 Welcome to Dare to Dream. This is Debbie Daschinger, and today's show features a conversation around healing and money. So if you're unhappy about your money's situation, learn how to turn your money and finances around to happy money. Yes, indeed. Back for a second time in the show is the Japanese maverick Ken Honda. Very exciting that he is here again today. He's been so kind. He stepped out of his own retreat that he's given right now in Japan in real time to be with us today. So we will get with him in just a minute. The Dare to Dream show has been nominated for two People's Choice Podcast Awards for a Webby Award, and we won the Coalition for Visionary Resources Award for Best Radio and Podcast Show. And Dare to Dream is listed in Welp Magazine as one of the top 20 best podcasts to listen to this year. The show is sponsored by Dr. Dean here in Access Consciousness. They do energy work out into the world if you would like to be a facilitator or do energy work or have it done on you or go to one of their courses. Got her Dr. Dean, D-A-I-N, here, H-E-R.com or accessconsciousness.com. And I am Debbie Daschinger. I'm a media visibility expert. I show entrepreneurs, speakers, authors, people just like you, how to be interviewed on radio and podcasts, how to write a highly engaging page turner book, and then my company turns your book into a guaranteed international bestseller. And I have a course coming up. I know the last time I did it, many of you found me from the podcast. So join us if you're ready to be interviewed, but don't know how or maybe you're doing it and you're not quite getting the results that you thought you would. You wanna go to debbied.net slash challenge. And this is the five day podcast interview challenge. What will you get? You're gonna learn how to get a yes in order so you are scheduled on radio and podcast and media interviews. Where are the right shows for your expertise? Have your talking points prepared to give to the host for your interview. I show you how to do all of this, align with the right podcast for hundreds of bookings. Have your media info ready? The correct approach to get a yes for an interview, how to engage with influencers. Be introduced to hundreds of new clients, followers, sell books, fill workshops and increase your email database. One of my classes has come to an end and I heard from one of the gals, her first interview ever, she only had 700 people watching her in an interview on YouTube. And she reported she got five people who have connected with her to talk further and just got two brand new clients. Her first interview. So just imagine if you did five of those in a month how would that impact your business? What's possible? So learn how to do this so you can get massive results. The program is rolling out. Will you be one of the lucky ones to learn and use this amazing and very important skill of being visible and being interviewed? Go to debbid.net slash challenge, that's debbd.net slash challenge. And I look forward to working with you. So yes, indeed today we're speaking with a man who asks, is your money smiling? My guest is Ken Honda, author of Happy Money, the Japanese art of making peace with your money. Money and happiness expert Ken Honda is a best-selling self-development author in Japan with book sales surpassing 8 million copies. Ken studied law in Tokyo and worked as a business consultant and investor. Ken's financial expertise comes from owning and successfully managing several businesses. His writings bridge the topics of finance and self-help focusing on creating and generating personal wealth and happiness through deeper self-honesty. Ken provides ongoing support through mentoring programs, business seminars, therapeutic workshops and correspondent courses. He's fluent in Japanese and English. He lived in Boston, Massachusetts for two years and currently resides in Tokyo, Japan. You can learn more at kenhonda.com. And with that, I welcome the amazing Ken Honda back to Dare to Dream. It's great to have you. Hello Demi, I'm so happy to be back on your show. It's been three years. It's been three years, your last on the show in September, 2019 and little did you and I know that about four months later, the world was gonna turn on its access. Yes, yes, it's amazing. So tell me, how did you fare through the pandemic? So I was lucky to be able to have more time with my family and where I am is a two hour ride from Tokyo, so there are more deer than people. And so this place, we have so many rooms. So there's no lockdown situation in Tokyo or in Japan. So our life is very calm and nothing really did change. The only thing is like I don't have to be at the party somewhere for my friends, seminars and stuff. So through the past two years, we really enjoyed very quiet time. Now we're back in more busy meeting people, which I enjoy, but those few years are the most peaceful after I got out of semi-retirement almost 20 years ago. Wow. And did you do anything? Were you working on any projects besides looking at deer and enjoying your family? Yeah, so I started an online salon which may be a little bit unique, but online salon is an interesting way of connecting people. So I have one of the largest online salon in Japan. So one time we hit about 20,000 people online. It's a subscription membership. So we get together once or twice a month and talk about a lot of life issues. So during the pandemic, I was the one who connected everybody. So we sort of like as a whole group, we just share everything together. And then we got through. So we have this comradeship that we've been together. So we have like a big family now. And now I'm doing a similar thing in English-speaking community. So and last year, no, no, no, last month, I did a world tour around from Europe to US, Australia and back. So I met those people who I just only met in Zoom. Oh wow. It was so much fun to go around the world, meeting my Zoom friends. So I felt so weird that they came out from the screen. That must have been amazing. Kudos to you for creating a safe space for people. That must have really meant a lot. I think people needed connections so deeply. It became apparent to all