 Enough my gratitude for about five years on the independent investor channel I've been doing the live stream just about as long and I be honest with you man I take just about as much out of this project as as hopefully you do as well. This is kind of a non-judgment zone and I've evolved immensely in my application. The degree of improvement that I've made as an investor is in large part because of you guys the ability to be provided a platform to come on and teach upon a topic that I'm very very passionate about it's not one of those crafts it's not one of those things that you can get involved with and just just master matter of fact I I think the contrary I think you can study up on investing be a good steward of your money I think you can be a good applicator of your investment and I think if what I would wish upon anybody is that they're taking command of their money in in in multiple facets I think unfortunately there's a lot of people out there that do the opposite they allow their their money to rule them and I think it's really unfortunate I think this topic really does escape a lot of people I think there's a lot of cliches out there made famous by a lot of the most famous investors out there I'm kind of coming to a rationalization in my mind that maybe all that's just kind of malarkey I think a lot of that is just kind of crap in other words when you start to kind of buy into things that sound really tricky you know time in the market not timing the market which there's some element of truth to that you can't time the market you'll never beat the market don't try to stock pick your way to wealth etc you've heard me say some of those cliches you'll never find a needle in a haystack don't try when in fact I'm doing the very same thing you know am I a turncoat I don't know I just think that maybe we need to take on a little bit more dynamic of an approach to this investing thing to each his own it's going to be individual applications when it comes to investing certain things are going to make sense to others where it's not going to make sense to the next people we split hairs all the time I mean myself and the audience and I caught up a video about a week ago couple weeks anyway now I was on vacation and I see it there Jay I'll pop you in here in a couple minutes and it really touched me it was by Matt money it was really good the title of it was just going to be subscribers that are lost if people watch this video well what he talked about in that content was was pretty awesome and kind of talking about you know the dividend growth strategy and the different strategies that we talk about all the time which I put really really high on the list for a strategy that can work is amazing deliberation and just like Matt money can deliver and only Matt can deliver because that guy's got some AI going on upstairs artificial intelligence that was a compliment but I think sometimes we miss the we miss the mark all too often when we say hey you've got too much cash or you've got too much in passive investing or you've got too much in speculation and you've got this and you've got that and you've got that and it just doesn't make to make sense to the person that's putting that criticism out there not to be an asshole but just to look at it and say hold on those don't really fit into what you should be doing and investing I'm kind of off that I really am and here's why I think all too often we look to establish strategic buckets I've said many many times that I think it's probably closer to the right answer if you're looking to deploy multiple strategies out there in your application I think the fallacy comes in this way I think when you start looking at a speculative bucket you start comparing it to the S&P for performance and you're like I suck as an investor because I'm underperforming the market right I think that's really where the fallacy happens okay because the level of risk that you're taking on in that speculative category yes can't can render some real severe downturns which requires a lot more tolerance to that style and application but what a lot of people miss is it's a position of convenience to say rah rah you're not good in that category when the potential there on the flip side is for accelerated appreciation case in point I look back over my application and I've accelerated my portfolio by using some swing trading activity of a higher risk category okay value stocks and speculative stocks right some options that have done quite well for me coming into 2021 I had a feeling that this was going to be kind of a killer year for me and it has been nothing short I just I can't tell you how proud I am to be an ambassador of this message for people I don't know where I'm going to be in the future am I going to be a millionaire a multimillionaire am I going to fall short none of those scenarios really matter to me that much anymore I'm looking to achieve personal wealth and for a lot of people out there hell I'll go so far as to say maybe even the vast majority of people out there won't hit that millionaire mark okay does that prohibit you from even starting on a wealth building program and catching that x number whatever that is into your future 244 thousand of net worth 678 thousand a net worth maybe it's a six figure savings that you never thought you could render in your life but you did it because you came into a non-judgmental community like this and we consistently revolve around those different styles of investing application this is why I say you should start with passive investing first because I think all too often the conversations get get wrapped around either underperforming the market and or kick an ass and and outperforming the market and I think the fallacy is in its twofold yeah you can beat the market the key to that is whether or not you can consistently beat the market and what you have to give up or what you have to take on via risk to get those results that you're seeking okay and it's futile to think that somehow you're going to be that one anomaly that continually outpaces the market when I think the goal all too often should be neither one of those two things it really should just be to establish a bucket that maintains your ability to meet the market and that's what those index fund investing does for you okay now in Matt's comparison he was looking at the dividend growth strategy and he was saying look you know you run the risk of underperforming year after year after year it doesn't necessarily make dividend growth investing a bad thing and that wasn't his point his point was strictly just to demonstrate that there's there's other methods out there of really rendering positive profit in the market and I think it if it is pos positive I think you need to ask yourself align that strategy with what type of investor you want to be align those strategies with what type of risk tolerance would be necessary to take on that level of strategy and if you're going to deploy multiple strategies well then be ready to deploy multiple risk tolerances appropriate for each of those strategies in the market and I think that's super important for people and when you come into an independent investor channel live stream I want people to sit back and say wow this is interesting I always defined investing as being kind of a one-trick pony or you know it's been made out by my friends to be one thing over here and and or it's been told to me to be to be this over here and and it's none of that it really isn't if you approach it as a wealth building strategy for yourself I think you'd be so much better off but I think the key takeaway in this mental mindset to wealth is to be okay when certain buckets don't perform in comparison to other buckets because you've established those buckets with the strategic goals exclusively right so I very rarely get into the habit of cross-comparing my buckets and saying well this over here is kicking ass you know that means