 Ladies and gentlemen, give me one second. Let me put this here share this with the Last try y'all give me one second here popping in do a little chat tonight and this Will give a little time Because this unannounced and I'm not gonna be too long. Hopefully around hopefully around 30 minutes or so just kind of want to talk about this situation that I've seen today and One of the guys I followed one of the guys from the podcast Earn your leisure and he followed me Rashad and I had Dm them after I saw his post what he was talking about and this something and what he was talking about on there about how there are people, you know white guys who Tapping to the hip-hop culture and dress a certain way and You know have parties and invite these people and I always see These things and as y'all know Some of you know this and some of you some of you know what I'm talking about but not everybody will understand because It's different ways that we look at the world is different ways to see The world and there's a quote by I believe it's a nice name, but it also is Stephen R. Covey is where I heard it from and he says we don't see the world for what it is we see the world for what we are and and Essentially our lenses helps us see things a certain way and It depends on your root and it depends on your motivation and It also depends on your history and your biography which determines how you see the world so for me being from Polk County, Florida and Having the Clue Clutch clan come to my middle school and do their little protests or March or whatever they were doing and we're out there on the basketball courts and on the field They stand out on the field We on the outside basketball courts and you know, we've picking up rocks We throwing rocks at them and people who people cussing them out and all of that we didn't approach them They didn't approach us, but I probably was in Sixth grade or something and so that was kind of interesting to see the Clue Clutch clan come to my school because I'm 38 years old So it just not something and then me being in West Virginia Riding up I was up like on a mountain kind of I was up Elevated and I'm looking down and I see a yard of like a people in a bunch of white look like white robes out there in the backyard and This was in probably 2005 and I remember talking to a Caucasian young lady in college and we sitting out We standing outside of Walmart and we stand out there outside of her car talking and Eat this this little pickup truck drove by and then they circled and they drove back by and They turned up they radio real loud and they're playing a song from the movie American History X and I watched that movie and the song was saying and we watched ourselves in Inns blood and I'm like wow and I caught the lyrics and Just kind of going through those experiences and talking to a couple of you know Caucasian young ladies in high school and both of them coming to me and telling me hey my dad said I can't You know day the black guy And me being 38 and having gone through these things, you know growing up and just seeing the racial divide When I wasn't raised like that, but I was made aware of it and one of the things that I've been noticing is what a lot of people don't understand is that especially in men And but it's also in women as well it's also in a lot of women as well, but It is really ingrained it's very ingrained in In the white race that blacks and other you know races are less than and it takes a certain type of Person who is white to have a set of experiences And be raised in a certain way to see beyond To be seen to see beyond the color lines And a lot of people don't understand that But I have close friends who are white males and when we really get to Talking I realized they still are prejudice And I mean close friends friends that You know, we done done business together. We done stayed the night at the house. We didn't went out of town. We done Been around and I and when we really get to talking I realized they still see black people as less than and this just the reality of it and so I have been quiet about this stuff because I see stuff that 90 percent of people don't see But it's because I'm Sitting and talking with my creator And because I keep my influence is very limited So I really don't watch a lot of stuff and listen to a lot of stuff And no matter what my financial situation looks like I don't get desperate In the sense of just trying to hit the lotto overnight And a lot of people when they get desperate monetarily or their money start to change They stop seeing Character and all they see is currency all they see is money And so I've been noticing for a long time And I knew for a long time That and I couldn't understand it, but I knew for a long time that individuals like A grant card on and his likes don't really care In a real sense for black people, but They see an opportunity And what you have to realize is that the black dollar Is the most coveted dollar On the face of this earth Because black people come through especially in america black people come through so much pain Come through the most pain But had the greatest disadvantage Coming out of slavery And I heard a guy the other day talking Patrick bet david Now this gentleman charges 30 000 an hour is what his team told me for a for a coaching session Now he has not done anything in his life that is you know, so great is just that He online and he he's he talks and You know, and I I like the following he had built and I wanted to learn what he did So I reached out for coaching and they told me 30 000 for One hour in person and 20 000 if you want to talk On like a a zoom And so when I charge 250 dollars After having made millions of dollars doing what I do As an author and a speaker And a teacher I charge 250 dollars and people turn their nose up and here this gentleman 20 000 his team told me 20 000 dollars For one hour and then my partner told me about a book Oh, I can't remember the the psychology of money or something like that And I reached out to the author because my partner really liked the book My partner is a white guy and I asked him and he said for in-person coaching 25 000 and if you want to do something on zoom 7500 for one hour Now this is the way that Most people who are not blank in a lot of ways value themselves And so when I start to look around and I start to see this one of the things I noticed Now what they're talking about with the grant card on situation is that it's a Of post it's from an old post and I saw the video It looks like what it's what I seen and he was talking to the guy just mentioned patrick bet david He was talking to him which he is of the same cloth That patrick bet david and it's a lot of these people. He's not like Caucasian. He's not white american. He come from You know a tough situation, but a lot of people discredit Black people in america and patrick bet david is one of those people who discredits the black struggle Because his family came from a war torn country to america On their own volition by their own choice. This is their land of dreams And so he thinks that black people should not have any excuse And that we had enough time to be where he is because of what his family comes from And that's the mentality that a lot of people who come to america as their land of dreams Try to equate their scenario to black people when we did not choose to come to america Like Malcolm X said we land on plymouth rock plymouth rock landed on us We didn't choose america. We were stolen. We were sold from our country by people who were In greed people who wanted money Which is people who look like us probably sold us into slavery for money Which the love of money the bible don't say money is the root of all evil the bible say the love of money Is the root of all evil? So america is not a land of dreams for black people It's the land of blood the land of nightmares Whereas people who come to america from another country and they make it I remember zig ziggler said that immigrants are four times as likely to become millionaires than natural born citizens And the reason being is because an immigrant comes to america with A vision A plan and a dream But when you're born here and you do not feel like this is your home You do not feel welcome. You do not feel comfortable Then you are living In a land of nightmares and you're living from this arrested place in your spirit That feels Like you are not supposed to be here and That's what We deal with And so dealing with that when you're dealing with that You're not going to be at your best because you're not hopeful And so what's happening now is Black people are getting in a position to get money But without financial literacy Our gifts are making room for us and we're being elevated But what what is happening though is we're being preyed upon So today I got a message from the Bentley dealership and they sell Rolls Royce and they The the salesman Wrote me about a Rolls Royce Cullinan that his client Ordered but is no longer going to buy because the car bubble is bursting And the market is not in the best place And this is not a time to buy a Rolls Royce because the interest rate they're offering for Great credit is 10 percent So it's not the time to buy So I had three individuals At the Rolls Royce dealership write me today all in separate messages Trying to sell me a car At 10 interest with great credit because as black people we are seen as Rich dummies And in a lot of cases we are technically rich dummies in the sense of not having financial literacy Not being taught about the stock market and not being Talk about finances and not being taught about investing So what happens is people are coming and they are giving a little bit of game But it's very similar to the game that the faith that the single male Coaches are given They give a little bit of game So that the part they don't give you is what they can run on you And so here individuals and this one I kind of knew That guys like Grant Cardone was full of it is because you got to start somewhere And he was knocking single family homes He was saying don't buy a single family home by a multi unit Knowing that when you're trying to build wealth And that when you get started you can't afford to buy a four unit place he was saying buy 10 units If you waiting to buy 10 units, you're never going to be able to buy 10 units If you don't start somewhere by the time you able to buy 10 units you you probably buy dead Instead of just you could buy one house at a time And yes, it ain't the world's greatest thing But it's something and that's what I did I bought one and the lady paid rent every month And I did it out of purpose. She was a single mom of three. I gave her december off. Don't pay me no rent She said tone I've never had a landlord that gave me december off for everything I do I do it with purpose And I wasn't trying to get rich And then I was able to sell the house for more than I bought it for us. So It worked out and that's how Became my real estate strategy I'm gonna rent it out. I'm gonna do it at a fair market price and I'm gonna give december off And that's dumb to a lot of people But when you're doing a thing with purpose god gonna make the difference not this person Who I gave december off so that they could take care of their kids for christmas Will never ever be late on a rent payment again because of the grace I showed them if they got a raw peter to pay paul They're gonna do that because of the love that I showed them. So I took a different approach to it And also A lot of times it's people of color And when he said that what it was is let me debase you and make you feel worthless Let me make you feel worthless And let me make you feel small because all you can afford is one a single family unit For your rental property But I got this fund over here That if you give me that money that you was going to get your little raggedy single family with Give me that money and we buy an apartment. So now you get to be a owner of apartments So don't create wealth for yourself where you have Say so over how you do things and what you're purchasing and you're building a relationship with your tenants And you hands on and you can oversee your Your investment don't do that Bring me your money and let me invest your money even though My daddy did not do real estate. I don't come from real estate. I'm not a generational wealth person I used to Do drugs and be strung out and I was selling cars and then learn how to become a salesman So now i'm using this reverse psychology these sales tactics on you To make you feel small to make you feel worthless to make you feel less than So now then you can put this money over here And so that became the strategy That became a strategy and you remember the video that they showed That they showed It's online. It's going around line. It's like from old school video And they showing the black people when we start to elevate and get some money And the voiceover is saying when you're selling to The when you're selling to the negro Be very understanding that the negro loves flashy things And the negro wants to prove that they have the ability to buy So if you're able to Make the negro feel Special or like they can afford this thing They will buy it and basically what it was saying and this is what I started to see when I would go places is that They would try to Ignore me Or make me feel like I didn't deserve to be in the place And then I would overspend to prove that I got the money And guess what multi millionaires basically billionaires fall for this Shaquille O'Neal Set it out his mouth That he bought two Rolls Royce colorless 500,000 dollar vehicles because the man Talked to him like he didn't have the money Now what Shaq did not realize is that he lost that battle that day just like I done lost it Because that man knew good and well that Shaq could afford that But he got two 500,000 dollar sales on Shaq because he made Shaq feel small Ain't nobody on the face of this earth could think that Shaquille O'Neal who is on every other commercial is broke But that man intentionally and the man probably saw That old school ad on social media because I seen it and I ain't really into social media like that Where they talking about how you sell to the Negro By debasing them and I know because I got family and I got People around me and I done been in in relationships with black women Who when we go into a store is so many black people that say I don't want to go in there unless I can buy something Because we don't feel like we have the right to window shop But I have literally and I started to tell my wife is I started to tell her I said man Man bought that I'm going in here and I'm trying on everything in the store And if I don't want it I'm walking out because that's their job Their job is to sell this to me and if they can't sell it to me if I don't want it I'm walking out and you know I took that approach because when I walked in the store one day I take and and buy every pair of shoes for my wife She'll try on a pair of shoes The shoe might cost $1,500 and I buy every color But I sat there and watched white women who look like they got money now who I could tell got money Because they talking about their vacations. They don't win all the abeasal. They don't win the Mika nose. They don't win the Mars they don't win everywhere. I will watch these white women Try on every pair of shoes And get up and walk out of there Whereas black people we feel guilty To exercise our right To have agency over our own money We feel guilty to walk in somewhere and window shop and say I'm okay We feel guilty to go to the lot and test drive the car and say I need some time to think about it We feel like we have to buy right away and so what I seen With the grant card on thing when I first saw When I heard his tone and how he talked And he was talking about a you rappers you athletes you know I got the big boy ap I got the big boy ap But I buy this out of Money that my money has made You got you got the big ap but you spending that out of your hard-earned money. I'm buying mine out of out of my passive income or out of my Investment money And then he in the g-wagon. I got the big boy g-wagon just like you And basically what he was trying to do is appeal to the black athletes And appeal to the rappers And make them feel stupid For spending their money on an auto mar or for spending their money on a g-wagon Out of they hard-earned money that they sacrificed in a body for or they using a gift to earn Because they didn't invest it into A property with him and then get a payout a dividend check or a payout and then buy the watch out of that So basically what he was saying is Is Don't take and Spend your money yourself Bring your money over here to me Let me invest it for you Nor he have no control over the real estate market So you can go and give a million dollars To grant card on And he could go and buy an apartment complex and the real estate bubble burst And your million dollar gone And what we don't realize is that in these real estate investment trust When you look at the fine print The money that's invested the money that's raised He get a cut right off the top He get a cut right off the top and then the rest Him and his team choose what to invest in You don't get to say so on what's invested in They get to choose when to buy they get to choose when to sell they get to choose what to do with your money and this ain't Even people who come from real estate like donald trump them file bankruptcy a million times and won't show tax returns And they got billion dollar loans So just because a person come from something don't mean they got more knowledge than you Because a lot of stuff is just common sense