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Must Watch!! Why you need Life Insurance?

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Published on Jan 1, 2013

Your free life insurance quotes start here, http://bitly.com/16yrK1W.

Let's be honest. The topic of life insurance isn't exciting or glamorous, but it is important. In fact, many experts consider life insurance to be the cornerstone of good financial planning.

But how do you know if you need life insurance? How much is enough? What kind of life insurance policy is best for you?

Life insurance is designed to protect your loved ones from financial loss in the event of your death. Knowing this, it's important to establish whether you need life insurance and how much you should purchase.

You generally need life insurance if:

You have a spouse
You have dependent children
Relatives or elderly parents depend on your income
Your retirement funds are not enough to provide for your spouse's future
You own a business
You have a large estate

The beneficiaries of your life insurance policy can use the proceeds from your life insurance to:

Pay for last expenses and funeral costs
Cover estate taxes
Pay off existing debts
Pay for everyday expenses
Put towards your spouse's retirement fund

If you don't have dependents, you may still wish to purchase a life insurance policy to avoid becoming a financial burden to your loved ones in the untimely event of your death.

To get a life insurance quote, click on the link in the description above.

Life Insurance
Whole Life Insurance
Term Insurance
Term Life Insurance
Universal Life insurance
Insurance Agent

http://www.youtube.com/watch?v=WRNvfo...

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