these other buckets over here Bravo Charlie Delta are somehow less than than adequate no it just means that isolated time that I'm making that cross comparison it just means that those those buckets aren't aren't performing up to snuff when we're comparing it to the broader index so guys we've got a full show tonight for sure appreciate you guys making your way in here on a Friday we're coming out of the summer routine it's been absolutely fantastic I hope you guys are doing well and we're going to kick in here I got Jason stand-by here in the gallery I want to bring him on and absolutely we'll probably talk some highly on tonight on the TCO conference myself and Jason were both on the the the panel today unfortunately Hylian's got that kind of copy righted so you got to kick over and watch the whole thing I've taken the liberty of time step stamping that that panel for you guys so you can actually just jump in there and and and look at the the Thomas Healy the six sessions that he did the six answers very very intriguing very good stuff I actually think it probably chocks up to the single greatest retail investing opportunity the pressure is building behind the dam and it's only a matter of time before people come back and thank us as a grander community and I will actually probably be thanking Jay Mac investing for actually probably breaking the ice on this very topic so stick with this guys we've got a jam pack show tonight it's great to be with you guys we'll catch in a second been a minute since I've had Jay Mac investing in the house great to see you man yeah man what's up Ryan I was just rocking out to the intro there getting getting hyped here on Friday night yeah there's a lot to be hyped about man I everything's just incredible what a what an amazing opportunity we have I just you know I I did a meeting last night a colleague of mine who hadn't reached out to me for a couple years and it's so cool to be able to do what we do man it's a special privilege I take it very seriously and you know for the few folks like yourself that I've met through social media man we're like-minded and you know it's really it's really kind of cool to bring us together like this I love it man so what's cracking man nothing much man I just I myself have taken a bit of a pullback for on the content creation in the YouTube a little bit here but I'm very very very active on social media and stuff but just been actually busy you know a few different things I got going on in life and stuff so haven't been cracking out as many videos but but you know I have been absolutely accumulating highly on and I'm trying to catch you man that's that's what I'm trying to do I'm trying to make sure I got enough for when it went when it goes parabolic that uh you know I'll be able to also be a be a partaker of that yeah so there's 50 000 shares right now available um there's 20 000 sold short that's I talk about with the pressure and the disconnect between all the good news like you just look at the last two weeks of news on Hylian kick over to their website and look at the new hybrid model that's available right now to the marketplace huge huge stuff the additions to the board of directors I thought the Elaine Chao news was a little bit better received by the market at least um then the second pickup that they had but those additions to the board man those paid dividends those are those are incredible and following the company it's incredible and I don't mind disclosing anymore I'm sitting on about just over 11 000 shares of the company right now I've been doing kind of what you're doing I'm just accumulating here strategically honestly if you look at my account really I very rarely do a 500 share buy most of them are 100 share blocks and I just kind of pick them off here and there I have sold a lot of cash secured puts on Hylian over the last six months and really helped buffer you know and and and get the cost basis down to where it's below 12 right now I was accumulating just shy of 20 you know I liquidated on the first downturn at about 26 and locked and locked in 6000 a profit after watching 30 grand evaporate you know that's just part of the gig and and I thought man there's no way it could go down this far but I think there's some inherent lessons to be learned I think um Hylian is unfortunately has got kind of a cloud over it it trades unfortunately correlated with Nikola still which the answers that were gave I quoted the Nikola rep it wasn't the CEO on the on the panel there but I thought his answer back when he said Craig you know Pablo and he asked him the question about how hydrogen fuel was going to compare to the diesel when they were talking about the TCO over the long term and and he responded he said something crazy like I thought he said pickle but he said fickle if he I had to turn up the volume really because he didn't know what to say when he was put on the spot and he said you know I'm not going to try to boil the ocean right here overnight uh on talking about total cost ownership and I was like that's exactly what you need to talk about bro but three times market cap hell you know I could talk all day about it I did shoot a Hylian video today it did not turn out because I couldn't get the audio off of the Hylian website I think they got it closed captioned or something like that I don't know I I couldn't get it to work it's not to think of something else but what did you think of the TCO panel Jay I know you were on there live yeah I dropped a video on that's one of the few recent videos I know you did yeah and um so I kind of uh yeah I did a pretty kind of uh comical uh video edit on it as well where um and you know because I I uh took the angle that um I mean it was you know very very easy easy to see and perceive from the panel of the CEOs that were on stage um that you know Hylian's uh platform and and what and the leadership of Thomas Healy was far and away superior he was he was he was the leader you know he was the leader in the room he was the adult in the room he was the one who had the answers you had um and so uh I played that angle in the video that I did I did on it and um yeah man it was uh definitely like I said I talked a little bit about it in that video like I'm you know I've talked directly you know to Thomas several occasions and um but I've never seen him you've never seen him interacting like that with other CEOs I've seen him and I've seen him in other interviews with other people and stuff but being on stage amongst you know these other CEOs that also have the same much the same capital you know at that disposal but not not the same vision and not the same conviction dude was super locked in and I made a point of that if you if you watched you know you know he was when other people were talking he was very intent locked in listening you know observing but very very engaged while the other ones were kind of I'm a CEO this is what I do this is my title I got that same but he he was he's he's engaged the whole time and then you know in the very in the in the intro of it he was like you know because he's worked his way up through the stages in the beginning if you notice he's like you know he's glad to see the act the expo grow you know I've been with you guys from to he's talking to the audience as and that's that's the way he connects um you know with people that uh yeah that many other CEOs don't and like I said it's turning my thing is you know I hate to make the comparison but it's the because I've noticed it on my channel and through the um the comments and the uh not just my channel but across all social media platforms is that I mean it really is growing almost like a tesla so there's this snowball effect growing of a following of highly on that almost makes it there I say near near unstoppable a little bit of a little bit of a uh uh you know all so um but then he's such a good dude it's not like it's not like it's a it's a it's more of a respect