and so now When they buy the property and they get profits they get their profits off the top And then after taking their profits off the top then the rest is split between everybody else And the thing about it is when we had a black man Who had the opportunity to raise money in a fund and do the right thing Still didn't turn out right so When i've seen that Black people started getting Black people started getting Taking advantage of and this is what I started to see when I started to see grant card on when he brought on floyd mayweather See floyd mayweather is He to the white person to the black people we respect his grind I don't went to floyd mayweather training camp And I done been to his fights There's no fighter That is better than floyd. There's no fighter that worked harder than floyd Floyd fooled a lot of people. He really smart He looks like he make his opponent think that he doing what they're doing. So he'll eat a big mac on the camera You know, he'll he'll he'll make you think that he Do what you do, but you could tell I could tell because I used to sell weed but I could tell floyd don't smoke I could tell floyd don't get drunk I could tell floyd work out really hard, but when grant card only brought floyd on them And I just seen the flyer with td jakes on the flyer with grant card on And then he get the mlm black people from the multi-level marketing And he bring them in there What black people are seen as with money is rich dummies Because people know That even as millionaires We have the least amount of financial literacy because of what we come from That we got to be very intentional about our financial literacy We have to be very intentional about that And so that is known A lot of us who come from I don't come from the the Deepest deepest deepest trenches and I didn't know what a fico score what a credit score was until about 25 years old And I didn't know what stocks were until like college I learned about it in high school from my friend who told me his family got rich from stocks But I still didn't understand and I know what it was And I come from A house I didn't live in the government housing. I didn't live in the project project Like I come from a two-parent home and still had Very little to no financial literacy So what is being done right now? Is black people are being preyed on for investments into these funds And investments into these businesses and that's why they had a documentary called broke Where it's talking about and it's showing all of these black athletes Who the lost millions of dollars because they invested in something That somebody brought them Knowing that they didn't understand it and they didn't know what they were doing And me I take a very simple approach if I don't understand it if it don't make sense to me If I don't if I can't be hands-on on how to do it So I take and I move my own stocks I take and do my own investment and I just go get the knowledge And if it exceeds my knowledge, then it's not for me If I can't understand it Albert Einstein said if you can't explain it to a six-year-old you don't understand it well enough If I cannot understand it. I I am I will rather have my money In a shoebox Then to put my money into somebody else's hands and let them invest it for me Because one thing I've learned about humans is that you cannot trust the human And especially with money You can't trust your mama. You can't trust your daddy. You can't trust your child My eight-year-old son ran up a bill on me And he loved me and I told him do not spend no more money and he sat right there and ran up a bill ran up a bill my own child I'm talking about family your your mama your daddy Your sister your brother your cousin you can't trust a human with your money You got to get the knowledge for yourself And you got to learn how to move your money yourself a CPA a CPA an assistant A bookkeeper can't touch my books can't cannot touch my account Cannot touch my account can't have the only access they get is viewer access Cannot have access to send money to cut a check to pay a bill nothing But what they take and do With a lot of black people especially the athletes especially the athletes and the rappers they agent who is typically a white man Or they manager who a lot of times is a white man They take and make these people of wealth feel Like they are dumb and like they don't know what they're talking about and they throw some terms out there That they know they're not going to understand and then these people taking turnover they bank account to other people And the next thing you know these people is sitting there paying their bills and paying their family bills Out of these people account like they say you saying both And somebody had access to his account Or he he'll he invest him with a firm or something and 12 million dollars 12 million of his dollars gone Just disappeared off the face of the earth Somebody just said you same boat and Sharif knows to talk about now because he was just telling y'all how These real estate trusts how they get paid say she say He get a cut off the top during acquisition off the top during the holding period and off the top when they sell Sharif telling y'all now She telling y'all and see this is the thing that we don't know Because we don't read fine print And so this and I know people now I got clients And I got associates who deal with these grant cardons of the world And they eat up every single word that said They eat up every single word that said and I just sit there and I'm gonna tell you to be honest with you We got a lot of black people that's doing it too We now have a lot of black men That's doing the same thing that the white man doing they praying on The lack of financial literacy that black people have And a lot of the black men they learn this much from the white man and then they be coming The one-eyed man in the land of the blind And so they coming and giving just a little bit of gain And then they finish here on this three thirty five hundred dollar course They're gonna give you a little bit of gain Stuff you ain't never heard of and they finna hit you for thousands of dollars for this course Or for thousands of dollars for this ticket And it just a little bit of gain When all of this stuff you could go learn it for yourself You could go learn it for yourself and be in control Of your money. It's a couple That they got a course for ninety seven dollars Your course is so cheap and they on youtube they call our rich journey When you go on their youtube channel our rich journey This couple They lived off 30% of their income and invested 70% of their income And retired millionaires by the age of 40 and moved out the country They give you so much game on their channel for free That you easily could go to vanguard Start your Roth IRA Then direct your money into The vts ax the vanguard index fund Direct your money right there And just put your max it out every year with your six thousand dollar contribution For your next whatever 20 30 40 years How many other years you've got to do it if you 18 and you got all this time and just with that simple strategy A simple strategy of maxing out your Roth IRA From the age of 18 To the age of 62 or 67 when you could withdraw Or maybe it might be 59 and a half that you could withdraw You're going to be sitting pretty But we taking and we are we trying to get rich quick And i'm going to tell you a show that i watched that you need to watch And if you got peacock you could watch this show if you don't have peacock Then If you don't have peacock Then um YouTube got some of it. It's called american greed That's why i do not give a single soul I do not give a single soul my money because i watch american greed It's called our rich journey And that's your free promo just because i'm just you know i'm saying names tonight y'all know i'm not gonna say names and so It's called our rich journey and now if you watch american greed You realize that burning made off Burning made off Looked like he was doing the right thing like he had it all together That's somebody that he could burning made off could have got in any of our money He could have got any of our money But when you watch these companies you watch these people start out a lot of times honest and end up greedy And i'm gonna tell you what happened Let me tell you what happened We get to a place and what what black people do Is get a job or get into something And make some money And then they industry change And then when they industry change They get desperate They get desperate and then they go to these individuals Who are like a grant card on? And because of our inferiority complex Because of our self-hate Because of our lack of knowledge We then assume that this person knows more than us when they actually don't We then assume that this person is better than us See once somebody tell me that they snort that they don't snort at powder Because i used to be in the streets You can't come you can't touch my money with a hundred foot pole If you tell me you didn't ever play it with your nose I might take a chance on somebody who doesn't smoke some grass But if you tell me you didn't ever play it with your nose You can't get a you can't get a red scent from me Because one thing i know about addiction You got to beat that addiction every day for the rest of your life One thing i know about addiction is you could be playing with your nose And can't nobody tell it unless they done been around and seen it So i could see how some people be on their podcast Zoot it Be all the way gone. No, sir. No, sir. Rebal Do not tell me you was a drug addict I'd rather you tell me you used to sell drugs Like the gentleman say he used to sell drugs and then the black man then he start Um a fund and then everybody got all these complaints and i'm and i'm thinking like this right here Um, the brother jay morris and god bless him God bless him. He tried he tried to climb out of poverty try to do the right thing or not the brother He trying to do right But that right there just did not make any sense to me and i don't understand why this stuff don't make sense to people So the brother started fund and you could buy in at five hundred dollars So i'm kind of like okay if you could get in at five hundred dollars So if if if if 11 000 people Put in five hundred dollars. That's five point five million So in that five point five million If uh a complex is bought For five point five million dollars And how many units is in a five point five million dollar place? So now if you got this five point five million dollar place And the funds say that the person get 10 percent off the top So now we've been to take off minus five hundred and in fifty thousand right off the top so now four point nine five million Then You got to go buy some But you don't get no choice on what's been to get bought So now something could get bought for three million dollars and then the market crash And now it's immediately worth two million dollars So now a million dollars have been lost So to recover a million dollars ain't no telling how long that's gonna take And then if if we got a three million dollar asset If we got a three million dollar asset And this asset is bringing in Let's say the asset bringing in $30,000 a month. Let's say it's 30 units And and and the 30 units is $1,200 a month. That's 36 thousand dollars a month $36,000 a month now off that 36,000 you're going to have to put up 20 percent of that So just for repairs and all of that minus 3600 minus another 3600 So now you at 28,800 dollars Now If you don't bought this apartment complex out of this fund you got to pay the staff So now you paying the staff so so now a month you you coming off salary Let's say you got a handyman. You got two office managers Just right there three staff. Let's say you give them 2,000 a month You minus 6,000 What I took off 600 You at 22,800 a month. So now let's say that's the profit If the company get they profit right off the top 10,000 you take it off another 2200 so now you at $20,000. So now you got $20,600 As the money that came in But now you divide that by 11,000 people You getting the dollar and 87 cent a month So so even the brother god bless him, but when he came out with this fund and I seen people get in for $500 man I'm not gonna flush my $500 down the toilet I'm not gonna do that Because you finna have so many people in this fund So literally people sitting around there getting a dollar and 87 cent A dollar and 87 cent a month Now I invested into a fund And I didn't read the fine print I invested into a real estate investment trust Put thousands in now And then I just went into feeling funny about it I went back. I said man, I'm finna take my money out. You need to find a loss a little bit. I'm finna take my money out I go on there to find print say I can't touch my money for five years So the way it's set up They they holding your money So now they holding your money. I'm like, man, I could have took that money and put that down on Alone for my own property that I'm managing And now these people sitting on my money I say, oh man, I should have read the fine print. And so this is what's happening So when I start to have people call me Talking about and I got clients and they just swell by They swell by these individuals Like like the Grant Cardons of the world and I'm like, man, y'all just y'all don't have spiritual vision Like you can't see somebody's spirit Like I could tell just with the arrogance that he talked with with the bravado he talked with That that he's not for me And then I also could tell is that I also could tell that the jet And all the cars and all the watches This money was not made before the fund was started And the money that was made before the fund was started come off of Debasing you demeaning you and then selling you a five thousand dollar or ten thousand dollar course And then what they take and do is they take and build an audience by saying stuff that has a lot of shock value They build an audience and I got clients that have paid 25,000 30,000 35,000 dollars to be interviewed by these people So they they pay money to be interviewed by these people to build a little audience But they're going to sit down with these people Like the Grant Cardone and he don't even know who they are. He don't respect their business. He don't respect them But it's another check And then I sit with some of their friends And they'll just pull prices out there behind They'll pull prices out there behind of what they're going to charge or stuff they're going to charge and literally I I went to use a software from A white gentleman who was friends with Grant Cardone And the man told me to use this membership software I'ma charge you 50,000 to sign up. This your sign up cost 50,000 and then 20 percent every month Uh yellow bond I saw I saw a flyer with tdj face on there, but again If that bag right and the thing about it is a lot of people don't have spiritual discernment A lot of people don't have to be up in the pool pit without spiritual discernment But if that bag, right A lot of these folks going to get up there for money. It's all this kind of stuff. I turned down Alicia god bless you. I turn it down If it don't sit right with my spirit, I turn it down. I get offered $100,000 a month For people to run my facebook page and post viral videos every day and I turn I've been turning it down for years And they sent me a list of all the black celebrities that they run. They prayed they facebook page Look now is a lot of them is Um rappers who not really that hot right now r&b singers who not hot right now When you see their facebook page start looking us up some of these old school people They facebook page And you see them little viral videos you see the uh It's like of a cat cat stuck in the tree Of you know, somebody blessing the old lady with some money those videos that those videos are ran by a media agency Who when you click that video it take you to a website That got a bunch of ads all over the website the website giving your phone and your computer viruses and it got a bunch of ads and That is all just a money plate and they taking these people brand that they done built over these years and because these Black folks don't fell on hard times They then sell out their brand And run they brand into the ground or turn they they they brand into a meme brand a meme posting brand Just to make some money And I turned down I turned down and i'm like $100,000 a month. I need it now, but i'm not finna run my brand in the ground over that And so here I am i'm seeing top leaders black folks I'm seeing black folks going To these individuals just because of the color of their skin Just because of the color of their skin That's it Just because of self-hate the stuff they talk about is You could you want google search and know everything they said you could go on a youtube channel learn every single thing They know every single because that's where they learned it from They just learned from google and youtube they went to youtube university and google university And they ain't doing nothing That is a strategy because you got to think about this. What is a strategy? What is the strategy? of me taking everybody else money And going and me taking everybody else money because i'm a salesman And then going and buying an apartment complex That is not rocket science What you but see what we don't do Is we could go to every one of our family members The family member with the most integrity and you still might lose your money The family member with the most integrity Can go and pool money of the family And go buy a 10 unit And when the check come in to the family Account family trust or whatever type of business structure you got