 Let me ask you a question. Here's another logical question. Let's suppose you're a 30-year-old woman and you have no children, you have a condominium, are you worried about death? You're not going to pass away until your 70s or 80s or 90s. Why should a single woman, a single person, want to do a living trust? When you're a 30-year-old woman and your trust owns your condominium and your stock and you marry what you think is a prince and it turns out that it's going to be a frog, what have you done with the assets in your separate trust? You haven't commingled it. You've kept it in your separate trust. So even though 30 years old, you're not worried about passing away, it's very important for a young person to have a living trust as well, not because they're thinking about death, but because they want to protect their assets.