 What's up, good people and welcome back to SPM Buzz. My name is Shiko Gitao and today we are coming to you from the Green Park Terminus. Next they are golf club. We are here to celebrate one year of the financial inclusion fund, Amokipenda Hasla Fund. So it's one year since the introduction of Hasla Fund by the Kenya Kwanzaa government led by His Excellency President William Samoeruto Ambae Atakwa Nongoza Ibaadahi Amasherehi Hapandaniya Green Park Terminus. So hivi liyotu Nongoja Tuone Labda Atakwa Nahabari Gani Kwa Wakenya J Tumikotu Kiyono Akinya Ingiwa Kiliya Labda Anataka Ile Limiti Eze Kwangeze Wa J Ata Eza Kwangeza Hivi Labda Akenya Mesumbwa Katikakulipa Ata Eza Kuskiya Kutuka Kospichi Akesbabu Yendom Geni Wa Heshi Mahapeviso. So come with us Tuskiya Labda Chasse Mani. Nugubiongozi Wote Wakenya Wemzangu Haas Manveshen Hamjambu Bana Jesu Asifiwe. Evumunisa Liniye Heware Nihwane. Kwanzaa mimi natakarechikwe na fasi hii ni mshikulu mungu Wagutupatia na fasi na kibali. Tuweze kufika hapaleo katika maa adimichi ohaya. Animvasari ya Kwanzaa ya Hasura Fand. Mimi natakarewa Amdiya Wale Wote. Wa mehusika na Mpangohu Pungezi. Kwa Kazimzuri Muliofanya. Kwa Sababu. Tu likubaliana ya Kwamba. Tu tapadilisha taifanletu. Kwa Utaratibu. Na hatua. Tu taiki kisha ya Kwamba. Tu nasongesha taifanletu tatika kiwango. Kinajofu Wata. Leo mimi nebefurae sana. As we celebrate this first anniversary of Hasura Fand. We have a tremendous movement that has been created out of this Hasura Fand. This Hasura Fand initiative. Kwanzaa niku na mambu kama matanu hibi. Ita se mahapa. Siyo ya le madapu. Ya Kwamba. Tu likubaliana. Ya Kwamba tutokwana taifa. Kwanzaa. Ambaya wahaita haja wengine. Numa wakatituna piga hatua ya penabeli. Tu likubaliana. Ya Kwamba Kenya. Nia wakanya wote. Na Kenya tunataka Kenya, Ambaya wakanya wote. Wata jivunia. Kwa wakanya. Kazi etu ya Kwanzaa. Tu likubaliana ya Kwamba. Uchumi wetu ulikuwa katika Halibaya san. Madeni ya likuwa ya metusonga kama taifa. Matatizo ya ataku garami ama kulipa yo madeni. Ilikuwa ni Ndoto Chafi. Ilikuwa ni Halibaya wakanya wengi. Walikuwa na shangaha tutatoka hapa kwanziagana. Mimi na takadi watagazi ya wakanya ya Kwamba. Sasa tumethi biti uchumi wa taifa letu na Kenya. Ilu eti agamoto tulikuwa naio. Kisirani tulikuwa naio. Tatizo kubwa. Ambaya likuwana tukumba na watu wengi. Walikuwa wana fikiria ya Kwamba Kenya. Ita elekeya mahali. Inti zinginezi me elekeya. Katika kukosa kulipa. Ahadizao ama madeni yao. Mimi na takadi watagazi ya wakanya ya Kwamba. Tumethi biti uchumi wetu. Na sasa tulikuwa taiari kama taifa. Kwa kikisha ya Kwamba. Madeni yetu yo te. Haadi zetu zote kama Kenya. Tudaya timiza. Na Tudaya kikisha ya Kwamba. Tumelipa madeni yetu. Bili ni lisema juzi ni kiwabungi. Hatua yetu ya kwanza ya kulipa ya le madeni. Yamekua heke tu sumuwa. Tunaaza mezi wudyao. Umezi wa disema. Kwa kikisha ya Kwamba. We put our country in sound economic footing. Let me tell the people of our great nation Kenya. The challenges we had a year ago. We were staring at death distress. We were staring at a difficult moment. I want to say because of the decisions we have made over the last one year. Today I can comfortably tell the nation that Kenya is now on a sound economic footing and trajectory. And we are well on the way to making sure our commitments including all our debts so that we can get our nation moving. Jambo na pili. Tulikubaliya na bilebile ya Kwamba. Nazma tutatue jambo. Ambarona tu sumuwa. Sote kama wakeni. Jambo na garama ya maisha. Cost of living is one of the big