set up can cut out them Split that money amongst the family And it's in your family in your name in your family name and you got control over it We won't even do that with family and we will go and give thousands of dollars Some people giving millions of dollars to somebody we met on the internet To somebody we met on the internet That we do not know And as soon because our transition out of the little street phase As soon as I heard buddy say he used to be a addict I can't I can't judge you I ain't judging you but one thing I understand about addiction. You're not finna get a dollar from me No, sir report No, sir and see me. I'll take a life about my money. So that's why you're not finna get a dime And when you and when you look at these seminars These seminars I'm gonna tell you what they do and this is why a lot of people a lot of people are dumb because They will go on tonic gasses academy.com And see a course for 25 dollars and think that it's no value in it because I charge 25 dollars They'll think it's no value in it But then they will go They will go and buy a course for $5,000 That is a compilation Of google facts $5,000 to feel like they buying something And that's exactly how These people get rich They play on the psychology Of if this costs a lot You gonna think it's worth a lot And then what they do is they put so much content in the course That when you open the course is so daunting That you quit on yourself So now You blame yourself for failing And you forget that Albert Einstein said if you cannot explain it to a six year old You don't understand it well enough. That's why my courses are me on the camera talking Straight to you with no graphics with no pop-ups with nothing going on. I'm giving you all meat and potatoes No, Caesar salad. I ain't even getting no asparagus. I ain't giving you I ain't giving you no wine on the side Ain't pairing it with nothing. I'm giving you meat and potatoes And it might be 25 dollar fifth at all My most expensive course is the life coach certification course And the only reason why that course is $2,500 is because it's people charging $12,000 and they don't have 10 of the success I have as a coach and they charge in $12,000 And do you know what a lady who paid $12,000 hired me for a one-on-one session and told me That she paid $12,000 for a life coach certification course And i'm like do the person or do you know who started the course? No Do they have a brand where can you see any success you paid $12,000? Then it's a lot of other people paid $4,000 for two stay-at-home moms who ain't never had no success as a coach Decided to start a coaching certification and they do google ads so that when you search how to become a life coach They come up on the homepage of google The same thing with icf the international coach federation People think that the international coach federation has power When they literally have no power no governing power Nothing in the coaching industry, but because of their marketing When you pull up their records, they are a nonprofit organization. They spend $600,000 a year on internet marketing So they position themselves as an authority and they show up on the homepage of google when you search how to become a life coach Because of search engine optimization And they're paying so much money to be in that position so that you automatically assume they have authority But you do not know none of the people who started the company nor do you see any real world success And the same thing from these people that we listen into The people that we listen into you got to understand when somebody got a fund People who got money don't need a fund People who independently successful do not start a fund People start a fund because they cannot reach Level of success on their own and they need to crowdfund the money to live their dreams So they crowdfund the money Because they know that their sales ability is going to get so much money That it's going to buy them a jet and it's going to buy them expensive exclusive Half a million dollar million dollar watches That's what they know And then they take that and they do the lifestyle marketing And they get you to buy into what they're doing the same way multi-level marketing works That's why when you go to a multi-level marketing pitch The first thing they show you is this couple or this person who got a big house on the water and a Bentley They they're not telling you the value of the company. They're not telling you the intrinsic value And what this is really about and the same thing when when my client started getting into The multi-level market and selling the teas. I say listen You're selling a ingestible And you selling this ingestible to your people I say that's dangerous because you're not in the factory Where they making this stuff so you don't actually know what's being put in this And you selling this to your people and 10 years from now your people could have kidney or liver failure Next thing I know the company that's selling the raspberry lemonade tea or whatever kind of tea women who are rns And pharmacists losing their job because they testing positive for thc Because thc was found in the tea And that's the exact same thing I was telling my clients is you got to be careful when you're selling something that can be digested You're not selling a service you selling something that could be digested So the people who started this company do not look like you So they don't care, but they got all people of color Doing this and selling these digestibles these ingestibles so now They don't care of the about the quality of these products They care about the money that's being made because everybody's being sold the lifestyle and everybody's being sold the dream And we can't find a better way to make a living We can't find a better way to make a living. That's why when I sell stuff I'm gonna tell you why when I sell stuff. That's why I don't have a funnel That's why I don't have a lead page That's why I don't have a drip schedule on my email That's why I don't do anything that traditional marketing that internet marketers do I don't do it like that because I don't want to look like them And I in in my courses they bear bones Because I want you to know that you know that you know that you want this course That's why I don't have a long thing and that's why my refund rate is far Beneath 1 percent my refund rate is like point zero zero One percent because when somebody by my course for one they already feel like that they just robbed me I want you to feel like you stealing from me Because I would rather under Sell and over deliver Than to oversell and under deliver. And so that's why me personally I won't even pay More than a thousand dollars for a course if there's not a tangible return on investment So the courses that Going to be more than that it got to be a strategy that you can make money for the rest of your life And that's why I created my mentor dot life So that people when they take my course they have somewhere that they can go to be introduced to clients And because you might not get a client. That's why I only make it $20 a month And $200 for the year So that if you try for one year and you don't get booked the way you want to get booked You did not cash out your 401k But there are people like this right here that we talking about My daddy went to a book publishing Seminar that they said they were gonna have less brown there And this how they play on the the black culture but see less brown his brands start to you know go down So he started letting These a bunch of white men use his name And these white men went around the country using less brown name My daddy and my cousin went to this seminar And my daddy told me that these white men was up there in the front of the room And they kept saying we're gonna have you want to hear from less less gonna be coming out soon But we want to tell you about this opportunity He say that they signed these people up in this room for $50,000 to publish their book Do you know how much it cost to publish a book? $1,100 to $1,500 I've been self publishing books since 2007 These people was charging $50,000 my daddy say they gave the people in the room a strategy and had them Had the phone line set up and had the strategy set up for them to call their 401k And cash out they 401k And sign up for this course sign up for this book publishing package for $50,000 When every one of my daddy books that I don't publish I don't publish his books from $400 On average $400 400 to $1,100 They was charging people $50,000 because people don't know nothing Because they did not take the time to and I think it was black card books. It was black something I remember that was in the name And that people don't take the time to google To see what stuff cost to really get out there and see and guess what less brown never came out And my daddy say it was a line of about 30 to 50 people Signing up to pay $50,000 to publish their book and guess what? A man Said a study he said less than two percent of authors sell more than 2000 books in a lifetime In a lifetime and I know it to be true because I got millions of followers online And I ain't sold a million books I ain't sold a million books. I probably sold a hundred thousand books Out of millions out of having three and a half million Followers online Books don't sell like that. But see this is the scam on the black dollar Because the black dollar and this is what I'm trying to tell y'all right now And black women need to be careful as well Because when you turn on your tv right now You're seeing so many commercials With black women in the cast The reason why is because black women are Getting degrees And starting businesses The number one demographic in america In degrees And new businesses So now every company all of a sudden after all this time Treating black women like maids That's like the movie to help after all this time of stepping on the black woman head Stomping her head and stepping on her neck. Now you see a black woman in every single commercial Because the companies want to fake empower black women And now when you watch the commercials They putting a black woman with a white man To subconsciously tell you Leave your men your men is trash Like donald trump told y'all Black people what do you have to lose you living in the ghetto? Your schools is terrible That's what donald trump told y'all basically told you nothing So you ain't got nothing to lose And that's what the commercials telling black women your men trash That's why we finna put you on this commercial with a white man pay attention to what i'm telling you now So take your money and take your degree and take your success And go on to another race with it Because we don't because your race stay together you finna have too many of y'all y'all finna have too many strong educated black folks When my wife got a master degree. I don't have a degree But because of her love and support Because of her holding me accountable I was able to build what I built and I wouldn't have built it without her But what now the media gonna try to do is try to break that up and say no Degree holder don't be with this non degree holder This this man who looked like you no don't do that now Don't do that now go over here and get you a man of another race and he could be aged and he could be white But we do not want black on black And in some I says a lot of black men white women same thing on the other side And they showing that now on on the tv same thing But it's all to divide and conquer Now back to the subject at hand with these gentlemen that's popping up. I'm gonna tell you what they do They're doing long-term plays And they playing on you and they make you feel, you know a certain way I follow I followed the guy on Gary Vaynerchuk Gary V And it was shows That is taken in on Joe with G god bless you now It was showed that that was taken Podcast and kept putting every podcast putting Gary V on them Gary V on the Gary V on the Gary V on the Gary V on And they he was on the breakfast club And he was saying listen go get you something out your closet get on ebay and sell that on ebay I went on ebay and sold a $1,300 Gucci watch For $700 Because I went wearing it no more The person who bought my watch Took a had the same watch that the band had been cut By his girlfriend for cheating I put this story together. He showed a picture of the band with a clean cut in it Somebody intentionally cut that because it's way too expensive way too firm to just have a clean It would like it had been sliced Just with a pal silver Who gonna do that? Who is gonna do that a woman is gonna do that or a spouse or it could have been a man To somebody that they mad at He took that picture and said that's how he received the watch But because I had video of my watch putting it in there going in the package and I say that video I uploaded that on ebay and I got to keep my money Every little thing I sold on ebay at the same type of scam I sold a $1,600 camera for like 300 500 dollars Because I wasn't using it no more. It was from my film company And the guy tried to send he sent a picture of a scratch lens and said that I sold him the camera with a scratch lens ebay. Let me keep my money So now here gary vanichel on here giving all of these little tips out for money But not talking about that other side of it When we don't need to be selling nothing on no ebay When we full of gifts When we full of gifts we full of talents When you can invest in yourself but Black people will take and put White people on a pedestal and I ain't got nothing against white people. I got a lot of white friends But we got to start with the savior complex We got to start with the inferiority complex that we have And they will put these people on here talking to black people and they have no relation And this how when I because when I heard gary vanichel talking One time he said he grew up working in his daddy business His daddy owned a wine store What how many black people Have that type of start To where they daddy and he said he took his daddy business from a three million dollar business To a 60 million dollar business. He said it's on his mouth From a three million dollar business to a 60 million dollar business There is point zero zero one percent of black people that can relate to that Do you know what we could do with our natural smarts if we if we got a daddy that's got a net They got a store worth three million dollars And because the way They spend if the store worth three million That mean that a million out and that mean that is sitting on a nice chunk of change Can invest anything into the business anything? And this what we don't understand This what we don't understand is that we take And we pedestalize And we be getting basic elementary information And we swear by it And this is the thing that how a lot of what how these black millionaires getting duped by these individuals is the way they get induced Is they greedy And that's how american greed exists The show american greed because they get greedy or they get desperate They get greedy or they get desperate And so here's the thing Here come this man Who telling you Don't do your own investment for you and your family brain You and your family Money to me and let me invest it for you because i'm smarter than you No, bro, not if you used to play with your nose. I ain't never played with my nose I ain't never snort no power. I ain't never pop no pills. So now you know You ain't smarter than me, bro You're not no i'm gonna be in charge of my family money And i'm gonna invest my money and so Now What he doing is it's lifestyle marketing But if you greedy If all you think about is money Then you're gonna fall for that lifestyle marketing And I have so many people that I know personally They send me stuff And They say man, I know this person got it. I know they balling. I say listen You that you don't have to have money to get that stuff People don't realize like people think that a g-wagon that used to be something a big deal a g-wagon Do you know All three of my g wagons I got into them with a ten thousand dollar down payment I don't have we didn't have three g wagons one was mine two was my wife I got into all three on with a ten thousand dollar down payment And a five hundred and fifty credit score But people will look at a g-wagon like that mean this person got to be rich. No You just go into the dealership And you put that you got a LLC you put that you got a business and they gonna make that deal work for you Because they could do that they gonna make that deal work for you I don't have terrible credit because I let more credit cards report With a high revolving balance and it tank your score And I go into like that and walk out with a car and I and I may have a interest rate on them A higher interest rate and to go and I just pay it down so that I beat all the interest I beat the interest they get a look they get a couple months of interest off of me And I pay it down and then I'm in the equity position And I sold one of my g wagons I had over a hundred thousand dollar equity in it when the market went up When the market the car market went up because I had and took care of and so people don't realize that The same thing you could get a people get a loan people get a payout people get in a car wreck And they'll go and get a rose rush with forty thousand dollars down And they literally got five thousand dollars from getting hit in the bike and they hurt they bite hurt their neck And did an insurance claim got five thousand dollars and go get a rose rush And then they'll spend a whole Months check paying that car note And that car they live with their mama But they'll post that online and people