 السلام عليكم ورحمة الله وبركاته. مرحباً لكم في الحكام SOS لحصول أن تتحدث عن محاولة الإسلامية ومعاقشاته بأمام الخاص بها. أخبركم بشيء مرحباً أنا السلام عليكم ورحمة الله. سيحاكم. سيحاكم. سيحاكم. سيحاكم. نحن نتحدث عن محاولة الإسلامية ومحاولة الإسلامية. أعاد لكم تسأل من المؤكد لأسأل من المؤكد من المؤكد عندما لدينا محاولة الإسلام ونحن نتحدث عن محاولة الإسلامية ومحاولة الإسلامية. لذا مثلاً maybe there's a corner shop or grocery store they serve alcohol or haram meat this person has now decided that you know he wants to pay homes maybe he stopped selling the alcohol in the haram meat but from his income we've got a mix of haram money and haram as well what is that person supposed to do with the money? the second category in which the khumus becomes wajib on is the wealth of the money which is halal but mixed with the haram and the example you've mentioned if somebody was selling mixed haram and halal products and items in his shop or company in this case if somebody falls into such a situation and he was to start paying khumus and he's got the wealth in which he's mixed and he doesn't know how much is it it's mixed with the haram halal is mixed with the haram he doesn't know how much the haram is exactly it's all mixed, it's all in one account in this case he should pay khumus on the sum of the profit or the money he gained and he made and of course the rest of the wealth in sha Allah will be halal after paying the khumus on the total amount gained from these two sources of income the halal and the haram which he doesn't know so if they pay the khumus on such money then it becomes halal nowadays with people with money they like to invest they like to invest in stocks and shares sometimes invest in the bank and this is usually like interest rates are we supposed to pay khumus on such investments as well especially if they become very very profitable those who wish to participate in such trade i.e. selling buying shares and so forth and with regard to considering the interest for example in this case such people should initially ask permission from their marja the hakamashara so they can actually involve and engage in such trade number one number two whatever they gain as profit they have to pay khumus of course so that's the issue that they have to pay khumus there's no way they can get away with it but they need a prior permission from the jurist شكرا being a bit tricky a bit sly and trying to work with loopholes can a muslim sell halal products and halal products alongside halal products and then use khumus to purify the whole money so let's say I've got I'm making very good money on alcohol sales I decide that I want to sell halal meat as well and other halal products and the profits that I make I pay khumus on it and it purifies all of the money can I get away with this? well it is not permissible to trade in such items and products and they must stop trading in such items such as alcohol and pork meat it is haram so with regard to the income or the profit made out of these haram sellings and trade this profit and money will become what is known as مظالم or رد مظالم رد مظالم means wealth in which has no owners رد مظالم so there are no owners for these money because you cannot own alcohol or pork meat they are haram to be used and trade with so the money gained should be paid to حاكم الشرع المرجع so they can pay it to those who are in need but not in the means of khumus in the sense of khumus in a different title so you cannot trade you cannot sell alcohol or buy alcohol for selling them and so forth it's a haram it's a forbidden act you're committing a sin every day every minute when somebody comes and buys that haram product and it's not counted you cannot pay khumus on such thing it goes somewhere else it goes to let's say like a charity and goes to as رد مظالم as mentioned it doesn't go and fulfills the payment of khumus so the best thing is to avoid such trade and business and Allah سبحانه وتعالى will sustains the one who is engaged in حلال trade and حلال buying and selling so what happens when someone has حلال money and حلال money mixed together and this person has spent all the money before even paying khumus on it what happens in such a situation in such cases the one should go to the merger or the jurisdiction follows and he should reach an agreement with him as they say a settlement with regard to the payment of khumus so if that settlement is achieved and agreed upon then that's fine I think it's really important that people really take khumus lightly that this money actually belongs to the Imam of the time and you're kind of like stealing from him if you're not paying your khumus it's a very serious matter masha'Allah شخنة I mean growing up we always used to read stories in regards to and treasure and treasure hunting I don't think we find much treasure these days but it has happened where people find bag filled with money or they dig in their garden and they find artifacts which are worth a lot of money gold coins and so forth on these treasures and treasure troves are we obliged to pay khumus on those what if they're not ours what if they belong to somebody else with regard to the treasures found in the ground or as the said mentions in a mountain or in a wall that is known to be as a treasure and the land in which you found that treasure doesn't belong to anyone so you're let's say in an overland in a mountain that doesn't belong to somebody if you found such a treasure of course there's a khumus for it you have to pay the khumus and the rest is yours so you cannot just because you found it you can own it everything inside that box or that bag you pay the khumus and the rest becomes حلال and yours as long as they don't belong to anybody else so that's the most important thing it's to make sure that it's not on someone else's land and most likely they have a right to it not you but if they don't if it's on a land where