tickets upon which we spoke, we canvassed, we campaigned. And I want to tell the nation that the interventions we have made in addressing the big matter of the cost of living are beginning to bear fruit. Today I can stand on this podium. Nakusema muakam moja uliopita. Wakatikama fu. Bei yaunga ilikuwa miambili arbaini. Leone kisimama hapa. Bei yaunga imeptere muka sasa juko hapa pa miamoja arbaini miamoja teladini. Na hiu niwukweli badua semi because it is the truth. Tuna elabana jamenu. Na mimi na takani wa eleze mambo badu. Hiu kazi badu tutashigulika naio. Niliwa hidi wakeni ya Kwamba tutapunguza. Bei yaumolea ilitu eze puasa hidi wa kolimawetu. Bei yaumolea ilikuwa ilfusaba. Leone shilingel fumbili na miatanu. It is a fact. It is a reality. Na kwa sababu tulwefanya kazi hiu wakulimoa befanya bidi. Na mimi na wa esimu wakulima zana. Niwa azalendu wa daifaletu lakenya. Wa mefanya bidi, wa me tuza lisha cha kula. And we are on well on the way. It is going to take time, but we are well on the way in consolidating our food security. So that again our country does not suffer the shame of hunger in the Republic of Kenya. Diyo ni kazi yambaya tulisema tashugulika naio. Atuaya pili ni wakikisha bilepile katika iyo harakati kupanga bile tuta umgeza makato ya wakenya. Na niliwa ambia wakenya ya Kwamba tuta panga bino na namna ya kuzalisha ajira katika taifaletu lakenya. Iili wa nanchi wengi, wa weze kupata mahalia kujishikilia. Wa weze kupata bino na halia kupata mapato. Niliwa eleza ya kwamba wakati wa campaign. Niliwa eleza tilakwa na mpango wa housing. Ambayo ita tu saidiya kuzalisha ajira. Ita tu saidiya kwedesha makampuni. Ita tu saidiya wakikisha kwamba wakenya wanao ishikati kapitengoji juni. Wanao ishima halif ambapa kuna ishima. Wanao ishikati kapitengoji slums. Piya na wao wa bata decent housing. Mimina frai leo ya kwamba katika taifaletu lakenya. Mwaka moja badae. Wakenya elfumi ya moja ishirini. Wanafanya kazi katika mpango wetu wa housing development katika republikia kenya. Mimina sema hipi. Kuna wale architects. Wanafanya kazi. Kuna engineers. Wanafanya kazi. Kuna messons. Kuna artisans. Kuna electricians. Kuna plumbers. Kuna accountants wanafanya kazi kule katika kampuni ambazo wa na letesimiti na chuma. Kuna watu katika kwari. Kuna watu katika transport sector. Dizo watu wote leo. Wanafaidika. Pasababu tukuna manyumbasa isi. Elfu hamsini ambazo tuna jenga. Kufikiya janwari tutakwatume fikisha manyumba Elfu tisaini ambazo tuna jenga. Na niya yetu nikuwaki kisha ya kwamba in the next five years we will have 500,000 kenyans working in our housing development plan because we committed ourselves to make sure that we used housing to grow jobs and to grow opportunities for employment in our country. Ilepile tukunampango zima wakwaki kisha kwamba we export our labour so that we can enhance the earnings of kenyans. Tukunampango ya digital jobs ambayo sasa ikotayari wagungiwa mepetisha shiriya jana na miminitaveka sahihi next week so that we can unlock the potential of digital jobs using our ICT hubs 1,450 country wide katikampango yetu ya kwaki tisha kwamba tuna zalisha hachira Ilepile niliwa ahidi ya kwamba tutakua na impango ama hazina maalung ya hasla fan leo niwaniya ya hasla fan na ni kono manelia kusimana ya hasla fan watu wali kuwana fukiriya nemchezi watu wali kuwana fukiriya ne siyasa watu wali kuwana fukiriya ya kwamba ni mamutu ya kwangia mimi ile niliwa Ileza ni kwamba ile manifesto tulia dika siyoka zeti ya pufunga nyama iyo ili kuwa nisenla ya serikali ambayo utaba nilisha