following of a of a you know belief and conviction following because the you know everything they've said that they're they're they're timeline and they're like whereas a lot of other speculative companies and or SPACs they have have failed and or they haven't delivered or they haven't reached timelines or deadlines he's reached they've reached every single one and many times surpassed them or done additional things um so you know I don't want this to be a just a just a hype up highly on video but this is this is my I do a year plus following this company day to day very very in tune with them very close with like you you know um so it's this is you know if you if you want the real you know this is this is all I do this is all you know I don't I don't give any you know fluff or uh you know but this is my perspective that and the conviction I also have um that has uh you know over the year plus that I've been following them it has grown and grown and grown so it's like yeah I laugh at people who uh you know who um you know who try to come up with different things there was a recent article on seeking alpha you should I mean and and this is this one of those things where go in and read the comments to see how many hundreds of comments or you don't see that on seeking alpha but go go that there's a negative article on highly on and look at the comments you'll be like yeah this reminds me a little bit of Tesla because it's like there's so many people that are that are like no dude you're he's silly because the guy in the article he he totally boxed the article because he he he didn't even understand highly on he made it out like they were uh like it was going to be a natural gas running truck like it that was a natural gas engine not that it's a generator that charges a battery while you're driving he didn't even understand that part of it so he got roasted it's hundreds of comments roasting them yeah did my fair share a roast on that author I I forgot who it was yeah I made a video on it and I that was kind of part of the center in the you know highly on's product won't sell I think it takes more of an imagination to come to that consensus I man alive I I am way beyond that I think a lot a lot of what gets missed is how capital intensive the other companies are needed like Nicola um Heizen and how capital lean highly on at 135 million of operating expense per year and with an anticipated potential of a 35 percent margin the sky is the limit and with the capital on the books you know I mean let's just call it 24 months if you're telling me that they can't fulfill x number of the 1500 and 50 orders that they have right now on the books and the agility orders will come through over time that will come through okay um there's reasons why I've I say that with some conviction I believe that the debt mar will come through and I believe that the a and g order will all come through because they all have different skin in the game with highly on and it's not going to be in their best interest to exercise their right to renege all that is is a place in line that's what that is because orders that are placed now puts them in the queue so when they ramp up that production and start to expand through the OEMs that they can start to match some of that demand and it's coming it really is you touched on a few things on the um on the panel that that I liked did you notice how tj was was hosting that he's with marator right so you just like what you talked about with talking about how he's evolved with the actual expo itself he leaned over at at one point and he says just like me and you tj like you know we we work together and it's taking old industry and collaborating with new industry and he said and he said this in a bunch of interviews that he's done how he's been surprised at how receptive the old industry has been and that was contrary to one of the other CEOs that said yeah it was kind of like a you know a kind of a blow off 10 years ago when we tried to come into the diesel industry and they were kind of like now little man we're not hearing it did you did you catch that and I thought that what an interesting contrast to what we've got going on right now not any of the other panel panel members have like an innovation council for example I found that intriguing when they were actually talking about um Thomas Prestum on the grid right he talked about the the infrastructure I picked up on a few things with the hydrogen and the cost being actually in the transport of the highly on excuse me the hydrogen fuel right the cost being associated there um just all kinds of nuggets in that there was just just too many and it was it was it was a lot of fun it's an hour and a half if you're a highly on bull or a highly on bear or you don't invest or you don't know what the hell we're talking about it's an hour and a half of self study that is well worth it for yourself yeah I was surprised I was surprised that he kind of and I don't think he intentionally went for the jugular you know it wasn't like it wasn't no it was not a malice or anything like that but it was it was it was the stage was set by yeah as he as he discussed that it was like you know he was talking about because there had been you know because so you gotta remember so there's the conference which means there's like all these events going in these speakers that are taking place then there's the expo where people just come out and they see the stuff but you know these these all these CEOs have been involved in all of the conference end of it the speaker part right and so there's like these panel discussions not just the one we saw but there's other ones where people are you know proposing you know the clean energy stuff and so they've all been listening so it seemed like to me Healy was just like responding to the things that all other other CEOs they've all been hearing and discussing and so but but how he articulated it and how he how he he he just dropped bombs like the whole time and it seemed like like and then you know like I said if you were if you didn't know and follow the whole industry you would think he was like taking jabs at those guys but he wasn't he was not he was like no no listen this listen this is all what we've just all gathered from they said you know it's good it would take you'd have to double the grid and just california just to that's right begin to power you know bev trucks and you know the tesla I don't even know what company that guy was from but the he came from tesla there's another company rip you know what the name of that other byd not byd because that's the chinese company yep haizan haizan nicola brd and the other one and he was from tesla he right speed right speed okay so that guy he that guy conceded he said you know guys I'm a I'm a huge bev that means battery electric vehicle for those not in the know he's like because I came from tesla so you know that's what he's like you know I'm a huge proponent of that but he's like but listen I under I know and understand that the long haul over the road trucking space that's probably not going to be the solution here and he's like he like I said he took the cap to Thomas helium on that one um there were several occasions where the other CEOs they weren't tipping the cap to anybody else but they were they were they were like that was a good point highly on highly on uh like even the heizan he was like while highly on we'll be able to handle the long haul over the road trucking with the um with the cng rng solution he's like you know we're doing the back to base you got to go back to base right so the heizan and now I will say you know I was invested into heizan as well and there's I think there's opportunity because they're not just us they're trying to break into the us but they're like in Australia and New Zealand where there is some infrastructure so they have some opportunity and that was why I invested into not for the us part of what they are but