of us, whether we're introverts or extroverts or half and half, we really need each other. Yes, indeed. And I'm half and half. Part of me is very quiet and shy. So I don't mind being here for two weeks alone or with my family. Just keep writing. And the part of me just enjoy to talk to thousands of people or being at the party with 200 people. So this mountain time is like very quiet time for me. Beautiful. So let's talk about money and see if we can help some people. Great. First, what is emotional intelligence when it comes to money? How do you define that? Yeah, so money, emotional intelligence is how healthy you are with your money. It doesn't really matter how much you have or how much you make. It's about how you relate to money. Unfortunately, most of us relate to money in our own unique way. A lot of us became a spender, a warrior and a money maker and a saver. We ended up being a certain type depending on what we believe. But if we spend too much, if we save too much, if we make too much, it's not good for you. That's I hope one day if I become a prime minister of Japan, I want to print them in yen, you know. Making too much, saving too much is not good for your health. I want those lines on bills. Okay, so yes, I know in your book, you break down the different places we can go and I'm sure that people who are listening can self-identify and say, yeah, it's true. I make money and it disappears or I overspend or I'm a debtor or I'm so concerned about the future. I save and I save and I save or I under make or I over earn and et cetera. So yeah, we've all got our lane. So where does that stem from? I was wondering, is it really important when we grow up that parents talk about money that we get groomed for money? And then if we weren't, where does that leave us? You know, we weren't really taught about money by our parents. So if our parents didn't teach us, did our school teachers teach us, I mean, school teachers are far from being a good teacher when it comes to money. So we learned from brothers and sisters or our neighbors or our colleagues. So the funny thing is we've never learned formally about money in our entire life. So I've done a lot of seminars, money seminars in my life and many students say, this is my first time in my life and I'm 54 and I've never had any money education. And so what have you done? And my students say, that's why I'm here. I'm so messed up. So nobody told us what to do and how to manage things. And if you are a good manager, still you cannot really enjoy money. Money is to be enjoyed, not to be worried about or just scared about. Yeah, it's true. You know, three very important things. Parenting, never talked about. We're supposed to figure it out. Sex, never talked about it. We're supposed to figure it out. Money, never talked about. But you know, we learn other things that maybe are not so germane to our lives. And it is frustrating to get out into the world and be an adult and figure it out. So people come to you. You've got someone at your seminar right now, 54 saying, oh my goodness, I'm here. You know, can you help? And I'm sure someone's life is gonna be turned around by virtue of working with you. What do you recommend for people to heal these wounds? So the most important thing is that you feel appreciation and love around money. Because money can be love. I look at everything as energy. So in your life, what kind of energy is flowing in your house, flowing in your workplace, flowing between you and your partner or in your family. And it's related to how we make money. If we make money by doing what we love, there's a lot of laughter, smiles and appreciation. Like for your good coach. You're a good at coaching people. Your clients appreciate you. You receive the money with a smile. And so you can spend that money with happy feeling to your family and to charity. And when you pay bills, you smile too. But when we do things that don't really bring your joy, you feel irritated to begin with. So when you receive a check, you get resentful because you're getting this little for all the sacrifice you made. So if your kids are wasting your money, you get upset because the precious money that I earned out of my sacrifice gets wasted. That's why parents used to scold us, yell at us because they were upset long before we do something wrong. So we just trigger them to get upset. And also when we pay bills, we feel upset because we exchange our precious life force energy with money. So when we pay bills, we feel like a part of our body gets ripped off almost. And then we feel sacrificed and then resentful for outrageous prices these days, gas, electricity, food, everything is going up. So we feel like we are drowning in the water or bills. Yeah, and then if you add debt to it, that's very difficult for people. Do you have methods for folks? Let's say somebody does have a tremendous amount of debt and does feel like they're drowning and doesn't really see a way out like I'm gonna spend my life even attempting to pay this off meagerly. What do you recommend? Like how do you work with people so that they can turn that around? Yeah, so a student of mine came to me and share a beautiful story. His father passed away and then they found out that his father's company owed three million US dollars. And then he could have just given up the inheritance meaning that he doesn't inherit his debt. His father's debt. But strangely he accepted it because that's what his father owed. I think I should pay. That's very Asian to save his father's honor. And he left his job and started working. And for the 10 years he was, he put all the energy in paying all the debt back. So in literally he had to make $600,000 to pay the debt. So he worked so hard he thought of, he came up with great ideas because he had to pay back the debt. And he did it in 10 years. But he still kept this working earning ability. And by then he had this ability to make one million profit. So in a few years he became a millionaire. So in retrospect he shared with me, his father didn't leave a debt. His father left him with a business school that gave him the power to earn one million dollars every year. So he forever