maisha ya wananchi tulisema ya kwamba tutakua na hasina ya hasla fan wa sababu wakanya zahidi ya milionisaba wali kuwa wa meangaiswa katika CRB mutu wa kitakata kwenakwa bank ana ambiwa wewe wukona CRB wewe wufai akitaka kwenak utabutahu dumaflani ana ambiwa wewe wukona CRB wewe wufai niliwa ahidi ya kwamba tuta repair credit limits ya hawa wakanya milionisaba mimi nasi mama hapa leo kusema the 7 million Kenyans who were condemned in the CRB ecosystem today we have repaired their credit and we have made sure CRB more importantly 2 million Kenyans 2.2 million Kenyans whose credits were repaired from CRB today they are active borrowers in the hasla fan ametoka wukoka CRB leo waku katika hasla fan nawana e desha piya syarayao kuma nisha ya kwamba we were right that these people were condemned and heard it means they were condemned because not because of anything they had done because they had financial difficulties we have given them a product today that does not condemn anybody because you did not pay on time we have given a product to Kenyans through the hasla fan where you can repair your credit rating you can move on it slowly but surely until you get your act together and you succeed to make it kisha kwamba wali wotya wawali kwa mizamishwa wukoka CRB leo waku na opportunity ya kukopa pesa hapa kwa hasla fan we may attack and it dokes the him we had committed we are ready to spend 50 billion the good news the good people of Kenya is that to roll out this program and today this program is self sustaining those who are borrowing are the same as those who are retailing so this product is sustaining itself with only 12 billion shillings we have this product up and running servicing itself and making sure that Kenyans have access to credit one day kwa sababu ata ile pesa tuluku wa tume komiti a kwamba tukotayari kwa eka apandani baada ya kwa eka shilliki pilioni kumina bili hasla fan hai itaji pesa ingine ina weza kujisima mia na ina weza kuji ndesha ingine mimi na skia watuengi wana sema ya kwamba hati hawa mahasla waku na shida ni watu ambao hawa tatiku lipa giniwa mapeleka hukuku sema watuengi hawa ja mimi na takadi wa ambia the good news if this product was what they are saying it wouldn't be sustaining itself as I talk to you today we have given an opportunity to people who otherwise would have been locked out forever in credit rating agencies our CRBs na takadi seme hemi kwa iyo pilioni kumina bili tumetumia kama se reka imetumwezaisha kukopesha zahidi ya shilliki pilioni deladini na tisa luntatan 12 billion shillis we have managed to lend almost 40 billion as Kenyans pay the borrow as Kenyans pay the borrow we have been able to lend money to 19 million Kenyans wa Kenya millioni kumina tisa wa ambona mwemwech kukopesha ya haslafa wa Kenya millioni saba na nakisaba are active members wana lipa waki kopa wana lipa waki kopa 12 millioni saba na nakisaba explain to me where would these 7.7 million Kenyans be if we didn't have the haslafa na takadi seme bili bili how we Kenya mwa wame kopa kwa sababu we made a deliberate decision kuamba kuki kopa haslafa utakuwana akiba mandatory ya 5% kwa heo 5% sasa tupona hazina ya shilligi bilionin bili amba e wa Kenya wame fanya kama savings 2 billion shillis that we have today as a savings component of the haslafa muna ahadi tulitoa na tumeski ya hapa wanguana waki sema ahadi deni na dawa ya deni niku lipa sindio nili wami ya wa Kenya ya pamba wuki kopa na ufani weke akiba iyo akiba wume weka wuki weka akiba ya shilligi mili sere kali ya Kenya ita kupatia