 Welcome to a welcome back to Norris Cove. If you're new here, I'm Yoshida. I'm a self-employed hairstylist I'm also the owner of Norris Cove, which is an online stationery shop where we sell budgeting stickers functional stickers We also sell planning and business inserts as you can see Also, if today's your first time watching, give me a favor hit that subscribe button also hit that notification bell So it's your notified when I'm upload more content like this, but today you guys we're gonna get into my weekly budget Listen this week Financially I had a meltdown. I'm just gonna be honest. I had a true Meltdown now we as always we got to go in here talk about last week kind of close it out Last week was supposed to be my busy week. That's why I guess to me the 1300 It wasn't my busy week. It was a little scarce. Okay Let's get into it So here We thought we'd make 1300 we ended up making 998 Norris Cove. I said I was gonna pay myself 100. I had my a portion of my car note coming out So what I did was went ahead and paid myself 450 but it really didn't even go to the car note because the car note was supposed to come out last week So that money has been sitting there So I'm so confused. I don't know if I should take this out. You'll see why when we get into the numbers The money's been sitting there Let me see this week was the fourth through the 10th. I Paid it last week. Oh, I don't know but let's let's move on because I'm so This move on so envelopes I had to go into my envelopes again because one I had my sister's Birthday boat ride I was gonna pay for it. So I was like fine. I got $40 in birthday But I'm gonna take the rest of it out because I was assuming it was a hundred and sixteen dollars So I'm like, okay, I'm just gonna take that out, you know, whatever That's what these envelopes up for well when I went to go pay it was 175 and I was like, oh, no I don't have that so life goes on work goes on. I had a whole meltdown because I had to pay my CPA 375 that's another whole Rent for another day each year. She goes up. I'm supposedly get a discount I think she gave my coworker who I hit my coworker to her She charged her 360 but charged me 375. I'm supposed to get a discount. Who got the discount? Okay, so I had a whole meltdown because after I paid her I had $1 in cash. So Had a whole meltdown and I realized something I had to realize something I was let's put a pen in it Very quick. I realized something about myself I like money. I'm not going to lie like working with numbers, but when I'm without money, I am hailed Okay, I'm just going to excuse my French, but I am pure hailed when I am without So I had a whole meltdown. So I just anybody that was listening I would tell them about I had to pay my CPA 375 And I'm not getting any taxes back I don't know I need to move on from this rant But anyway, so my coworker who I sent to my tax lady. I was telling her about I'm like How you get the discount? And I wasn't saying it like she owed me anything. I was just like We have our own conversation about our CPA. So that was part of the rant Bless her heart. She sent me $25 and I begged her please take it back because you know It's whatever because when I left that lady first of all I was there too long When I left I was hungry, but I only had a dollar and I just didn't want to put on a credit card It was just a whole situation. So anyway, my coworker gave me $25 the next day. I'm rang to my sister That's what I said. I'm pure hailed when I don't have anybody And so I was just telling my sister like I could have took that money that I paid her If I knew I wouldn't get anything back. I could have took the boat ride and you know saved up for the CPA And that's the thing. I never know her prices So anyway, my sister sent me $20. So that's how I have 45 dollars here Rants over I don't even know if I'm gonna leave that in there because the rent is just crazy. Anyway, I Miss calculated how much I took out so I had to go back in that was 135 of envelopes So our inflow total was six hundred 1628 dollars Y'all I was so excited that I didn't have quad pays and that I could put my money in Let's say my apple is attached to my inflow account. I just Never changed it. I need to change it and I had you know, I had money in there for it to come out So that came out my Walmart came out of 57 dollars. We're estimated 16 We paid that last affirm it came out this week So even though I paid the last week it came out this week like on monday For 54 36 or no. Yeah, I paid it monday 54 36. Excuse me Credit one That was 30 dollars instead of 40. We still didn't pay shop of five apple music 1165 canva I don't know what's going on the money was there. It didn't come out. So I don't know T-mobile got their money. I had the money sitting there. They got it y'all. I'm feeling real proud right now pay booth rent of $250 And um, american home show is due actually today, which is the 10th I ain't got it. So I'm gonna pay them on tomorrow, which is monday And then here ally, you see their men read their 450. So I did that was another thing I did transfer the money. That's why I said this was this week I transferred the money from my business account to cover it. I got a notice stating that oh, you're your money has posted or your Car payment has posted. So that means they're about to take it out the next day. That was like on tuesday Y'all they didn't get their Monday money till yesterday morning like at 12 a.m Needless to say that's that So here I kind of got a little confused. I'm like, okay, what about this 450? Is that included in this or not? So I broke those two up without the car payment is 520 with the car payment is $970 Y'all this gets so tricky and I want y'all to kind of help me if you can figure out where this money is missing We'll get into that So over here, I had guesstimated that you know, I'd have $150 left for sinking funds did not um Do remind me. So anyway, um miscellaneous I had for some reason budgeted like 215 20 something I can't y'all this this is why you need to write things down It's I hope this video is not all over the place, but I'm all over the place. So bear with me Miscellaneous came in at $70 and 62 cent. I thought oh, that's where my money goes. No, ma'am eating out another category here 192 73 Now here's the thing sometimes I don't just be buying food for me I will buy food for my daughter or my son or whoever but this week It was me and my daughter and really I think only maybe two days. I have bought for like me and her two times rather Then grocery I had a that's another thing. I had my Last week $200 for my envelopes That I took out. So I think I had like $50 in there for grocery um, I might have did That's what I didn't do home I took money out of home But that went to the paper towels and all that stuff. Anyway Focus your sheet though I ended up adding an extra $51.97 to grocery. Okay Then my daughter I gave her $40. I total came up to be $355.32 Then down here, um, I did get guests this week, but it's not going to come out to next week And then my CPA taxes I was thinking $360 I gave her $375 And then here are my business expenses