appreciates his father and his father's debt because that debt made him strong and then made him more creative, made him focus more on business. When he, if he was working in a company he would never made that much money. So if you just turn around what you relate to debt you can be so free from money in a few years. The only thing is how you relate to money. Yeah. So tell me what you're hearing. You've got a retreat going on right now. It's live. You said this is your third day. You woke up early just to be with me. What are you hearing? For everybody too. And for everybody too. So yeah, what is the tenor that's going on in your retreat of the people who are attending? What is the focus for most people? What is the wound? Where do you see the gift? What is the pattern that's unfolding there? Yeah, this three day retreat is how to become a writer and best-selling author. So they're already, you know some of them already they've sold hundreds of thousands of copies already but they are here to find who they are. And at the core of your trauma at the core of everything that happened to you you can scoop up the energy that kept you going and that energy can serve other people too. For example, if somebody had a tough relationship one of the students got out from ugly divorce and all that so she can share her ideas of how to find peace in the middle of ugly divorce. And there are other people who suffer from certain illness and then they get out and learn a lot about how to eat like a microbiotic way or healthy food. Some of them became chef and then she released her book about a few months ago and that book became a national best seller now. So she got sick, that's bad news but the way she kind of came up with her own recipe for herself and also for her family is making her very famous here. So all the bad things that happened that all the bad things that seemed that happened years ago is actually the same energy that's gonna transform your life and then transform others. So negative things that happened in your life are usually the one to give you the energy if you are aware of it. Yes, this is so pertinent right now in my life and never an accident, the synchronicity that you would bring this up because this is something we hear. We're in a spiritual community, we hear this, we know this but to know it is one thing to actually be able to apply it to your life is magic. And I'm working with somebody right now who is breaking down a particular relationship for me that was difficult in my childhood and acknowledging that difficulty like this person had no right X, Y, Z. However, I wanna show you who you've become. I want you to understand what you had to do to supersede that. He was showing me the arc and the magic and I felt appreciation truly for the first time I was able to be distant from that relationship and have so much appreciation for what my soul agreed to experience. Like wow. And then once I accepted that I stepped outside into my backyard and suddenly I had this flood of thinking about somebody else currently who was a little bit difficult and had brought some difficulties that had nothing to do with me but into my path and thinking about them and saying, wow, look what I did. I could have laid down and rolled over but instead I got on this healing path like what needs to change in my space that I would even attract this and healing all that and having so much appreciation and that appreciation honestly it completely transmutes the energy. It takes the victim out and we become so empowered over the situation instead. Right? Yes, exactly. So when you share this, these difficulties that your students have been through and now they're writing books about it and cookbooks and becoming famous. I love it because we talk about how our mess becomes our message and our wound becomes our gift and those become platitudes after a while but when you can really live that out loud and that becomes your song to the world I think that is so powerful for us as beings to step out of the weight of what a difficult situation does and instead learn to empower ourselves over it. Yes, exactly. So I feel like I'm on the front row seat observing what's going on. So it's so beautiful how people find the biggest love out of all the sufferings in the past and it's so amazing how they transform themselves into becoming a best-selling author. And that's so perfect. It's great transition because a quote from you Ken is whatever happens, you can say thank you. Thank you are the two most powerful words that will help you to start to transform your relationship with money. Clearly as we're talking also with life and circumstances break that down around money. What do you mean by that? What's the connection between thankfulness and finances? I did the fun experiment when I was doing accounting and consulting. I divided my client into two groups. One, I brought some Japanese tea, books and small like a $5, $10 gift. And the other, I didn't do anything for a test. And for the first one, I got so many referrals after six months. And then the second group, I got some but the difference is like a few times like three or four times more referrals from the group that I brought always something and I kept saying thank you so much for the business. And then I realized that once I say thank you so much for just working with me, just open up their heart. So when they found somebody who could be a good match for me, they referred to me. But if I didn't bring anything, if I didn't show my appreciation to my client, they're a busy, right? So they don't think about me. So when they're just one, they're asking like, if they ask, do you know any good accountant or do good consultant, maybe they think of me but they're not promoting me. So that's the difference. Once you are appreciated, you feel like appreciation back. So that is the magic of appreciation. So the money is the same thing. If you appreciate money, money will appreciate you back in a form of bringing its friend and then come back to you. So whenever I spend money, I always say, thank you, Mani, come back with all your friends. I love that. I have a nice house. So I know how to spend