shilligi moja leo juhili siku ya hiwa kipa na mimi na chaka wakeja waka pongesa ifike 5 times kama wume boro 3 times pongesa ifike 5 times juhu pate na fasi ya savings katika hazina ya weki wame kopa sa idea 5% na nimesema wakeja milionimoja na daki bili by tomorow money they will match their savings 2 to 1 wacha nituwa infano ya hui munguana Harrison, Karissa, Kenya na juhu katini liongena hui munguana hebu simama Harrison muja hui simama ya wakatini lupongelisha kwa simu watu akasema ati you don't exist tazo kuja simama bohone you wakali exist hui munguana muna munguana na ito Harrison na ali sema nili muaidi tutagutan sasa mimi niya hui muna nili simu zana e na kopa anaveka pesa kwa tuktu kiake na tumia kwa petroli petroli kiisha anakopa tena anakopa tena hui munguana ame kopa saidi ya shilingi elfu miya saba na kumi naine ismi wakatiti liongesa limiti yake tu wakongese aputoka miyanane ika fika 1,600 niku ele masikwe ika fika 1,600 ana ele aku kopa sasa na iu limiti wukia sasa leo niku na manen kopa na kulipa saving ziake ni shilingi elfu telatini na tanu ilux mutu ya tuktu kudiyo boss na niya miya tuktu kio ziake niya monemi wukitu ya kua so ame sits shilingi elfu telatini kwa mefikisha apu kwa 6,000 ame fikisha apu 6,000 tutamu munguze ya shilingi elfu tatu kwa savings yake sasa itaja shilingi elfu telatini na nani miya saba na telatini na haitoshe nini wote musike mire ni mesem if you have borrowed if you have saved up to 6,000 we are going to match the 3,000 below that we are going to match the equivalent in terms of in the ratio of 2 to 1 kwa na shire kwa na sakete ya pahuna kwa saba kwa mesema ya kwa mba kwa na taka limit iyonge ziake siliyo iyong limit mume sema mume zoe hapo lakini sasa muna taka na kwa saba mume oje shia ya kwa mba ili limit mume patiwa nini wanguana na muna lipa sasa leo tena tuna ongesa limit ya pesa ili wuna wesa kukopa kwa hasuna fana bacha diva elize bilit tuna ongesa wakenya millioni mojana lakini li tena leo wata ongesewa limits zao by today to enhance the limit of 1.2 million regular gorohas wane wame kopa sa idea marakumi uta ongesewa limit ya kwa by 100 percent wu yukenga limit ya ke imekua 1600 sasa kwanziya leo jiyoni ita kwa 3200 wule limit ya ke ni eliputano ita songa kwa elfukumi wule limit ya ke ni elfukumi ita songa kwa elfushirini hivyo nimi o ita kapio hendelea to kya leo mekopa 5 times between 5 and 10 times limit ya kwa ita ongesewa by 60 percent na yule amae wume kopa kati ya 2 times na 5 times limit ya kwa ita ongesewa ita ongesewa by 40 percent tia ongesewa tia ongesewa tia zigani wacha ni ongesewako bada na daka kuchumi wa wooo wana wana harikusu ninii nbawu mimesete kama wwyo harikusu utakuana nafasi ile savings ya ko 30 percent ya yua savings unawesa kuchukua leo unewu fanyanae biya ya shanayako ingini 30% of your savings today. So rea lewana. Kama hui hui harisono. Saving siyake ni elku taladini na tano. Sasa 30% ni shiringi elfukumi, miasaba na kumina tisa. Taza wewe harisono. Kitoka hapa, kama hui na itaji elfukumi leo unawesa kutua. Saving siyake, fanya na yoka zingine, ama wewe deshina ya piya shireyake ingine. 