and and so that that that guy in that company heizan they're very it's an older company that um they had a spin-off heizan to spin off so like a 20 year old company so they're not new to the game but like I said in in the us it's just not gonna work for a long time hydrogen it's just not gonna work because the infrastructure is not there um so yeah man I was like I said I got just I bought like 700 chairs over the last couple days off of the excitement you know what I mean I sold off some other positions and stuff to buy more did you yeah well I um yeah but I bought a I bought a bit this week anyway I've been dabbing a little bit I I monitor the stock I'm certainly actively invested and highly on and covering every piece of news that comes out on it and I know me and you are super excited about it I just I want to stress to everybody out there you know what this could potentially mean uh if it goes to zero um I'll eat crow no big deal it'll be a a poor investment hundred grand down the drain no big deal I could have just as easily taken that and bought a new corvette with it um I'd rather own highly on right here as a matter of fact I'm being kind of conservative I actually think this for a lot of people could be that very that very opportunity that could really move your net worth okay and I don't I don't I want to choose my words carefully I just want you to think about what 100 shares could mean for you at 900 dollars um what what 500 shares could mean for you you know at at 4500 dollars it's scary the the prospects when you start really putting a very reasonable multiple on the stock and I I haven't really been paying much attention because I think anything less than $10 is is is a bargain you know at seven it was extremely oversold I think it's oversold now I think it's true value most of the targets have it at 1718 doubling from here but I think this is easy a 20 30 dollar stock by December okay easy the last catalyst needs to fall which in my mind is the last very demand of the market which I think highly on is getting over scrutinized in the eyes of the market but that's just how it goes the the stock market has never ever been perfect and I think with highly on it's got it wrong and I think it's provided a prolonged opportunity with the stock and I know there's a lot of people in this group who've got a little a little dab in it um for me personally I've kind of taken it on as the investment of a lifetime it's really where I want to be it just makes sense to me on all facets it's it's kind of a slam dunk to me again I could be totally wrong and if I'm wrong you guys can have me shut down the independent investor channel I'll go on being a happy as a clam just like I am now as a highly on owner but I just don't see that happening I really don't well us talking about it right now at like eight or nine dollars that you know that's why I don't feel bad about kind of like just really like embellishing and like really talking about how I really know you know my super conviction about it because no I don't think I don't think there's a lot of downside risk right I mean it has lots of support for those who do technical analysis at these levels right now so I don't I don't feel bad about like you know I mean obviously um you know this is uh uh you know as you were alluding to early on you know that it's it's really all these kinds of uh things that you make your own decisions about in the stock market you know you're um it's all personalized it's all and this is something we we we've got a platform and we're on social media so we talk but these are these are this is something we've grown into um and and for me I'm probably um I use I used to I'm like you you know there's all these cliches and there's these investing investing rules and thesis and blah blah blah and I used to always kind of like try to implement those and yeah one of what I'm was like to never go like 10% more than one one position more than and I'm probably about 20% right now and highly on me too and I know that but here's the thing let I mean I'm I'm okay probably we're going to 30 something like that 30 maybe 35% but once it starts once the share price starts going up it's gonna I'm done good soon my portfolio and I'm not gonna care I'm still not on sale until uh I got like a 10 year horizon on it you know what I mean like I think um I mean because I'll tell him about my wife uh she keeps track she's like uh you know tell her how many shares we're up to and uh she's like and then we do the math we're like because I conservatively I conservatively you gotta understand okay companies like let's just talk about like just just because people you know maybe you're newer in the stock market or newer people in the stock market they see they see share price and they don't understand the connection to the history of a stock right most of the most of your companies that are older companies that have been around 20 30 50 years they might like let's like I don't I'll give an example like um give me give me one coming Cummings diesel I think it's like $120 stock so it didn't grow to $120 over 30 40 years that stock has split several times right then go um and a lot of these stocks have they've stopped they split multiple times okay so it's not like these they go to $1,500 they don't do that they start they start splitting when it becomes a when it hits prices that are not feasible for investors to buy when it hits uh you know google and amazon those are ones that really really got they're really elevated they should split they should have split a long time ago um but most companies have split so that's what i'm saying google have they have they already have google did facebook facebook has not not yet not yet it will they're going to and and and highly uh that's the way i look at highland i'm like so me conservatively i got like a two hundred dollar price target just on it before it splits and uh you know and if you do the math and that's over over 10 years i'm talking about 10 years you know um so uh but so i'd take the under on that buddy okay that's cool i think you're being way too conservative man i really do i mean my first evaluation my first evaluation will come i think this is a 16 billion market cap all day and that's just that's like the starting point that's like where you get back to respectable yeah and i think you're right on the money i think the the biggest money with highly on because you're gonna have you're gonna have investors pouring into the stock when it catches momentum right and you're gonna have a lot of people exiting the stock at around the 50 to 60 mark because you've had a lot of people in some ultra deep water if they haven't already sold for a deep loss so there's going to be selling pressure up and down etc over the months it's going to be it's going to be volatile to that first milestone of a hundred dollars so the solution is to hold okay very simple and it's going to take some tolerance to hold okay you're going to have to sit on profit for a long time but i think to your point i think the biggest profits are going to be made by those investors that are willing to hold for the ultra long the ultra long i like the fact that she said 10 you might be right we might be looking at this thing in five years and really being surprised i think there's a potential for that but 10 years 15 years this this might just be a household name just might be a household name and and it might be one of those things where we look back on the stock now at nine nine dollars and say holy holy crap that that was my opportunity right there i wish i would have known about that and here we are we do in fact know about it i don't believe in telling the future but guys we're all going to be 50 someday we're all going to be 60 70 80 wouldn't it be nice to look back on this opportunity and if i don't end up eating crow on this thing look back and say i i stuck my claim i my conviction was there i have zero