think they got money People think they got money so somebody could say oh I bought this jet cash People are taking believe it when it's jet financing when you google jet financing You got a whole page of finance so that'll finance a jet for you But somebody tell you they bought a cash which that's like okay. Well, that's dumb Because now Now you just told me how dumb you is because if you bought a 50 million dollar jet cash That 50 million dollars that could have been deployed You might not want that jet next year So you could have financed that jet and just paid on it for a year You might have paid A million dollars But you don't put 49 million to work and turn that 49 million into 98 million into 100 million And then you finance that jet or instead of doing that you just get a jet car Because when you get that jet car you could buy a hundred hours And it's gonna average out about the same It's gonna average out to be less with a jet car because now you ain't got to pay hangar fees You ain't got to pay maintenance fees. You ain't got to pay none of that But this car the jet ready for you anytime with net jets Right through net jets you you you fractional jet on them So when you tell me you spent 50 million dollars on the jet you just told me That you spend money like illiterate Financially illiterate people And if you showing off to me your g wagging and your and your auto mars and your road lesson all that you let me know You still spend your money bad and one thing I know about people is just because you telling me You bought this out of your passive income and out of your that ain't true I can't believe that because people don't lie to tell you anything People a lot of this could tell you anything And this is what people don't understand is we believe anything we see Not realizing that everything is smoking mirrors smoking mirrors So people are mentoring and and see me in a sprinter. See me in a Bentley. See me in a g wagon And I'm not the scraping penis together I'm what I could be on hard time And when they wouldn't know the difference They wouldn't know the difference because of what they see But don't realize that just could be my threshold That's my threshold for adversity. That's my threshold for Me having friction That's that's my friction Ability I can handle that where some people may be ready to take they all away. They done And so just the thing You have to stop pedestalizing people and that's why I tell people all the time and even with the people that I coach one on I always tell people listen. Don't act like don't treat me like I'm somebody different than you like I'm better than you don't don't do no fan girl or no fan boy I'm a child of God Hey, Tony, how you doing? Thank you so much for opening up the sessions. This is what I want to talk to you about Don't go into no long spiel, you know pedestalizing me pedestalize. Don't do that Don't do that people people come up and every like I was scared to speak to you What? No, no, I'm not a celebrity. You just speak to me. Yeah, you want to take a picture? Yeah, we take a picture. But what you need my picture for I'm a child of God like you So you see what I mean? That's why I try to tell people we got to stop pedestalizing people everybody human But see this the thing Is these individuals I'ma tell you something When you think about race relations and I want you to think about this I want you to think about this What race? Likes another race better No race likes another race better So when you see individuals Like a Michael Rubin and like a Grant Cardone and they start doing all of this stuff with black people all other black rappers all other black athletes All of the black multi-level marketing millionaires And they start putting these people on stages and they start bringing these people on It's not because they like them. It's not because they care for them. It's because they want their audience It's because they want their audience because they know that even if this person has some sense 90 percent of their audience do not understand What they talking about and they're going to be able to pull the wool over your eyes They're going to be able to pull the wool over your eyes. So they'll bring on the the top woman Grant will bring on the top black woman from multi-level marketing He'll bring on the top black man. He'll bring on the top black boxer the top black mba nfl He'll bring these people on and the rest of them doing the same thing When I see the guy Michael Rubin, I see him with more black people than I see him with white people And you know why and then the next thing you know, you'll hear a little baby in a song talking about all the investments he into because of The white man he hanging around But he come from the bottom in Atlanta So how much financial literacy do you think was really taught to little baby until the me goes until Gucci man like like yes, they can go out and get knowledge Like Walker flock are talking now and he's talking knowledge now But he don't went out and salt that knowledge. He don't went out and got that knowledge and even that it's still surface level It's still surface level knowledge and yeah, it could get real deep but His brand had to take a hit. He had to go down He had to fall out of the the limelight to then start having some introspection to see like man I blew all of this money and I could have did this this and this and this But see one thing that these people know is they know That we come from nothing and that just and this this is the thing that that a lot of black people don't understand And this is what I try to tell my athletes Everything that I know because I haven't been an entrepreneur since 22 years old And I've been a full-time entrepreneur working alone with no team Since 27 years old, I got myself on the Oprah Winfrey show. I wrote my own pitch to get on Oprah I wrote my own pitch to get on the tower bank show. I wrote my own pitch. I was my own publicist I got a client that just paid a publicist for six or eight months paid the publicist 10,000 or eight thousand dollars a month and got zero press Because we don't think that we have the ability To to learn on our own we take and we pay Thousands of dollars to other people who don't know what they're talking about. They just put a price on it And what I try to tell these athletes is just because you have made millions does not mean you're smart Making millions of dollars from bouncing balls or catching balls or throwing balls does not mean that you are financially literate That don't mean that you understand business You got to be out here in the trenches doing business. So guess what? I have hall of fame athletes calling me Tony Man this new company Call a voyager It's a company and they do like cryptocurrency. It's a cryptocurrency exchange and man, they got a nine percent return and I'm gonna put like I'm gonna put like two million in there And I'm like hold on And I just I don't even tell them nothing because they know it all They're not calling to ask me my opinion. They calling me to tell me to play and I'm and I'm just like Broder been out here Like my right hand my right hand is a billionaire My partner is a billionaire Like I'm I'm learning this stuff. I'm right here like and I'm listening. I ain't talking that like I just know it all I'm listening and I'm getting knowledge and so Here I am. Oh, my son's outside. I'm always there. I guess he's looking for something. I wonder what he's doing So when he said this he'll go red flags go off. Okay, brand new company You just not hearing about it Okay Guarantee in a nine percent return And the main thing is cryptocurrency exchange Cryptocurrency is volatile We still learning about cryptocurrency We still don't understand it real money is not in cryptocurrency yet Warren Buffett ain't backing it The Warren Buffett them ain't backing it. It's still you got to tread lightly Put what you can afford to lose. This just all just coming since to me now I'm like I've never heard of this company. They give it a nine percent return if they doing that Why are they called? Why are these white men calling you? a uneducated Black athlete meaning you have no college degree As a black athlete you have no financial no financial um Like history or knowledge So why are they calling you because these white men do not care about us like that to want to make us rich Because if they put us on the same level then we can't be used so if If somebody that's across the racial lines or even somebody in my own race Come to me with something that sound too good to be true. No play by No, I'm scraped I'm scraped. I'm good. I'm gonna keep my money I'm gonna keep my money right in that etf I'm gonna keep my money right in that r.a. I'm scraped I'm not finna take my money and invest it into a cryptocurrency exchange. Guess what? They went to all other black athletes Had them put up all that money Ftx Voyager They went to the black athletes to the black celebrities They had them and and and the black celebrities that and athletes that was calling me You know what they told me they were about to do Set up a call for all of their connections That's what these men come in to do That's what these people come in to do sometimes it's women That's what they come in to do. Let me come get your audience Let me come get all of your people and sell you this have brain scheme I have more athletes and black entertainers calling me about this new thing that they doing This new thing that they doing is Day trading So now before I go on them them companies ftx voyager You look them up. What happened? Insolvent They went bankrupt They went bankrupt now the founders is facing prison time because People went to get their money And them people ain't had your money Them people ain't had your money people lost millions of dollars Because it's like listen if somebody could guarantee you something Everybody'll be doing it So then I'm getting calls about this day trading by this date. Hey, there's this fund. It's on the low It's this big multi-level marketing person in it this big multi-level marketing person in one thing I'm gonna tell you like it's right here. God bless y'all who do multi-level marketing. I don't trust you I can't trust you God bless you now I ain't got nothing against you. I can't trust you though because if you gonna go And sell somebody else product or service Like it's the best thing since sliced bread when god and gay you gifts on top of gifts You need to sit down. You need you need to sit in my chair And let me talk to you because you could take in multi-level market yourself You could go and multi-level market your gift Your purpose your voice you don't have to multi-level market somebody else product or service Who's sitting at the top ain't even doing nothing? And 99.9 of the people in the company ain't making no money And so if you got this hustle ability to go multi-level market Or somebody else product or service You could be a multi multi multi million now with your own gifts creating generational wealth for your family Creating a company that could be passed down from generation to generation to generation You cannot pass down that multi-level market Because that's not your market and it is also volatile and susceptible to the changes in the market And also the changes of the laws Because the government only going to sit back for so long and let y'all keep multi-level marketing D sideways backwards products and services before they step in but they got too much going on But they also going to sit back and chill because they collecting tax dollars off of y'all But when you get to a certain point they're going to come in and just in a stroke of a pen They're going to shut everything you done built. They've been to shut it down They're going to shut it down in a heartbeat. That's why I tell people all the time Build something create something that you cannot be fired from Create something that you cannot be fired from and then stack it And create multiple streams of income so that when one dry up you got another that you could go to That's why I have over 50 streams of income meaning over 50 digital assets Things that I could promote one at a time depending on the season if the season ain't for this book I'll promote this other book if it ain't for that book I'll promote this book and I wrote 17 books And I even got 58 courses because whatever the season called for I got something that's my gift That I'm not over charging for that. I'm not overselling That I'm not lying about that I can move for me And that's what I'm trying to tell y'all So they going And they getting the multi-level marketing people and they said come on on him And I'm finna get your money. I'm finna get your following And they get you And the next thing you know And the same thing what I'm telling people is these people do not care about you They do not care about you getting richer. They do not care about making you rich They want to tell you how bad your situation is. They want to tell you how bad your race is They want to tell you how dumb your race is How slow your race is but then don't want to tell you that That's why they selling to you And so now the new thing is is with the day trading All is day trading multi-level marketing companies And and and it's day trading and so I've been getting calls from people talking about a yeah, there's this fund That people putting in $50,000 a hundred thousand dollars and getting a million dollars within six months And I'm like I'm like, oh I'm like, whoa I'm like y'all believe that Guess what people went to putting in all day money Went to do a withdrawal money froze money froze money australia vista Because you can't day trade your way to riches In a volatile market when the market up and down at the market down to mark it down You gonna get lucky some days and then you're gonna have a lot of bad days I talked to my mentee He got into that day trading He gave $15,000 to one person who was supposed to be an expert the person lost all 15,000 He gave 12,000 to another person the person lost all 12,000 Listen to me Don't nobody include myself Know what we talking about Get the knowledge for yourself Know thyself protect thyself get thy wealth Stop giving more than you can afford to lose That's why my products I make it so cheap because if it don't work out for you I don't want you to be hollering by I took your last dime That you spent your last dime with me That's why I make it dirt cheap and people come to me all the time telling you stuff too cheap stuff too cheap when I went To a grant card on site When I went to grant card on site Card on University he had courses on there for $5,000 and $10,000 I say wow I say wow If i'm gonna pay $10,000 for a course jesus christ Got to be the one who wrote the curriculum and teaching the course That's the only person i'm finna spend $5,000 or $10,000 on a course That's the only person Other than that I ain't got it for you. I ain't got it for you No, I ain't got it Not about something that I can't see a tangible route to really make some money from No, I can't do it. I can't do it And so this what people have to understand is this is marketing. It's just marketing Like the guy um Like the guy Ty Lopez same thing Started bringing on Black athletes meeting up with the black athletes bringing them bringing them in But all it was was marketing selling a course The internet marketing had millions of people by their course or hundreds of thousands of people or Thousand tens of thousands a hundred thousand by their course And it was and he said out his own mouth when he started selling the course He didn't even have the last step to the course called the course 67 steps He said out his own mouth. He didn't have the last step And these steps literally be put your right foot in front of your left foot That's what be the steps, but you're marketed You're marketed to And this is what we have to understand you got to start believing in yourself You got to start getting knowledge for yourself and you got to stop letting people Bamboos or you and see me I see clearly I see through people I see through people and that's why I move with authenticity if I'm selling something to you I'm gonna tell you I'm selling something to you I'm gonna let you know I'm selling and I'm gonna sell it at an affordable price And I'm gonna have it away the way you can get out of it So the group coaching program that we're doing the growth club It's $47 $47 a month and we're doing a call every month and then bonus calls And guess what you cancel your scripts anytime you want to And I'm gonna tell you why I'm doing it the reason why I'm doing it is so that the group Can help each other Pay for coaching meaning if I do one-on-one. I can't work with a hundred people If I'm doing one-on-one because I ain't got but so many hours But if I do group coaching now I could work with more people and we could get disseminate the same Information but people can meet other like-minded people in a safe space And and other people can share Their knowledge and experiences. So now you have a group thing Now you pooling the knowledge But it's at a rate to where you're not going broke And you're getting the same type of information that you would pay $500 an hour $1,000 250 an hour whatever it be $47 and you're going to end up getting multiple hours for that $47. So this why This how you tell the difference between the real and the fake So when I talked to the guy um Grant card on friend who had a software He got the software. He telling me the software $50,000 And 20 percent Of more revenue So now I'm like so you're not going to help me get these members on this membership site You didn't build this software the software built All you're