70% tukwe kea katika hazina long-term saving. Pesa yake na ita nelea hua pesa yake, lakini tukwe katika long-term saving. Wa sababu niliwa elisa wa Kenya ya kwamba, tukuna matatizo ya savings and we must have and improve our savings culture as a culture. Lakini, sikiza wana harison kwa sababu na kutumi ya kwa elisa wa Kenya ya kwamba. Kama wewe eo savings 30% ambayo unawesa kutukua leo, kwa fanya na yoka zingini. Lakini yukiwa chakama savings, if you don't with the draw usipo tukua, bada ya mwisi moja tutatumi ya kukupati ya limitum piya, piya pesa ambayo unawesa kutukua. Wa sababu niliwa elisa wana harison, hii shirikel fukumi, usipo tukua, bada ya mwisi moja, tuta improve limiti ya kwa, siyosa sa hele 30000, kwa mwisi mwisi mwisi mwisi mwisi mwisi mwisi mwisi mwisi mwisi mwisi mwisi mwisi mwisi mwisi mwisi mwisi. Lakini kwa hee savings ya kwa sasa, usipo tukua tutatumi ya na tuta wanga ya limiti ya kwa hee 10,000 tuta wanga sa limiti ya kwa hee 21,438. Ito esahi mwisi moja kukupati hee shiriki elfui shirini na mwioja, zasa wama hundi niya, bihutaji panga tuta hee shimumu paka ya kwa. Siyuka matu, mwia elewana, miimi na takani wa ambihe wana nansikiza pa ninga wana nansikiza pa redio. kilam kenya wa yukona savings, ile 30% kuna weza kukititro wu kaina wu kafajaka ziyaku, lakini wu kiya cha pali, tuta tumiya yu savings baadaya mezi moja, to jabon the limit, kutumiya yu savings, kama savings yako ni shilike elfishirini, tuta kwangesia, iwe, maralaya kua na limiti yako ya kawahida ya shilike elfimoja maelfumbili, limiti yako zasa itatoka shilinki, iyo shilinki elfutatu elfuhine, tuta kuskumiya, times two ya ile 30% ya savings ziyaku, so kilam kenya jipangihaku, tukuna wakini weki, ambawa waku gachikai yuki wangu, kama bili munguana we tuhapa, hawa wakini wakini miliyoni moja na lakini bili, ambawa wakini na fasi ya kudabun their limits using their savings, so that we begin the journey to have a savings-led lending, so that we lend to you on account of how much money you have saved, because and we double that saving, baadaya tikiuna me nene waku ina nilea bizuri, we can triple also the amount of money we can lend to you on the basis of how much you have saved. Siyuka matu me elewana, so wana kenya, nabukumi ya wewe paeshima yawakini weki na wei elewe, kuna wakini amu kenya ambaya me save pesa jingi saidi, ame save karibu shilinki elfumia bili na ishirini katika hi haslafa, kuna wana waku voluntary savings na nitakuja apu padaya, wu yo sasa ambaya me save shilinki elfumia bili tutamu patiya limit ya nana kumuga ni kenya ambaya limit ya kenya shilinki elfutan, na kenya sasa tizi wote tuna yua, wuki wepa pesa kwa account, nasima wuna nili kwa interest, sinikweni. Wani kuna mutuna wepa pesa kwa account bilia yaguni kushed interest, so wasabaku pesa jenu ni saving, sasa tume kupaliana ya kwa amba kila mutu amba e ame save, tutaku lipa interest ya 12% mwa pesa yaguni. Akenya wengi amba wakuna pesa kwa account, ame shilinki elfutatu, wuki pata kwa hatisana, kuna lipa 1% kwa 2%, sasa jingi niya da akuna interest, kuna lipa. Wengi hapa wakuna savings ya 1000, 2000, 5000, 3000, 10,000 apu, sasa tume consolidate, iyo pesa hiru yote na tume negotiate, tume tumiya ili aggregated amount ya pesa zenu na tume negotiate interest ya 12% Ata kwa mutu wengi ya akuna shilinki elfutatu, moja mwa shilinki niya san. Sounding natu otherwise no happen. So, kila moja tarei tela tini na moja December mezi wujao wengo jei jena wasimuyaku. Wengaliye saving sukonayo, kila 12% wengo jei yopesa. Tarei tela tini na moja, mezi wujao, mezi wa December, kila December. Tarei tela tini na moja, mutu kwa wulapata pesa yako ya interest, kwa ili saving umeweka katika hasila fa. Okay, I'm belly. Tume kwa baliana, ita kwa treasury bill, rate minus 3 ya management na mambo ingine apokatikati. That will be the same, the interest that those who are saving in the hasila fund are going to make. Treasury bill minus 3% so that we are very clear, so that we