reservation about the stock jason and i i try to look for it i try to look for the bear case i try and i just don't see it i don't yeah yeah and i mean and and so i plan so playing off that out you know i wanted to just do the exercise with the with the audience so okay so now let's say you you right now you're feeling frisky and you buy a thousand chairs at nine dollars whatever let's just say it's nine dollars so you spent nine thousand dollars yep and let's say it goes to two hundred dollars over the course of you know i you know like i said my my conservative is ten years ryan may say six or seven it could be a hundred or less or five but either way let's say it does get to two hundred dollars guess what your nine your nine thousand dollar investment is now two no is a uh a hundred thousand no two hundred thousand yeah 180 if it goes to two hundred a thousand shares goes to two hundred it's two hundred thousand so minus your nine thousand i got a calculator up so you made a hundred and ninety one thousand on a nine thousand dollar investment if it just goes to a hundred you made you half of that you know you made yeah but yeah but nobody's talking like that right now okay that you're crazy buying a thousand shares of a company right now i'd rather see you go buy a half a car that's going to be worth zero in five years yeah that's socially acceptable brother go paint that white picket fence white pay nine thousand dollars to put some glossy paint on your freaking white picket fence and and then come to me and say i'm a successful person ryan it's the mental mindset man to justify and that's why to each his own with investing i'm not trying to sell anybody on anything i don't care what you do i'm just trying to bring awareness to what i feel is an extremely incredible opportunity and i i've got you to think really it's the awareness piece it's just you know i i picked up the awareness and i was like damn and i took the ball and ran with it did my own due diligence on it and um it's it's funny man those infinite number of opportunities made possible by stock market investing i'd like to think that we're ambassadors of and put our money kind of where our mouth is like i'm not a bsr i'm an investor jason i don't i don't come on here and play you know i'm not trying to boost stock i'm not trying to sell courses i don't sell courses you know my private group doesn't make any money hell i don't make any money off of this you know i make money in other capacities and it's okay on youtube but man my my agenda is pretty uh pretty sincere you know it really is no doubt no doubt and agreed and that's yeah i think we that's that's why we connected and stay connected because i think we you know we take the same approach about this whole thing because you know i i try i did the the full-time thing and um try i don't you know i just couldn't get into trying to chase the youtube algorithm i can't do that you know so and trying to chase the trying to do do viral videos i can't i just can't can't everyone's have to do with it i think for those i you know to each his own on youtube too i'm i'm not talking just investments you know how i run my program jason i think that's why a lot of people like me i think you know i like myself like i don't wake up with pressure to appease youtube i don't i throw down when i want how i want and that's just the way it is and and i like that i don't like that creative pressure uh i i never have i've never released a viral video some of my old green content on the channel has done quite well and and now you know think about it this way man five years of doing youtube think about how many lives i've been able to touch lives that you know maybe don't even tell me hey you know you really helped me so most do a lot a lot do say hey you know you kind of made me think about a few things that helped me change my life that's incredible because shit i'm fine jason like i i do fine with my job like i love my career you know youtube man i cringe when i think about like you know and because it's it's fraught you know now with some you know of the larger channels out there that are man alive some of these price targets for some of these courses that they're charging i i can't believe people are paying i should put on my sheep intro because it's like people aren't really thinking for themselves and just throwing that money out there thinking that somehow it's going to render a moonshot and i just don't get it man it's just it's not it's plan failure i just don't get it and so we're playing in a kind of a dirty environment here on youtube try to try to keep the message as clean as we can you know and try to you know try to try to monetize in other ways right i mean that's that's we do we do that we do that oh you know we don't have to but it's just like okay but if i am gonna exert all this energy and time and blah blah blah you know we find ways but we're doing direct what youtube expects us to do indirectly for pennies now you tell me i'm wrong and anybody in the group honestly i've said if you don't like the promotional content that we put through you don't have to watch it don't watch it right it's okay i'm doing mine nobody seemed to care when i was doing youtube for no money and i was like putting out some genuine content and i thought you know what being mr integrist is going to work out really well for me now i never had delusions of grandeur i never cared about doing youtube i never thought i had the personality like a jeremy or a me kevin i don't you know what i'm saying and i and i never really aspired to that either what i did aspire to is putting out really good content on the onset and where did that get me financially i spent a lot of time invested in that and i know it affected people and i know if anything i chalk it up to one of the pillars of foundation on the independent investor channel that's stayed true when i do this live stream this is why i do it i do it because i want to has nothing to do with anything else man no no no it's fun man i enjoy it it's fun it's fun impacting people man it's it's really cool like i mean rebecca just threw this in here and it's like this is what i've been kind of doing i don't think i've written them as aggressive as 750 i've written them as conservatively as nine as a strike on the cash secured put side but i i've just raked in a ton of money i have no idea how much thousands and thousands of dollars man i've had a couple put to me and i'm like yeah hey cool right on and sometimes i buy the stock out right sometimes i've had a couple blocks get put to me it's been nice i just keep them i don't resell them you know it's um it's a good strategy man it's a good strategy yeah for sure especially with the with the downward uh you know trajectory it was on for such a such a long time so i think it was more the predictable base you know that fluctuation that i mean if you look at the charts over the last six months it's just streamlined you can't find any fluctuation when you look at a monthly chart you know or a six month chart especially you can't see any variation at all when in fact it's fluctuated between seven and eleven ish right but it's been flatlined there's been no action so the idea is to write that aggressive cash secured put right below that at eight fifty or so when it's trading at you know nine eighty like right now you know and that's what that this that is the very reason why i um uh for an exercise for folks to just to go over because everyone you know tesla is like the cool you know there's all these channels now that are just tesla based um there was none two years ago right i agree go back over and look at tesla's chart it was flat and it was just uh there's there's a channel it moved in for like seven years five to seven years before the massive breakout right so that's why i i'm i'm not necessarily relating it to um you know thomas healer to elon i'm talking if you just look at the course of how it