 We're here at ITU Telecom World 2015 in Budapest, Hungary and I've got the great pleasure of being with Ms Oksana Smonova-Krell, who is a CEO of Intervail Management. Ms Smonova-Krell, thank you very much indeed for being with us today. Thank you for your invitation. Now I'd like to talk to you a little bit about your presence here at ITU Telecom World and I've heard that Intervail is a developer of ITU standards. Perhaps you could tell us a little bit about what you do in terms of your day-to-day business and also looking at innovations. It's very much a focus here at ITU Telecom World. Well, talking about the standards, actually the standards were developed by ITU but we initiated those in 2008. We came up with the proposal to talk about secure remote payments in the telecommunication networks and to standardize those. Within three years we reached the result and in 2011 ITU adopted two important standards. First of all, how to benchmark the systems from the perspective of their security. And second, what should be the architecture of the secure system. And we are glad to know that the products that we offer to our customers, they're based on those principles that are declared by ITU standards. In terms of the focus on innovation, tell us a little bit about where you're going in terms of technologically and product-wise. Well, if we talk about innovation we should talk from two perspectives from my part of you. First about pure technology. And in this respect from just building a solution for particular customers, we went to the direction of open API, offering a solution to different market players that could be built into their already existing solution. Just giving the opportunities to freely select what is needed and end on to the particular solution what's really needed for particular business. Just making it possible for different players to develop digital financial services. From the perspective for product, I would say the most interesting about what we told today to the public is our projects with the postal union. Because last year we did a very interesting project where we launched mobile payments into the network of the Russian Post. And now we have a pilot with the UPU and together with Kazakhstan Post about which we expect to be telling the world in December this year on ITU Congress. And why are you taking part here in ITU Telecom? Well, what's the value of attending an event such as this? Well, it's a good opportunity not only to learn about new technologies, what the others are doing, but also to get a feedback of those who regulate the market, which is also important. Because you understand how different markets works, what our regulations are about, and how they can impact the development of the payment industry financial services, etc. That's why it's very useful to be here. And what have your impressions been of the both of the sessions and of the exhibition itself? I liked very much the sessions because it gives a very good perspective on different areas as far as ICT is concerned, both from the perspective of technology, business regulation. On the other hand it's very good to see that special focus by the Chairman is paid to SME because everyone is talking about ICT for big companies. But SME actually moves the development of many countries, many businesses and economies. And it's very good that special focus now is paid exactly to them and within the framework of this event. Oksana Smirnovich, well, thank you very much for keeping with us today.