don't tire ourselves. So about treasury bill in Aida Juhi, kilu tini. So upon a border, wana itaji pesa mizuri. Tiniwa mezema, kila mambo mga hako wama mezema wana itaji pesa mizuri. Sasa nataka tupange pesa mizuri. Zawa zawa. Ile groups abayo tume tengeneza. Bado hasi jakaa mizuri. So tunapa dilisha, vile tutafanya mambo ya groups. Sasa tutadudi pali watua boda boda ambao tayari waka na kikundiyao. Natuko nazu nyingi, kama kikundiyelu ya boda boda, muko tayare na kikundiyeni. Sasa tutawasa jili, tutawa tengenezea, na tuta kikisha akwamba katiya shilingi elfu miambili na shilingi milionimoja. Kulingana na pile butalipa, tutawapatia beginning as we go into the new year. Na ni miambia mizdara. Tegozana wazili na piyes wakohapa. Sasa pikundiya boda boda, tunataka tupange in groups. Natuapatia ili pesa huyu mungwana adikwana huyu jama. Ame sema, wana taka pesa wai wana waza kutumiya pungunuwa piki piki. Katiya shilingi elfu miambili na shilingi milionimoja. Ataka moutanunuwa piki piki mili tatui newakisonga. Ta kutuna pankahawana na hiu. Bile bile, wale kikundi wa kina mama. Yale kikundiya baya chayari waku katikati kundi. Wale wana fanya kazi sokoni. Kama kikundiyenu pade kwa haslafan. Ukona na fasi katika programi etu ya housing. Weze kujipanga pali. Katika kuusa hardware. Kutuziya chuma. Kutuziya simiti. Kutuziya mawe. Kutuziya chagarave. Uwani plamba. Kama wewa ni elektrisha. Kama wewa ni artisan. Wewa ukona pango pali. Bile bile, Kama wewa ni muti ya computer. Tuko na pango sasa ya digital jobs. Abazo tuna panga. Kama wewa ni mutua baya unataka kuna kufanya kazi hija Kenya. Tuko na pango baya sasa tumei panga dizuri. Ya export of labor. Pa sababu niya yetu. Ni kua kikisha ya pamba. Tuna panua na fasi ya wakenya. Kujita futia riziki. Pa sababu tisi ni inchi ya wafa ni kazi. Natunataka kila mutu. Apatena fasi ya kujisi mamia. Pa sababu tulisema kazi ni kazi. Kama ni iyo ya biashara ni kazi. Kama ni ile ya housing ni kazi. Kama ni ya digital jobs ni kazi. Kama ni export of labor ni kazi. Na hibyo-dibyo tu nataka kuskuma taifa letu na Kenya. Mimi nataka ni semi. Tuko na mungwana hapa ni limongena ya ya kujuma. Tita. Tita mwema yu kua. Uyu pita mwema ako hele. Uyu mungwana uyu mwema. Uyu jama ako hele kujama. Uyu jama ako hele. Uyu jama ako hele. Ali kua ni mutu ya madirisha. Tumei wapa tia sasa mafundi weitu hawa. Tumei wapa tia na fasi ya kutengeneza madirisha. Kutengeneza Milango. Katika programietu ya housing. Watu anbao wali kua wana itu wa ni wati wakali. Watu anbao hawa kua minika ya kama wana eza pata ka narasi. Sa ahizi wana pata ka narasi ya shilingi miliyoni mihamoja, shilingi miliyoni mihambili, kwenesha ya shiwafuni na tuta kikisha ya kama hatana wao wana pata na fasi. Uumumu wa hele manjumba anbao tuna jenga. Nami wena takani maangia wakeni. Hezo manjumba tuna jenga, siyo manjumba hele mu ya kawahida wana elewa. Heo manjumba ni njumba abai wana wasa pata njumba ya shilingi el futatu ama el fuine, ulipe, bahadaya mi ya kakumina tana wae shilingi heo njumba inapohi ako. That is how we go. That's how we go. Tumei sema tunatumia hele hasla fan. Kutunguza riba. Kutunguza mugit. Wale wa tuwa chini wana itua social housing wa takuwa nalipa tenan pachies agreement. Ama tenan pachies houses. Hezo tenan pachies interest ya ke ni 3% because of the housing fund. Tenebol housing ni 6% wa sababu ya housing fund. Na interest ya hele market rate yutakua 9% wa sababu ya housing fund. Na tuta toa heo interest wana itua social houses kutoka shilingi kutoka 18% ya sasa imbaka 3% katika program yeti. Hele