um uh you know it is it is as disruptive as what they did but it's different player different personalities here we're talking about but disruptive wise they're they're very they're similar in what they can disrupt um and that's and and it's the the channel that you if you look over tesla and then you look at highly on here that's why i don't like i'm like you i don't get ever concerned about the day-to-day share price of it i just look at it as an opportunity to continue to accumulate if it stays in this range my my comment in the yahu thread you'll see it on there a bunch and i know people get pissed at me when i do it but i put irrelevant in anytime some idiot troll comes in there and is like oh my god it's a this i'm not my one word response and it's all i can do to waste the two seconds that it takes out of my life to type irrelevant in there that's my response to that it is just that and and if you're saying anything other than that then don't buy the stock you know it's it's your personal choice man it's all good don't come bitching and whining to me when it's back up to 20 30 50 and above i don't tell me i didn't tell you uh not to change the channel on you but do you own leaps on highly on by chance do you own those uh no i don't do a lot of options i do cover calls and stuff but i'm i'm i'm i just i've never had much success with but it's it's not it's it's a great strategy but i just i bought some yeah i bought some tens tens and 1250s for 2023 i figure holy smokes i mean yeah so we'll see we'll see how that pans out just another leg of strategy it gives you options no pun intended for sure for sure one guy i did want to mention it or bring it up again one guy jay's place just commented he said jason can you talk about pkk ff because i know so you know this is peak fentech it recently you know so then uh i've got a penny stock channel in my discord and a very very good group of guys who do lots of due diligence found this company well and it was pennies you know literally 50 40 cent stock and it has continued to um they're they're about to i guess next week they're looking to up list on the nasdaq it's up to like right now 10 say ended to close the day at 1075 so you know and and i was i'm in it as well so but i cashed out some today just full disclosure um after it's it's my first like three to four hundred percenter in in quite a while because i've been in some you know the SPAC whole thing has fizzled a bit so this is there's some serious euphoria around it so i did want to bring it up because this guy um you know is and so i took on my cost basis out for me that's just me personally but like i said i'm up about three or four hundred percent on it um many think it'll go you know much higher and i'm keeping a few shares but it has been pretty amazing now i got some people and i'm i got some people on my my discord you'll talk about some crazy conviction i got some people in there with 10 to 15 000 highly on shares i got some people in there with hundreds of thousands of these people think about that i got some i don't know maybe i may be exaggerating but multiples of thousands of peak ventek one guy we call the ceo because he's got so many i mean and this guy was buying it for 50 percent and then he honestly he's got to be multi-millionaire he won't talk he don't talk about i don't ask him we don't talk about all right right a stock that and just super convicted about it and uh these these these are the kind of things that you know they don't it's like you said you know you can't just find this stuff it doesn't happen but sometimes it does and uh this is one example so peak ventek i wasn't in the real heavy because i was uh just you know because it was an otc stock so i didn't go real real real big and heavy but you know i did have at one point i had you know a few thousand shares i i'm just up the mind i just take profits you know on a lot of these unless it's something like where and this is what i had to i have to issue um like almost statements on discord when i sell something that everyone else is all exuberant about i'm like let's see guys you know i but the good thing is there a lot of them are a lot of the guys in there guys and girls are good investors and they understand and they got their own conviction stocks and i've got mine and it's okay and they wish we still coexist and co-mingle um but i'm cashing out and i'm buying more highly on and buying uh i'm still big ouster into ouster as well which i think it'll uh digital light our space is going to blow up too so that's my other one but peak yeah man so jay there you go there's your shout out for that one fantastic thanks for that jay appreciate it he's gonna send you a bill brother nah just kidding let's see what we do see what we do man we talk this stuff because we love it man it's a lot of fun and i think before i would have had my head up my back so i know what i've been like nah penny stock because i i've been burned right so i've been i've been jaded ever since then and it's like man i'm kind of off that i'm just like there's there was a statistic on cmbc today i was watching my 10 minute free preview because i'm a cheap bastard um but um but i was watching it and there was a stat on there that like one percent of the world's population now are millionaires and i was like no way i i didn't believe it and i don't know if i overheard it wrong but with the cryptocurrency craze it's just made a lot of people just overnight wealthy i mean i didn't get to do my portfolio review i've doubled up on my crypto portfolio my twenty five thousand my twenty five hundred dollar bill is now five grand and it's like what what the hell like that's it's not even investing i don't even know what i'm doing you know i was just like okay i'll just throw a couple grand in there less than a half or percent of the portfolio and look what happened but some people are big on crypto and they're just like making now they're driving yachts around it's like holy smokes and yeah those those opportunities man they exist and i think it's probably in everybody's best interest to have kind of an open mind about it and and i'm i'm kind of speaking to myself too because i when i started youtube i was like i was kind of one of those hard and fast guys i really was i mean you knew jason right and you know i caught a little guff for it and it was like i went through some self reflection and it's like you know what is the most advantageous for people to understand because i i think if you if you keep it in that box of things that you can really do to really gain some huge profit 300 300 or 400 percent for you that that's incredible that can really give you kind of a head start now if you're young enough and you'll lose a few hundred dollars on a penny stock is that just a completely terrible thing yeah i don't know there might be some lessons there that might be learned and who knows maybe the sucker pops and give you a nice head start you know the the the contrary is to go for your seven to ten and the s and p 500 and to matt money's point you know do a dividend growth investing can almost sometimes feel even more anemic than that you know take a little shot in life you know yeah and and look and and and to that point you know that i you you um you laid it out pretty well in the beginning like recap and what um i did well that was one of the recent matt videos that i watched uh not testing that stuff yet i just and that's cool you know and we're good me neither yeah yeah i totally understood um but i you know what i have learned though because i'm in contact with these guys in this penny stock group is when when everyone is consensus and within my circles because i know i'm in trust them i usually put a little bit in when they're all when they're when they're pretty certain because you know anyway that's a little side side note so but not not like every i don't i don't chase penny stocks but three or four that those guys are like