 I am so excited to be at the first co-op congress as the CEO of co-ops UK. We've got an incredible line-up of speakers and we're tackling some really important issues and we're bringing the profile of co-ops to a different audience this year. I think when we say the phrase build back better, it says to me that we can't go back to business as usual. It means doing something different and building a society where nobody's left behind and for me that is about more community ownership, more not-for-profit organisations, everyone with a stake in what's going on, every voice heard. That's what co-ops offer, they offer the answer to all of that and co-ops are about us not me. Co-ops of Congress is absolutely key to the co-operative movement. It's all about coming together to discuss the ideas that matter to everybody in the co-operative and the co-operative bank wants to be at the heart of that movement. I think it's been great. Rose has been a breath of fresh air for the movement, connecting with young people, the importance of digitisation, understanding this generation shift. It's been a really good vibe. It seems to be really fired up and ready for change. It doesn't matter if you haven't got the knowledge of what co-ops are, I think you just need to have a willingness to learn and the drive to do something about it. Congress was set up originally to get people together at a time when people, lots of people couldn't read and write, especially the members and it's even more important to keep having it now because over the pandemic there's been a tendency for people to be inward looking and I think we need to repair that, we need to rebuild that. So we'll start it with this Congress. Today's gone amazing, I wasn't sure how it would be, but being here and at least knowing three people when I got here, it gave me confidence and just after speaking and meeting people, it's been amazing, it's been great to be here. Events like Cobb Congress are really important, I think we really need them. I think what they do is they bring co-operators together in one place to share ideas, not just to talk to each other but to learn about what's happening outside of the co-operative community as well. I thought it was a great opportunity to meet other co-ops and to meet people that I have seen on Zoom during the pandemic and hear more about what we're currently doing and what's the future of the co-ops and how we can work together to build a better and brighter future. It's all about co-operation between co-ops, really important and these events people get together, they talk, they discuss ideas and they promise right through the movement. I'd just really like to thank co-operators UK for actually holding Cobb Congress this year. It's absolutely fantastic. This year more than any other is so important to spend time together, really understand the issues because the co-op has been at the forefront of the solution during this pandemic.