doing is just a little bug fixes you maintaining the bugs So that ain't cost you that much And you got all these you got all these giants using this software And you get 20 percent from all these giants. So why you need $5,000 up front? who got $5,000 If they've been to make you some money So I told them a Give to me for zero dollars up front And I give you 30% He said, all right If you wave if you turn 50,000 to zero And ain't no guarantee That you gonna make all this money That let me know What is worth what you just selling me now? Because that's too big of a discount And the reason how I found out the strategy because somebody called me about something and I happened to be sitting with the guys These white men And I'm saying oh this this company asked me how much I'm gonna charge for this poster for for this speaking engagement He said man, just give him a crazy number He says it's always best just to give a crazy number Soon as he said that he let me know his strategy Of charging $50,000 to onboard onto this software I went and got another software That I that I have a referral link for in my how to create an online course The software is called think if it Think if it For the highest level I got unlimited courses. I got 58 courses on on tonigasunacademy.com And I paid $99 a month and they get zero percent of my revenue They get zero percent of my revenue Now through think if it I done earned over two million dollars Imagine if they was getting 20 percent of my hard earned work Of me creating courses and me acquiring students I got going on 40 000 students so They would have got based on this other man model Who was friends with grant being they own the same mindset? I would have been lost from my family Over 400 000 dollars. I would have them paid up over 400 000 dollars Think if it has gotten zero percent And for a software that is robust and in I could do anything with that course. I want to I could go live in the course I could I could put quizzes in the course. I could put pdf downloads. I could put audio I could put unlimited videos I got so many videos on tonigasunacademy on this software and I'm paying 99 dollars a month 99 dollars a month Whereas here go this man with charging 50 000 dollars And then a thousand dollars minimum per month And then on top of the thousand dollars 20 20 percent of your revenue Just a greed model Just let me get everything out you that I could get out you. Let me squeeze blood out this turnip When think if it based in british columbia Canada Or something like that victoria british columbia or something think they in canada It's on the west coast on they're on california time 99 dollars a month Then if you use my referral code they give me something a piece of that like 30 laws a month or something like that If you use my referral code start your online course with them and sign up for the paid online course thing So there was a time that I had a year On that tonigasunacademy That I made over 900 000 dollars And I paid 99 dollars a month Now the guy was talking about rishad now Now because I speak so much truth the guy don't be calling me But don't you think people need to hear about You using you've been able to use your own gifts Do no internet marketing do no paid marketing No paid marketing and Sell courses for a dollar five dollars 10 dollars 15 dollars Pay 99 dollars a month And you only paying three percent to stripe or paypal for your transaction fees So you had a 97 profit margin And you pay 1200 dollars for the year And your income is unlimited You could earn however much you're gonna market And so that's what I That's one of my main business models Is taking what I learned And putting it into the marketplace Not selling just google facts But selling my gifts My knowledge Because we are all created To where we can help each other and we could work a job and we could help somebody else build a dream But you are a business yourself You are a business You can make a living from your knowledge from your experiences and from your gifts But we taking our hard-earned money And we being bamboozled out of our money To let somebody else invest it for us because they made us feel less than and dumb And made themselves look smarter. So we let them invest our money for us And we being talked out of our wealth We being talked out of our money And we do not see the agendas So it's a lot of times that men or women could feel like they being empowered and really they being bamboozled They being played upon And don't even see it And that's what you got to realize Is that this thing getting real out here And you got to start asking yourself you got to ask yourself like man, do this make sense? Do this make sense? So what happened is when I started seeing this thing ramp up what you got to realize Is the real estate market Changes drastically when it goes through a change it goes through a change So the same people who got these real estate investment trust They getting your money But they in the same market That you in So it's not like You putting your money into their trust Is going to be safer than you going and buying a single family Or a duplex Or a quad unit It ain't going to be no safer Y'all the real estate market going to do the same thing to both of y'all investments But here's the thing You don't have access to the books So would you rather have a single family property That's in your company name that you own that your real estate investment company own That you get to decide whether you want to refinance Whether you want to sell it Whether you want to leverage it whatever you want to do with it Or have That money in control of somebody else trust That they could take And sell the property that they don't bought with your investment And they get profits off the top When it's not even they money in it It's y'all money. It's the people money And just because they went and found it No different than you could have went and found it Now, yeah, you can't get something that big but it all is the same Because yes, it's a 300 unit apartment that the trust is buying But you only you only own this much of it So yes, the trust on a 300 unit apartment But you own this much of it Whereas you could own a whole single family and be charging 1500 a month And you coming home Or it could be a duplex And your name on it like this your residence and so one side of yours And the other side of somebody else and you charging 1200 1500 And so instead of you getting that dollar 87 check that we did the math on But you getting that 45 dollar check a month You could be getting the 1500 dollar check And this what people don't be understanding And it's like listen if i'ma go down If i'ma go down I got to go down on me I got to go down on me So when when the market started to change we're in a recession My mentor dot life It's a lot of people who came forward 20 a month To be a coach on the site So the site will take and go down but guess what I had to do I got to say okay I got to take the keys to this thing I got to take the keys to it So I had talked to the developer say hey, I need to have access to the stripe account that's processing this Because when stuff go to getting when stuff when markets go to change I don't know I don't know how your business is doing over there So you give people access over stuff When they hit hard times They'll cook the books You don't know what people going through So if I got a coder And he got access to my site He could take And set that stripe he could take and set that stripe cold up to where 90% go to my account And 10% go to his stripe account And I would never notice it if I ain't in there Inspecting what I'm expecting. Thank brian tracy said that Inspecting inspect what you expect So I need to have access play by I need to have access but when you get in the buddy trust You ain't got no access You get the printed out documents they give you You can't log in You can't log into the master account with with viewers with viewer access I ain't talking about admin access to move the money around. I'm talking about viewer access You ain't even got viewer access. You're going to get a reproduced printout Or document of what's being done with this here money So when money get money When money get funny And you start to see that stress. So what happened is Here I was I was idolizing I was looking up To grant card on and to um Gary vanichuk I'm looking up to them Because they don't look like me and they talking to talk they talking to big talk And they got these big offices and they got all this staff and so that's making me feel like a peon This is making me feel like i'm nothing. That's making me feel like i'm unsuccessful And i'm telling my wife and i'm like baby I need to have me an office with all these staff man because because grant keep talking about Solopreneurship ain't real solopreneurship ain't real So here i am man i'm feeling like a peon man because that's a part of the strategy Is they debase you and demean you I think it was grant card on who was on stage talking about $400,000 a year Ain't no money he can't live off that he can't take his family off that Do you know $100,000 for a black person in america is a dream? For a black person in america $100,000 is a year is a dream $75,000 a year you rich $50,000 a year man. Look here man. I'm proud of you You hit me So it's this spirit the way they taking it um demean you demean you so i'm talking to my wife I'm like, maybe I need an office man. I need all these styles. They talking about solopreneurship ain't real Solopreneurship ain't real My wife said to me She said listen You're looking at these men And you don't know the behind the scenes You don't know what they got to deal with All the personalities they got to deal with all the theory they got to deal with All of the overhead they got to deal with and imagine when the market changed Then guess what happened? Boom That thing went to spread People went to coffin Everything got shut down Next thing I know I've seen buddy On youtube panicking He was panicking We need to get back to work. We need to get back to work I had to send all my staff home We got no staff in the office It's unfortunate. I had to lay off 42 people or 82 people I told that to my wife. She said uh-huh She said uh-huh She said she said I did not tell you She said didn't I tell you but she said now what has The virus done in your business I say nothing He ain't done nothing. I ain't have to lay off. Nobody ain't got no overhead. I'm working from the house Ain't got no overhead. She says see that She said you need to be teaching a course on how you Work of seven hours a week and make seven figures with no staff She said that need to be the course not Higher 30 people higher 100 people and delegate everything so you could look like and feel like a boss She said because you self you self sustainable She said in the middle of the pandemic These people businesses up ended They losing it Now because of this situation They can't even collect rent So now you feel like a peon because you you're on apartment complex, but guess what not ain't nobody got to pay no rent So now they got to go out and get a loan Now they got to go out and get this loan And you sitting in here looking pretty and then guess what? Because everybody was home And so now people got time for courses Now people got unemployment checks people got stimulus checks So now people looking in the in the youtube looking in the courses looking in the books. So now my business going up Now my business going up And so my wife say you see what I told you Stop trying to be like everybody else and stop feeling less about yourself because you're doing things different She say how you going to tell me solo preneurship ain't real if you touching seven figures She say how you going to come from being a black man in america Where your legs was broken And you was put a hundred meters behind the starting line And told to race a white man in the 100 meter race She said so here you wills being put in a situation The where you got the The where you got to race a hundred meters, but you starting a hundred meters behind the line She can say all this this mod analogy with broke legs And and you still become a success Come on. I She said when your skin color is not an advantage When who your daddy is is not an advantage When you ain't got no advantages and you still can make it That need to be talked about But see we don't talk about that See what black people need to be doing see black people marveling over other races You ain't got to be racist to love yourself Like when I see the indian, you know the indian from india and the chinese and the mexican and the porta rica and Whoever when these people tell their daughters, they don't want them to date no black man. I'm not mad at them I ain't mad at them protect your protect your culture You know guard your culture guard your belief system guard your Your family your family lineage like okay like my people Like my people come from something different Like we come out the trenches. We come out the bottoms. We come we come out of slavery. So yes Your daughter getting with one of us could ruin her life. It very well could ruin her life It very well could change everything she believed You might have her eating ahi tuna And we might have a eating papaya chicken filling up filling up the arteries with that cholesterol So if you want to protect your race and you don't want your daughter dealing with no black man, I ain't mad at you But then why we got to feel bad about ourselves When we want to promote black love When we want to promote spin with your people When we want to promote support black business not. Oh, why you can't support all business Why do you have to support black and I'm like white support and white Asian supporting Asian Jew support and Jew We every race Which we shouldn't have races. We should be a human race, but if they're going to divide it up Every race ought to be allowed to have pride In they in their lineage in their culture Because it's the fabric of who they are So we shouldn't be mad at being able to have any race or any color or any religion or any ethnicity Or any nationality having pride In what they stand on But see what black people have to do is Black people need to start marveling Over the wonders Of black people as well as marveling over the wonders of other people But it's so many athletes And it's so many successful black people That will not hire black That will not love they own That will feel like Listen, I've been out here As an entrepreneur making it Doing clean business As an entrepreneur making it I ain't overselling nothing. I ain't scamming nothing. I ain't asking for no handouts I ain't asking for no handouts. I provide a service or a product That has helped me and changed my life And I was provided at a discounted cheap price that get laughed at and frowned upon by other people in the industry And do you know I have worked with over 400 NBA players As a speaker and a mentor And I have And do you know Not now one of these guys When they in their career Have come to me and asked me tony How can I dope conversation park at a god bless you appreciate you Have come to me and say tony. How can I build my brand off the court or off the field? While i'm playing But as soon as they done And that money start to dwindle Then they come to me Tony can you help me do this ton and i'm like no no hold on i play boy I still help him now. I don't say this but this how i'll be feeling And they're gonna hear me say this now. Why if they watch this video i'll be like hold on i play boy Now when you were popping now when you were making millions of years you was calling the white man But now that you is no longer in the league That white man has given you his butt to kiss And now you coming to me And you want my services for free 99 Now you coming to me when your name to went down when your money to went down and now you won't help Hold on now. How have this fell to me? When you was rich and making money you made A white man rich. I ain't got nothing to get white people now But i'm just stating the facts You made somebody else rich, but now that you ain't got no money Or your money going down now you coming to me When all this time when you were touching em's you ain't calling But now when them em's looking like a A w And it don't stand for when Now you calling me And guess what i'm gonna make things happen I go and make things happen and i make things happen for them just to show them it was always all love That i'm still that you thought that i was fake you thought that i was A charlatan thought that i would be a scammer Because we don't trust our own We don't trust our own we got so much trauma. We got so much pain from from street business We don't trust our own We go to somebody who don't look like us and then guess what? They will do the same exact thing and worse Instead of us trying to find people Who got pride in a Culture or race or religion or whatever it is that is like yours Instead of us finding those people that's going to do honest business We just go to somebody else because of their race And then get them all that money And that's what we have to realize it's like come on now like um Like Sharifa just said now If burner made off To his own social circle and friends and family He messed them out of their money Ain't nobody say And that's why i try to tell people i remember i hit my home well and i'm gonna tell you i'm gonna tell you something now i'm gonna tell you something i'm gonna tell you something I was talking to i was talking to a white man And i know him i know him now Now he will take And go get loans To buy to do business to start business I sent him a loan offer For me to