money, how to manage money. So bring all your friends back. And this gives me such a fun feeling. So I don't mind paying a lot of taxes. I don't mind paying huge bills because I know the money I spend will bring so many friends. So far, so good. That's right. We'll have a party. We'll have a money party. Bring all your friends, I have plenty of room, plenty to eat and drink if you eat and drink. Yeah, that's how I feel. But the great thing is they don't eat, they don't drink. That's right. They're breaking our dreams. That's what we do. Oh, man, you know, that's really interesting. It makes me think when I'm not coaching, when I'm not doing this podcast, I sing. And I've got a band and that's something that happened during COVID. It's old for me. I used to sing professionally, but it came back. And it's beautiful. I get to do meaningful songs. We perform for gigs, for thought leaders, before their workshops. And we're also doing these sound healings and meditations. And I'm thinking about what you're saying, Ken, because in the last we did a retreat, someone was doing a retreat in Arizona and they hired us to come out. And each night before they did their, they started their workshop, we would entertain the audience. And I found, we also did morning meditation and sound healings. And I found something coming through me. I'd never done before. Some of my singing is very spontaneous and ethereal. I don't know what's gonna come out. It's a little bit channeled, but it's healing. And I found myself saying to the people attending, singing, thank you, thank you. In the meditation, giving them affirming things to do and be and healing ways to see things and then saying, thank you, thank you for being you, thank you for being here for the great work you've done so far. And I'm so encouraged hearing this that to keep doing that, because how many, isn't that beautiful to give to money who doesn't receive a lot of gratitude? And also people, that you're describing you do for your clients or that I do through my singing that people, how often do we hear that kind of appreciation just for being? I think that's very meaningful. Yeah, so whenever I see a band in a hotel, I always have a $10 bill with me. And to each musician, I make sure that everybody gets my tip and that's happy money. Yeah, and you wanna support your arts. That is powerful. And amazingly, a lot of musicians just tell me, you're the first customer who give me a tip or sometimes you're the first customer in the whole week and it's Friday night. So nobody has tipped you? Nobody, so it's amazing that we are not appreciated. Not many people give praises for you. So I'm the one who's like a happy panda or Santa Claus who just say, you did a great job. Oh, I love that. I need an animal. Well, my favorite animals are sloth and bat. So I don't think I could be a happy sloth that won't work very well, but a happy lion that will work. I love that happy panda. That's a beautiful idea. Yeah, it's right here. Oh, hi Ken, hi little Ken, mini Ken. You know, towards the back of your book, I loved your book and this is the second time I've read it now. Towards the back of your book, I don't know why this is the first time I caught it but you said that you attended an all boys Jesuit school. Yes. How was that for you? How did that inform who you've become? You know, the person who was a Japanese priest came up with this idea, the Bushido, the way of the warrior and also Jesuits philosophy. He combined two, which made our school very strict and tough. So our priest said something like, can you die today? So like a happy DM like sees a day type of idea. So as a samurai warrior, can you just kill yourself at every night? Think about it. Is this my best day ever? So like the strictness of Jesuit and the strictness of the samurai are combined. So they talk about love and at the same time, they talk about serving other people. So the school really formed me into this idea that you're here to serve. And I think it's still with me. I forgot a lot of what my priest and teacher said, but I still remember that there are dedication. So I think it's in me. I have a lot of so many fun memories with Jesuit priests and my friends. They're my best friends still because we survived the war together. The war of school? Are you talking about? Yeah, I mean, it's amazing. I mean, there's a lot of physical violence. Just say we get slapped and I think all the teachers have to go to jail if they did the same thing now. Wow. How was that for you? Was that, did you resent them? I kind of felt more love from them because they're not just acting out. So there's just, there's love behind. So like 80 or 90% of it, and like 10% of it, we thought it's just their frustration. But I really enjoyed the friendship that we formed because of our tradition's teachers. We kind of like, we bonded. So once again, it's like that, that toughness and craziness sometimes really made us so close. So I'm so close to some of my junior high and high school graduates because it's a six year intensive, like war training. So it was so much fun. Did you have to read a lot? Were you well read? Yes. And also we have to read a Bible. So I'm one of the very few Japanese who had to read the Bible every day. So I understand how North American kids sometimes have to go through the Bible. And so, and I learned a lot. So I so enjoy the philosophy and the religion from the West. And also we learned about Zen at the same time. So I'm the hybrid now. You're the businessman who also is Zen. Yes. So I'm half Zen, half Christian in a sense. Interesting hybrid. Yeah, it's an interesting hybrid that is. And you, I've heard it set out in the world that our challenges with money mirror our larger challenges with life. Is this just a myth or is there some validity to that? Why or why not? Money pulls out a lot of emotions both positive and positive and negative. You know, money makes you feel so loved, so warm, so happy and so excited. At the same time, money can give you the worst feelings of all, like, you know, jealousy, competition and depression. And you know, money makes you feel scared and all kinds of emotions. So unless you're careful