and then i then i began to research and i'm like i see the potential and and that's the the reasoning actually because one of them is um one of the gentleman i met him in person he's uh his dad's a big i'm in the sports card you know and his dad's a big national dealer at the national show and i went i went to the national in chicago me and this guy hung out we we uh we took a night on the town me and my brother and him and we hung out had a great time that's cool and he told me his his his the reasoning he gets into him is because he he he knows and understands that the only way to really really really to set yourself up and and and um the growth trajectory you know is to find something that has the potential to really really really gain big gains is to get into something that you gotta take some risk on it's that's just the way it works if you really really want to outperform but um but to like okay here you go back on my channel to you did to the dividend growth thing like um gen X dividend investor if you notice his portfolio is only the super out performers are his 20 to 30 percent he's apple and microsoft since way early catching hundreds of percent gains not on not on the not on the the you know the the phisers of the world and those right he hangs on those but but he continues to accumulate the ones that are out performers of the stock market the ones that have i bet his portfolio has amassed its wealth mo mostly on the gains of apple and microsoft i think that's fair yeah i think that's fair i think he would say that too yeah um you know and um you know i i i don't know i it takes a little bit more tolerance i think to the apple of microsoft man you gotta understand i've been investing my whole life and i used to watch microsoft at thirty dollars remain at thirty dollars it didn't move like this like it's at 300 now and i i've never seen these moves in these big caps so yeah i'm not i'm not i'm not promoting those stuff but i'm talking about i know his early his early i own them i know they're good and i own them too it's just weird because we get we get kind of in this like we look at it over the last couple years in the eyes of the stock market that's really not that long and we start to forget like what they used to do and how heavily yeah yeah and how heavily it used to be scrutinized like apple used to really be scrutinized remember when it used to trade at like 12 you know and here it is it probably over 30 that's just off my head that that would have been yeah yeah used to trade it 11 12 times because it was like well it's a hardware company it's not going anywhere all those discussions were before this historic run before that last stock split when it was 90 bucks you remember that it was like this was a couple years ago not the most recent one this was like two splits ago and it's just like man alive pretty incredible but i what does that mean for the future that's the interesting part you know over the next 10 years is there a possibility we see some of these cool off are they going to five trillion yeah you know what i think i think they're the they're the like new um the new AT&T's that will be broken up and and then that that's actually that's going to create all kinds of wealth like you know like like amazon you know if amazon breaks up you get splits into i hope you're right the you know the maybe a only um you know uh e-commerce and then you got ats and then you got all the other things that they're all into you know may even be uh mobility you know what i mean like um selling mobility services to deliver packages because they're building their whole fleet of everything you know airplanes and you know what i'm saying and so i'm saying so their their etfs and then of themselves is because they've got so much wealth you know apple it could break into healthcare it could break into you know software i mean the services that they offer financial services it can break them into all these things and then google would be an amazing give it split into youtube and uh google uh the the data centers or the the cloud the google cloud the you know google um even the the business their web business with the you know google drive and all the other different things so some saying like um these companies you know like i'm like you i'm like can they go to like 20 trillion dollars you know that's just how do they keep getting bigger than countries you know so i because that's where i i do see maybe possibility of the splitting you know i mean being being broke up because they that's just too much power you know yeah yeah well i own them all so here's to the moon we'll see what happens it'll be awesome to have all those different companies broken up and all the stocks of all those companies right i'm cool with that i'll give them all to the kids anyway someday man it's all good i i do this for the game man like the money will take care of itself like i i don't think there's any way over the next 10 15 20 years that you can be involved in facebook google amazon microsoft and apple and not make money i'm sorry and i think i could come up with five right off the cuff that could fit into that category in video um i'm not as bullish as some on netflix but some of these disruptors i think uber's a good buy right here um airbnb i liked you know ebay 100 right and ebay ebay just really shifted they got new ceo ebay's a good one to put on your radar too because i'm in i'm in ebay too i've recently well i got into it when it was a bit cheaper but uh it's went up a lot um but that's a good one too because they like but facebook here's here's again the facebook marketplace you know what i mean they're moving in on it like they're you know because i sell sports cards and i begin to use facebook marketplace and i'm like dude i could see this replicating ebay yeah facebook facebook monetizes everything yeah they do they do um all right i know you're up at the top of the hour i'm gonna jump off and let you close out is gonna top you the man thanks for coming on man all the best to you and the family jay all right sorry to the chat sorry we just talk mostly highly on here don't be sorry yeah don't be sorry it's a lot of fun no matter what we do it's all good appreciate you tuning in to independent investor come check them out as well i'm gonna jump off you have a good week absolutely thanks jay appreciate yeah you guys could check out j mac investing certainly he's a good friend of the family always will be a vip member here didn't get to the portfolio review but i'm gonna jump into it right now i'll go a little over time just kind of spend a little over time let the gents get plumbed in here to their live stream as well but i do want to take an extra 15 minutes a bonus 15 minutes since we had jay on i do want to update you guys on the portfolios if i can find them that would be awesome we'll go over a quick quick review the brokerage account here we'll we'll throw in here nothing too crazy as far as the the stock so a lot mentioned tonight during the live stream murmur when i talked about putting your money where your mouth is this is dipped below and above 100 000 really it kind of is anchored to highly on because there's about 5500 shares in this account of highly on and then i added the vti base in here again but a nice nice portfolio this one was just fractionally down week over week it's the only portfolio that was down week over week here and then roth one this was up marginally or fractionally week over week just a little bit in this one up changes in this portfolio to note i'm scanning through nothing too crazy the crm added in there and then the one bonus pick there which i'm not going to name over the live stream if you're paying attention well then you get that bonus pick there was some big big news this afternoon all right so that's your that's your little treasure chest your little wares waldo all right i'll leave it up here on the screen so you guys can be like what