start a business a loan offer that i got to invest into a business He told me Stop taking on debt And i'm like i'm sitting there thinking What did you take on? To build that hotel What did you take on? To do all of this here Invest in you doing But a lot of times because it's us People don't want to see Black people get ahead And that's what i had i took issue with um patrick bat david because he had Rolling Martin on his show And he's sitting there trying to argue with rolling As if rolling ain't got no point Rolling took and told this man And rolling Martin took and pulled up on Uh y'all right rolling telling them i'm talking about In a good way rolling took and pulled up the article of Thousands of studies of of studies of where Black people Having their houses appraised lower Than white people in the same neighborhoods And then here go patrick bat david That's a lie. That's a lie. That is not true That is not true. Show me the numbers Now when he go to pulling up his stats That feed his narrative He believed every last one of them But when it was a stat pulled up that don't feed his narrative He all of a sudden i don't believe it i don't believe it i don't believe it And then he's trying to sit down and say ain't y'all had enough time to come out of poverty Ain't y'all had enough time that the i come from a war torn country I come from this right here And what he wasn't realizing what he was saying is like Yeah You come from another country On your own volition your family come over here and see this as a land of dreams We ain't had that choice Now it'd be totally different if we was africans When we was africans or and we was in apartheid That we escape And come over here as a land of dreams And and the people who do do that That's why they win. That's why we see the nigerians come over here and win The ones who come on their own cognizance Who they come on by their own choice We see them come over here and win Any african come over here by their own choice they come over here and win Because you come in with a dream and you come in with a plan And you come in with a vision and you come in with a work ethic But when you like in america and you born here You born into slavery then you born into trauma then you born into gem crow Then you born into systemic racism. So there is It ain't no fair fight It ain't even You come out behind the eight ball And you ain't come in on your own choice And you're not coming in as oh this the land of the dreams You coming in and you living in a nightmare And then people out here So soon as somebody discredit the black experience in america whether they black or white i'm done with them I'm done with them because if you can't respect my grind if you can't respect my come up if you can't respect my try-off Me overcoming and understanding that if i'm in If i'm gonna be enslaved for 400 years Like listen listen to me how somebody How somebody for over 400 years More than 15 men women and children were the victims of a tragic transatlantic Transatlantic slave trade One of the darkest chapters in human history. So now listen to me Now listen to me now I'll tell people If you went through a toxic relationship It typically take us twice as long as the relationship lasted or or as long as the toxicity lasted to fully heal So that mean if we went through 400 years of slavery you got to give us a mental mama A mental mama and we just talking about a relationship now You got to give us a minimum of 800 years To see us at our fullness slavery ended in 1865 1965 make 100 years 2065 is just gonna be it's gonna be just 200 years How you gonna have somebody go through 400 years or something And then expect them to be equal And on the same level of production As the people who enslaved them That don't make no sense. And that's what a lot of these people is arguing Oh 400 years of slavery 100 years isn't enough to get your stuff together To get their stuff together listen If your dad was on cocaine But for 12 years, how long you think it's gonna take him to get sober? How long before you feel truly comfortable that he's not gonna relapse? It's gonna be the rest of his life So this is what we're not thinking about So anybody discredit the black experience and think that we all every single person supposed to be All the way financially literate all the way successful all the way on this certain level out the blue Without proper systems being put in place And i'ma tell you something And the Jim Crow's laws To that 400 years time period And then like she said civil rights in the 60s Slaver's still going on in Mississippi and 200 so this one i'm trying to tell you but see this the other side of that The other side of that is Because these people know that They know that a lot of us have desperation They know that a lot of us have desperation So when these individuals come and they start to pray on the black community It's because they know That a lot of black people are operating from desperation That will do anything to be rich Do anything to be successful do anything to have generational wealth they know that So that's why they come and dangle that carrot They come and dangle that carrot And then they and as you come in to get that carrot They just pulling it back pulling it back pulling it back Then when you get all the way in all the way in the cave They're gonna close that door on you and then let you eat on that carrot, but that's the last that's your last supper That's your last supper Because this what they're gonna do They're gonna pull you into that real estate investment trust They're gonna save this dream They're gonna show you they jet They're gonna show you they five hundred thousand dollar watches They're gonna show you they cause They're gonna tell you they bought it out of passive income And they finna wipe you out they finna get everything in your savings They finna get all your money And they and they know Because they already got the report That the market finna crash But they're gonna tell you that the market ain't gonna crash And they finna use you And everybody else that look like you and that's what I try to tell these multi-level marketers Who invested in this in this man and the other people like them And then tell the athletes Listen y'all is float money because listen If this if somebody this this what you got to understand and you got to be able to do the mouth If somebody could get a hundred thousand out of you If they could get a hundred thousand out of you to put into their real estate investment trust But then you got a hundred thousand followers You got a million followers They get a hundred thousand out of you But then they take a hundred of your people And get fifty thousand out of them Then they take another hundred and get ten thousand out of them Then they get another hundred And they get five thousand out of them Then they take and get a thousand And get a thousand out of them But the fine print say they get eight percent right off the top Or five percent or ten percent right off the top So now all you just did Was just brought your whole audience to this real estate investment trust All of your people investing because they trust you And you don't even know the industry or the market you're going into You don't know the person that you're investing in And you ignore the checker pass Especially when it's a pass that you got to beat that every single day you got to overcome every single day And so now You just made this person Recession proof You just made them recession proof, but they just took your last So now you are not recession proof So now what you realize is your network black man black woman Just brought in Ten million dollars to this person fund Out of that ten million They getting a million off the top Then out of Then out of the other nine million they getting to play with that money So they get to go buy A perceived asset Out of the rest of that money And then they get to sell it To a dummy and then they get money off the top out the sale and it was none of their money But because you are just a fraction Of this investment you just you getting that much But they getting scraped money off the top that ain't had to been tested Ain't had to be ain't had the toil ain't had to have no risk no volatility They ain't have to go through nothing And they just eating they just eating eating So that's what you got to understand It's what you got to understand And in the reason why I'm gonna tell you why They invest in it Because of marketing They say a book is 95 percent marketing and five percent writing The book that the book that Oprah producers read that I had wrote before they interviewed me on Oprah I had all kind of typos in that book me and my wife edited that book It didn't even have a real editing It was the title and the cover and the fact that I wrote a book That helped me get on national television globally televised global global television back to back shows They not investing they invested in marketing They the same sales tactics that got them into multi-level marketing Or got them into these other harebrained scheme ideals these crypto investing in these cryptocurrency Companies investing in these people who so-called day trading their money The same tactics that got them into that is what get them into these funds these trusts real estate investment stuff That's all it is But see the thing about it is is when you know This what this what I don't understand about people This is what I don't understand about black people with money You know your money done been funny So if you know you don't look like millions and you did it off fraud Or you did it off scamming or you did it off illegal activity Or you know that you didn't Had a count in the negative, but you still got a Rolls Royce You still got a big house, but you know you didn't almost file bankruptcy When you know that you the scene you're behind the scenes of how money work Then why would you look at somebody else showing you a shiny object and believe that it's real? Like listen, I'm gonna tell y'all something. Let me help y'all understand this. Okay I want to fly on a private jet So me what I do Is I google anything I want to do I I look up how can I figure out how to do what I want to do So this back in the day this like 2015 I google um Private jet chartering or something like that I google something how to fly on a private jet or Uber or private jets. I don't know who was up, but I google something and this company came up called jet smarter I go to jet smarter They got an out So here go this genius Then started this company and started this out And they were selling membership for five thousand dollars They sell a membership for five thousand dollars When they first started doing it, they were selling for ten thousand dollars. They want to be kind of premium One enough people signing up They'll sign up one year. They don't do it the next year So the market started to change They they weren't making them enough money because now they're bringing in all these investors They're raising all this money, but they ain't cash or not. They ain't making no return They ain't making no money Because people signing up as a membership, but ain't nobody booking no jets Everybody just taking taking advantage of what they had called empty legs So they got into this network to where when a plane is being reposition For a rich person who fined the book the jet If it's going from Atlanta to New York because a new yorker is about to take that jet To the Bahamas, they got to move it from Atlanta to New York So they put that flight into the app And they call it an empty leg a hot flight You get to get on that jet For the cost of a normal flight. They were selling seats for like three hundred dollars So you buy your seat for three hundred dollars and now you own a jet Buy yourself Going from Atlanta to New York But when I signed up the membership was $5,000 Now that same jet had I had paid for that would have cost me $30,000 or more for that flight So now when I'm on this jet and I take a picture on the jet in 2015 Everybody looking at me like man. What's on it? Ew My goodness man, he got private jet money Do you know every single person I talk to? I'm talking to millionaires Because I was working in the NBA as a team life coach for NBA team I'm talking to my players by jet smarter. None of them had heard of it They literally dropping $50,000 To take a flight on a jet And here it was jet smarter had hot flights Empty legs going from their city To LA to New York to Miami almost every day every other day They could have spent $5,000 Then paid another three hundred dollars to get that seat and been on that jet But see listen only people that was in the network for the most part at first was Was just all white people But then they started lowering them prices and they started marketing to black people Because then that's how they ran up that five thousand five thousand five thousand five thousand then they started cooking the books They stopped doing the hot flights because they realized they was giving people these flights And nobody was chartering the planes and everybody getting the you know flick up on instagram Like they got private jet money when they weren't spending private jet money And see this what I try to tell y'all once you start getting out here and you start to understand that money be funny And that you cannot believe what you see Nobody should ever be able to sell you with lifestyle marketing And i'm gonna paint a picture to you I don't do lifestyle marketing I don't now I just told you and i'm telling you this out my mouth just to paint this picture And it's still gonna be people that's oh You know Tony got it all you do is brag I'm I used to watch your channel because you was humble not all you do is brag I'm telling this to make a point to you. Okay. I want you to understand this I don't have two margaritas gran terismo. That's the most expensive margarita I don't have three g wagons you hear me A Bentley Convertible Mercedes White body red eye Hellcat Never once one time on the video that I did for me and man to man you seen my my red eye But never once have you seen me sit on the hood of my car sit on the hood of my car And say do you if you want a car like this if you want you a g wagon if you want you a sprinter if you want you a Bentley buy my course Or invest into my real estate investment trust Never once have you seen me do that And the reason why I don't lifestyle market is because I don't want to sell nobody no dream Because I know That I got into that car nine out of ten time with bad credit and no down payment And a high interest rate. So I'm not finna sell you on a car to buy a course Like Tai Lopez did standing in that garage with that Lamborghini Tai Lopez Had a rented Lamborghini And I know it's Lamborghini. I say Lamborghini on purpose. Just like I say Amalams. I know it's ambulance I just like talk how I talk this man had a rented Lamborghini in a Airbnb garage Did a video from a iPhone 6 Talked to him an investor and got somebody invest to invest in internet marketing and literally Start making a hundred million a year and to know and you know how I know That he had nothing when he did that video Because when he actually started making money and he got something He started showing you everything He started going in he now he in the house Now he in the pool Now he owned his basketball court now. He's showing you so I said now If the inside of your house nice Why are you going to shoot a video in a garage with the do down? That don't make no sense Because if you got a Lamborghini That means you ought to have a home office that look amazing So why not sit down in in your home office With with a thousand books behind you on the bookshelf and do the same video But he did it with that Lamborghini because he knew All other people believe in lifestyle marketing that they're going to say oh, I want a Lamborghini This course is only $67 and I could spend $67 and learn 67 steps to get a Lamborghini. Oh, I'm on it And then that's how to come up happen And that's why I don't do lifestyle marketing Because I don't want to get it like that I don't want it like that and that's how you got to recognize that stuff as red flags. That's why I don't do MLM. I don't do multi-level marketing Because when they show me the pitch they show me houses on lakes and boats and cars and I'm like okay Like okay, they got it. But now what y'all gonna do when when the um The the fcs or the sec I mean when the sec come in here And look into all this hill business The man y'all just show where the house on the lake finna be living in the lake finna be diving in the lake Out of stress because the sec came and shut down this hill with y'all running So now what we talking about? You see what I'm saying and this what we have to get to this place is we got to stop being greedy We got to stop being desperate We got to stop believing that somebody else better than us because they look like they got more than us Anybody can lose anything and once you understand that That's when you realize and so this this is the thing when I go to see influencers when that business go to changing They be the sad something that they about to get counsel People will take their last little bit in their gamble They'll say you know what I'm finna I'm finna take this hundred thousand this one million and I'm finna try to hit a home run I'm finna try to hit a home run with it. And that's when they'll go dump that money Into a situation like what we talking about And then they find the real truth. I'm telling you I don't stay the night I don't stay the night I done been on Plains I done been on trips with people that don't look like me That I thought was