 Well, hello hello and welcome back to my channel today. We're gonna do an August budget as always Let's take a look back at last month. I keep track of my monthly expenses on my month view This is my Aaron Kondren monthly deluxe planner. These actually just came out again This has all of 2017 in there. I did order my 2018 planner already it has not arrived yet, but it will be coming shortly and These are available. So what I love about the monthly planners is that they have just a month view and then there is Notes pages in between Another notes page and then you have another month. So it's very simplified and I really really love that So if you guys are interested in purchasing this planner, it's actually quite cheap considering It's an Aaron Kondren product But it's not like the life planners where those can get upwards of like 70 80 dollars Depending on the options, but I believe these start I want to say at 35 I want to say there is gonna be a link below for you guys It is an affiliate link So if you have never purchased anything through Aaron Kondren, you can sign up and then you can get a $10 off Unique coupon code. It'll actually get emailed to you and then once you receive the email Then you can check out with that $10 off too. So anyways, so I obviously and August hasn't happened yet And let me show you July again Today is actually the 27th and this video is going up on the 28th I ran out of my no-spend stickers sadly from Coffee Break Planner this is called the Emily's budget bundle and I will link Coffee Break Planner below as well as a sneaky little coupon code if you guys are interested for 20% off There's a whole variety of things that come in the budget bundle of you know things that I use and all of that stuff But I am out of my no-spend stickers. Oh, sorry about that my little thing fell down here. There we go So I actually already placed an order with Catherine from Coffee Break Planner And those are probably gonna arrive tomorrow to be completely honest and anyways So why don't we get into August and I will start my budget I've got a lot of home stuff happening this month I've already paid my mortgage for the month of August But because it's due on the first like there's a lot of stuff that's due for me on the first So I figured you know you obviously like want that money in your account and stuff So then you end up paying it like for the next month at the end of the month. Does that make sense to you guys? I hope it does. I hope that's not confusing. All right, so I think I'm gonna use this butterfly one this month because it's this not spring it's summertime and I like the look of it and I have this little smaller washi too Which is freaking adorable people always ask me what I do with this page You know what I do with it? I go like that and I don't actually do anything with it. I Wish I did something with it to be honest you guys, but I just don't I don't know. I've seen other people do some really cool things, but I don't know I feel like I track everything. I want to track on my main page like not my main page, but like You know this page that I just I don't know. I just don't need it. You know what I mean? put my little like August foil right in the middle you can get this and this at Aaron counter.com as well If you are interstated All right, so what I like to do is now that I have a lot more expenses I like to write out my expenses on this column and then on this column write out all of my incoming so Yeah, actually, let me check. Let me check the month of August you guys. How many Fridays are there? There's four Fridays So let's put that in the calculator. Also. I'm gonna use these which Are super super cute. All right so on average if I work 40 hours and I don't take any time off and Don't work any overtime or anything like that This is what I get paid every week Obviously, it's minus like taxes and insurance and whatnot. So but there are four pay periods So we'll just write this four times and then we'll calculate it out So my total expectation is going to be $2,630.16 so that is what I'm gonna go off of for this month. All right So let's do all of my regular household bills, which will go over here and I think I'm going to use one of these little like House icons because they're really cute because honestly, this is all house stuff We'll just write out going and I'm a decorative planner person. I probably should have showed this at the beginning I'm a decorative planner person So I like my budgets to look cute because then I will stick to it and I look at this thing At least on a weekly basis Not every single day But I do have it like out most of the time and I just kind of flip to it and then I'll write down You know what I spent that day or look back and see what's in the budget and all that kind of stuff too So yeah, so my mortgage is 451 38 my HOA fee is 158 I hear that that's going up, but I haven't received any notices about it yet So I don't know my electric is an estimate that does vary every month So I'm just gonna estimate a hundred dollars. It was like a little bit over a hundred last month But there was a lot of like in and out and lots of workers here and stuff too So it was quite cold in here with like the air conditioning and whatnot. My gas is a fixed expense So I pay forty four dollars a month and then it actually readjusts after a year My trash is the same every month and that's twenty nine dollars and seventy five cents The water I don't know if that is Adjustable or not. I think it's an estimation So I'm gonna put it at forty five dollars as an estimate really close to what I spent last month my auto insurance is $85.42 That doesn't change my internet is the same at forty five dollars and twenty nine cents I also am a Netflix person since I don't have Cable and that's ten dollars and sixty eight cents and that's all I have for like Fixed expenses. I would normally have a cell phone in here, but I've already paid my mom up