with how you feel, it really, it could ruin your life. So money can definitely transform your life in positive way and negative way. So you have to pay much attention to that. Have you ever had money problems? Was there ever a time when it was a little out of control? I'm so lucky, you know, I had a great father and also met my mentor so I could manage fairly well. You know, I have no, I have not many financial problems because I never borrowed anything from my money. I bought this retreat center in cash. So if you just do very conservative, you don't have to worry about money, you know, like can I pay the mortgage and stuff? If you just pay everything in cash, you don't have to worry about mortgage or make both ends meet. So if you play smart, you don't have to worry about money for the rest of your life, which I'd recommend because we consume so much energy toward worrying about money, thinking about money, planning about money. So my ideal situation that I can think of is money becomes there in your life. You know, it's air. So you know it exists and you breathe in and breathe out every day, but you don't think about it. You focus on what's important in your life and money can help you, but otherwise money is invisible, it's air. So you don't have to manage it. You just breathe in and breathe out. Wow, I've never heard that before. So if you pay cash and you live conservatively but happily with money, you bless it and talk to it and so forth, then how much debt is too much debt? How, what is the line there? So a lot of money teachers say, you know, debt is leverage, but I'm against the idea. When the economy is going up, it's great, but I've been saying that it's gonna be a big crash come in last year. And then I think we're gonna experience a lot of hardships from now. So in the time of going down the hill, there's another rule. You know, when everything's going up, debt can be a good leverage, but when you go down the hill, it could go against you. So you have to know which trend you're on. So I think from now, debt will pull you down in that sense financially, even though I just teach people how to turn, how you relate to debt can change your life. But I think for your peace of mind, if you have no debt, I think you can sleep better. I agree with that. And now I'm so curious about two things. You just said how you relate to debt is very informative. Will you break that down a little more? Yeah, sure. So I teach people, and I ask them if they have debt, how does that make you feel? A lot of people internationally, they say the same thing, I feel heavy. Yeah, very. I feel heavy burden on my shoulders. That's what debt makes you feel. So that's why I don't have any, and I don't want to have any. But if you have that, can you think of that as heavy weight or trust from somebody? Think about the situation like a few years ago when you got the loan, they trusted you that you're capable of giving back the loan. Otherwise they didn't loan you the money. So the debt is not the heavy, dark energy upon you. It's the trust that a bank or strangers or your family members are placed on you. So that's why you could buy a car. That's why you could get a house or something that is expensive. If you wait until you can pay everything in cash, it takes a lot of time. So they trusted you your ability to pay back. So interest and the mortgage is something that to appreciate the trust, you can show your appreciation in a form of interest. So you pay back every month saying, thank you so much for trusting me. I pay back this principle and interest to say, thank you so much for trusting me. Thank you for letting me use this house. Thank you for letting me use this car. Otherwise I had to walk to my workplace. So if you can feel the debt is love and trust upon you, that will lift you up. So if you just turn what you think and your belief system into a more positive and loving one, you feel much lighter. Very interesting. Yeah, and that makes sense. And earlier on, you said you predicted. And I know before we started the show, when you and I were talking, you said that you had predictions. I think either during COVID or before COVID that ended up coming true. Can you talk about some of that? Yeah, at the very early stage of COVID, I was actually going to start my world tour, remember? You know, I published Happy Money. And then just imagine where is my first city? You know, that first city happened to be the epicenter of the COVID. So in January, I heard my lecture, which is scheduled in February, was going to be canceled because the city office doesn't allow big gathering. And I asked them, why? And there is just some kind of influenza going on. And so they're shutting all the public gatherings. And I feel very weird. And there is no word of COVID or anything, right? That's the end of January. And then our event was canceled. And then I was in touch with my friend. And I was more aware of what's going on. And I just did a little research if there's any flight going out from the city. And I realized there's many direct flights to Tokyo, to New York, and all the Milan and all the other major cities. So when there was only 20 cases in North America, I predicted in my YouTube channel that this is gonna be global. Everybody, you know, there is a big earthquake happening so the big tsunami is coming. It's gonna take a month. So you have one month to prepare business into online and get, you know, go out and just buy masks and get groceries. All the people who listened to me was so ready when the shock will just hit me. So I have thousands of people appreciated me for predicting there will be a big tsunami coming. And I'm doing the same thing for economy. So I said around the time, which is two years ago, there will be three stages. One will be the COVID, which is, I studied a lot about Spanish flu and it lasted about two years. So Spanish flu about a hundred years ago, you know, lasted two years. So this is gonna end in two years. A lot of people say it's gonna be over in a few months. No, no, no, it's gonna take two years. And after that, what's gonna happen is economy crashed. You know, after that, it's a great depression