Supplies and stuff. I had that listed totally and another thing. So this would probably Um, I just wanted to add this probably if I took Anyway, let's let's they focus your sheet So all that came up to 548 dollars and 87 cents here These are just those bills from here, which I'm gonna start listing them here So I did go to the closeout You know, I was so wore out Like yesterday. I just came home got in the lid. I was so I was still irritated from the CPA situation So I just came in and got interviewed Um, that was February. So what I did was I put Hair which I'm mainly tracking my hair income on this one. So I put budget at 1300 It was actually 998, but then with everything else that I included it was 16 20 feet So this is just for taxpayer purposes in the future because after My situation with the tax lady this time My anxiety was so bad that I want to take a tax class to do my own I want to I have so much I have to start doing now Prepping things I've been doing for 31 years and my hair business is no longer I can no longer do so now I have to have a different plan of action now I have to start paying quarterly, which I've never paid quarterly I just always kind of pay at the end of the year let them take it out and get a refund That didn't work this year. So that was part frustrating as well Neat, let's just say we're going to do this math here kind of close this out And it's not going to really necessarily close out. So we have 16 oh, excuse me 16 28 Now we're going to minus that the 970 in bills So we have 658 left, right? Well for sinking funds everything came in at 355 You see that's where this is where it's going to get a little difficult three let's say 356 At least 302 but As you can see here in expenses we have 548 dollars. So We're missing 246 dollars like where is it? And how did this stuff get paid now the CPA? Let me tell you I know Where this came from because that was my full days worth of work on Friday, okay So I already know Okay, and either way Friday Saturday these two together I paid a portion of this or the business paid a portion of either one the business paid either one of these, okay So that would be here. So I'm so confused why I'm missing 246 dollars Where's that extra money? The only thing I can think of is the envelopes that I stuff But then that's still part of this So if anything we could add 70 more dollars to this but we're still missing some more money Then I got to thinking okay, what did I buy sundae? But that still would have been last week's money not necessarily this week's money. So I don't know We're basically missing 246 dollars. I don't know where it's at. We're gonna find it But I'll probably find it. I tried to find it off camera before I even filmed but I just don't know So maybe you can tell me where it is If you're looking at my budget because I've been trying to find it like I've been trying to find it like all this and okay, let me tell you how I know things. Okay Let me back up. So as you can see here, I used our um spending tracker notepad To track all my expenses because this week I said I'm going to figure out where my money is going And I always suggest this to people to write down what you're spending Okay, so starting on this goes back on the fourth. I started tracking What I spent okay Every day I wrote down everything every time I bought something I wrote it down Okay, so all this is accounted for and I broke them up into categories. My categories are bill food miscellaneous family business Um, sometimes it's products like for the salon. Okay All that's accounted for so all that's over here. I did this over here. All that's over here. Okay Where is the 246 dollars rachanda? Let me get my life. So with all that huh Let's go into this week. I'm gonna still do my little um notepad this week Because this was very helpful for me. Um, we also have a weekly expense sticky note coming for the month of notepad excuse me coming for the month of March, let's go here I'm going to put 1,200 for this week. Okay No, co. I at this point. I'm not paying myself. I don't believe I'll just put it down And I'll put down miscellaneous All right bills do this week. We're gonna whip out Yeah, so y'all can see why last week just The short six me Let's go to calendar. So here we are We got to put american home shield We're gonna pay that on the 11th and it's $60 Okay, then we have chase which I haven't been paying matter of fact chase needs to be in red Really both of these actually American home shield chase And chase is we want to try to give them a hundred Navy federal credit union that credit card is due on the 13th That total is here In red the things that are behind or that I need to draw my eye to Actually t-mobile. I'm on a payment plan. This $50 is not due. I just want to give it some so And then city bank way behind ultra way behind. So let's see what we we're working with. Okay, so we're working Let me subtract this 749 So I have my car note here I'm just going to hit a Button here because let's subtract that So we're at 560 Because it's not going to be paid this week as you can see if I'm making 1200 and I'm over the 1300 That leaves me no miscellaneous. No nothing. So $560 That's our estimated amount This is for the week of the 11th I think we're through the 17th Okay, sinking funds One we got to get their food under control Um, I'm just going to list them. I'm going to try to cut eating out down to 60 miscellaneous I'm going to try to cut that down to 65 destiny I don't know so I'm going to try to do 40 with her And grocery I'm going to try to stay at 65 And I'm trying to think what else did we pay last week? Those are the main categories Oh, we do have gas this week. I did get gas And that's going to be I think about 65 It was like 6501 or something like that's really even at 65 Uh, let's get a total for this So that says $230 That is my guesstimate Products, huh? Did I get any products last week? No Um, I'm going to put products down I think I do need some things I'm going to do 30 just to see That puts us at 95 So let's do 12 minus of 60 minus 230 410 That leaves us with a total of 315 left Okay, so we have a remaining of 315 I'm not even going to try to zero base this out but If I wanted to I would probably get go ahead and split these two up. I'd give city bank 50 ultra 50 Um, like I said, I don't think I included the 50 here for t-mobile. So I could also give them 50 I could actually give a little bit to my car note. So Might be something I'm considering So we're going to try this again this week I'm going to leave these in here because matter of fact I need to find one of those cloth and paper envelopes and stick these in here so I can refer to them Yeah, now we got to make a tax envelope But I'm not going to stress about it right now. I'm just trying to pay down this debt. I'll worry about everything else later Anywho, this is it for this week you guys. Thank you so much for watching If today was your first time watching any of my videos and you enjoyed today's video Please do me a favor hit that subscribe button also hit that notification bell And I'll see you guys in my next video