cool with me that I thought wanted the best for me only to find out That they still see me as an in And then what what grant card on talking about this man talking about he won't He won't he said on he talking to patrick bet david and he just another version of it patrick bet david he Grant card on on the video that that's circulating He talking to patrick bet david and he talked and he shaped patrick slapped pat hand talking about I just got the license the day to say the n word And but before that he said I need a brother to tell me that I could say the n word And then I seen another video Aware he talking about the black man the black kid knows him Because he talks to him in they talking simple language He had he's kind of stuttered a little bit because he wanted to say we dumb it down for the blacks But he worded it as We talking simple language that they can understand We don't use no complex vernacular and I say So on one video you want the authorization to call me the n word And you know what i'm finna start doing street terms We talking street terms i'm like Is that cold for saying n word? But he wasn't talking about that And then he used the v word like vernacular, but he said something else. I'll say wow But that's exactly what they do That's exactly what they do to look like they try to make people think That They understand what we done been through What we done lived through When I remember a white man told me he said Tony, you know, I got a friend who he go to the car lot and he just pretends to be broke I'll say the white man. He said yeah I'll say if I go to a car lot looking broke And crying broke They're gonna let me walk right off that car lot I have to go to the car lot looking like I can buy the car lot Or at least buy a car that's on the lot to even get any service I Don't I don't been there. We ain't have nothing and they treat me like I'm Casper But now I pull up in something foreign Everybody run out the building How can we help? I'm like, whoa I'm like, whoa and somebody say yeah, he was basically saying that That's basically what he said and so many words It was basically saying like we we dumb it down for them so that they could understand us And so that they'll rock with us And then because of that superiority complex because of that savior complex because of whatever all that and our inferiority complex I mean We we fall right into it We fall right into it and give our last dime because at first it they didn't want the business from black people But what happened is is after they get all of the white people They'll get all of the white people and after they tapped all of that out Then they realized it's a whole another market and these people touching millions now Now they start to see black folk touching millions Now they like man Man, that's what I'm missing man. Let me change up this language Let me change up this language and then practically back there He's sitting there with grant card on and still to him saying no, no, you can't ever say that word He's saying, yeah, you just need a stamp. You just need somebody to you know to stamp you Listen, I got a agent home boy that sell jewelry. They'd be saying the n word and I don't like when they say the n word And I'm gonna start telling people like listen, bro. We had to pay a price for that word I don't like when black people say the n word and I don't like even with the a at the end I don't use the word I don't use the word because it's just too much pain It's too much pain where the word comes from It's like you can't It's it's honestly the word is like the r word It's like imagine if you went through the r word And a lot of women know about this The same thing what they're trying to say With the n word is it's the equivalent Of like the r word So imagine women just walk around just Who know who don't been through this and men who don't been through this and they just Yeah Yeah, I'm in the r u. You know the word I'm talking about r a P ain't talking about rap One more letter on the end of it and imagine trying to Desensitize people to that word Who'd have been through that? That's what we do with the n word And all it is is it's ignorance It's just it's honestly a lack of vocabulary It's just you need to find another way. I ain't said that word not now time on this And I got a license to say it now So we think So it's like that's a trick of the enemy Because a lot of the most almost every single person who used the n word that is black Still got a level of trauma in their life Still in a level of calamity because every time you use that word that word has power Because of how it was used you cursing your life When you talk to your home boys and you use that word you cursing them when you say that word And and to be honest with you that is why so many white people get offended by the word That's why they get offended by the word because they they understand What they mean by that word And that's why they won't say the word Unless they get a stamp or an approval like what Grant was saying he won't is because They know What come with that word, but today we live in a new society now So like my son 15 year old his friends his white friend they say the word We was in the airport and the other team that was going they maybe was the team right up under him The little white boys was saying the n word And and and I I was about to blow up the spot, but I just I said no I'm not going to be that dad Because I know my wife and my son there would be very awkward that there'll be upset that I said something So I said I'm just going to sit here and just chill, but Everything in me want to tell them boy. Hey, hey don't ever in your life say that word again Because you're gonna say that word around somebody and you're gonna lose every tooth in your mouth And I just know the way that privilege is they would have went to their daddy He told me he's gonna punch me in my mouth and I didn't even say the word I was talking about Niger the country Because I was doing my history work And then he threatened to kill me And then my son would have been kicked off the team and I and all that So I just because I don't I don't see that's the play out. So I ain't say nothing And listen, but it's like this. It's the audacity It just like oh, um It just like uh, Joe Biden When he told Whoever that was that if you vote for Trump you ain't black And it's like whoa, so you feel the audacity that you could take away my right of choice But who I wanted to Then that ain't diplomacy then that that ain't diplomacy if I got the tools you This ain't that this not a diplomatic society then if I got the tools you You see what I'm saying Somebody said do you believe all white people are racist because of human nature self preservation I don't believe all white people are racist for one I believe everybody have some type of you know bias or You maybe could call it presidents, but it could just be a bias And the bias may not be something that is Something that they are seeing it in a negative way They just could have preferences But the ones who are The ones who are Racists It's out of I believe it's out of fear And like you say human nature self-preservation, I believe it's out of fear of thinking that This group of people Because when you look at it and this why I say black people need to marvel At black people In addition to just marveling over other races Black people need to marvel over our triumphant Spirits over how far we've come In so short of a time And we still dealing with a lot of racism a lot of discrimination Because it's still a human system. It's kind of like this right here Why can't we buy a house? Why do you think? We can't buy a house Just based on an algorithm Why can't we put our paystuffs? Our bank statements And our credit score into a system And receive funding Why do we have to go to a underwriter? The reason why we got to go to an underwriter is so The acquisition of land Can be controlled Because To the letter What you have to have to qualify Down to the letter Is written in such a way That half a white people won't qualify for a house But because of it being an underwriter At that bank that person gets to choose if they want to approve you or not For the loan So being that we have humans in this Place right here And being that we got to check a box on our race This person now has the choice Of whether they want to stick to the letter of the law Or whether they want to make an exception So if it's somebody That they know or that look like them Ah, we're not going to worry about that today will I you know, technically it has to be this right here But you know, I'm in this position. I can I can do it It's yet to be But then you come in there and They don't like the fact that you in a better position than they in and they working at the bank As the underwriter they'll sit there and sometimes it'll be black people too But they they trying to please they boss who is not who don't look like them And they'll sit there and every letter Oh, yeah I'm not gonna be able to do it. Well, yeah Just like that right there Just like that right there and it's and they make it extremely hard Like listen, I got a bank that I got a bank that they see me They see on the account that I got with them one of my accounts with them. They see the transaction volume They see what it is And they still want to prove me for certain type of Uh transaction for certain like a home equity on this or equity on this property or this right here on that They still make me go all the way through the ringer When they see I could easily afford that that little payment But they'll stick to that letter as if like wow Like you see this right here. I got this a hundred times over And I move that every month a hundred times over and you literally got me jumping through hoops And as I'm the one time I had a Hispanic man Then the next time I had a young white guy both of them talking down to me condescending Kind of like saying stuff as if I don't know what it means And then I had all and it made me mad. So then it made me kind of get a little attitude like sir what you making a year I'm making a month Like what are we talking about? And then I got the flex and then in space I want to go into but it's because of that that treatment And so that's what you have to realize and Layla, um God bless you. Welcome to the blessed trial And uh, she said I believe it's innate for many they don't fight to help relinquish their unfair advantage over blacks We've been fighting for reparations, but they can't get congress them and rep alike On board and that's that's deep, you know I've seen the posters the day from our little house on the prayer Well with a little black boy asked asked the white dad He said well, would you rather live a hundred years as a black man? He said you want to live to be a hundred and the man said yeah, of course we all want to live the white dad He said we all want to live to be a hundred he said Would you want to live a hundred to be a hundred as a black man or little fifty as a white man? man dropped his head and walked out the room And our and and the white lady I don't remember her name, but she always be checking White people about you know the the difference between the races And she said how many of y'all want to be black how many of y'all are trade places? And this what I try to tell you and this is why I want black people to understand And yep My co-worker was telling me how a son attended a white private school and the only teacher he had a problem with was a black teacher Yep, I don't seen that with my sons in soccer and in school They'll get more problems out of the black coach or the black teacher Because those people are showing favoritism to the white kids And then they take out all the pain and trauma and discipline on the black kids but let The white kid get away with anything and it's like whoa, we supposed to be looking out for each other So we'd have been in central situations. I had to go off on a coach a black coach for that very reason We didn't had to go off on black teachers for that very reason And it's real out here, but this is what we have to start to recognize and realize and speak to We got to start addressing that that self-hate and this is why we losing because we are Our self-hate and our trauma is being played on Is being played on and people know it and so I no longer am a victim to the shame That a salesperson try to put on you To buy something Like a man was trying to sell me a different man was trying to sell me a Rose Royce And he talking to me like I'm done Um, yeah, I will buy this right now today. I will pull the trigger on this right now today I'm gonna pull the trigger. I'm like, sir. This is a $500,000 car. What you mean pull the trigger on this right now today like this more than a house Is houses cost less than this than this car So what you mean pull the trigger on it right now? Like what do I look like but they think we that dumb Like I'm like ain't no way in the world this white man will ever tell a white man who he knows financial litter To make a decision on a $500,000 car in an hour But they see us as that dumb because then they hear us on our music bragging about Having to slip to the car because we just bought the car cash Which is the dumbest thing in the world It's the dumbest thing in the world to buy a $500,000 car cash just to brag that you bought the car cash When there is not a single white person in the world who buy a Lamborghini or a Rolls Royce cash Every last one of them lease it or they'll finance it, but they definitely not been to put down that much cash Because they know they're gonna get out of it in six months to a year So now they would have rather lost 36,000 And let that other four hundred and seventy thousand work for them Then to put five hundred thousand dollars down And just be out of five hundred thousand dollars just to drive a car Instead they basically just rent it and let the rest of the money work So so that's why I stopped doing down payments Because I'm like I'm like hold on I play boy So if I put down a thousand dollars how much that's going to take off my car note? $18 So why am I going to give you a down payment? If if the bank is there to finance the money So if they're going to finance the money What's the difference what am I putting down $5,000 for and I'm talking to a bank who got billions Or hundreds of millions What's the difference in $5,000? And it's like if they finance they they making money because that's interest So this down payment for your pocket they're for your dealership. This the $5,000 that you overselling the car No, I ain't giving no down payment I stopped doing down payment for that reason. I said no I'm putting that cash right now I'm gonna put it to work for me and that thousand dollars. I'll turn in the $10,000 Using my gifts. I ain't giving that $10,000. I ain't giving that $10,000. I'll turn that $10,000 to a hundred You want this you want to sell or not? Okay, well, I'm right. I'll submit it with no money down if that's what you want to do It come right back approved. All right. Thank you Go on about my bid now just like that and so we have to start marveling over our own smarts and gifts and wonders And start seeing the beauty in ourself instead of debasing ourselves and demeaning ourselves and then pedestalizing other races as if they smarter than us and better than us and they know more than us Because I'm not finna let somebody Tell me they didn't snort powder And I ain't never snorted no powder And I'm finna let them control my money get them my money What sense do that make Somebody tell me they can struggle with addiction I'm not finna give you my money and I ain't struggle with no addiction and I don't see what addiction do And and I'm listening to you and a lot of the stuff you say sound like You're still addicted to something No playboy. I ain't got it for you I ain't got it for you. So here Is what the man was saying is he want the license to say the n word so that I'm guessing so he could get in with the community and be more I'm guessing relatable to the community to get more investments Into his trust or to do more business and I got I got clients Who them paid tens of thousands of dollars To be interviewed by body people And to hire these people To do something that they could have done they self To train a sales team It's like sales training is Let me tell you what sales training is Let me tell you what sales training is Let me tell you what a salesman do Patrick bet david His sales team I wrote in through his website His sales team called me like a woman that Got some meat leg put on her And it was the best thing she ever had and she got to have it every day That's all the sales team is doing Is driving you crazy They call call call call call call call Why are you paying $16,000 to have Grant card on Train your sales team and give you sales people When the only thing they are being taught is to call somebody and to wear them out Until they finally just give in to the cause That's all sales is is begging It's just follow up follow up follow up follow up follow up follow up follow up There is no science to that. There's a science to it, but it ain't rocket science It ain't rocket science It's stress science And so you get to the point the way you just like man, man, just give me the course Man, just give me the course so you can stop calling me man And the person the sales person They They eat off commissions So I I block I block one of the sales people from um Patrick bet david team the other day because the man calling me three times in a row Like bro, I'm busy bro. I got something. I'm doing something and then he went to text me. I've been calling ain't heard nothing from