happened. So we are going into that. And also I don't wanna see that coming but there could be a World War III. But this time there may not be so many bombings and stuff but there will be an economy and the cyber wars. So you have to fasten up your seat belt for a big change, but you don't have to be afraid. Hang in there for another four years, which is by 2026. I think we're going to experiencing something beautiful. But until then, we have to go through a lot of things, which I feel and I think we need to be ready for a big change which going to happen fairly soon. And I think which is happening right now in the Wall Street and in China and in Europe and all over the world. So, but once again, I don't want you to be afraid because this is gonna bring us together. You know, we're in this together. So as much as it's scary, but we need to be. It's terrible news in a way, having gone through what we've gone through for this long and then to hear another four years, this does feel biblical. However, I am very curious, what's the connection? How did you piece together a health crisis, a world crisis, then connected to finances and then world unrest? How did that puzzle manifest for you to understand? All right, so my mentor, Wahe Takeda, he believed in 80 year cycle of history. We repeat the history. So what happened a hundred years ago, are likely to happen now because, you know, we forget and I experienced a huge real estate bubble and a stock bubble in 1980s in Japan. I was a teenager and also it was in my twenties. I saw a lot of smart people invested so heavily in real estate and everybody said it's gonna go up. It's a new economy. And the same thing happened in US and the same thing happened in China. So I've been telling everybody, you know, watch out because this cannot last forever. And in China, they're having such a tough time. Because nobody wants to buy real estate so it's gonna go down and the same thing is gonna happen everywhere. So all the positive people will go down because you cannot stay that way. Yeah, it's a universal law. So, and also, you know, I've been doing a lot of money seminar, right? And very young people like age 17, 18 and also people who are school teachers, I call them money in different people and they don't think about money but they asked me last year, Ken, I want to invest into Bitcoin. Do you think I can do that? Then I realized, okay, this is a story in 1929 when a shoe shine boy comes to a stock dealer and saying, I'm buying a stock. Which one is gonna shoot up? And then he went back to the office and he sold everything. And a few weeks later, a big crash happened. The same thing. When money in different people suddenly realize that they are late for the party, they come in. That's when the bubble starts to burst. So I said about sometime last year, it's not the time to invest because everything is gonna go down. That is the law of economy. And then if you just Google in 1920s and it goes like that and then it once go up and down. So we are the last stage of the bubble. So let's see what happens in October. And so the next time when we have a chat again, you probably said, Ken, it's been an interesting few years and then look what happened. But after that, I think we're gonna experience something beautiful. So I'm just looking forward to that. And until then, we have to really hung in there and then focus on what we can give to the world. And then if you feel like you have more than enough, this is a time that you share your wealth. You share what you have with other people. And if you did that, they will remember you forever. So your kids will be appreciated. You'll be appreciated. People, they send you love for the rest of their life. So there is this saying, when farming happens, rich people have to decide. They open up their storage unit and then release all the food for the hungry or just stay inside and watch people suffer and die. And my mentor, Wahid Takeda, was looking for a day when everything goes bad, he is so waiting for the day to share his wealth and share all the food. So he said to me, Ken, when that happens, just I hope you become the one who support all the people who are hungry and thirsty. So I'm getting ready for the next big step. When you say it is not a time to invest, but there may be some people who have disposable income and isn't it actually a good time to invest? I understand the story you told, different than what I'm meaning here. But a good time to invest in something when it's so low, because if you can ride it out for the four, six, 10 years or more, it will eventually go way up and be worth the investment. It may be, but the trend is so different. You know, it's not like 10 year trend that goes down and go up. We've experienced so much high, high, high, high, so it could go down for many years. I see. Yeah, so instead of investing in visible assets, I talk about a lot about invisible assets. Invisible assets is something that you can see. Trust, friendship, and also popularity, you know, and those things are super important, but overlooked. So instead of investing real estate, gold, and all those things, you have to invest in people's memories that if people remember who you are, they'll come back to you after the crash or the economy. And we're gonna experience a totally new transformation. We may end up using a different currency in a few years. And then when that happens, if people still remember you and who you are, and they can come back to you, because after everything, we still going to need to eat, need to cut hair, need to wear something. So, you know, we keep going. So instead of just investing in something that may lose all the value that happened to some cryptocurrency last year and this year, you can invest in people. You take out your friends to dinner or just give some little cash or just do something nice for your friends and distant friends. And they remember you. And so they want to pay you back in the future. So I'd recommend, if you're now super wealthy, I think you should invest in people's memories that so you'll be trusted by people. Yeah, it's so perfect. In your book, you talk about people who want to transform