 78% of the central bank are studying the digital fair currency, central bank digital currency, and I think the work from IMF, from Bank of Canada, from half a dozen central bank around the world in the working group with the focus group proves that we have created a great information for the central banks as well as ITU members to share. The objective from the beginning was to really look at the architecture, regulatory guidelines and the security for digital fiat currency. The focus group has three working groups and the first one is compliance, regulatory compliance and economic impact. The second one is architecture and the third one is security. Some central banks are looking at because they have a decline in cash usage in their country other looking at it because they want to have a more effective means of settlement. They may be considering to have a tool to foster financial inclusion or in some instances they are looking at it from a monetary policy perspective to have a new tool to implement their monetary policy. I think the most compelling case is for the inclusion aspect. Some degree of interoperability is required I think for that future world. So why not now build towards that future by building standardization into central bank digital currencies so that when you move up beyond the domestic only CBDC that you are ready to interoperate with other countries. The technology really can be a very strong unifying force not only in bringing the central banks together but also in terms of creating a basis for a whole new set of regulations. Everything is being digitized right? Of course from music movies anything that can be digitized is being digitized money is one of those and standards allow comfort first of all. Of course they allow a competition to enter the field and compete on equal footing. Money should go similar from one country to other moving around. So in that sense you need to have standards to make this possible without any big costs on doing that. So I think that there is a huge place to ITU to help this kind of standardization if eventually this technology is going to be marketable. There may be multiple motivations for a central bank to look at this and it's fair to say there is not a uniform tribe for this. We are planning to establish a future of currency lab where most of the member will participate so that all the solutions can be compared and evaluated and then provided to central banks around the world so that they don't have to chase all kinds of solutions when this. So we want to make this a clearinghouse for the technology for digital currency.