the hell is he talking about it's it's the only five digit ticker symbol on the on the board okay there it is for you okay see independent investor tries to tries to deliver on the goods every now and then okay mm-hmm good stuff here's my portfolio this was up significantly week over week significantly i took a big leap in this i can't really put my thumb on what it was value did well so far is coming back what can i say highly on here get it back into the mid-nines up above 10 i i just think it's basing right now just a matter of time before that order book starts to um really materialize for them and then the sky's the limit honestly when those when that order book starts to flow in which is the last catalyst i might add um to to the highly on story it's game over it's game over mm-hmm so there's that ali baba came back a little bit nice to see a little bit of action there apple has broke above 150 and 156 right now really nice there uh facebook nice update we really took a nosedive today a little bit we were down a couple thousand bucks today in the market but it was quite quite a good week really good i hope you guys are enjoying the same this is the little m1 portfolio this is the vanguard portfolio that i chronicle just shy 20 really good couldn't ask for better performance here passive uh market wealth so the the lesson here is when i talk about the different strategies right these are examples of said strategies this is the passive etf portfolio mm-hmm and it just it just works um i don't have to get on here and act like a crazy man i've been watching some strong man investing he's not for everybody i love the guy i think he's great i think he comes on and he ruffles feathers i think it's great as long as i'm not subject to that type of scrutiny holy moly he's vicious that guy is vicious right but i think he would be satisfied to know that i i do promote the passive investing and a lot of my wealth is tied up in passive investing in the smp 500 this is a little bit of a hybrid work here and and it's great and then the dividend portfolio this is awesome too these are both passively owned through m1 just shy of 20 in this so um the smaller portfolios that could um the tsp work i've done in 2021 this is a real bright spot for me and you guys are you know i monitor my accounts and i i look at how they're performing and and this was a strategic increase at 20 percent of my excuse me not 20 but 10 do i do 10 or 20 my goodness i can't even remember comes out of my paycheck and i don't miss it the inherent lesson there is to always monitor your investments i actually think i'm up to 20 percent i really think this funding is flowing in here every two weeks on a dollar cost average so i saw my good friend in here mr tanks in the group and for my uh government workers and military alike i always do a quick plug for the tsp here it is i mean this is you know $58 in this account so not bad we'll retire in 668 years so pretty cool there 32 percent pip year over year nothing to shake a stick at this is just silently whipping some ass passive investing baby i've said it a thousand times on the on the channel i'll say it a thousand more i'll skip over the options nothing too crazy i wanted to roll off some contracts um matador is an interesting position i do have the ticker there i've got some long calls on matador at 1750 it's almost already there if not above that strike or at least approaching that strike i'm up big on those actually i wrote them when it wrote it it wrote down pretty heavily but i like the name on the speculation side of the house will own leaps on there and then i told you guys about the bit corn account this is it is what it is mr tank said he's not going to touch it i agree with you i think that's better advice than than tripping over yourself to go out there and fall into cryptocurrency but nonetheless this is real down to the penny down to the dollar just close to you guys week over week on what we're looking at there is some strategy to this this is a raw fire ray which should get your attention because most people don't own cryptocurrency in a wrath i array i do this i trust capital is one that i tried to take the top three and mimic the gray scale etf save a little bit of money on the on the fees by becoming an affiliate with them so i don't pay anything for the account fees and i tax protect this wealth that i'm looking to achieve here within this account and finally the portfolio value up significantly significantly week over week here wealth building perspective here the reason why i don't typically or i downplay the number a little bit is because everybody's numbers different and i don't want you to get discouraged i i really want you to look at this and say wow this is encouraging this guy can do it so can i that's the idea but i don't want you to get so fixated on a number that you're like hey i've got to have that mill five i gotta have that two and a half mill you the market may not be conducive to that type of activity those are the things that you can't control so if you get fixed dated fate fixated on a fixed a fixed amount later on in life you just kind of set yourself on disappointment why don't you just put yourself on a well-laid program invest for today invest like you're investing for tomorrow and live to fight another day i always say that the renderings of a well-laid plan will eventually pay off and you'll look back on the decisions that you made over your life and you'd be glad that you made those decisions because there's more to it than just shooting for a number it really is just a pledge to yourself that that you can curtail some of the spending discipline and put some of that surplus capital to work for yourself in a wealth of building program okay so this half a million dollar mark don't get me wrong i'm very very proud of this this is incredible renderings for what where i started now my surplus capital has gone up and i fund aggressively but that's a good takeaway for you guys as well fund your account aggressively once you get those buckets established in the in the way that i say it's okay to do man it's okay to do a little dividend growth investing it's okay to do some value investing it's okay to do some passive investing in some passive elements it's okay to do 401k it's okay it's okay it's okay as long as you've got a multifaceted strategy that you can invest for over the long term and not lose your shorts when the market conditions change on us that you can stay steadfast on your program stay true to yourself and understand that over the long term you'll be just fine all right guys so with that we'll go ahead and close down the live stream i don't want to overlap too much on the gents a lot of fun tonight thank you again to j mac you kick over and subscribe most of you guys are already if you're not you kick over and subscribe help him support his message as well um he's a brother of mine so thank you jason for your time and coming on to the live stream i always appreciate it it's always a special treat for me for sure it was awesome talking highly on tonight that was a kind of an exclusive response to the act expo that was a big deal guys it was big it was a big deal and uh go check out the timestamps on the act expo you can act expo highly on search through youtube and pick up on that it's good information to give yourself an opportunity for a little bit of self education here on on what i consider to be one of the greatest uh retail investing opportunities and it's just stagnating stock typically does not do this for you and i think if you wait too long you could you could be potentially kicking yourself uh for not getting in when you had the chance so with that guys uh we'll catch you back next friday on the independent investor channel live stream want to thank everybody for making their way in this evening all the best to you guys and we'll catch you next friday be well have a great weekend guys take it easy