their relationship with money and your book talks about creating a happy flow of money. And then you give examples. And I'm gonna just say a few and then if you can riff on that and give some suggestions, donating money, two friends, sending a gift, et cetera. What are some other happy money flow suggestions? So this is what I did 20 years ago before I became a writer. I started writing short essays on happiness and money and I stapled them and started to give away to my friends. And I found it so much fun sharing my ideas. So I ended up printing 3000 copies and that became another 3000, another 5000. And by the time I gave away 100,000 physical copies, booklets, publisher called me and they asked me to write a book. So share them something you have in a form of digital or physical presence. So if you are willing to share, people notice you. So the reason why I'm not afraid of money is that it's not that I have a lot of money. It's not that it's just, if I lose everything, I have so many people who are going to help me. So they'll make sure that I'm not gonna fall. So I have so many trusted friends and all the people or perfect strangers who are probably going to help me because in the past 20 years, I've helped them grow, helped them transform their relationship. So I know that they're gonna bring me some food when I'm hungry or money or the people. So I have a complete trust that I have given away so much already. So I'll be well taken care of. So not only I have money, but I have all the fun network that I created over the years. So that is far more important. So you need to have more friends who let you stay for one week. If you have more than 50 friends, you're okay. So you need to have more friends than money. Amazing. You know, three years ago, when you were on the show, I'll just say your show still just on one platform is, I don't know if it's the most views, but look, I've been doing this over 15 years, but you're up there. You're one of the shows with the most. And I noticed things. I still get comments on our interview together. So it's like this energy you're talking about right now, this gifting, this giving, this love, this appreciation, this arigato. It is even felt, I think, by people through your interviews, this kindness that you have. Thank you so much. And that's what my books have been sold more than eight million copies. And my podcast has been downloaded over 50 million people. It's almost half the population of Japan. The reason is that when we worry, we can solve a situation by sharing. By making more money, you cannot heal your worries. So only by sharing, only by giving, you can feel that you have more than enough. That's a weird thing. Theoretically, you think that if you gain more money, your money worries will disappear. But I have interviewed a lot of millionaires and billionaires. Making more money is not the solution because they feel like they need more. So instead of going for more, you have to go to the different direction. When you feel like you don't have enough, you have to start sharing, sharing a dollar to the box, sharing a dollar to a quarter or a dime or a cent by giving away, you just realize, maybe I have more than enough. This feeling of maybe I have more than enough is far more powerful than making $1,000 more because money is energy. So only by sharing, you know that you have. Knowledge is the same thing. Love is the same thing. When you feel like you need more love, if you ask for love, you don't get it. But if you just share your love, you feel loved. So that is a love of the universe. Such a good message to just give freely and it comes back just like the 50 friends and you have a place to stay one week, different friend every week during a year, God forbid, if you need it, you're good. Yeah, and that could be a lot of fun. So I'm kind of looking forward to that. That is a great way to look at it. It's an adventure to couch surf. Also in your book, you asked this question, if money were a person, who would it be? And all I could think is, wow, with all the people you've worked with, with your radio show podcast, with your speaking, your seminars, et cetera, and your online, what kind of answers have you heard to this over the years? What have been some standouts about what money would be if it were a person? Yeah, and also the other favorite one is, if money was an animal, what would it be? Huh, interesting. So yeah, if money was a person, some people say, my neighbor, or like an interesting thing was, comment was serial killer, you have to watch out, otherwise money's gonna kill you. And if money was an animal, people say it's a cat, you like to pet them, but when you need them, they're gone. Cats are like that, right? So cats could be dogs, right? If money was a dog, is that a German shepherd or a golden retriever? It's a different kind of dog, right? So just enjoy, just play with it. And then you realize that you are more scared of money or you may find it more fun. And ideally I wish, I hope money becomes your best friend. You know, best friend will do anything for you. I did a world tour a couple of months ago and I just came up this idea. I was invited to Germany, I was invited to Australia. Maybe if I go west, west, west, I can go to Australia. It's like Christopher Columbus had this inspiration. If you go west, I go to India. And then money was my best friend. So I call up my travel agent and then my world ticket was there next day, right? So if you let money help you what you want to get, money can be your best friend. And so a best friend will do anything for you so you don't need to worry about it. When you buy a house, like a retreat center, money will there can go bless the world but with this retreat center. So that's, I got this 10 years ago and then we can see 60 people here. A lot of them got married, they met here. So and also I have at least a dozen babies out of this place. Panda babies. Yes, yes. So one day I'm gonna tell them, you know your parents met here and then you're made here. Oh, wow, amazing. Really. Oh, that's big what you're giving the world. So Ken, is there a ritual, is there a practice that you use every day to keep