it's free then make sure and enjoy the money maybe donate to if I was on TV شخنا let's move our conversation for now in terms of how to pay khumus and you were discussing that you're supposed to pick a particular day and throughout the whole throughout the year when that day comes you pay khumus on that day however what happens if I've got a product I bought a week before the day or let's say my khumus day is tomorrow I bought a hat or gloves or a jacket the day before I haven't used the item yet because I've just bought it I haven't even taken it out in the bag the next day comes and it's time to pay my khumus so is it a yearly date where I have to pay khumus or is it that I have to wait for one year on the actual product or item or property before I pay khumus on it well there's two ways to pay khumus there's an easy way and there's a difficult way there's a common way and there's a less common way the common and the easy way is to set a day in the year as I've mentioned previously the first day of the month of Ramadan for example the 10th day of Muharram I don't know whatever date you can choose to remind you of the khumus maybe occasions they hold you or a sad occasion for example to remind you of the khumus date due and from by setting that day the fiscal year then it becomes why do you want you to pay the khumus when you reach that due date and as I've said you calculate whatever is left over and surplus of your annual income and you pay the 20% the khumus of that amount the second difficult way or less common way is to pay khumus without of course setting a day in the year is to pay khumus on everything you get you possess immediately so you buy this book you have to pay a khumus for that book as you mentioned you borrow the hat you have to pay the khumus on that hat immediately okay so the good and the advantage of having a date set for every year is that you can be rest assured and relax and when it comes that particular due date you calculate and then you pay the khumus of the surplus and the remaining amount I think that's a lot easy for everyone else I don't think people are quite happy to pay khumus straight away as soon as they buy an item we pay enough tax as it is شخنا how does a person set a date for the beginning of the financial year in order to pay khumus on his wealth as mentioned just recently that you have to choose a hijri calendar year so a day in the Islamic calendar let's say ربيع الأول ربيع الثاني the month of Ramadan صفر محرم دول حجة دول قاعدة whatever date you wish a month you choose a day you choose you set that date and which is the start of the fiscal year so you choose that date you stick to it and every year when it comes a new date you start to calculate and you take out the khumus of that not only money but in overall assets you own whatever you have you have not used you haven't used them during the year as I've said you haven't wore the clothes in which you bought them for example the gifts you haven't used them for example they just left for the whole year without use so whatever is left over you haven't used them spend them then you have to pay khumus شخرة if someone is unemployed they don't have any money and maybe they receive money once twice three times a year large large sums of money to help them are they obliged to pay khumus on that well as I've mentioned that they have to set a day in the year in which they can start paying khumus so when they have set that date and they reach that due date then they have to start paying khumus from that particular date in the year in the hydro calendar so they must pay the khumus but they have to initially set the date so they can manage their payment of khumus by calculating whatever is left over from from the past year Excellent شخرة if a person pays for the expensive of others is he or she obliged to specify a fiscal year start date for himself in order to pay the khumus on the surplus to his requirements yes of course of Gatria and Wajib the one might be the son or the daughter living with their parents for example and they're getting money from the father for example or mother or from the cousins or from the uncles and so forth that money which is gained it's a gain isn't it yes it's a gain and it's left let's say they put the money in the account in the savings or in the cupboard for example and they leave for the whole year they plan to go holiday or buy something or for their university for example they must pay the khumus for this leftover money in the bank or in the cupboard or the drawers for example they left for a whole year for example they haven't spent it they have to pay the khumus it doesn't matter to be the son or the daughter or the grandson and then get the money from your parents or grandparents you still have to pay the khumus when you meet the due date by the end of the year whatever is left over you pay the khumus whatever you spend you spend it's yours if you spend the money in something you get the aid and the aid you get the idea or the gift from your family and friends on the aid day you spend it that's fine it's yours but if the due date comes and you haven't spent them then you have to take out 20% the khumus one-fifth of the remaining amount I understand I understand in regards to the date of the khumus is it possible to change the date is it possible to delay it just in case I need a bit more time to organise my finances well initially you must ask permission from the merger you follow that if they allow you to change the date to bring it forward or backward that's why you have to ask the merger himself or his representatives to see if they allow and mostly they allow of course you can change by their permission of course أحسن thank you very much شكرا and thank you to all of you for joining us on IHKAM SOS إن شاء الله we'll have more discussion on khums on our next episode until then السلام عليكم رحمة الله وبركاته