through August So I will owe her in September. So that is the outgoing for now So let's talk about cash. I am going to write in actually. I'm gonna use this thing real quick because I Think it's cute. I'm just gonna separate them a little bit These are little washy samples. I get a lot of these from actually like planter meetups and stuff and It's a great great place to find washy samples if you're looking for some washy samples in your life You can also buy them off of like Etsy and stuff too if especially if you don't want like a full roll of washy like I Wouldn't necessarily use a full roll of the one I'm using right now, but it's just kind of like Fun to have you know. All right, so I'll make a little separator here and then as for my cash I'm gonna put in So my gas I usually estimate I've been doing a lot more driving at work though So let me think here. So let's go like I don't know, but it always seems to like work out So let's just keep it with like the $200 mark for the gas and then for groceries I feel like I've been spending more lately. So let's do like 240 for groceries and Then my dining I usually keep that around like 60 bucks or so So I think that's good for the cash again. We'll do this little guy right here again. I like decorative stuff So sorry if this is weird and you're watching this going. Why does this person put tape on their budget? I'm a decorative planning person anyways, so sorry if this video was suggested to you and then this is my Cash I'll put that right there and then I've got some fun extras and I've also got some like not so fun extras I Had all the intentions to go get new car tabs last month, but they expire at the end of August So I just need to take care of them in the month of August. I was gonna do it this month And it just hasn't happened. So I still need to go do that. So I've got my car tabs I think they're gonna be around $200. I think I'd estimated like 300 before but I think that's like way wrong I also have to do some stuff with local records I have to send in some sort of payment for my house of $89 which is due by the end of the month. So I just need to send that in I also need to get a new driver's license because it has my parents address on there right now I'm assuming that that is probably gonna be about 40 bucks. Maybe I don't know It's just all I have to do is change the address I don't have to change like the photo or anything like that Also, I need to homestead. I don't think that there is a fee for that I just need to go to like I think it's just like the city's the city clerk's office or something. So I Don't know how much that's gonna be. I don't think it's anything to be completely honest I don't know also something fun. That's happening in August. It's the state fair so that is definitely Something that I am excited about it's at the very end of the month And I am estimating like for my ticket and food for the day is gonna be around a hundred dollars So let's get all of these things totaled up and then we'll see where we come out at the end of this budget So I just use this little sticker here to kind of show Where I'm at so let's put this down here All right, so the first category is on the top line So this outgoing is nine hundred sixty nine dollars and fifty two cents My total cash outgoing is five hundred dollars and then kind of this miscellaneous stuff down here that isn't Normally here is four twenty nine. So this is kind of like a hefty Situation down here for the month of August. I know a lot of you have been asking if I have a sinking fund Unfortunately, I don't have sinking funds right now I will be doing that in the year 2018 once that starts But yeah, so then my total is one thousand eight hundred ninety eight dollars and fifty two cents And then if I subtract out my total incoming here, I will get whatever surplus I have so right now That leaves me okay Let me grab a little a little piggy guy So right now with all those calculations that leaves me with a surplus of Seven hundred thirty one dollars and sixty four cents. So if something's a little bit higher or a little bit lower I still have some wiggle room part of that money is gonna be going into a like house savings fund for myself So sorry about the lighting tonight you guys I apologize I got home from work and it's like the Sun is kind of setting so It's like kind of freaking out But that is what I'm left with at the end of the month and that's like I say if I Only work my normal allotted time don't take any time off and don't work any overtime So I usually work at least an hour of overtime if not more every single pay period anyway So it usually ends up being just a little bit more than that But you know, you got a roll with the punches and if I'm sick I'm sick if something happens I have to leave early or come in late, you know, that's okay, too So but that is my budget for the month of August 2017 I hope you guys enjoyed the video if you have any questions feel free to leave them down below And I'll answer as many of you as I possibly can if you like these type of videos and like my financial Friday budgeting videos Make sure to give it a thumbs up I am here every Monday Wednesday Friday with new content for you guys at 9 a.m. Central Standard Time and every Friday I try to do something budget related. It's not always budget related But I try to do something budget related and if you guys have any budget related Video topic ideas make sure to put them in the comments below I love seeing what you guys want to see from me and obviously if I'm not comfortable doing it I'm not gonna do it, but I Love your suggestions and I have done several of your suggestions for financial Friday videos as well as other video content too So keep the suggestions coming. I really appreciate it. So thank you guys so much for watching I enjoy interacting with all of you guys. So thanks so much for sticking around and I will see you guys in the next video Bye guys