yourself spiritually fit, grounded, anything like that, healthy, happy? So before or just when I'm going to wake up, I usually spend a few minutes in bed and start thinking what my day would look like. You know, it was so like a drowsy mode. And like I woke up at six o'clock this morning, I'm gonna have, I'm gonna be interviewed by Debbie. Wow, I'm so excited. She's like, I remember you're like a Hollywood type of person. So like I'll be interviewed by this Hollywood celebrity. Wow, I can't wait. And then after that I'm gonna have a staff meeting which is fun and also this is the last day for the retreat. Wow, I don't know what's gonna happen but a lot of people will remember this is a day that they're gonna change their life because we're gonna come up with the titles for the books. And then think about 50 people writing best sellers. At least we can impact one million people from this room right next to this. So, and then I hear all the thank you from the future clients of them. And then I become like a grandfather, right? Because they are my babies, they're my kids and then they're gonna have another kids. So like their books are like my grandchildren. So in my bed, God, it's gonna be so much fun. And then I can't wait to get up. So that's how I start my day. That's beautiful. Do you set an intention? It sounds like part of what you're doing is imbuing everything with the excitement and the joy like telling it. It's gonna be wonderful. It's gonna be exciting. It's gonna create into the future and all these ripples. Yes, it is. And at the end of the day, I think back on all the fun things that happened and I appreciate it. And on the negative side, I think of some bad things, what I did or what somebody did to me or it didn't do to me. And then just feel the impact. I was hurt. I don't know what I did. Now I said something so bad. Yesterday I said something so bad to one of the participants, you know, one lady's skirt was so beautiful and then nice fabric. So I said, wow, this is a beautiful fabric. And I said, that's like the best curtain on the store. Like, oh my God, why did I say that? I'm sure she felt offended, but she laughed. No, no, no, I didn't mean that. But I wanted to say it's a first class, but I said, wow, it's like a great curtain. And then then why did I say that? So like at night, oh, I'm so sorry for what I said. But I forgive myself for being so stupid, just telling a beautiful person, your skirt looks like a beautiful curtain. How bad is that? But I forgive myself. Okay, and she forgave me and she laughed with me. So, okay, so I forgive myself and I laugh and smile and I think I lose my consciousness and I think probably I go to bed. Mm, nice, nice. That's like taking inventory before you go to sleep. Yeah, so both positive and negative, and I just try to just clean everything, clear all the energy before I go to sleep. So I think probably I'm different because I do a lot of negative work too. People probably appreciate a few things and then go to sleep, but I deal with the negative too. So both positive and negative and all reset and then go to sleep. And the best place for people to find you is KenHonda.com. Yes, I'm translating a lot of information into English and I studied English online community called Arigato Living Community. We have a lot of people from 20 different countries. So we get together once or twice a month and learn about happy money and learn from each other. And that is my favorite time too. Nice. And this is Dare to Dream, Ken. So what are you next, Dare to Dream? What are your future dreams and goals? So I hope we feel less stressed about money and focus on what's more important in our lives. In our families, you know, we fight because we think money is more important than your kid's feelings. So we may get upset over money. So I hope we will focus more on what's important and then deal with money later. And if we start doing that, we have more intimate relationship with a couple, with a family and with friends and companies and countries. So my dream will be we have 5% less stress about money and then see what happens. And if we can do that, let's decrease 10% more. So if we focus on more on our loving communication than frustration, I think we'll have more beautiful energy in our life. And by experiencing more happy and peaceful energies in your life, you know there is another way of living. So instead of living in fear, we can enjoy life more, even though negative things happen, even though what you did certain things wrong, like I said, such a terrible thing to a person. And then can you forgive yourself and can you forgive other people for doing things wrong or not doing things right? Very good. Thank you so much for coming back today. It's been so good. Thank you so much. I hope there will be another at the third time, you know. I hope you'd say, oh, I had enough of Canada. I hope you invite me back and I'm sending all my love and blessings that I have for you, Debbie. You're doing such a great, beautiful work and all the viewers across the nations. And I hope all the great things will keep happening to you. Thank you. Thank you so much. And I hope everybody could receive that. That was a real blessing. Thank you. And I end today's quote. Thank you. Arigato. I end today's show with this quote from William Ward. Before you speak, listen. Before you write, think. Before you spend, earn. Before you invest, investigate. Before you criticize, wait. Before you pray, forgive. Before you quit, try. Before you retire, save. Before you die, give. Reminder, Ken's book is Happy Money. And you can go on Amazon and all major bookstores to get it. Subscribe to this number one transformation conversation. Send it to people who will love it, like it, leave a comment. I read all of them. And thank you so much for joining us today. Next week in the show, I am featuring master, trans channel and psychic medium, Riz Mirza. He will be here to channel and grace us with his wisdom teachings. Thank you so much for joining us today and let money flow through you and through your life like air. And may you have way more than you thought you ever could beyond your wildest dreams.