, technological innovations and regulation autonomy is missing in the Indian banks. And also there are various conditions that restrict the Indian markets primarily to our society because of priority sector lending and other such stuff. So that the major part of their capital is rolled out in the Indian market and they are not left with much capital for the foreign market. So these are the major reasons because of which they are not able to spread out. What was your role as a district management analyst? Sir I was responsible, my team was responsible for launching UPI 2.0 and my role primarily catered to analyzing the value and volume flows of UPI to our global customers and at the same time what are the technical issues that cater to UPI 2.0. So how do you compare global presence of UPI versus India's? Sir the Indian scenario of UPI is a very good example of how rapidly the UPI is picking up. For example, in India 25 trillion rupees is the digital payments market where 8 trillion rupees comes from UPI. So I think it's a major chunk of digital payments and we will soon be able to catch up with the global UPI market as well. How will this happen? Sir the exact numbers I am not aware of sorry. Mobile banking implements are African markets they have done instantly compared to India. Yes sir. Any idea why you know there are similar demographic scenarios which mean African nations like Nigeria and India but despite of that mobile banking has not done as well as India as compared to India. Sir the issues can be firstly internet penetration which may have taken place more in Nigeria as compared to India because of which mobile banking is present at a wide scale. Also the mistrust of digital payments particularly in the Indian market where the perception of data theft and security issues is very large. So I think if that can be catered to well we can also do very well in the mobile segment. Mastercard was in use recently. Yes sir. What was it about? So the RBI has issued a directive to mastercards to stop producing its debit and credit cards in the near future. So is there any parallels between Indian mythology and Christian mythology? Let's say Indian mythology versus Greek mythology. I am really sorry sir but I have not read the Greek mythology actually. 300 Ramanas. There was a controversy. Are you familiar with this? No sir I am sorry I am not aware of it. Reading biographies. What do you read? What was the last three books that you have read? So the last book was actually The Man Who Knew Infinity by Robert Cannigal and apart from that I also read biographies of Mahatma Gandhi, My Experiments with Truth and Abhinav Bindra and Milka Singh as well. Yes sir. So there were two primary lessons that I learned. First was that Abhinav Bindra talked about detachment from result and focusing on the process because he had lost the medal in Athens Olympics because of a loose tile on which he fired the range. So that was the first learning and the second was to fight hard and work hard because of which the result can be then produced in our favor. So getting up from the lowest point and getting our chips back is the biggest learning from Abhinav Bindra's biography. Last question. You seem to be a very well educated and well experienced person. What's your biggest weakness? So my biggest weakness is food habits. I'm a very big foodie and I cannot control my urges when it comes to food. So I am gaining a sort of weight particularly in this time. So that's my biggest weakness. Okay. Did you ask me your interviews over? Thank you.