tuwa kutisha kama wakeneveki wakona napasi ya utipatia makaw. Tumei hele matibosa. Tukua itulimu. Mama wade me sema hele ita heko tikua. Wale wakse makitu. Mongosu wa tuwa zere kare wa papa. Ni sita sao. Wakadane siya ni ingeya. Alituita katuambia. Tutipatia pasapenoti pale patrot. Ni baudu sare na putzene. Katuambia sasa atraka. Lendezi yung bango. Na siya bane rukpe keake keja musima. Na tulienda kaulisa kanbala sema tuende pamsia na unaaba pati certificate. Tumei register mafundi. Saitu mebkisha mafundi bini olimoja keja musima. Yoli siya kuliva. Wakusimamea mafundi wote keja musima. Na wambia kitu moja wabili tulipata challenge pale tutipatia kasi yaisi tulipata afki etu moja alitwa hmc mbaku. Yili tutipatia po bilio niya mafundi kupadia kasi. Saitu kasi na tutipadia kasi mebili ule mubiku. Saitu kuna tekniko timei keja musima kila countu tupana muti etu kaji. Iokitu developer atajikuwa ili alataku. Leikey endasai inaikikisha mimi nikopale na watuwa. Iokitu developer atajikuwa mzuri. Na tunachana mzuri nuna rotu pambangu niya libembangu. Tubeskeas pesksana yo. Raisi e alataka kila mutu akai kuak. Mimi muna iniona nakaapale patrot kwa nyumbayam. Abou ni ni chokau po isima man ni kujiuku kakwa ni ripetru 60 square meter yoli ripetru na kakwa. Raisi tuli kuwana na PSUwako yusi. Nika mga mbea mimi nona mbaia mikos male pripata njimba nibagidoko sana fortify. Iwakali say bimini the big penetration because it is a subsector tuli wungana yusi. Tumechan pa pesa mingi. Ambao tuli mbea tuli mbea PSUwako maali yukesa tuliweka. Na libu raya sana na kasema ametupatia 10% iso njuma sita kuasa Iwakali ea Kenya mabundiwote kakwa mabundiwote Musalime raiz mabundiwaja iwa asa de sana asa de sana raiz kakwa kakupita kakupita kakupita kakupita mabundiwetu mimi na takadi wailete hibi sasa tumeweka mpango manum ya kuamba 20% sio 10% 20% yama njuma iwakali itakua ni iwa mahasla wale patalipa tenanpaches skini bazo njuma elfuine itakua anda tenanpaches skini pali kimera tunajenga njuma zingide elfuine zoti zitakua chini ya tenanpaches skini wasababu tunataka naweza kuhishi kwa ke hapa na irodi so nguzangu watuwa na nchiwa kenya mimi sta ke kusama kuzini hapo mimi ni mefrai sana buye munguana na iwa kareisa wasababua menite melea sasa wewe tarudi na tuktu giyaku kule maali utukwa meneisha kenya wengine bote munguwa mariki God bless you asa teni sana munguwa mariki Thank you Thank you Thank you Tufiña tujuwe akomba imeanza I'll count you down in fao ni munguwa likepia the deputy president CS na PS waje ili tuweze kuzindua mara mojela hiki fiyo juwe akomba credit limit enhancement access to savings na government matching imeanza in 5 4 to goji CEO nona kikimbia CEO Hasla Fand Hayabasi now I'll count down again Tia Harison Harisoni wab Tia Harisona kikimbia Hayabasi in 5 4 Ta celebration right there of the Hasla Fand at one preceded over by the president of the Republic of Kenya his excellence William Samoeruto and his deputy Riga Di Igashagu and of course among other things Mba Zaleza Kuzingumziya of course Alikwana Mambo Mazuri for Kenyans for example he stated that we have had over 7 or around 7 million active borrowers of the Hasla Fand and of course 45% of Kenyans that's around 19 million Kenyans who have borrowed from the Hasla Fand Nappia we have a group of people who are going to celebrate the withdrawal of their savings from the Hasla savings kit that is around 30% of those who have been taking part in the Hasla fund borrowings so stay tuned right here at SPM Buzz K.E. on all platforms for more updates