you I'm like sir That is a clue that I am not interested in paying $30,000 for a one-on-one session Please stop calling me Like my goodness Like that that's the strategy just drive somebody crazy It's like I got to call the dog on law I got to put a restraining order on you Like my goodness And then they like, you know Well, yeah If you don't if you don't want to hear from it just just give me a know, you know what I let them waste their resources I let them waste their resources because sales people think that they so slick and they so conniving I waste their resources I go ahead and gas light them I go ahead and put them on a drip funnel I hit them by I hit them by every nine in every 10 emails every 10 calls I hit them. This is a real live on Denise Come on die It's 12 38 my son's still up doing homework 15 years old in the 10th grade straight a student taking two ap classes He's still up doing homework He ain't shower from practice yet came straight from home did homework all the way home And then went in the room still studying and so remember why we got to stay up till he finished studying And then yes a little late. That's why I'm still up though because my son's still up doing homework So I'm working too and then my wife She'd be doing her laundry and doing her scraping up and doing all her stuff So we all like doing our thing in the baby boy. He's asleep. I'm up still working. Listen to me What I do with themselves people Because they think they smarter than us I'll screen them all the way out I'll screen them all the way out Uh, yeah, I'm still thinking about it. Give me a call next Wednesday I sometimes I just I'll say, okay. Yeah, y'all want to be so aggressive And y'all want to dangle a carrot For me and my people to bring me in your little trap to bring me in your little funnel Well, I'm finna bring you right in my little funnel And screen you all the way out And sometimes I got the time Because all it needed just one look They need one little carrot and what they taught is keep calling keep calling keep calling keep calling And they beg till they get a yes. My daddy used to tell me about um, I think he said the Old lady and the unjust judge or something like that And it was a story. I don't know if it's from the bible or not But he said it later. She just kept going before the judge kept going before the judge Kept going before the judge till the judge eventually say woman listen I'm finna give you what you want so you can leave me long And that's exactly what themselves people be doing So listen to me to the to the black influencers out here to y'all athletes And somebody could scream record the last little part And the influencers to y'all athletes to y'all influencers to y'all people who Corporate people with money stop getting finessed at your money Learn how to invest your own money Start your own trust for your family Your own LLC for your family and you get the knowledge and you invest your money And you have assurance An agency over your money Instead of putting your money in somebody else's hands for them to invest for you, you know God from a big now family Told me He said don't ever hire A finance manager or like a wealth manager that you give money to and they invest for you Because when you don't he's unless you got 10 million dollars And you go into the top firm in the world He say just do normal simple investing Because when you hire one of these wealth managers You all you doing is paying for their family to live And then I heard Tony Robbins say that just off the 1% That the wealth finance managers charge he would have lost 600 million dollars Over the over the course of his lifetime based on his investments So he basically saying he went and got the knowledge for himself And got into a certain vehicle certain investments, but not to where he's paying somebody The way they get in a piece of his money To to do this stuff And so this what you got to understand Yeah, hey, I'ma tell you I see I see through stuff. It's varn say grant one of her favorites And he could be amazing, but the thing is is when you become a slave to that money You get you get beside yourself You'll sell out you'll do anything you get beside yourself And then they'll have these conferences And all these conferences is I went to one one time that a guy was doing in Orlando for 300 dollars All he do is put people on the stage and they just they give you a speech and sell you a course So you'll pay I don't remember I you else You'll pay and I don't like the way the people be selling them either I know a universal policy. I don't like the way people be selling them So a lot of times I don't get into stuff because I don't like the salesman I don't like the people who who sell it and how forceful they be and how aggressive they be. I'm like You do not care about me that much To get me into this policy. So what are you getting out of this policy? And why is you Working so hard for this policy because you don't care about me and my family that much To keep calling me calling me calling me calling me now So let me go learn about this hill And so that's what I'm saying anything you hear Just google it and read every article you can find go on youtube read every article you can find and you get the knowledge for yourself You get the knowledge for yourself and then you make educated decisions And I'm gonna tell y'all now to y'all influences and all of that and people with some money Stop getting finessed at your money Stop being greeted stop thinking that because somebody is of another race That they know better than you that they smarter than you that they Could earn more money than you and really look at the system and how they earn the money when somebody asks you to put your money In their care or ask you to spend tens of thousands of dollars for their conference So they course you got to really ask yourself like is this really worth that And you got to look out there and see what else is out there and then you got to be able to realize and understand like Okay, so I never I never respected But in money because I don't respect people money when they raise their money Like I can't look at a pastor And admire his business sense or think that He's more successful than me because he has a Rolls Royce and a 10,000 or 7,000 square foot house because He gets donations It's so unless he And he getting donations And then the donations build them to a point to where he could his voice and his gift could build a following And build an audience then he could write books and make money But if a pastor just getting donations I'm not finna look at him as no business savant Because in us could be rich if we just if we living off the donation that people giving to god If they giving money to god and I'm getting a get me a piece off the top Everybody going yeah, we all going to be rich then But no when you take a god giving gift And you go and put it in the marketplace and you put a price on it And then you could sell that and people keep coming back for that gift or that service or that product And they buying it as a business transaction Now i'ma respect your business But when you living off of just Investments and donations and stuff like that like a real estate investment trust. I'm not gonna I'm not gonna look at nobody And uh, thanks I don't even know them people Don people's and robert's mill. I don't even know them people sister sound like robert's mill might be the thing Might be the black billionaire if that's what you're talking about, but I don't even know Look at that. Why I need to buy them was selling course for 5k and tickets to conferences for 10k. See this I'm gonna tell you I ain't got a course for 5k And I ain't got tickets to no car for 10k, but I'm gonna tell you what happened with what I need them What happened is Is you get to a certain point And these people from Other races come to you and they see your following And they give you this business model that they use And they give you a business model That Comes from a demographic That has a better economic position So they can afford those prices because of their positioning in america And they will take that same model and give it to a black person who is serving black people Who come from a totally different economic position? And That's What's wrong and that's why I always tell these guys the white guys I always tell them I say listen, bro We got I respect what you do with your funnel and all of that and all that but we got different audiences We got different audience like my people a lot of them behind the eight ball So I can't take and take everything take their last dime For a course that may or may not work Like if i'ma charge my people five thousand dollars for a course It got to make fifty thousand like it got to work And and i'm not gonna overload them with so much information that because look my course is bare bones And people still don't finish the course so they get e courses They get e courses that It got so much information you can't get through it you open and you just feel daunting It just feels so daunting you just feel so drained you feel so overwhelmed You just you shut it down and then and then you beat yourself up and you're like man, i'm a failure man Man, i'm a failure. I suck. I'm not i'm dumb. I'm i'm lazy I can't even do this course because i'm so lazy i can't even i'm too dumb to even get through this course And then then they know that that strategy just worked That was the strategy to make you feel inferior to make you feel like they really gave you something but it really was so that You would just give up with but you're not going to ask for a refund because they didn't gave you 15 years worth of Regurgitated information just all mashed together That's really how they didn't come up with this chat gpt because that's basically what they've been doing without the ai They just been mashing together a bunch of stuff and then putting in a course and setting it to you And they don't even come from real life experience They don't even come from from from real success So listen, uh, we have to be more mindful And and i'ma tell you It's it's all it's all a play Everything a play But you just got to understand what the play is and if you okay With being a part of that play So like with gear v He He just he focused on long term Because his his aspirations is different So We never heard grant card on say he come from a daddy with a three million dollar business that he took the 60 million like gear v say So in a lot of ways grant card on could come from a scarcity mindset could come from a place of desperation Whereas with gear v he could just give information and just give you some give you something and then Take shots at people who sell in courses Because he don't have a course but at the same time you know But at the same time He's selling books So it's it's still you getting put on a mailing list to Buy a product eventually it's just a long game Some people doing sprint some people doing marathons, but it's all the same thing And so you just got to under ask yourself is the information I'm getting actually beneficial and that is does it apply to my life? But a lot of times when it's coming from somebody who has no understanding of your life And you're struggling what you come from they giving you a they giving you a blueprint giving you plays to run that They got you running basketball plays on a football field And it just don't it doesn't work Like that and that's why we really don't see the millions that have heard of these individuals We really the millions don't come up On the coach talking about grant growth in louisiana single parent house with just his mama and As we know any white person from the south it's That's like a fish Coming out the ocean and saying they've never been wet A white person coming out the south going to have a certain view About black people that don't mean all of them racist now But I haven't met one that ain't got a view A certain perspective Now they're not going to tell you that All everybody gonna say the same thing every black person every white person gonna say the same thing. I'm not racist I am not black people. Oh, I ain't racist. I ain't got a razor bone in my body But anybody you get comfortable enough Anybody you get comfortable enough You finish. I remember one time white homeboy called me and he say He called me drunk Tony Tony Man, you know, I met the bar And I've got in trouble, you know, I said the n word But let me tell you the context. I said it in You know, I said it like this. Am I wrong for that? I'm like, yeah You're talking to the black man You can't ever say the word never But the true feelings came out The true feelings came out So listen, I'm I'm telling you you you got to be careful Hey, God bless you now somebody sent me a cash out. God bless you now. I really appreciate you So now we done been on here three hours. I don't think I've ever done a three hour live and a lot of times I look at people Who do three hour four hour five hour lives and I look at them like they crazy And I just be like boy, man, you really something really wrong with you Yeah, he's still my friend. I just no way yet I just no way yet. I don't I don't I understand people You know, and I I just know what people at so I know what to expect and it ain't like friend like Yeah besties and you know hanging out every day and all of that, but I just know where people at And you know, I just Take note I done three hour four joint and I joy would know she be on here now Well, if I'm dead when I'm dead one Well, I sure don't try to make a habit that I'd be trying to be out here 90 minutes Now I did a 10 hour zoom for $25 Now, let me tell you this now which one of them people That's how I try to tell y'all. We don't have discretion I charge $25 for a course for a live zoom I can't remember what we was talking about And I talked for two hours and then I answer questions for eight hour scrape We was on the 10 hours and it was a $25 course Now, which one of them people Gonna sit on zoom for 10 hours That's why I try to tell y'all if y'all look close enough You're going to be able to tell the difference between the real and the fake Because the real is going to be servants And it's going to be a lot that a servant does That don't come with a cost that don't come with a catch And even when it is the cost it's the bare minimum cost It's almost like you buying a wholesale not retail You're going to be able to tell the difference You're going to be able to tell the difference Hey, but I'm tired though. I don't cross the three hours So you get that close you got to go on cross it and y'all got to forgive me But this and right now it's like I'm coming to the place where I got to start speaking out more Because see stuff like this come out and I and with this little video circulating and I've been noted And then I'm seeing people come out and go to talking and I'm like, man, so you so you couldn't tell So you couldn't tell that the man Low-key racist You can hear the undertone How he talked down to us like we dumb like we inferior like because you play sports. So you make music you dumb And he ain't got now degree And you snort powder and then here you is Ain't never snorted no power powder, but because you blight You less than you you you financially illiterate. So you need to take all your hard earned money And put it in his trust and when I heard that come out his mouth Don't don't go buy a single family Don't buy a single family home That's that's broke people or that's This and that that's that's this this that's a waste of time To you need to come over here And put that money into this trust because we're buying 300 unit Apartments I'm like, man. So you really finna tell people Don't take and get into a financial position To create some type of passive income and generational wealth that these people have control over Instead of saying hey Buy you a single family first To get some real estate experience to get some experience as a landlord And maybe get two or three and then after you get that if you want to scale Then join us in this trust With only the amount of money That you can afford to lose Because Yes, although I know what I'm doing and although we're gonna do our due diligence and we don't plan to lose your money There are no guarantees. So I can't guarantee you because Some could happen and the market could tank tomorrow So we could buy something for three million and at the end of that year it could be worth 1.5 I mean, we could buy something for 30 million at the end of the year it could be worth 15 million So half of that investment is is lost and now we got to wait for it to climb back up and so From 2008 we we we didn't see the real real real heights until 2020 2021 The well everybody who really really really lost In uh 2028 I mean 208 Really really made out big in 2020 2021 2022 But look how long it took for that market to get all the way back up And then it got all the way back up And yeah when it was going up, you know 2015 1718 whatever But then it went all the way back up And then now what it's starting to do starting to go back down And now that it's starting to go back down now the market starting to change So listen get the hell knowledge in you now and Do your due diligence And pay attention to these signs and make sure you compare and contrast them But hey this on the gas and let me see this now Um Okay, the cold god bless you God bless you. I appreciate y'all. It's late. I got to be I got to meet more one more, um Remodeling guys at 8 a.m at home deeper home depot simile check But a god bless y'all and appreciate y'all who showed a little love and sent them blessings. I sure appreciate it God bless you. We'll talk soon